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Secondary Guarantees – UL & VUL Products - Actuary.com

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Impact of Regulation AXXX<br />

Current AV 45.24 Step 2 2.46<br />

Current CSV 22.39 Step 3 38.88<br />

Surrender Charge 22.85 Step 4 145.92<br />

<strong>UL</strong> CRVM Res 33.82 Ratio 27%<br />

Step 5 341.94<br />

Step 6 90.44<br />

Step 7 0.00<br />

Step 8 70.05<br />

Step 9 70.05<br />

• Policy Reserves increased from 33.82 to 70.05 due to the impact<br />

of AXXX.<br />

23

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