Loans (Schedule 3) - Indian Railway Finance Corporation Ltd.

Schedule ‘‘3’’
Loans
Description As at 31.3.2003 As at 31.3.2002
(Rs.)
(Rs.)
LOANS - IN INDIA
SECURED LOANS
(Secured by first floating charge on all the assets
of the Company, ranking pari-passu inter se).
(A) Taxable and Tax-Free Secured, Redeemable
Non-Convertible IRFC Railway Bonds of Rs. 1000/- each
(If not otherwise specified) for cash at par*
SEVENTH SERIES
PRIVATE PLACEMENT - 10.5% Tax free Non - Cumulative
"A' Series - Redeemable on 30-12-2002 0 2,00,00,000
"B" Series - Redeemable on 23-01-2003 0 2,00,00,000
"C" Series - Redeemable on 28-01-2003 0 2,00,00,000
"D" Series - Redeemable on 03-02-2003 0 50,00,000
"E" Series - Redeemable on 05-02-2003 0 2,00,00,000
"F" Series - Redeemable on 31-03-2003 0 2,00,00,000
"G" Series - Redeemable on 03-04-2003 3,00,00,000 3,00,00,000
"H" Series - Redeemable on 08-05-2003 6,00,00,000 6,00,00,000
9,00,00,000 19,50,00,000
NINTH SERIES - PRIVATE PLACEMENT
10.5% Tax-free Non- Cumulative
"C" Series - Redeemable on 15-09-2002 0 5,00,00,000
"D" Series - Redeemable on 16-09-2002 0 5,00,00,000
"E" Series - Redeemable on 22-09-2002 0 30,00,00,000
"F" Series - Redeemable on 27-10-2002 0 10,00,00,000
"G" Series - Redeemable on 17-11-2002 0 11,00,20,000
"H" Series - Redeemable on 24-11-2002 0 97,60,000
"I" Series - Redeemable on 30-11-2002 0 10,00,00,000
"J" Series - Redeemable on 01-12-2002 0 2,73,00,000
"K" Series - Redeemable on 08-12-2002 0 73,32,000
"L" Series - Redeemable on 15-12-2002 0 93,77,000
"M" Series - Redeemable on 22-12-2002 0 13,68,00,000
"N" Series - Redeemable on 29-12-2002 0 14,60,000
"O" Series - Redeemable on 05-01-2003 0 6,28,03,000
"P" Series - Redeemable on 19-01-2003 0 40,05,000
"Q" Series - Redeemable on 02-02-2003 0 51,00,000
"R" Series - Redeemable on 09-02-2003 0 1,60,000
0 97,41,17,000
TENTH SERIES
i) PRIVATE PLACEMENT
10.5% Tax-free Non-Cumulative
- Redeemable on 27-08-2003 130,58,75,000 130,58,75,000
- Redeemable on 07-10-2003 11,75,20,000 11,75,20,000
142,33,95,000 142,33,95,000
ii) PUBLIC ISSUE
10.5% Tax-free Non- Cumulative
- Redeemable on 21-05-2006 (Call Option exercised on 21-05-2003) 147,24,21,000 147,24,21,000
Deep Discount Bonds
- Redeemable on 21-05-2003 116,54,43,035
Less : Unabsorbed Discount 2,55,05,757 113,99,37,278 97,28,03,548
261,23,58,278 244,52,24,548
403,57,53,278 386,86,19,548
22

Schedule ‘‘3’’ (Contd.)
Loans
Description As at 31.3.2003 As at 31.3.2002
(Rs.)
(Rs.)
