BMW Tyre & Rim Insurance 1 Year PDS

Disclosure, we may be entitled to reduce our liabilityunder the policy in respect of a claim or we maycancel your policy. If you have told us somethingwhich is fraudulent, we have the option of cancellingyour policy from the effective date stated in thepolicy schedule.For your assistance we have provided a full explanationof your Duty of Disclosure and the consequences ofnon-disclosure, under the heading “Your Duty ofDisclosure”, on page 21.Words with special meaningsSome of the words in your policy have special meaningswherever they appear. These words and their meaningsare defined below.“comprehensive motor vehicle insurance” means motorvehicle insurance commonly known as comprehensivemotor vehicle insurance which provides cover foraccidental loss of or damage to your vehicle (excludinginsurance limited to cover for specified events only suchas fire and theft) plus cover for your legal liability tothird parties for damage to their property arising fromthe use of your vehicle.“comprehensive motorcycle insurance” means motorcycleinsurance which provides cover for accidental loss of ordamage to your motorcycle (excluding insurance limitedto cover for specified events only such as fire and theft)plus cover for your legal liability to third parties fordamage to their property arising from the use of yourmotorcycle.“period of insurance” means the period of timecommencing on the effective date stated in the policyschedule and ending on the earlier of the expiry dateshown on the policy schedule and the date your policyends (see “When your policy ends” on page 17). Theperiod of insurance will not continue beyond 3 yearsfrom the effective date.8