BMW Tyre & Rim Insurance 1 Year PDS

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We will not provide cover on your motor vehicle or yourmotorcycle for:1. damage caused whilst being used to carrypassengers or goods for hire, fare or reward;2. damage caused whilst being used for, or testing inpreparation for, speed tests, racing or trials, or anyform of racing or motor sports, hill climb, track dayor time trial;3. damage to tyres and rims occurring when yourmotor vehicle or your motorcycle is in a damagedcondition;4. non damaged rims for the purpose of matching a setof rims;5. depreciation, wear, tear, rust or corrosion of tyresand rims;6. damage that is the direct result of loading yourmotor vehicle or your motorcycle beyond the limitsspecified by your vehicle’s manufacturer;7. tyres and rims which are not roadworthy or havebeen fitted to a vehicle which is not roadworthy;8. temporary and space saver tyres and wheels;9. tyres that have been repaired, except for puncturerepair;10. retread tyres.We will not pay a claim for damage that occurs whileyour motor vehicle or your motorcycle is driven/riddenby anyone:1. who is not authorised to drive/ride your motorvehicle or your motorcycle; or2. who does not hold a current drivers/riders licence; or3. who is under the influence of alcohol or drugs; or14
4. whose blood alcohol reading at the time of theclaimable incident exceeded the legal limit; or5. who, after the event giving rise to the claim, refusesto provide or allow the taking of a sample of breath,blood or urine for testing analysis as required by thelaw of any state or territory in which the accidentoccurred.We will not pay a claim for damage if you do not takereasonable care to minimise the cost of any claim underthis policy.15
Page 1: POLICY DOCUMENT ANDPRODUCT DISCLOSU
Page 5 and 6: About this insuranceIntroductionTha
Page 7 and 8: any relevant compulsory government
Page 9 and 10: What your policy consists ofYour po
Page 11 and 12: “policy year” means the year co
Page 13 and 14: What we will payFor your motor vehi
Page 15: When we will not payyour claimWe wi
Page 19 and 20: c. Subject to (d), if you or we can
Page 21 and 22: • Where your policy insures busin
Page 23 and 24: Other importantinformationYour Duty
Page 25 and 26: other than those we supplied it for
Page 27 and 28: This insurance is issued by Allianz
Page 29 and 30: Tyre and Rim InsuranceSupplementary

BMW Tyre & Rim Insurance 1 Year PDS

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