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The Financial Impact of Underwriting Class Exceptions

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Preferred <strong>Underwriting</strong> Deviations<br />

<strong>The</strong> shifting <strong>of</strong> risks from one underwriting class to a better<br />

class will have an impact on mortality.<br />

Keep in mind that a given percentage increase in mortality<br />

will have a much greater affect on pr<strong>of</strong>itability.

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