Membership Guide - SuperFacts.com

Section 6 – Nominating your beneficiaries!In the event of your death, your super benefit and anyinsurance cover you may have will be paid as a lump sumto your dependants and/or legal personal representative.You can nominate your beneficiaries in two ways.Preferred beneficiaries nominationThis is an indication of your preferences only. The Trusteewill not be legally bound by your wishes.To nominate your beneficiaries, you should complete Step 4of the Application for membership form included in Section2 of this Guide.You can also make a nomination of preferred beneficiariesor change your existing preferred beneficiary nomination atany time via the website at www.lutheransuper.com.au orby calling the Helpline on 1800 635 796.ORBinding death benefit nominationThe Trustee is bound to follow a valid legally bindingnomination, which allocates the proportions of your benefityou would like to go to those dependants and/or legalpersonal representative.To make a binding nomination, you must complete andreturn a Making a binding death benefit nomination form,which you can download from the website or call theHelpline for a copy. A valid binding nomination overridesa preferred beneficiary nomination.For more information about nominating your beneficiariesand when a binding death benefit nomination will beinvalid, please read the PDS.Read this sectionto complete Step 4of the Application formembership formSuper factWho can you nominate as your beneficiary?Your dependant:A spouse, child, any person financiallydependent on a fund member or any personthe member has an interdependencyrelationship with or your legalpersonal representative (your estate).Your spouse:A spouse includes:• Another person, whether of the same sex or a different sex,with whom the person is in a relationship that is registeredunder a law of a State or Territory (prescribed for thepurposes of section 22B of the Acts Interpretation Act 1901as a kind of relationship prescribed for the purposes of thatsection); and• Another person who, although not legally married to theperson, lives with the person on a genuine domestic basis ina relationship as a coupleInterdependency relationship is a close personal relationshipbetween two people who live together, where one providesthe other with financial support and one or each provides theother with domestic support and personal care. It will also occurwhere you have a close personal relationship with anotherperson but due to a disability, the other criteria cannot be met.This means that same-sex partners, siblings and adult childrencaring for elderly parents may be eligible. The definitionalso includes a person with a physical, intellectual orpsychiatric disability who may live in an institution but was stillin an interdependent relationship with the deceasedon other criteria.Child includes:• an adopted child, step-child or an ex-nuptial child ofthe person;• a child of the person’s spouse; and• someone who is a child of the person within the meaningof the Family Law Act 197513