BANCA TRANSILVANIA S.A. Romanian joint-stock company ...

Less accrued interest -2.019 -3.588 -4.253Cash and cash equivalents in the 5.032.597 4.613.120 4.531.964cash flow statementCash flows from operating activities includeInterest collected 1.852.095 1.869.447 2.066.742Paid interest 880.055 907.514 1.377.312The financial statements included in the Consolidated statement of cash flows for the financialyear ended 31 st December table, have been audited.12.2. Audit of the annual financial informationFinancial AuditorThe Bank's auditor is KPMG Audit S.R.L, with head office on DN1, Soseaua Bucuresti-Ploiestinr.69-71, Sector 1, Victoria Business Park, Bucharest, 013685, recorded with the Trade RegisterOffice under number J40/4439/2000, recorded with the Chamber of Financial Auditors ofRomania under no. 9/2001.According to the report of KPMG Audit S.R.L. to the shareholders of the Bank for the years2011, 2010 and 2009, “the accompanying consolidated financial statements of Banca TransilvaniaS.A. and of its subsidiaries fairly present, in all significant aspects, the consolidated financialposition of the Group as at December 31, 2011, 2010, 2009 as well as the consolidated results ofits operations and the consolidated cash flows for the financial year then ended, in accordancewith the International Financial Reporting Standards adopted by the European Union”.12.3. Interim financial information and other informationBanca Transilvania Individual Financial Statements, 3 rd Quarter of 2012Individual Profit and Loss AccountFor Q3 2012Q3 2012Thousand LeiQ3 2011Thousand LeiQ3 2012/Q3 2011 %Interest income 1.506.577 1.341.881 1,12Interest expense (798.066) (694.540) 1,15Net interest income 708.511 647.341 1,0991