BMW Tyre & Rim Insurance 1 Year PDS

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Updating the PDSInformation in this PDS may need to be updated fromtime to time. You can obtain a paper copy of anyupdated information without charge by contacting ususing the contact details provided on the back cover ofthis document. If the update is to correct the PDS, wewill provide you with a new PDS or a supplementary PDS.EligibilityEligibility to apply for Tyre and Rim Insurance; yourmotor vehicle or your motorcycle must:• have comprehensive motor vehicle orcomprehensive motorcycle insurance cover; and• have a carrying capacity of no greater than 2 tonnes.What is Tyre and Rim Insurance?Purpose of Tyre and Rim InsuranceThis Tyre and Rim Insurance is designed to cover youif your motor vehicle or your motorcycle’s tyres arepunctured, suffer a blowout, or are damaged by variousroad hazards such as roadside kerbs, potholes and roaddebris. It also provides cover for damage to rims as aresult of the same hazards.This insurance pays you for the cost of repairing orreplacing your motor vehicle or your motorcycle’s tyresand wheel rims up to a maximum amount. There is achoice of two levels of cover for your tyres and rims onyour motor vehicle and one level of cover available onyour motorcycle.An optional benefit is available which provides foremergency accommodation, up to a maximum amount,as shown in your policy schedule, should you requireaccommodation as a result of covered damage to yourvehicle’s tyres or rims and you are more than 200 kmfrom your home.Please refer to ‘What we will pay’ for further details.6
What your policy consists ofYour policy consists of:• this printed Tyre and Rim Insurance policydocument which sets out details of your cover andits limitations, and• the policy schedule approved by us which sets outwho is insured, the cover(s) selected, the period ofinsurance, the limits of cover and other importantinformation. This is referred to as the policyschedule in the policy document.You should carefully read and retain your policydocument and your policy schedule. These documentsshould be read together as they jointly form the contractof insurance between you and us. Any new orreplacement policy schedule we may send you, detailingchanges to your insurance or the period of insurancewill become the policy schedule, which you shouldcarefully read and retain.Not everything is coveredNot everything is covered by this insurance. The above isonly a summary and there are limitations. It is importantthat you carefully read your policy documents tounderstand the extent of cover and its limitations.Our agreement with youWhere we have agreed to cover you, we will insure youfor the cover selected by you for the period of insuranceshown in the policy schedule on the basis:• that you have paid, or agreed to pay us the premiumfor the cover which the policy schedule indicates isin force;• of the verbal and/or written information providedby you which you gave after having been advisedof your Duty of Disclosure either verbally or inwriting. If you failed to comply with your Duty of7
Page 1: POLICY DOCUMENT ANDPRODUCT DISCLOSU
Page 5 and 6: About this insuranceIntroductionTha
Page 7: any relevant compulsory government
Page 11 and 12: “policy year” means the year co
Page 13 and 14: What we will payFor your motor vehi
Page 15 and 16: When we will not payyour claimWe wi
Page 17 and 18: 4. whose blood alcohol reading at t
Page 19 and 20: c. Subject to (d), if you or we can
Page 21 and 22: • Where your policy insures busin
Page 23 and 24: Other importantinformationYour Duty
Page 25 and 26: other than those we supplied it for
Page 27 and 28: This insurance is issued by Allianz
Page 29 and 30: Tyre and Rim InsuranceSupplementary

BMW Tyre & Rim Insurance 1 Year PDS

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