ELEVENTH SERIES - PRIVATE PLACEMENT
10.5% Tax-free Non-Cumulative
- Redeemable on 08-03-2004 190,46,83,000 190,46,83,000
TWELVETH SERIES - PRIVATE PLACEMENT
10.5% Tax free Non-Cumulative - A Series
- Redeemable on 26.06.2004 386,02,53,000 386,02,53,000
10.5% Tax free Non-Cumulative - B Series
- Redeemable on 30.03.2008 60,50,75,000 60,50,75,000
10.5% Tax free Non-Cumulative - C Series
- Redeemable on 31.03.2005 50,00,00,000 50,00,00,000
14.25% Taxable Non-Cumulative - AA Series
- Redeemable on 29.07.2002 0 500,00,00,000
13.50% Taxable Non-Cumulative - BB Series
- Redeemable on 29.07.2002 0 458,47,75,000
14% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each - CC Series
- Redeemable in 10 equal yearly instalments 200,00,00,000 200,00,00,000
starting from 31.03.2004
696,53,28,000 1655,01,03,000
THIRTEENTH SERIES - PRIVATE PLACEMENT
10.5% Tax free Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 03-09-2008 255,00,00,000 255,00,00,000
10.5% Tax free Non-Cumulative Bonds of Rs.10,00,000/- each - A Series
- Redeemable on 30.03.2009 2,00,00,000 2,00,00,000
13.25% Taxable Non-Cumulative - AA Series
- Redeemable in 15 equal yearly instalments of Rs.1333.33 lacs
starting from 31.03.2000 146,66,68,000 160,00,01,000
403,66,68,000 417,00,01,000
FOURTEENTH SERIES - PRIVATE PLACEMENT
10.75% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 09.04.2006 50,00,00,000 50,00,00,000
FIFTEENTH SERIES - PRIVATE PLACEMENT
12.90% Taxable Non- Cumulative Bonds of Rs.10,00,000/- each
"C" Series-Redeemable on 22.6.2002 0 10,00,00,000
"D" Series-Redeemable on 22.6.2003 10,00,00,000 10,00,00,000
"E" Series-Redeemable on 22.6.2004 10,00,00,000 10,00,00,000
"F" Series-Redeemable on 22.6.2005 10,00,00,000 10,00,00,000
"G" Series-Redeemable on 22.6.2006 10,00,00,000 10,00,00,000
"H" Series-Redeemable on 22.6.2007 10,00,00,000 10,00,00,000
"I" Series-Redeemable on 22.6.2008 10,00,00,000 10,00,00,000
"J" Series-Redeemable on 22.6.2009 10,00,00,000 10,00,00,000
"K" Series-Redeemable on 22.6.2010 10,00,00,000 10,00,00,000
"L" Series-Redeemable on 22.6.2011 10,00,00,000 10,00,00,000
"M" Series-Redeemable on 22.6.2012 10,00,00,000 10,00,00,000
"N" Series-Redeemable on 22.6.2013 10,00,00,000 10,00,00,000
"O" Series-Redeemable on 22.6.2014 10,00,00,000 10,00,00,000
120,00,00,000 130,00,00,000
23

Schedule ‘‘3’’ (Contd.)
Loans
Description As at 31.3.2003 As at 31.3.2002
(Rs.)
(Rs.)
SIXTEENTH SERIES - PRIVATE PLACEMENT
12.80% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
"C" Series-Redeemable on 15.7.2002 0 10,00,00,000
"D" Series-Redeemable on 15.7.2003 10,00,00,000 10,00,00,000
"E" Series-Redeemable on 15.7.2004 10,00,00,000 10,00,00,000
"F" Series-Redeemable on 15.7.2005 10,00,00,000 10,00,00,000
"G" Series-Redeemable on 15.7.2006 10,00,00,000 10,00,00,000
"H" Series-Redeemable on 15.7.2007 10,00,00,000 10,00,00,000
"I" Series-Redeemable on 15.7.2008 10,00,00,000 10,00,00,000
"J" Series-Redeemable on 15.7.2009 10,00,00,000 10,00,00,000
"K" Series-Redeemable on 15.7.2010 10,00,00,000 10,00,00,000
"L" Series-Redeemable on 15.7.2011 10,00,00,000 10,00,00,000
"M" Series-Redeemable on 15.7.2012 10,00,00,000 10,00,00,000
"N" Series-Redeemable on 15.7.2013 10,00,00,000 10,00,00,000
"O" Series-Redeemable on 15.7.2014 10,00,00,000 10,00,00,000
120,00,00,000 130,00,00,000
SEVENTEENTH SERIES - PRIVATE PLACEMENT
9% Tax free Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 28.2.2015 200,00,00,000 200,00,00,000
EIGHTEENTH SERIES - PRIVATE PLACEMENT
10.95% Taxable Non-Cumulative
- Redeemable on 31.03.2005 200,00,00,000 200,00,00,000
NINETEENTH SERIES - PRIVATE PLACEMENT
10.80% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- 'A' Series-Redeemable on 18-04-2007 (Put/Call Option on or after 18.4.2005) 100,00,00,000 100,00,00,000
- 'B' Series-Redeemable on 20-04-2007 (Put/Call Option on or after 20.4.2005) 100,00,00,000 100,00,00,000
200,00,00,000 200,00,00,000
TWENTIETH SERIES - PRIVATE PLACEMENT
