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2011-2012 - Bavarian International School

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Please feel free to contact us in the health department if you have any questions or require any assistance<br />

regarding your child’s health and safety at school.<br />

Telephone number: 08133/917-163.<br />

INFORMATION ON INSURANCE COVERAGE FOR STUDENTS ON CLASS TRIPS<br />

Safety is always one of our major concerns at school. We would like to draw your attention to the issue of<br />

insurance coverage for students when they are on class trips outside of Germany, and to review the various<br />

types of insurance needed when your child participates on one of these trips.<br />

1. BIS carries statutory accident insurance, (in German: Unfallversicherung) which covers students in the<br />

case of accident related injuries occurring in school, travelling to and from school, as well as while at or<br />

travelling to and from school activities or school trips in and outside Germany. Parents should<br />

consider an additional private accident insurance as only strictly school activities are insured and<br />

insurance will be disclaimed should your child for example deviate from the direct route to or from<br />

school buying an ice cream.<br />

2. All students should have health insurance (in German: Krankenversicherung). This health insurance<br />

coverage is the responsibility of the parents, and is usually provided under a voluntary or statutory<br />

parent or family health insurance policy. This insurance covers necessary medical treatment and<br />

hospital for your child in the event of illness.<br />

3. Medical treatment outside Germany for patients insured by statutory German health insurance requires<br />

a health insurance certificate for abroad. Coverage may not be granted at all or be limited to some<br />

countries under the private insurance policy. If your child’s health insurance does not provide sufficient<br />

coverage you will need to take out an additional health insurance policy for foreign countries (in<br />

German: Auslandskrankenversicherung) to cover them in the case of illness as well as for transportation<br />

costs should your child be treated at home. This is an additional policy that can be obtained from your<br />

health provider for trips abroad at a nominal yearly cost; generally about 9 - 11 euros for children. It<br />

can be quickly and easily arranged by a phone call to your health insurance provider, and your child<br />

must have this coverage for school trips outside of Germany<br />

4. We recommend that you also take out personal third party liability insurance for your child (in German:<br />

Haftpflicht insurance) to cover the costs of any property damages that your child might cause.<br />

To summarise:<br />

• All health related insurance is the responsibility of the parents.<br />

• Before your child goes abroad on a school trip, be sure that they will still be covered by both<br />

health and liability insurance while outside of Germany!<br />

• Parents should consider an additional private accident insurance to cover field trip time<br />

spent outside of strictly school activities when their child goes on a field trip.<br />

LIBRARY/MEDIA CENTRE<br />

The Upper/Middle <strong>School</strong> Library is located on the second floor between the Schloss and the<br />

Middle <strong>School</strong>. During the winter of <strong>2011</strong> BIS opened a new library that includes a teaching lab,<br />

outdoor deck facility, and new furnishings. The library has been designed as a pleasant place to<br />

perform research, school work, reading, as well as to accommodate users with varied electronic<br />

educational tools and resources. A full-time teacher- librarian and part-time library assistants<br />

staff the library along with library volunteers.<br />

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