Private Treaty Listing

OPEN MARKET SALESEAVIEW HEIGHTS TOWNHOUSES IN GREAT POND, OCHO RIOSBLOCKNUMBER OFUNITSSIZE ( Sq.ft)DESCRIPTION OF UNITPRICEAB* 2 bedrooms* 2 1/2 bathrooms & linen closet* Ceiling fan in bedrooms/ living room* Wired & piped for A/C / solar heater4 1,020.00 SQ.FT * Each unit has a designated parking space$8,500.000.00 ( EACH)along with visitor's parking* Crown moldings, granite counter tops andceramic tiles* Terrace* 2 bedrooms (these bedrooms are biggerthan the ones on block A)* 2 1/2 bathrooms & linen closet* Ceiling fan in bedrooms/ living room2 992.00 SQ.FT* Wired & piped for A/C / solar heater* Each unit has a designated parking space$8,750,000.00 ( EACH)along with visitor's parking* Crown moldings, granite counter tops andceramic tilesC,B & E* 2 bedrooms* 2 1/2 bathrooms & linen closet* Ceiling fan in bedrooms/ living room* Wired & piped for A/C / solar heater6 1,100.00 SQ. FT* Each unit has a designated parking spacealong with visitor's parking9,750,000.00 ( EACH)* Crown moldings, granite counter tops andceramic tiles* BalconyB* 2 bedrooms* 2 1/2 bathrooms & linen closet* Ceiling fan in bedrooms/ living room* Wired & piped for A/C / solar heater2 1465.00 SQ.FT* Each unit has a designated parking spacealong with visitor's parking10,800,000.00 ( EACH)* Crown moldings, granite counter tops andceramic tiles* BasementC,D & E61,430. 00 SQ.FT - 1,540. 00SQ.FT* 2 bedrooms* 2 1/2 bathrooms & linen closet* Ceiling fan in bedrooms/ living room* Wired & piped for A/C / solar heater* Each unit has a designated parking spacealong with visitor's parking* Crown moldings, granite counter tops andceramic tiles* Balcony & Basement10,800,000.00 ( EACH)LOT # 446, HOUSING DRIVE, KINTYRE, ST. ANDREW(BANK OWNED) MAKE OFFERJNBSLocationThe property is loacted off Housing Drive, off Camp View Avenue, Off Kintyre Road, off Tavern Drive, off Golden Avenue, off DavidClement Drive , off University road in the Kintyre area of St. AndrewLot Size 1 Acre 1 Rood 09.86 Perches / 54,691.02 sq.ft (5,080.92 sq. m)FORECLOSED: THE FOLLOWING PROPERTIES ARE WHOLLY OWNED BY JNBS. ALL THESE PRICES ARE NEGOTIABLELOT 49 (BULLOCK HEIGHTS) PART OF BULL PEN ST. JAMES(BANK OWNED) MAKE OFFERBull Pen is located on the southern side of Montego Bay, St. James. From Somerton entrance turn right into Bullock Heights, Bull PenLocationHousing Scheme. Take the 2nd right corner turn at the 1st dirt road on the left. Go uphill and around a bend the subject property is on theright.JNBSLot Size24,695.60sq.ft ()2,294.22 sq.m)Bldg. Size 1,100 sq.ft (102.19sq.m)AccommodationThe property is thought to consist of 2 Bedrooms, 1 bathroom, living/ dining area and kitchen.LOT 27 JOSEPH ASHLEY DRIVE, SHORTWOOD ACRES, PT. OF HEARTEASE, MANCHESTER - ID # 523$2,100,000.00LocationJNBSLot SizePART OF BARRACKS, AENON TOWN, CLARENDONJNBSLocationLot SizeBldg. SizeAccommodationThe subject is located on the southern side of Joseph Ashley Drive in a sub-divisdion known as Shortwood Acres, just adjacent to GreyGround off the Mandeville to Royal Flat main road in the parish of Manchester14,863.76 ft 2(BANK OWNED) MAKE OFFERLocated on the left along the main road leading from Spaldings to Alexandria. Aenon Town is on the northern side of the Borobridge toCave Valley Main Road, aproximately 8 miles northeast of the Spalding Town Centre.4,299.64425 sq. m. or 46,282.5 sq. ft.approx. 388.7865 sq. m. or 4,185 sq. ft.6 bedrooms, 4 bathrooms (interior sections of master bedroom are partially incomplete), white split level two-storey building with blueDecramastic Roof, living room, dining & kitchen. Lower room is a storeroom. Secured by white concrete wall with iron grill work with goldcoloured tips.

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LOT # 576, LAND PART OF HAUGHTON COURT, HANOVER(BANK OWNED) $13,000,000JNBSLocationLot SizeBldg. SizeAccommodationHaughton Court is approximately 2 km west of Lucea. The subject property is located along the southern side of the North Coast Highway(Lucea to Negril) approximately 4.5 km west of Lucea. The subject property is situated on the southern side of the main road leading fromLucea to Negril approximately 100 metres east of the turn off leading into the Bulls Bay community.1.32 hectare ( 3.25 acres)170.69 sq.m (1,837.31 sq.ft)PART OF PUSEY HILL, MANCHESTERLocationLot SizeJNBSBldg. Size(BANK OWNED) $12,000,000.00Taravel along the parochial road from Toll Gate to Pusey Hill, via the communities of St. Jago and Retrieve. On reaching Pusey HillSquare continue in the direction of Cross Keys. Pass the Open Bible Church on the left , Negotiate a small deep bend and travel about100-150 metres onwards. Thereafter the subject property is situated on the left and accomodates one of the more up-to-date houses in1,659.40sq.m / 17,862.27 sq.ft367.14 sq.m / 3,952.00 sq.ftAccommodationLOT NO. 7 PART OF CROSS PEN , ST. CATHERINEJNBSLocationLot SizeGround floor- Master bedroom, master bathroom,3 regular bedrooms, regular bathroom, dining room, secured verandah, walk-in closet,2 clothes closet, 2 passages,living room, kitchen , secured balcony. Basement Level 1- 2 regular bedrooms, 1 regular bathroom,kitchen, enclosed carport, living room, dining room, laundry room, Basement Level 2 - Regular bedroom, kitchen, regular bathroom(BANK OWNED) 6,000,000.00The subject property is located on the north eastern side of a parochial road leading from Spanish Town into Cross Pen and liesapproximately 5.2 kilometres north west of Spanish Town in a residential subdivision known as Cross Pen. Lot No. 7 Cross Pen isaccessed by turning right along the Sligoville Main Road from Bourkes Road , in Spanish Town . Tuirning left at Tredegar Park ontoSelassie Road . Travel along Selassie Road passing Royal Meadows . The subject unit lies approximately 800 metres from RoyalMeadows on the right hand passing a white house on the left then a red and white gate on the right ( Lot No.4) .The subject property is onthe right after travelling over a small hump in the road.4.66 acres ( 1.89 hectares)LAND PART OF ROSE HALL, LAWRENCE TAVERN, SAINT ANDREW $8,500,000.00JNBSThe subject property is located on the eastern side of the accesss road and is identified by being the unfinished two storey house on theLocationleft at the deep bend. To access the property traveling up to Lawrence Tavern, on reaching the town square make a left turn onto the mainroad towards Glengoffe and continue down the hill. while on this road make second left onto road to Content and proceed forLot Size1,172.14 sq.m (12,616.80 sq.ft)Bldg. SizeAccommodation202.17 sq.m ( 2,176.16 sq.ft)Ground Floor - 1 bedroom, carport. First Floor - 2 bedrooms, 1bathroom, living/dining room, staircase landing and verandahLOT #6, 11 BYGRAVE AVENUE, MOUNTAIN VIEW AVENUE, ST. ANDREW(BANK OWNED) MAKE OFFERJNBSThe property is located by travelling north east on Mountain View Avenue from Windward Road then make a right on to BygraveLocationAvenue.Travel along Bygrave Avenue for approximately 80m, the property is located on the northern side of Bygrave Avenue, and iseasily identified by the civic numbering system noted on the boundary wall.Lot Size5,647.44sq.ft (524.66 sq.m)Bldg. SizeAccommodationLOTS NOS 2,3,4 AND 35 RIO MAGNO ESTATE, ST. CATHERINE (FARM)Bldg 1-1,700 sq.ft(157.93 sq.m) Bldg.2- 800 sq.ft (74.32 sq.m)Bldg.1- Five (5) Bedrooms, two(2) bathrooms, two(2) kitchens, living & dining room, laundry room & split verandahBldg.2- Two (2) Bedrooms, bathroom, kitchen , living & dining room, laundry room & verandah$16,250,000.00JNBSLocationLot SizeThe subject property is located on the western side of Rio Magno main road. It is identified by being the property with the words "LittleBig Horn" written on the gate column and having a long driveway . It is also identified by being the property on the left with the stone wallat its boundary along the road way after passing the last deep corner descending the hill. To access property travelling from