10.90% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 14-07-2007 (Put/Call Option on or after 14.07.2005) 199,80,00,000 199,80,00,000
TWENTY FIRST SERIES - PRIVATE PLACEMENT
11.40% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 27-07-2010 (Put/Call Option on or after 20.07.2007) 5,00,00,000 5,00,00,000
TWENTYSECOND SERIES - PRIVATE PLACEMENT
11.50% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable in 14 yearly instalments starting from 28.07.2002 9,30,00,000 10,00,00,000
TWENTYTHIRD SERIES - PRIVATE PLACEMENT
11.70% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 24-11-2007 (Put/Call Option on or after 24.11.2005) 106,00,00,000 106,00,00,000
TWENTYFOURTH SERIES - PRIVATE PLACEMENT
11.05% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 17-01-2006 21,00,00,000 21,00,00,000
TWENTYFIFTH SERIES - PRIVATE PLACEMENT
11.10% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 22-01-2006 350,00,00,000 350,00,00,000
TWENTYSIXTH SERIES - PRIVATE PLACEMENT
7.75% Taxfree Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 26-03-2011 45,00,00,000 45,00,00,000
TWENTYSEVENTH SERIES - PRIVATE PLACEMENT
7.75% Taxfree Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 30-03-2011 25,00,00,000 25,00,00,000
24

Schedule ‘‘3’’ (Contd.)
Loans
Description As at 31.3.2003 As at 31.3.2002
(Rs.)
(Rs.)
TWENTYEIGHTH SERIES - PRIVATE PLACEMENT
10.90% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
"AA" Series - Redeemable on 30-03-2006 76,00,00,000 76,00,00,000
"BB" Series - Redeemable on 30-03-2006 100,00,00,000 100,00,00,000
176,00,00,000 176,00,00,000
TWENTYNINTH SERIES - PRIVATE PLACEMENT
10.90% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 31-03-2006 25,00,00,000 25,00,00,000
THIRTIETH SERIES - PRIVATE PLACEMENT
9.25% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 18-07-2006 200,00,00,000 200,00,00,000
THIRTY FIRST SERIES - PRIVATE PLACEMENT
9.25% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 14-08-2006 200,00,00,000 200,00,00,000
THIRTY SECOND SERIES - PRIVATE PLACEMENT
10.50% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable in 5 yearly instalments starting from 20.8.2006 500,00,00,000 500,00,00,000
THIRTY THIRD SERIES - PRIVATE PLACEMENT
10.45% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
"A" Series-Redeemable on 13-9-2002 0 9,90,00,000
"B" Series-Redeemable on 13-9-2003 9,90,00,000 9,90,00,000
"C" Series-Redeemable on 13-9-2004 9,90,00,000 9,90,00,000
"D" Series-Redeemable on 13-9-2005 9,90,00,000 9,90,00,000
"E" Series-Redeemable on 13-9-2006 9,90,00,000 9,90,00,000
"F" Series-Redeemable on 13-9-2007 9,90,00,000 9,90,00,000
"G" Series-Redeemable on 13-9-2008 9,90,00,000 9,90,00,000
"H" Series-Redeemable on 13-9-2009 9,90,00,000 9,90,00,000
"I" Series-Redeemable on 13-9-2010 9,90,00,000 9,90,00,000
"J" Series-Redeemable on 13-9-2011 9,90,00,000 9,90,00,000
"K" Series-Redeemable on 13-9-2012 9,90,00,000 9,90,00,000
"L" Series-Redeemable on 13-9-2013 9,90,00,000 9,90,00,000
"M" Series-Redeemable on 13-9-2014 9,90,00,000 9,90,00,000
"N" Series-Redeemable on 13-9-2015 9,90,00,000 9,90,00,000
"O" Series-Redeemable on 13-9-2016 9,90,00,000 9,90,00,000
138,60,00,000 148,50,00,000
THIRTY FOURTH SERIES - PRIVATE PLACEMENT
9.95% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
"A" Series-Redeemable on 13-9-2004 5,40,00,000 5,40,00,000
"B" Series-Redeemable on 13-9-2005 5,40,00,000 5,40,00,000
"C" Series-Redeemable on 13-9-2006 5,40,00,000 5,40,00,000
"D" Series-Redeemable on 13-9-2007 5,40,00,000 5,40,00,000
"E" Series-Redeemable on 13-9-2008 5,40,00,000 5,40,00,000
"F" Series-Redeemable on 13-9-2009 5,40,00,000 5,40,00,000
"G" Series-Redeemable on 13-9-2010 5,40,00,000 5,40,00,000
"H" Series-Redeemable on 13-9-2011 5,40,00,000 5,40,00,000
43,20,00,000 43,20,00,000
Total 4637,14,32,278 5730,75,23,548
Less: Buy -Back Bonds ( Re-issuable) 4,09,000 3,49,000
Total (A) 4637,10,23,278 5730,71,74,548
* (All the above bonds are rated 'AAA' by CRISIL & 'LAAA' by ICRA)
25

Schedule ‘‘3’’ (Contd.)
