Stagecoach Flex - Prudential Annuities

EXPENSE EXAMPLESThese examples are designed to assist you in understanding the various expenses you may incur with the Annuity over certain periodsof time based on specific assumptions. The examples reflect the Annual Maintenance Fee (when applicable), Insurance Charge, andthe maximum total annual portfolio operating expenses for the underlying Portfolio (shown above), as well as the charges for theoptional benefits that are offered under the Annuity. The Securities and Exchange Commission ("SEC") requires these examples.Below are examples showing what you would pay in expenses at the end of the stated time periods for each Sub-account had youinvested $10,000 in the Annuity and received a 5% annual return on assets, and elected all optional benefits available.The examples shown assume that: (a) you only allocate Account Value to the Sub-account with the maximum total annual portfoliooperating expenses for the underlying Portfolio (shown above), not to a Fixed Allocation; (b) the Insurance Charge is assessed as1.40% per year; (c) the Annual Maintenance Fee (when applicable) is reflected as an asset-based charge based on an assumed averagecontract size; (d) you make no withdrawals of Account Value during the period shown; (e) you make no transfers, withdrawals,surrender or other transactions for which we charge a fee during the period shown; (f) no tax charge applies; (g) the maximum totalannual portfolio operating expenses for the underlying Portfolio (shown above) are reflected; and (h) the charge for each optionalbenefit is reflected as an additional charge equal to 0.25% per year, respectively, for the Guaranteed Return Option, the EnhancedBeneficiary Protection and the Highest Anniversary Value Death Benefit. Amounts shown in the examples are rounded to the nearestdollar.Expense Examples are provided as follows: 1.) whether or not you surrender the Annuity at the end of the stated time period; and 2.) ifyou annuitize at the end of the stated time period.THE EXAMPLES ARE ILLUSTRATIVE ONLY - THEY SHOULD NOT BE CONSIDERED A REPRESENTATION OF PASTOR FUTURE EXPENSES OF THE UNDERLYING MUTUAL FUNDS OR THEIR PORTFOLIOS – ACTUAL EXPENSES WILLBE LESS THAN THOSE SHOWN IF YOU DO NOT ELECT ALL OF THE OPTIONAL BENEFITS AVAILABLE OR IF YOUALLOCATE ACCOUNT VALUE TO ANY OTHER AVAILABLE SUB-ACCOUNTS.Whether or not you surrender your contract at the end of the applicable time period:1 year 3 years 5 years 10 years545 1625 2692 5307If you annuitize at the end of the applicable time period:1 year 3 years 5 years 10 years545 1625 2692 5307Contract described herein is no longer available for sale.9