Bog Walkroundabout on the by pass road towards Linstead make right turn at the first stoplight at Church Road crossing and proceed to Knollissquare , then turn left at the intersection and continue straight up to Riversdale . While at Riversdale square turn left proceed to the districtof Hampshire . On reaching Hampshire square make a left turn and continue to Rio Magno. While descending the hill into Rio Magno , theproperty is located on the left after the last deep corner with the stone wall along the roadway.Lot 2- 3,983.595 sq.m (42,879.01 sq.ft), Lot 3-14,162.948 sq.m(152,448.57 sq.ft), Lot 4-17, 585.878 sq.m ( 189, 292.64 sq.ft)Lot 35- 40,368.280 sq.m (434,520.13 sq.ft)Bldg. SizeMain Building- 167.22 sq. m ( 1,800.00 sq. ft)Farm building 60.88 sq.m ( 655.36 sq.ft)AccommodationLOT 44 GIBRALTAR, ORACABESSA, ST. MARYJNBSLocationLot SizeMain Building: Master bedroom with closet and bathroom, 3 regular bedrooms, 3 bathrooms, living / dining room, kitchen , study sideand front porch and carportFarm Building : 2 bedrooms, bathroom and kitchen$6,500,000.00Gibraltar is situated on the southern side of the north coast main road leading from Oracabessa to Boscobel. The subdivisionhas twoaccess points but is best accessed from the western-most entrance at the NWC lift pump station. Upon entering the subdivision oneproceeds uphill to a T- intersection then conyinuing left (easterly) on Mango Tree Road proceeding to a Y-intersection with Look Out Lane.The subject property is situated in the centre of the Y-intersection2,478.70 sq.m(26,680.50 sq.ft)13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 2

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573PART OF STEVENS RUN, GAZELAND, ST. ELIZABETH $8,000,000.00LocationThe subject property is located on the western side of the Gazeland to Nain main road approximately 500 metres and 1.3km south of thetrain line and Nain square (the 4-way intersection) respectively.JNBSLot SizeBldg. Size11,505.3422 sq.m. or 123,846.525 sq. ft. (1.15 hectares or 2.84 acres)aprox. 273.17 sq.m. or 2,940 sq. ft.AccommodationIncomplete detached split-level residence with interior of the lower level appearing to be complete and occupied with carport, living/diningroom, kitchen, master bedroom with en-suite bathroom, one (1) other bedroom served by a bathroom and passageway. The upper levelis incomplete with interior and exterior walling up to the belt course level and being about 40% complete.LOT # 60, 4 CLOSE HAVEN WALK, BELGRADE, ST. ANDREW $24,225,000.00LocationThe subject property is situated on the eastern side of the short cul-de-sac road which is off Belgrade Loop, which in turn is offWestmeade. Belgrade Heights is a large Upper Income Residence Development located north of Havendale & south of Smokey Vale & ispart of the lower section of Mannings Hill. Proceed on Mannings Hill Road, turn left into Havendale on Highland Drive, right to RiversideDrive, right on Haven Meade wich runs into Westmeade, Turn left on Belgrade loop & right on Closehaven the premises is on the right.JNBSLot SizeBldg. SizeAccommodation1,755 sq.m ( 18,890.82 sq.ft)366.6 sq.m (3,945.64 sq.ft)Upper Level - Roof top patio, study, bathroom( shower, water closet, basin and walk-in closet) passage, 2 bedrooms with shared balconyand bathroom( bath, water closet, basin) master bedroom, balcony, with concrete rails, walk-in closet and bathroom( bath, water closet,basin and bidet en-suite) Mid Level - kitchen with built in fixtures, sunken living room, dining room, open porch with reinforced concretepatio, self contained flat with bedroom and bathroom with sanitay arrangements, living/dining area.Lower level- Carport, bedroom, utility area, laundry room, storage and utility room with bathroom consisting of water closet, basin andshower.13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 3

TOWNHOUSE #6, LOT 6 ROVAN HEIGHTS, KINGSTON 6, SAINT ANDREWLocationTOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573MAKE AN OFFERThe subject property is the last end terrace unit on the left as one proceeds up to the end of the Rovan Heights cul-de-sac.Lot SizeBldg. SizeAccommodation195.31 sq.m (2,102.30 sq.ft)310.76 sq.m ( 3,345.00 sq.ft)Ground Level - Entry foyer to a living area, a passage to the left leads to the helpers quarters with a bedroom, bathroom and laundryroom, ahead is the kitchen with breakfast counter and pass through window to the dining room, a short set of stairs continues past astorage closet and a powder room stepping up onto a family area that opens out onto a large covered rear patio.Upper Level- A landing / passageway with linen closet giving access to 3 bedrooms and 2 bathrooms (one en suite) to the front; to therear is a grand master bedroom suite with walk-in closet, ensuite bathroom with whirlpool tub and a sitting areaTOWNHOUSE #3 ROVAN HEIGHTS, ROVAN DRIVE, KINGSTON 6, SAINT ANDREWLocationLot SizeBldg. SizeAccommodation328.49 sq.m (3,535.87 sq.ft)310.40 sq.m ( 3,244.24 sq.ft)LOT NO. 28 BROOKS LEVEL ROAD, GOLDEN SPRING, ST. ANDREWMAKE AN OFFERThe property is located on the western side of Rovan Heights, close to the end of the road. Rovan Heights is a cul-de-sac leading fromFarringdon Crescent, off Farringdon Drive. Farringdon Drrive is off Jacks Hill RoadGround Level - Entry foyer to a sitting room, laundry room, helpers quarters (room & bath), kitchen with breakfast counter, diningroom,storage closet, powder room, living room that opens out to a L shape partially enclosed rear patio with a bar.Upper Level- A landing, linen closet, family room, utility area, grand master bedroom suite with walk-in closet, ensuite bathroom withjacuzzi tub and shower, 2 other bedrooms with en suite bathrooms and closets.MAKE AN OFFERLocationThe subject property is located on the southern side of Brooks Level Road and is easily identified by lot numbering.Lot SizeBldg. SizeAccommodationLocationLot SizeBldg. SizeAccommodationLocationLot SizeBldg. SizeAccommodationLocationLot SizeBldg. SizeAccommodationLocationLot SizeBldg. SizeAccommodation586.76 sq.m (6,315.83 sq.ft)162.39 sq.m (1,748.00 sq.ft)LOT # 10 A, VANTAGE VIEW ESTATE, STERLING CASTLE, ST. ANDREW (APARTMENT COMPLEX)The property is situated about 95 metres west of Royal Mount Avenue and is bordered by Swain Spring Road to the northeast, a reservedroad to the east and is east of its junction with another Reserved Road , in a residential subdivision known as Vantage View Estate, in theRed Hills section of St. Andrew.760.9 sq.m (8,191.00 sq.ft)949.83 sq.m ( 10,224.00 sq.ft)2 KINGS AVENUE, RICHMOND PARK, KINGSTON 10, ST. ANDREW (GARAGE) $13,000,000.00Kings Avenue runs in a north to south direction between Montgomery Avenue and Chisholm Avenue. The subject property is situated onthe eastern side of the road near its southernmost intersection with Chisholm Avenue.851.99 sq.m (9,170.74 sq.ft)Converted Residence - 298.67 sq.m Work Shed ( 200.57 sq.m)The subject property is located on the western side of Abernethy Drive and is easily identified by civic numbering. To access the property,traveling from Washington Boulevard heading to Daytona make right onto Waterhouse Drive, make third left onto Abernethy Drive, thesubject property is the second property located on the right.668.51 sq.m (7,195.78 sq.ft)166.10 sq. m (1,801.50 sq.ft)LOT # 2 & LOT # 3, 34 CHANCERY HALL DRIVE, CHANCERY HALL, ST. ANDREW3 bedrooms , 2 bathrooms, passage, living / dining room, kitchen, washroom, enclosed front verandah.Residence-Grill enclosed entrance patio, main office on entry, 2 shared bathrooms, 2 rooms with built-in closet (one used as an office) toone side, 2 other rooms and the kitchen to the other side. Whilst to the rear there is a laundry and a storeroom, an externally accessedbathroom is also at the rear.Work Shed - work shed / service area with space to accomodate 10 vehicle bays and a storage area.Large Side- 2 bedrooms, 1 bathroom, living area, dining hall, kitchen, washroom and verandah.Small Side - 2 bedrooms, bathroom, kitchen, carport.Lot # 2- 1,319.458 sq.m (14,197.37 sq.ft) Lot # 3- 1, 251.504 sq.m (13,466.183 sq.ft)$73,000,000.00Incomplete five-storey multi-family apartment building 65%-70% complete. Units will range from 680 sq.ft -2,191.00 sq.ftGround Floor - (2) 1 bedroom apartments inclusive of small washer/ dryer area.1st - 3rd Floor - (1) 2 bedroom, 2 1/2 bathroom unit and (1) 2 bedroom, 2 bathroom unit on each floor.4th Floor- 3 bedrooms, 3 1/2 bathroom, living / dining area, kitchen, balcony and entrance hallNO. 