Loans
Description As at 31.3.2003 As at 31.3.2002
(Rs.)
(Rs.)
B. LONG TERM LOANS
- Corporation Bank 143,39,00,000 156,71,00,000
- Indian Overseas Bank 70,03,00,000 76,69,00,000
- Allahabad Bank 73,29,59,166 80,02,00,000
- Andhra Bank 73,36,00,000 80,02,00,000
- Central Bank of India 449,95,00,000 486,65,00,000
- Dena Bank 136,68,00,000 148,68,00,000
- The Jammu & Kashmir Bank Ltd. 76,69,00,000 83,35,00,000
- Punjab & Sind Bank 73,36,00,000 80,02,00,000
- State Bank of India 770,00,00,000 370,00,00,000
- State Bank of Patiala 170,54,03,112 115,82,35,000
- Syndicate Bank 143,39,00,000 156,71,00,000
- Vijaya Bank 70,03,00,000 76,69,00,000
- ICICI Ltd. 480,76,92,308 500,00,00,000
- Punjab National Bank 729,01,00,000 807,05,00,000
- Bank of Punjab Ltd. 46,00,00,000 48,00,00,000
- Canara Bank 429,87,67,123 450,00,00,000
- State Bank of Hyderabad 79,96,00,000 86,64,00,000
- State Bank of Travancore 50,53,84,960 57,00,00,000
- Indian Bank 200,00,00,000 100,00,00,000
- Oriental Bank of Commerce 169,12,32,759 174,66,00,000
- State Bank of Saurashtra 125,00,00,000 80,00,00,000
- United Bank of India 180,02,00,000 193,34,00,000
- Union Bank of India 340,00,00,000 250,00,00,000
- Development Credit Bank Ltd. 25,00,00,000 25,00,00,000
- State Bank of Bikaner & Jaipur 50,00,00,000 50,00,00,000
- State Bank of Indore 25,00,00,000 25,00,00,000
- State Bank of Mysore 45,00,00,000 50,00,00,000
- UCO Bank 135,00,00,000 150,00,00,000
- G.E. Capital (India) 100,00,00,000
(Repayable within a year- Rs.603.59crore ; Prev. Year-Rs.345.95 crore) 5461,01,39,428 4958,05,35,000
C. SHORT TERM LOAN
- Corporation Bank 75,00,00,000 599,93,00,000
- Bank of Maharashtra 348,08,00,000 0
- CITI Bank N.A. 50,00,00,000 0
- State Bank of India 175,28,00,000 0
- Union Bank of India 25,00,00,000 0
D-FCNR(B) Loan: 247,91,35,000
Less: Forward Premium Unabsorbed: 7,56,33,333 240,35,01,667 0
Total (B) 6374,72,41,095 5557,98,35,000
(i) TOTAL SECURED LOANS (A) + (B) 11011,82,64,373 11288,70,09,548
26

Schedule ‘‘3’’ (Contd.)
Loans
Description As at 31.3.2003 As at 31.3.2002
(Rs.)
(Rs.)
UNSECURED LOANS
(A) TAXABLE AND TAX FREE, REDEEMABLE
NON-CONVERTIBLE IRFC RAILWAY BONDS OF Rs. 1000/- EACH
(IF NOT OTHERWISE SPECIFIED) FOR CASH AT PAR*.
