Investment Bond With Death Guarantee Key ... - Legal & General

Investment BOND with death guarantee – KEY FEATURES5WHAT ALLOCATION RATE WILL YOU APPLYTO MY ADDITIONAL INVESTMENT?• Your allocation rate is the percentage of your additional investmentwe use to buy units. The percentage depends on a number of thingsincluding:––the amount of your additional investment,––the total amount you have previously invested in your bond, minusany amounts you have cashed in,––the age of the youngest life assured, and––whether your adviser gives you advice about making youradditional investment into your bond.• The charges for your bond were originally created based on payingcommission to the adviser firm that arranged investments into thebond for any advice they gave you. Due to a change in regulationswe’re no longer able to pay commission if you’re given advice aboutmaking an additional investment into your bond.• If your adviser does give you advice, we won’t pay them anycommission. To take account of this, and to avoid making complexchanges to your bond, we’ll increase your allocation rate so theamount you invest will buy more units. Charges will remain as shownin the What are the charges? section. You’ll need to agree how to payyour adviser for their services separately.• If your adviser doesn’t give you advice about making an additionalinvestment, we’ll pay commission to your adviser on the same termsas your most recent investment into your bond.NOTEs• We’ll show any increasedallocation rate in yourIllustration.