42 ABERNETHY DRIVE, PATRICK CITY, KINGSTON 20 $13,000,000.00$50,000,000.00The subject property is located at 34 Chancery Hall Drive, Chancery Hall, St. Andrew and can be reached by travelling from Red Hills toMeadowbrook,pass the Meadowbrook High School unto Michigan Avenue and continue to Chancery Housing Development, make rightCadiz Avenue then left onto vanguard Avenue , make right onto Chancery Hall Drive, pass Victory Avenue , the subject is the 8th propertyon the left495.08 sq.m (5, 329.04 sq.ft)Ground Floor- Consist entrance foyer with wide entrance steps and proposed water fountain, 2 bedrooms with dressing room, closet andbathroom en-suite, concrete staircase without handrails leading to the 2nd floor.First Floor- this area consist of a large foyer, front balcony with bullastrade, passageway, 6 bedrooms with closet en-suite, 5 bathrooms,linen closet, room proposed as a gymnasium, powder room, utility/storeroom, games room, concrete staircasewithout handrails leading tothe 3rd floor.Second Floor - This area consist of a large foyer, master bedroom with dressing room, bathroomand closets en-suite, office, kitchen,dining room, living room, powder room, and verandah areaLOT 64 TOM CRINGLE DRIVE, PLANTATION HEIGHTS, ST. ANDREW (INCOMPLETE) $7,000,000.00LocationLot SizeBldg. SizeAccommodationTom Cringle Drive is the main Thoroughfare through the neighbourhood. The subject property is situated in the southern section of theneighbourhood on the eastern side of the road just above Oxhill Close.1,458.11 sq.m (15,695.09 sq.ft)55.83 sq.m (600.93 sq.ft)Grill-enclosed stepped level front patio, combined living / dining room and 1 bedroom, An externally accesed shower bathroom and uncoveredsection are attached to either side of the residence, there is no kitchen13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 5

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LOT 22 UPPER STANMORE ROAD,RED HILLS, ST. ANDREWMAKE AN OFFERLocationLot SizeBldg. SizeAccommodation8 DARLINGTON AVENUE, WHITEHALL GARDENS, KINGSTON 8Upper Stanmore Road runs uphill in a north-westerly direction off Red Hills Road in the vicinity of the Pleasant Valley neighbourhood sign.The subject property is on the southern side of the road.1,032.73 sq. m. ( 11,116.28 sq. ft.)543.49 sq. m. ( 5,850.12 sq. ft.)Entry/ Basement Level - Section # 1- dine-in kitchen on entry, two (2) living/ dining areas and two (2) bedrooms with en suitebathroomsand walk-in closets. attached to the western side and access externally is a laundry and storeroom. Upper Floor Levels-Section # 2-This level is accessed on eastern side of the building via a balcony and comprises a dining room on entry leading to akitchen, a living room which exits to a balcony, 2 bedrooms (each with fitted clothes closet) and one bathroom on the lower level. Theupper level which is accessed via timber stairs from the living room comprised a passageway which exit to a viewing balcony;masterbedroom with en suite bathroom, walk-in closet and private viewing balcony, one other bedroom served by a shower bathroom and anoffice/ study. Section # 3- This level is accessed on thewestern side of the building via concrete deck comprises 2 bedrooms,bathroom, living / dining room, kitchen and balcony. Section # 4- Accessed by a set of concrete stairs comprises 2 bedrooms,bathroom, living /dining room, kitchen and balcony.$11,000,000.00LocationThe subject property is situated on the northern side of Darlington Avenue near its intersection with Cadet Road and Sullivan Avenue.Lot SizeBldg. SizeAccommodationLocationLot SizeBldg. SizeAccommodationLocationStrata Lot Size1,219.62 sq.m (13,128.00 sq. ft) / 0.30 acre272.02 sq.m (2,928.00 sq. ft)APARTMENT A106, ST. MICHAELS RIVIERA, 3 ST. MICHAEL'S TERRACE, KINGSTON 6Section 1- Consist of shared grilled front verandah with its own entrance, separate living and dining rooms, 4 bedrooms, 2 bathrooms,passage with linen cupboard, well appointed kitchen with suitable wall and floor mounted cupboards with laminated finish and a singlebowl stainless steel sink, exterior laundry area and helpers bathroom with property sanitary facilitiesSection 2- This section consist of shared grilled front verandah with is own entrance, living and dining room and kitchen combined, largebedroom, passage with linen closet, and 1 bathroom.LAND PART OF HALLS DELIGHT, SAINT ANDREW $4,200,000.00Halls Delight is situated along the main road which runs from Elletson Flats / Papine through to Lindo's Gap and onto Dallas CastleDistrict. The subject property is reached from the Papine/ Elletson Flats area by crossing the Hope River Bridge from Golding Road andcontinuing uphill approimately 4 Kilometers uphill on the Dallas Castle main road.One travels to a huge breakaway section of the road that is being reconstruccted and continues a further 800 meters or so around ahairpin corner to a 90 degree bend where marl paved reserveroad runs off to the left. One then continues approximately 100 metres onthe marled reserve road around a bend to where the subject property is located at the end of this reserve road.3,668.22 sq.m (39,484.41 sq.ft)186.02 sq.m ( 2,002.35 sq.ft)This is an elaborately designed detached residence set on two levels ( with intention to add a 3rd) is being constructed. The building isincomplete and construction appears to have stalled.$28,000,000.00The subject property is located at Apartment # A106, Strata Lot 6, St. Michaels Riviera, 3 St. Michael's Terrace, in the parish of St.Andrew. The property is located on the southern side of St. Michael's Terrace. It can be reached by travelling to Sovereign ShoppingCentre along Hope Road, turning onto Liguanea Avenuebeside the said Shopping Centre going towards barbican and making the first leftturn after the bridge unto St. Michael's Terrace.230.696 sq.m (2,483.21 sq.ft)AccommodationThe subject apartment comprises two levels allocated over the first floor area and an attic area. The apartment first floor level comprises 2bedrooms, 2 bathrooms, living/ dining area, kitchen and balcony, the attic area was converted to comprise a master bedroom with fullbathroom ensuite, kitchette area and balcony area. The attic area is accessible by a spiral timber stair.22 DUHANEY TERRACE, RIVERSIDE GARDENS, KINGSTON 20, ST. ANDREW MAKE AN OFFERLocationThe property is located on Duhaney Terrace, off Ebenezer Avenue, off New Haven Drive, off Columbus Drive, off Washington Boulevardin the Riverside Gardens Area of St. AndrewLot SizeBldg. SizeAccommodation(739.11 sq.m) 7,955.80 ft 2206.238 sq.m (2,219.85 sq.ft)Section 1 - Consist of 2 bedrooms, 1 bathroom, clothes closet, living and dining room, helpers room and bathroom, kitchen, laundry ,enclosed front porchSection 2 - 1 bedroom, 1 bathroom, living and dining room, 1 kitchen, enclosed carport, outside laundry tubsThe building is grilled58 CHISHOLM AVENUE, KINGSTON 13 (APARTMENT COMPLEX) MAKE AN OFFERLocationLot SizeBldg. SizeThe property is located on Chisholm Avenue, off the Waltham Park Road in St. Andrew.1 acre, 1/5 perches5,168 ft 2AccommodationTwo storey apartment complex that has been refurbished consisting of 6 two bedroom apartments with each apartment on two floors.GROUND FLOOR OF EACH APARTMENT Consists of living & dining room, one kitchen, partial bathroom and outside laundry tub.FIRST FLOOR OF EACH APARTMENT Consists of two bedrooms, one full bathroom and clothes cosets. (The building is grilled)LOT # 57, WEST NORBROOK HEIGHTS DRIVE, NORBROOK HEIGHTS, ST. ANDREWLocationLot SizeLOT # 410, PEGASUS PLACE, SMOKEY VALE, ST. ANDREWLocationLot SizeST. ANDREW - LANDThe property is located on West Norbrook Heights Drive, off Norbrook Close, off Norbrook Crescent , Off Norbrook Road, in the NorbrookArea of St. Andrew1,840.96 sq.m (19,816.09 sq.ft)$8,400,000.00.The subject property is located on Pegasus Place, Smokey Vale subdivision which runs westerly off Aries Avenue, which is off ManningsHill Road in the Smokey Vale Estate area. Road signs are posted. Lot 410 is located at the road junction of Pegasus Place almostopposite Columbia Close. It is the third lot on the right hand side of the road at the corner of Columbia Close.Pegasus Place is a cul-desac4,336.5790 sq.m (46,678.5680 sq.ft)PRICE$6,400,000.0013-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 6