(To be Secured by first floating charge on all the assets of the
Company, ranking pari-passu inter se)
THIRTY FIFTH SERIES - PRIVATE PLACEMENT
8.71% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
"A" Series-Redeemable on 15-3-2004 50,00,00,000 50,00,00,000
"B" Series-Redeemable on 15-3-2005 50,00,00,000 50,00,00,000
"C" Series-Redeemable on 15-3-2006 50,00,00,000 50,00,00,000
"D" Series-Redeemable on 15-3-2007 50,00,00,000 50,00,00,000
200,00,00,000 200,00,00,000
THIRTY SIXTH SERIES - PRIVATE PLACEMENT
7.80% Taxfree Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 27-03-2007 75,00,00,000 75,00,00,000
THIRTY SEVENTH SERIES - PRIVATE PLACEMENT
8.40% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 27-03-2009 (Put/Call Option on or after 27.03.2007) 46,00,00,000 46,00,00,000
THIRTY EIGHTH SERIES - PRIVATE PLACEMENT
8.90% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 27-03-2012 (Put/Call Option on or after 27.03.2009) 36,20,00,000 36,20,00,000
THIRTY NINETH SERIES - PRIVATE PLACEMENT
8.40% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 14.5.2007 205,00,00,000 0
FORTYETHSERIES - PRIVATE PLACEMENT
8.05% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 15.7.2007 250,00,00,000 0
FORTYFIRSTSERIES - PRIVATE PLACEMENT
7.95% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 01.08.2007 150,00,00,000 0
FORTY SECOND A TO O SERIES - PRIVATE PLACEMENT
8% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
"A" Series-Redeemable on 28.8.2003 10,00,00,000 0
"B" Series-Redeemable on 28.8.2004 10,00,00,000 0
"C" Series-Redeemable on 28.8.2005 10,00,00,000 0
"D" Series-Redeemable on 28.8.2006 10,00,00,000 0
"E" Series-Redeemable on 28.8.2007 10,00,00,000 0
"F" Series-Redeemable on 28.8.2008 10,00,00,000 0
"G" Series-Redeemable on 28.8.2009 10,00,00,000 0
"H" Series-Redeemable on 28.8.2010 10,00,00,000 0
"I" Series-Redeemable on 28.8.2011 10,00,00,000 0
"J" Series-Redeemable on 28.8.2012 10,00,00,000 0
"K" Series-Redeemable on 28.8.2013 10,00,00,000 0
"L" Series-Redeemable on 28.8.2014 10,00,00,000 0
"M" Series-Redeemable on 28.8.2015 10,00,00,000 0
"N" Series-Redeemable on 28.8.2016 10,00,00,000 0
"O" Series-Redeemable on 28.8.2017 10,00,00,000 0
150,00,00,000 0
FORTY SECOND AA SERIES - PRIVATE PLACEMENT
7.65% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 28.8.2007 200,00,00,000 0
27

Schedule ‘‘3’’ (Contd.)
Loans
Description As at 31.3.2003 As at 31.3.2002
(Rs.)
(Rs.)
