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CONTENTS<br />
1. Our Vision 4<br />
2. Our Mission 5<br />
3. The origin of the Company 6<br />
4. Registered Office 7<br />
5. Branches & Locations 7<br />
6. Board of Directors 8<br />
7. Senior Management 9<br />
8. Auditors 9<br />
9. Chairman’s Report 10<br />
10. Managing Director’s Report 15<br />
11. Audited Final Accounts 28<br />
ANNUAL REPORT 2001 - 2002<br />
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