LocationLot SizeLocationLot SizeBldg. SizeTOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LOT NO. 19 WOODLAND CLOSE, COOPERS HILL, ST. ANDREW $2,600,000The subject property is located on the northern side of Woodland Close and is identified by lot numbering and being the vacant landdirectly in front of Woodland Way roadway where it connects with Woodland Close. To access the property traveling from Red Hills Squareheading towards Rock Hall, at approximately 1 mile or 1.6 kilometers from the Red Hills Town Center, make a right turn unto access roadto the area then make first left unto Coopers Hill Road then first right onto Woodland Way then make right onto Woodland Close, thesubject lot is to the immediate right of the only house at the "T" junction facing north.2,827.42 sq.m (30,434.30 sq.ft)LOT # 50, BRIDGETOWN PLACE, BLOCK E, CARIBBEAN ESTATES, ST. CATHERINE $12,300,000.00The property can be reached by travelling from Mandela Highway to Portmore, keep right at the round-a-bout and continue on the saidroadway. Make the last right turn unto Bernard Lodge main road before reaching the Braeton Parkway Intersection the entrance to thedevelopment is on the left hand side. Up on entering the scheme make a left turn into Barbados, then first right turn unto BridgetownPlace. The property is located on the right hand side of the roadway.394.00 sq.m ( 3,249.42 sq.ft)84.57 q.m (910.00 sq.ft)ST. CATHERINE - RESIDENTIAL PROPERTIESPRICEAccommodation2 bedrooms, 1 bathroom, living/dining/kitchen area, entrance porchLOT # 92, LINGFIELD CRESCENT, PORTMORE COUNTRY CLUB, PHASE 1, PORTMORE, ST. CATHERINEMAKE AN OFFERLocationLot SizeBldg. SizeThe property can be reached by travelling the Braeton Parkway towards the 100 Man Police Station, make next right turn into PortmoreCountry Club enter the sub-division and continue around Collington Circle, towards Lingfield Crescent, the subject property is on the left.117.52 sq.m ( 1,265.00 sq.ft)88.00 q.m (995.00 sq.ft)Accommodation2 bedrooms, 1 bathroom,linen close, front and back patio, powder room,laundry area,kitchen, living room, dining room and a terrace.LOT 42, WEST CHEDWIN, (THREE WEST), 69 SOUTH WEST 38TH WAY, GREATER PORTMORE, ST. CATHERINE $7,500,000.00LocationLot SizeBldg. SizeAccommodationTravel south towards Hellshire and make right at Greater Portmore stoplight. Continue towards the round-a-bout and make a left. Continueto the last right towards the canal bridge and make right. Make the right at 44th Place. The subject property is the second (2nd) house onthe left.111.53 sq.m ( 1,200.10 sq.ft)171.12 sq.m (1,841.24 sq.ft)Ground Floor- One bedroom with closet, living room, dining room, bathroom, storeroom, wash area, staircase, veranda and kitchenUpper Floor - One master bedroom with bathroom and closet en-suite, 1 bedroom with closet, 2 verandahs and a patio/dryer area.28 MARIE AVENUE, EDGEWATER, PORTMORE, ST. CATHERINE (INCOME SUITE) $7,600,000.00LocationLot SizeThe subject property is located along Marie Avenue which runs parallel with George Lee Boulevard. It is easily identified by streetnumbering.348.4 sq.m ( 3,750.00 sq.ft)Bldg. SizeAccommodation172.00 sq.m (1,853.00 sq.ft)Small Side: patio, 1 bedroom, bathroom, living/ dining room area and kitchenette Large Side - patio, living/ dining area, kitchen, 3bedrooms, 2 bathroomsLOT# 453, NORTH EAST 4TH AVENUE EAST AINTREE, GREATER PORTMORE, ST. CATHERINEMAKE AN OFFERLocationLot SizeBldg. SizeAccommodationThe East Aintree community is best accessed from Old Braeton Road. The subject property is reached by travelling south along NE 4thStreet (the main spine road giving access into the neighbourhood) to the T intersection with NE 4th Avenue. Taking the left turn thesubject property is situated on the eastern side of the road one lot south of the four way intersection opposite an open space139.31 sq.m ( 1,499.52 sq.ft)45.52 sq.m (490.00 sq.ft)Original Structure: 2 bedrooms, 1 bathroom, grilled entrance patio, living/dining room, kitchen, external laundry wash area.LOT # 734, 9th MARLIN WAY, BRAETON NEW TOWN, PORTMORE, ST. CATHERINE $6,700,000.00LocationThe subject can be reached by travelling along Braeton Road unto Hellshire Main Road, make the first right turn into Braeton (Newtown)Phase 1. Continue around unto Marlin Way, make left unto Walkway 9, the subject is on the left hand side of the walkway.Lot SizeBldg. SizeAccommodation151 sq.m (1,624.76 sq.ft)120.81 sq.m (1,300.00 sq.ft)5 bedrooms, 3 bathrooms, 1 living/dining room, kitchen, verandah, car port, small laundry areaLOT # 269, SANDHILLS PATHWAYS, SANDHILLS, HELLSHIRE, ST.CATHERINE (INCOMPLETE) MAKE AN OFFERLocationLot SizeBldg. SizeAccommodationThe Sandhills subdivision is approximately 3km (1.9 miles) south of the round-a-bout and main entrance to Hellshire Beach. The subjectproperty is situated on the north-eastern corner of the intersection of Sandhills Pathway and Sandhills Circle( The main thoroughfare whichruns south of the Welcome to Sandhills sign)111.53 sq.m ( 10,345.51 sq.ft)171.12 sq.m (8,209.45 sq.ft)Ground Floor- An enclosed entry patio a double carport, single carport and large patio at the rear, living / dining room, a kitchen withpantry, a laundry , 2 bedrooms one with built-in closet and a third smaller bedroom, 2 shared bathrooms(one completed) master suite withwalk-in closet, and a large unfinished bathroom. Upper Floor - (Incomplete) will consist large living area, kitchen, 4 bedrooms, 2 with builtin closets and 1 with private viewing balcony, 2 shared bathrooms and a master suite complete with private viewing balcony, walk-in closetand en-suite bathroom13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 7

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LAND PART OF BRAETON , PORTMORE, ST. CATHERINE$7,000,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is located on the eastern side of the Naggo Head to Dunbeholden main road in Old Braeton.206.20 sq.m ( 2,220 sq.ft)122.90 sq.m (1,323 sq.ft)2 bedrooms, bathroom, kitchen, living room, dining room, laundry, enclosed carport, enclosed varendahLOT NO. 21 KNOWN AS NO. 46 CROMARTY DRIVE, CROMARTY, ST. CATHERINE $6,300,000.00LocationLot SizeBldg. SizeAccommodationTravelling from the Spanish Town round-a-bout towards the Spanish Town Toll Station, turn right onto Windsor Road to Cromarty andproceed to a sign saying Cromarty Drive on right. The property is the 9th house on the left facing Hummingbird Drive.623.47 sq.m (6,711.00 sq.ft)79.65 sq.m (857.39 sq.ft)Two bedrooms, bathroom, living area, combined dining and kitchen area and verandahLOT # 20 HAMPTON GREEN, NO. 1 ST. JOHNS AVENUE, HAMPTON GREEN, SPANISH TOWN, ST. CATHERINE (INCOME SUITE) $4,900,000.00LocationLot SizeBldg. SizeAccommodationTravelling along the Spanish Town bypass from Kingston, make the right onto Williams street and then make left onto Hampton GreenAvenue, the subject is on the right.459.54 sq.m (4,944.65 sq.ft)207.07 sq.m (2,229.00 sq.ft)4 bedrooms, 2 bathrooms, 2 kitchens 2 living / dining rooms, 2 verandahs, 2 carports, laundryLOT 428 INNSWOOD