FORTY THIRD "A" TO "J" SERIES - PRIVATE PLACEMENT
6.90% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
"A" Series-Redeemable on 29.10.2003 5,00,00,000 0
"B" Series-Redeemable on 29.10.2004 5,00,00,000 0
"C" Series-Redeemable on 29.10.2005 5,00,00,000 0
"D" Series-Redeemable on 29.10.2006 5,00,00,000 0
"E" Series-Redeemable on 29.10.2007 5,00,00,000 0
"F" Series-Redeemable on 29.10.2008 5,00,00,000 0
"G" Series-Redeemable on 29.10.2009 5,00,00,000 0
"H" Series-Redeemable on 29.10.2010 5,00,00,000 0
"I" Series-Redeemable on 29.10.2011 5,00,00,000 0
"J" Series-Redeemable on 29.10.2012 5,00,00,000 0
50,00,00,000 0
FORTY THIRD "AA" TO "OO" SERIES - PRIVATE PLACEMENT
7.63% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
"AA" Series-Redeemable on 29.10.2003 30,00,00,000 0
"BB" Series-Redeemable on 29.10.2004 30,00,00,000 0
"CC" Series-Redeemable on 29.10.2005 30,00,00,000 0
"DD" Series-Redeemable on 29.10.2006 30,00,00,000 0
"EE" Series-Redeemable on 29.10.2007 30,00,00,000 0
"FF" Series-Redeemable on 29.10.2008 30,00,00,000 0
"GG" Series-Redeemable on 29.10.2009 30,00,00,000 0
"HH" Series-Redeemable on 29.10.2010 30,00,00,000 0
"II" Series-Redeemable on 29.10.2011 30,00,00,000 0
"JJ" Series-Redeemable on 29.10.2012 30,00,00,000 0
"KK" Series-Redeemable on 29.10.2013 30,00,00,000 0
"LL" Series-Redeemable on 29.10.2014 30,00,00,000 0
"MM" Series-Redeemable on 29.10.2015 30,00,00,000 0
"NN" Series-Redeemable on 29.10.2016 30,00,00,000 0
"OO" Series-Redeemable on 29.10.2017 30,00,00,000 0
450,00,00,000 0
FORTY FOURTH A SERIES - PRIVATE PLACEMENT
5.20% Taxfree Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 31.3.2008 77,00,00,000 0
FORTY FOURTH B SERIES - PRIVATE PLACEMENT
6.10% Taxfree Non-Cumulative Bonds of Rs.10,00,000/- each
- Redeemable on 31.3.2008 23,00,00,000 0
FORTY FOURTH AA TO JJ SERIES - PRIVATE PLACEMENT
6.98% Taxable Non-Cumulative Bonds of Rs.10,00,000/- each
"AA" Series-Redeemable on 31.3.2004 23,00,00,000 0
"BB" Series-Redeemable on 31.3.2005 23,00,00,000 0
"CC" Series-Redeemable on 31.3.2006 23,00,00,000 0
"DD" Series-Redeemable on 31.3.2007 23,00,00,000 0
"EE" Series-Redeemable on 31.3.2008 23,00,00,000 0
"FF" Series-Redeemable on 31.3.2009 23,00,00,000 0
"GG" Series-Redeemable on 31.3.2010 23,00,00,000 0
"HH" Series-Redeemable on 31.3.2011 23,00,00,000 0
"II" Series-Redeemable on 31.3.2012 23,00,00,000 0
"JJ" Series-Redeemable on 31.3.2013 23,00,00,000 0
230,00,00,000 0
Total (A) 2142,20,00,000 357,20,00,000
*(All the above bonds are rated 'AAA' by CRISIL & 'LAAA' by ICRA)
(B) SHORT TERM LOAN - IndusInd Bank Ltd. 0 200,00,00,000
(ii) Total Unsecured Loans (A)+(B) 2142,20,00,000 557,20,00,000
TOTAL LOANS IN INDIA (Secured & Unsecured) - (i) + (ii) 13154,02,64,373 11845,90,09,548
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Schedule ‘‘3’’ (Contd.)
Loans
Description As at 31.3.2003 As at 31.3.2002
(Rs.)
(Rs.)
LOANS - OUTSIDE INDIA
A. SECURED
(Secured by first floating charge on all the assets of the
Company, ranking pari-passu inter se)
Foreign Currency Loan - Bank of India (US $ 60 Million) 271,66,20,000 292,80,00,000
Total (A) 271,66,20,000 292,80,00,000
B. UNSECURED
Syndicated Japanese Yen Loan (Note No.7 ; Schedule 15) 195,19,13,760 212,83,88,453
(Guaranteed by Goverment of India)
Floating Rate Notes - 2003 (US $ 70 Million) 0 328,13,00,000
(Negative Lien on all the assets of the company )
Floating Rate Notes - 2004 (US $ 150 Million) 681,31,00,000 689,29,00,000
(Negative Lien on all the assets of the company )
Export Development Corporation,Canada-Line of Credit 219,80,32,166 253,38,47,102
Syndicated Foreign Currency Loan (US $ 75 Million) 356,55,00,000 0
KFW,Germany-Line of Credit 80,78,26,378 75,30,89,982
Total (B) 1533,63,72,304 1558,95,25,537
TOTAL LOANS OUTSIDE INDIA (iii)=(A)+(B) 1805,29,92,304 1851,75,25,537
TOTAL LOANS (i)+(ii)+(iii) 14959,32,56,677 13697,65,35,085
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