DRIVE,INNSWOOD VILLAGE, ST. CATHERINELocation$6,600,000.00Innswood Village is accessed from Featherbed Lane which links Old Harbour Road to St. Johns Road.The subject is reached by travelling on Innswood Boulevard then south onto Innswood Drive. The subject property is situated close to theend of Innswood Drive on the eastern side.Lot SizeBldg. SizeAccommodation325.731 sq.m (3,506.17 sq.ft)57.32 sq.m (617.00 sq.ft)Unenclosed entrance, a combined living/ dining area, a kitchenette, 2 bedrooms one fitted with a closets, 1 full bathroomLOT # 20 MAHOE CLOSE, SYDENHAM COTTAGE, SPANISH TOWN, ST. CATHERINELocation$6,000,000.00Sydenham Cottage is accessed south of Old Harbour main road. It is best reached by travelling on Sydenham Avenue to West Avenuethen to Bonsai Drive which gives access to mahoe Close. The subject property is on the eastern side of the road.Lot SizeBldg. SizeAccommodation335.47 sq.m (3,611.00 sq.ft)104.78 sq.m (1,127.83 sq.ft)Grill - enclosed front patio, combined living/ dining room, a kitchen with eating counter, 2 bedrooms fitted with built closets, 1 full bathrooma utility room with washing area.LOT # 110, 2ND AVENUE , ELTHAM ACRES, SPANISH TOWN, ST. CATHERINELocationLot Size$9,000,000.00The property is located at the corner of East Boulevard and 2nd Avenue, Off Central Boulevard, off Eltham Boulevard, off BrunswickAvenue, in the Eltham Acres area of Spanish Town, in the parish of St. Catherine477.54 sq.m (5,140.24 sq.ft)Bldg. SizeAccommodation104.78 sq.m (1,127.83 sq.ft)4 bedrooms, 1 bathroom, clothes closets, living and dining room, kitchen, front porch, car port, outside laundry tubLOT # 6, 12 ANGELS AVENUE, SPANISH TOWN ,ST. CATHERINE (INCOME SUITE)$4,500,000.00The subject can be reached by travelling north along the Spanish Town to Bog Walk main road, make right at Angels Avenue, The subjectLocationis the 7th lot on the left.Lot SizeBldg. SizeAccommodation555 sq.m (5,971.80 sq.ft)166.02 sq.m (1,786.47 sq.ft)Section # 1- 2 bedrooms, 1 bathroom, living / dining room, kitchen, verandah and garage.Section # 2 - 1 bedroom, 1 bathroom, living/ dining room, kitchenLOT 297, ANGELS ESTATE, PHASE 1 ,ST. CATHERINE $6,500,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is situated on Belissimo Drive via Persichalli Drive. The main access road to and through the scheme. It is easilyidentified by its gate and lot numbering system.325.982 sq.m (3,509.20 sq.ft)59.885 sq.m (644.62 sq.ft)2 bedrooms, living / dining room, kitchen, bathroom, front porch, external laundryLOT # 479, ANGLER CLOSE, NEW HARBOUR VILLAGE 1, PHASE 2, OLD HARBOUR, ST. CATHERINELocationMAKE AN OFFERThe property is located on Angler Close, off Port Avenue , off New Harbour Boulevard , off Old Harbour Bay Road in the New HarbourVillage 1 Phase 2 Area of St. Catherine.Lot SizeBldg. SizeAccommodation326.96 sq.m (3,519.40 sq.ft)77.85 sq.m (838 sq.ft)2 bedrooms, 1 bathroom, living and dining room,kitchenette,front porch.LOT 74 CHADWICK GARDENS, WHITE WATER MEADOWS, SPANISH TOWN, ST. CATHERINE$8,000,000.00LocationThe subject property is located on the southern side of Chadwick Gardens, it is easily identified by lot numbering.Lot SizeBldg. SizeAccommodation334.15sq.m (3,596.87 sq.ft)Residence - 99.03sq.m (1,066 sq.ft) Storeroom -15 sq. m (157.09 sq.ft)2 bedrooms, 1 bathroom, kitchen/ breakfast area, living/ dining area, laundry area, secured veranda, secured carport.13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 8

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LOT # 203, SEAVIEW WAY, OLD HARBOUR GLADES, PART OF SUCCABA PEN, ST. CATHERINE $6,000,000.00LocationLot SizeBldg. SizeAccommodationThe property can be reached by travelling along Old Harbour Road towards Old Harbour town centre make a right turn unto Marlie Acresbefore reaching the town centre. Make a right turn unto Dolphin Way and then right unto Seaview Way. The subject is located on the righthand side of the roadway.3,002.04 sq.ft79.15 sq.m (851.60 sq.ft)2 bedrooms, 1 bathroom, living/ dining/kitchen area and front verandahLOT # 2 SUGAR WAY, CHURCH PEN, OLD HARBOUR, ST. CATHERINELocation$5,520,000.00The subject property is located Lot # 2 Sugar Way, Church Pen, Old Harbour in the parish of St. Catherine. The property can be reachedby travelling along Old Harbour main road, make right at the Bushy Park intersection, the subject is at the corner of 3rd left.Lot SizeBldg. SizeAccommodation556.46 sq.m (5,987.50 sq.ft)165.99 sq.m (1,786.81 sq.ft)Enclosed verandah, kitchen, dining room, living room, 4 bedrooms with closet en suite, 4 bathrooms and washroom areaLOT 11, 113 COCONUT CRESCENT. MOUNTVIEW, SPANISH TOWN, ST. CATHERINE (INCOMPLETE)LocationMAKE AN OFFERThe subject property can be accessed by travelling along the sligoville Main Road in a north easterly direction unto Cypress Drive, at theend of Cypress Drive, take a right turn onto Mountview Boulevard, continue around the bend onto Victoria Rose Boulevard and taking thefirst right unto Cherry Avenue, then make the first left turn onto Palm Road which leads onto Coconut Crescent. The subject property islocated on the western section of its roadway.Lot SizeBldg. SizeAccommodation708.20sq.m (7,623.06 sq.ft)69.68 sq.m (750.06 sq.ft)Unable to ascertain accommodations as the building is incomplete15 EUSTON DRIVE,WILLOWDENE, SPANISH TOWN, ST. CATHERINE$7,000,000.00LocationLot SizeBldg. SizeAccommodationThe property is located on Euston Drive, off Willowdene Driv, off the Old Harbour Road, in the Willowdene Area of St. Catherine.389.302 sq.m (4,187.41 sq.ft)158.86 sq.m (1,710.00 sq.ft)Section One - 2 bedrooms, 1 bathroom, living and dining room, kitchen, passageway and enclosed front porchSection Two- 1 bedroom, bathroom, living and dining room, kitchen, passageway and laundry. The building is grilled.LOT 171 A ST. MATTHEWS WAYS, GREEN ACRES, ST. CATHERINE$14,500,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is situated on the western side of St. Matthew's Way close to its intersection with St. Paul's Way and bordersDovecot Park Memorial. It is reached by travelling northerly on St. Theresa Road then westerly on St. Paul's Way which links to St.Matthews Way.935.85 sq.m (10,073.34 sq.ft)353.02 sq.m (3,800.00 sq.ft)Ground Floor- An entrance porch, living and dining room, kitchen and service quarters(including laundry,helpers room) a sunken levelfamily room, a bedroom suite with bathroom and walk-in closet and a storeroom.Upper Floor- landing / circulation area. master bedroom with en suite bathroom and closets, 2 other standard bedrooms served by a fullbathroom and rear balconiesLOT NO. 200 BLACKWOOD GARDEN, OLD HARBOUR BAY, ST. CATHERINE$6,000,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is located on the northern side of Foot path and is easily identified by civic numbering. To access the propertytraveling from Spanish Town By-Pass to Old Harbour, on reaching the Old Harbour Town ( the Town Square) make left heading to OldHarbour Bay at the Stoplight , passing under the bridge keep straight , then make right at the bridge ( before passing the SDA Old HarbourBay) keep straight passing the Blackwood gardens Basic School, at the 'T' junction make right then second left, then first right, then makeright through the foot path, the subject is the second to the right.195.09 sq.m (2,099.93 sq.ft)312.22 sq.m (3,360.70 sq.ft)Ground Floor: 3 bedrooms , 2 bathrooms, verandah and carport. First Floor- 2 bedrooms one with built-in closet, bathroom, living room,utility room, kitchen and balcony.LOT NO.117 MAHOE AVENUE, MOUNT VIEW ESTATE,PART OF KEYSTONE FARM (BLOCK A), ST. CATHERINEMAKE AN OFFERLocationLot SizeBldg. SizeAccommodationThe subject lot is located travelling from Spanish Town Commercial Area towards Sligoville and making a right turn off Sligoville Main roadinto Mount View Estate and then making the first left turn and the subject property is on the left after going around two corners .1,709.848 sq.m (18,404.8 sq.ft)761.799 sq.m (8,200.00 sq.ft)Basement /level One: This section consist of a small storage area. Basement /level two: This level consist of a kitchen, four rooms ,one bathroom, closet and balcony. Ground Floor; This section consist of a living area, powder room, 2 bedrooms with bathroom oneother bedroom and two balconies. Upper Floor; This Section consist of a double car port, master bedroom en-suite with bathroom andcloset , kitchen ,living area, dining area and two balconies.LOT 1032 PATRICIA PARKWAY, WILLOWDENE, ST. CATHERINE$7,000,000.00LocationLot SizeBldg. SizeAccommodationWillowdene can be accessed from Old Harbour Road or Feather Bed Lane which links Old Harbour Road to St. Johns Road. The subjectproperty can be reached by travelling on Patricia Parkway which runs off Featherbed Lane and the subject is situated on the northern sideimmediately opposite the intersection with Brookville Avenue.429.98 sq.m (4,628.30 sq.ft)138.60 sq.m (1,492.00 sq.ft)Grill enclosed carport and front patio, living room, combined dining room/kitchen, 3 bedrooms, full bathroom and a master bedroom servedby a full bathroom.LOT # 9, NEWLAND PARK, EWARTON, ST. CATHERINE$20,000,000.00LocationLot SizeBldg. SizeAccommodationThe subject property can be reached by travelling along the main thoroughfare from Linstead to Ewarton, make right into Newland Park,and make a left, the subject is the 1st property on the right .606.91 sq.m (6,530.35 sq.ft)Main House - 326.09 sq.m (3,508.74 sq.ft) Two bedroom Flat- 78.99 sq.m (850 sq.ft)Ground Floor - kitchen with pantry, living room, dining room, 2 bedrooms with bathroom and closet en-suite, washroom area, landingarea, stair case to 1st floor and internal access to garage below. First Floor - master bedroom with bathroom and closet en suite andattic, two (2) bedrooms, one bathroom and verandah.Two bedroom Flat- This area consist of 2 bedrooms, living / dining, kitchen area and verandah.13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 9

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LOT # 36 MAHOE BOULEVARD, ORANGEFIELD, EWARTON,ST. CATHERINE$6,100,000.00LocationLot SizeBldg. SizeOrangefield is situated in the southwest of the Linstead to Ewarton main road. The subject property is best reached from Cross Roads bytaking the road to Byndloss and Jericho almost opposite the Charlemont Housing Scheme and traveling for about 3.8 km through Jerichoand continuing in a northerly direction to the entrance of the subdivision.One makes the first left turn onto Mahoe Boulevard where the subject property is on the northern side of the road close to its intersectionwith Maple Avenue.594.11 sq.m (6,395.00 sq.ft)207.88 sq.m (2,237.65 sq.ft)AccommodationGrill- enclosed carport and semi circular entrance patio and a grill-enclosed rear patio, thought to comprise living and dining rooms,kitchen, laundry, 2 bedrooms and 1 bathroom, a second carport whichis incomplete is on the eastern side of the building.LOT # 432, MCFARLANE AVENUE, FRIENDSHIP MEADOWS, ST. CATHERINE$6,400,000.00LocationLot SizeBldg. SizeAccommodationThe property is located on McFarlane Avenue off Fairfield Crescent, off Fairfield Boulevard, off Fairfield Drive, off Fairfield Road, off St.Johns Road, in the Friendship Meadows Area of St. Catherine371.426 sq.m (3,998.03 sq.ft)124.86 sq.m (1,344 sq.ft)3 bedrooms, bathroom, clothes closet, living and dining room, kitchen, passage way, laundry room with concrete tubs, front porch and carport.LOT # 119, SYLVESTER DRIVE, PART OF COLBECK, OLD HARBOUR , ST. CATHERINE$7,300,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is located on the northern side of a reserved road in the New Harbour subdivision, in an area known as Colbeck,approximately 4 kilometres north of Old Harbour, in the parish of St. Catherine.4,826.95 sq.m (51,958.6 sq.ft)745.987 sq.m (8,030 sq.ft)Six(6) Bedrooms, Four(4) Bathrooms (Burnt out)LOT 6, SWANSEA, BYNDLOSS, LINSTEAD, ST. CATHERINE $22,500,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is situated approximately 2.3 km east of the Linstead to Ewarton main road. It is reached by turning at the JerichoBaptist Church sign almost opposite the Charliemont Housing Scheme and travelling to a road intersection where the Orandefield BasicSchool is loacted. The subject property is across from the school.4.07 hectares (10.04 acres)586.49 sq.mComprises a stepped level semi- circular patio leading to an entrance hall providing access to a living room, dining room, family room, akitchen, passageway to one side, the other side comprise laundry room, helper's quarters, garden store, a rear patio, and carport, fourbedrooms with en suite full bathrooms, study, tv room and powder room.LOT NO. 314, YORK DRIVE, SYDENHAM VILLAS, SPANISH TOWN, SAINT CATHERINE$20,000,000.00LocationLot SizeBldg. SizeAccommodationThe property is loacated on the southeastern side of York Drive, less 50 metres northeast of the juction with Seaton Boulevard in thesouthern section of the Sydenham Villas development and is easily identified by Parish Council Street signs and premises numberingsystem.418.06 sq.m (4,500.00 sq.ft)408.116 sq.m ( 4,392.96 sq.ft)Ground Floor- This level incorporates one bedroom with bathroom ensuite, 2 other bathrooms, incomplete powder room, kitchen,breakfast area, bar area, stairway to upper level, dining area ,family room, sitting area, study,entertainment or TV room, rear porch,laundry area, garage and a verandah.Upper Floor- this level incorporates three bedrooms ( one of which is incomplete), one of which is the master and has walk-in closet andbathroom ensuite while one other bedroom has walk-in closet and bathroom ensuite, one other bathroom, spacious passage and stairwayto ground floor and rear and front porches.LOT 57,GOLDEN VIEW HOUSING SCHEME, KITSON TOWN, ST. CATHERINELocation$6,000,000.00Golden View is situated north-west of the main road leading from Spanish Town to Kitson Town. It is reached by turning at the Mary'sField Estate and Golden View signs and travelling approximately 1.3 km past Mary's Field Estate to the Golden View Scheme entrance.The subject property is in the southern section of the sub division and is reached by talking the first left turn off the entrance road to theLot SizeBldg. SizeAccommodationLOT # 102, PART OF BUSHY PARK, ST. CATHERINELocationLot SizeBldg. SizeAccommodation906.23 sq.m (9,754.98 sq.ft)124.48 sq.m (1,339.94 sq. ft)2 bedrooms, 1 full bathroom, living room, passageway, dine-in kitchen, front patio and grill-enclosed carport.371.629 sq.m. (4,000.21 sq.ft)$8,000,000.00The subject property is located on the left along Passion Drive forming part of Vineyard Estate Phase 2- Bushy Park which is situatedapproximately 1 mile/ 1.6 kms from Bushy Park off the main road leading from Bushy Park to Gutters.174.7 sq.m. (1,880.3 sq.ft)Two (2) Bedrooms, Bathroom, Passage, Combined Living/Dinning/ Kitchen,Verandah and Carport and enclosed rear patio.LOT NO. 7,ST. JAGO SOUTH ,TREDEGAR PARK, SPANISH TOWN, ST. CATHERINE$6,000,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is located on the eastern side of Access Roadway through development and on the western side of Roadway toTredegar Park and is easily identified by lot numbering. To access the property traveling on the Sligoville Road towards Keystone,immediately after passing Lauriston make a left turn towards Tredegar Park and first left into Saint Jago South development . On enteringSaint Jago South make first right turn and proceed to bend the property is located on the right on the bend936.05 sq.m (10,075.55 sq.ft)123.97 sq.m ( 1,334.40 sq.ft)Original Building- 2 bedrooms, bathroom, living dining room, kitchen and front porch, Unfinished addition- 2 bedrooms with bathroomand walk-in- closet13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 10

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LOT 14 ARLINGTON AVENUE, ST. CATHERINELocationLot SizeBldg. SizeAccommodationMAKE AN OFFERThe subject property is situated on the northern side of Arlington Avenue in the Corletts residential development to the east of the SpanishTown Bypass.649.37 sq.m (6,990 Sq.ft)122.44 sq.m (1,318sq.ft)The property is a detached single storey residence which is thought to consist as follows:3 bedrooms, 2 bathrooms, living room, kitchen,verandah & carport.ST. CATHERINE - LANDLOT NO. 36 CANARY CREEK, VILLA PALM ESTATE, SPANISH TOWN, ST. CATHERINE $2,000,000.00PRICELocationLot SizeVilla Palm estate is located on the eastern side of the Spanish Town Bypass. Travelling along the bypass to the community of Lime TreeGrove, the entrance to the area is via parochial side road next to the train line. The holding is situated on the northern side of CanaryCreek in the Villa Palm Estate Development.318.75 sq.m (3,431.00 sq.ft)CLARENDON - RESIDENTIAL PROPERTIESLOT 36, MCKENZIE DRIVE, RULES PEN ALSO KNOWN AS RHULES PEN, MAY PEN, CLARENDONPRICE$9,000,000.00LocationLot SizeBldg SizeAccommodationPART OF GREEN BOTTOM, CLARENDONLocationLot SizeBldg SizeAccommodationThe subject property is located on the western side of McKenzie Drive. It is easily identified by lot numbering.526.41 sq.m (5,666.46 sq.ft)157.28 sq.m (1,693.00 sq.ft)master bedroom, incomplete master bathroom, regular bedroom, regular bathroom, clothes closet, living room, dining room, kitchen,kitchen, passage, back patio, secured verandah, secured carport$11,000,000.00The community of Green Bottom is accessed by travelling along May Pen By-Pass Highway in easterly direction, then making a left turnwhich leads into a southerly direction into Palmers Cross to Free People Main Road. The subject property is located on the left/ easternsection of Palmers Cross to Free People Main Road and at the first intersection with a reserved roadway. The subject property is locatedimmediate north of the reserved roadway which is immediate north of the railway.1,982.00 sq.m (21,334.25 sq.ft)296.00 sq.m (3,190.00 sq.ft)Ground Floor: bedroom, bathroom,living room, television room, kitchen,garage,verandah, washroomUpper Floor: 3 bedrooms, 2 bathrooms, sitting area, concrete steps with iron rails, back porch, small roomLAND PART OF SANGUINETTI, RITCHIES, CLARENDON$5,475,000.00LocationLot SizeBldg SizeAccommodationThe subject properties are situated off the White Shop to Ritches main road and is accessed by a 10 ft right- a-way access leadingeasterly off at a curve in the road approximately 200 metres south of Ritches Early Childhood InstitutionParcel 1- 0.76 hectares (1.865 acres) Parcel 2- 1.17 Hectares (2.9 acres)178.35 sq.m or approx 1915.48 sq ftThe residence is entered via a set of concrete steps at the front and comprises combined living / dining room, a kitchen, 3 bedrooms, 2bathrooms and a viewing balcony at the rear on the upper level: whilst the lower level (basement) comprise a living room passgeway, akitchen and two bedrooms served by a bathroomPART OF RULES PEN, KNOWN AS LOT #4, RED ROAD, CLARENDONMAKE AN OFFERLocationLot SizeBldg SizeAccommodationThe property is located on Red Road, off the Old Road leading to May Pen from Sandy Bay, in the parish of Clarendon1,087.593 sq.m (11,706.85 sq.ft)100.33 sq.m (1,080.00 sq ft)3 bedrooms, 2 bathrooms, living and dining room, kitchen, enclosed front porchLOT # 196,CLAYTON HEIGHTS, MONTCLAIR HEIGHT, MAY PEN, CLARENDONLocationLot SizeBldg. Size175.278 sq.m (1,260 sq.ft)$9,800,000.00The subject property is located Lot # 196 Clayton Heights, Montclair Height, May Pen in the parish of Clarendon. The subject can bereached by travelling along main street May Pen towards Chapelton, make right at Lovers Lane and continue to Clayton Heights , makeleft unto Montclair Drive , left unto Biscayne, then the 1st left, then make right unto Clayton heights , the subject is the 1st property on theleft a corner lot.139.3 sq.m (1,886 sq.ft)AccommodationPART OF BELLE POND, CLARENDONLocationLot SizeBldg. SizeAccommodationGround Floor- 4 bedrooms, 2 bathrooms, a washroom,living/dining room, kitchen area, store room and open patio, veranda and garagewith grill finish. Split Level- Washroom, one bedroom, bathroom, living/ dining area.Residence- 138.24 sq.m (1,488 sq.ft)Chicken House #1- 418.05 sq.m (4,500 sq.ft)Chicken House #2 - 418.05 sq.m (4,500 sq.ft)$19,000,000.00The subject property is located on the western side of a parochial road approximately 300 metres north of the main road from Toll Gate toOsbourne Store which is approximately 0.5 kilometres west of Osbourne Store in an area called Belle Pond in Clarendon.26,303.71 sq.m (283,140 sq.ft)Residence - Five(5) bedrooms, Two(2) bathrooms, living room, dinning room, kitchen, carport and Verandah.LOT #53, TERRIERS AVENUE, DENBIGH, CLARENDONLocationMAKE AN OFFERTravel along Muirhead Avenue towards Jacob's Hut. After going by the May Pen Hospital and Epic Hardware on the left, take a right turnonto the road beside Miss Suzie's Shop. Go to the junction and turn left, followed by the next right onto Terriers Avenue. The subjectproperty is the second to last house on the left before reaching the bridge.Lot SizeBldg SizeAccommodation1,267.23 sq.m.( 13,635.39 sq. ft.)Building 1- 285.57 sq.m ( 3,072.00 sq.ft) Building 2- 8.27 sq.m ( 88.98 sq.ft)Building # 1- Ground Floor- 4 bedrooms (one with built in closet ), 2 bathrooms, living/dining room, 2 kitchens,3 passages.verandah anda carport with small adjacent utility area. First Floor- 4 bedrooms, 2 bathrooms, living room/dining room, 2 kitchens a utility room and twobalconies( one is closed and the other is open). Building 2- This section consist of a storeroom and bathroom13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 11

LocationLot SizeBldg. SizeAccommodationLocationLot SizeLocationLot SizeTOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LOT 204, RAYMONDS HOUSING SCHEME, HAYES, CLARENDON $2,400,000.001,998.14 sq. m. or 21, 507.93 sq. ft.185.80 sq. m. or 2,000.00 sq. ft.LAND PART OF CLIFTON,FORMERLY PART OF BUSHY PARK,CLARENDONLOT 361,TWIN PALMS ESTATE, PART OF LONGVILLE, MAY PEN,CLARENDON9 acres 2 rood & 00.3 perches or approximately 3.844 hectares.LOT NO. 35, SEAVIEW STRAIGHT, DISCOVERY HEIGHTS, DISCOVERY BAY, ST. ANNRaymond Housing Scheme is situated approximately 7km south of May Pen on the eastern side of Hayes main road about 200 metressouth of Vere Technical High School.There are 3 access points off the main road into the scheme. The subject is best accessed via the southernmost point and is reached bytravelling to a 4-way intersection and keeping right then continuing to another 4-way intersection. The subject property is the second loton the right side east of the intersection.The structure presently comprises its concrete foundation, and internal and external concrete walls built to belt course The structure isestimated to be approximately 33% complete.CLARENDON -LANDTake the Highway 2000 from Mandela Highway in St. Catherine and travel to the end of the Highway on the May Pen By-Pass until youreach the large bridge over the Rio Mino River. Take the first left turn after crossing the bridge. There is a sign which reads " To Milk River"continue on this road until you reach a T junction in the road, make a right at this point and continue along the main road which is FogaRoad. You will then have to go through the following communities, York Town District, Parnassus District, keep right at the JPS substation,pass the Garvey Maceo Comprehensive High School until you reach Milk River Square. Turn left at the square and this road willtake you to Bygrave District, then come straight around where you will see the St. Saviour's Anglican Church Milk River on the left at thecorner. In the centre of the street you will see the concrete sign Welcome To Clifton. Facing the school the land is on the right which has atall coconut tree in front . This entrance is opposite to Pablo's Variety Store in the community of Clifton.The land borders onto a smallsection of the school propertyThe subdivision is close to the intersection of the Old Main Road and Sir Alexander Bustamante Highway and can be accessed from eitherdirection. From May Pen square, travel on the Old Main Road towards Kingston. On approaching the Bustamante Highway intersection,Twin Palm Estate lies on the the left. Enter the scheme via Country Club Drive. Then take the first onto Parkside Drive followed by thethird right onto Forest Drive.8,105 sq.ftST. ANN - RESIDENTIAL PROPERTIESPRICE$6,400,000.00$3,300,000.00PRICE$60,000,000.00LocationEntrance to road leading to the subdivision is located on the eastern section of the Discovery Bay and Queen Hythe Road, approximately1. 7 kilometres south of the discovery Bay small commercial centre.The property was accessed by travelling on Seaview Crescent (main thoroughfare of the subdivision and identified by name noted onmetal sign at point of entry) for approximately .2 kilometres or until deep bend on accesss roadway. The property is situated on thesouthern section of the access road of Seaview Crescent (at deep bend) or the northern of Seaview Straight at road intersection withSeaview Crescent. The property was further identified at date of inspection by lot numbers noted on adjoining premises.Lot SizeBldg. SizeSplit LevelAccommodationLOT #8, ORANGE VALLEY, BROWNS TOWN, ST. ANN3,236.90 sq.m (34,843.03 sq.ft)2,107.02 sq.m (22,680.00 sq.ft)Basement - Entails serlf contained 1 bedroom and one bathroom apartment.Ground Floor- Entails 2 carports and self contained 2 bedroom apartment comprising 2 bathrooms, sitting room, kitchen, dining room andpowder room.First Floor- Entails entrance hall/foyer, kitchen, wine room an entertainment room, dining room, sitting / living room, breakfast nook, 2bedrooms, 2 bathrooms, powder room and patio.Second Floor- Entails 4 bedrooms , 4 bathroom, connecting passage, 4 patios$11,500,000.00LocationTravelling on the main road from Browns Town to Philadelphia continue past Liberty Valley and then take the left at the AberdeenMeadows sign onto subdivision access road keeping left and continiue to the subject property which is the 4th house on the right.Lot SizeBldg. SizeSplit LevelAccommodationLocationStrata Lot SizeBldg. SizeAccommodationSTRATA LOT NO. 13 BONHAM HILL VILLAS, BONHAM SPRING, ST. ANNLocation1,029.42 sq.m (11,080.58 sq.ft)LOT NO. 113 (NO. 37) HIBISCUS WAY, SEVILLE HEIGHTS, ST. ANN'S BAY, ST. ANN476.13 sq.m (5,125.00 sq.ft) Sub- Basement Level -16.44 sq.m (177 sq.ft)Main Entry- Carport,living/ dining, rear patio towards the view. the master bedroom with en suite bathroom, and 2 bedrooms with ensuite bathrooms and a small patio.Basement Level- is complete to the interior. It is accessed externally from a side entrance to a laundry, living /dining area and a kitchen,there are 3 bedrooms with en suite bathrooms on this level.no internal stairs were noted and a small sub basement storeroom is situated at the rear of the building.Building is 80%-85% complete.Seville Heights is located on the southern side of the main road which links Priory to St. Ann's Bay (In the vicinity of Priory Beach).Thisproperty is located on the southwestern side of Hibiscus Way, approximately 500 metres south of its junction with Norman WashingtonDrive.1,285.40 sq.mBuilding No.1 - 155.52 sq. m Building No. 2- 85.81 sq.m$13,500,000.00Building 1:- Master bedroom with en suite bathroom and a small walk-in clothes closet, 2 bedrooms, 1 bathroom, powder room, livingroom, dining rooom, study/ den, kitchen, carporte, washroom and verandah, Building 2:- 3 bedrooms, 1 bathroom, verandah, combinedliving/ dining room and kitchen area.$12,500,000.00Bonham Hill Villas, a gated community is loacted on the western side of the main road which links Bonham Spring to Upton immediately atits junction with Davies Street in an area known as Bonham Spring in the parish of St. Ann.Strata Lot No. 13 is located at the northern end of Block E. Block E is located on the northwestern side side of the complex. It is identifiedby numbering and is northeast of Strata Lot No. 14Lot SizeBldg. SizeAccommodation11,761.18 sq.m179.48 sq.mFirst Floor - 2 bedroomswith ensuite clothes closet, 2 bathrooms, landing, balconyGround Floor- Foyer, Powder room, passage, kitchen, dining room, sunken living room, balcony and stairwellBasement- one bedroom, bathroom and a passage13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 12

LOT #8, PHOENIX PARK GREAT HOUSE, MONEAGUE, ST. ANNPART OF LIME HALL, ST. ANNLocationLot SizeBldg. SizeAccommodationLocationLot SizeBldg. SizeAccommodation9,951.4 sq.m ( 107,115.7 sq.m)TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573MAKE AN OFFERThe subject property is surrounded by Phoenix Park Drive and is easily identified by lot numbering. To access the property traveling fromLinstead to Ocho Rios, on reaching Moneague turn left at the Y junction heading towards Golden Grove . While on the main road make aright onto Phoenix Park Drive (dirt road) after passing the two left turns , the property is the last house at the end of the road which theroad surrounds.Great House-332.1 sq.m (3,575 sq.ft) Guest House/Chapel- 71.25 sq. m (767 sq. ft) Helpers Quarters 20.83 sq.m (224 sq.ft)Great House- 4 bedrooms, 3 bathrooms, living room, dining room, lobby, breakfast area, 2 fire places, sitting area, kitchen, passage andstorage. Guest House/Chapel-bedroom, study, bathroom, Helpers Quarters -bedroom , bathroom, kitchenette.The subject property is located at parcel 157, which sits along the reserved roadway leading from the main road, from St. Ann's Bay toNew Ground. It can be accessed by travelling 12 Kilometres south from the parish capital, upon reaching the Lime Hall districtapproximately 500 metres away from the town centre take the left at the bus stop which leads to New Ground. Upon reaching thePentecostal church the subject property is located on the opposite side of the church, four houses down.863.751 sq.m (9,297.415 sq.ft)820.97 sq.m (8,836.93 sq.ft)$12,000,000Ground Floor- Consist of 3 self contained flats- 1 flat accomodates 3 bedrooms, 2 bathrooms, kitchen, living /dining room, porch, theother 2 units accommodate 2 bedrooms, bathroom, living/dining, kitchen and porch. First Floor- 6 bedrooms, 4 bathrooms, 2 diningrooms, 2 living rooms, kitchen, 2 washrooms and 2 porches.STRATA LOT # 25, PHASE 4, PART OF COLUMBUS HEIGHTS, OCHO RIOS, ST. ANN $9,000,000.00LocationThe property can be located by traversing along DaCosta Drive from Ocho Rios to St. Ann's Bay. Take the second left turn off DaCostaDrive and travel uphill for approximately 250 metres, proceed to the 2nd parking lot. The subject is located on the 1st floor.Apt. SizeAccommodationLocationComplex AreaApt. Size64.47 sq.m (693.69 sq. ft.)1 bedroom, 1 bathroom with closet, living room / dining room, kitchen and patioSTRATA LOT NO.64 (APT NO. 77) MYSTIC RIDGE RESORT, OCHO RIOS, ST. ANN $16,500,000.00Mystic Ridge Resort is located on the southeastern side of Dacosta Drive, approximately 500 metres west of its junction with Milford Roadin the resort / commercial town of Ocho Rios in the parish of St. Ann.Strata Lot No. 64 (Apartment No. 77) is located at the southeastern end on the second floor of Block A. Block A is located on thenortheastern side of the complex. It is identuified by numbering and is north of Strata Lot No. 65.13,800 sq. m124.73 sq.mAccommodationLower Floor - One bedroom with en-suite bathroom and built-in clothes closet, balcony, combined living, kitchen and dining area.Upper Floor (Loft) - Master suite incoporating one bedroom, bathroom, walk-in clothes closet and sitting areaSTRATA LOT NO.10 CRANE RIDGE RESORT, NO. 17 DACOSTA DRIVE, OCHO RIOS, ST. ANNLocationComplex AreaApt. SizeAccommodationLocationStrata Lot SizeAccommodationThis resort condominium is located on the southeastern side of DaCosta Drive approximately 500 metres west of it sjunction with MilfordRoad in the resort / commercial town of Ocho Rios , in the parish of St. Ann13,800 sq. m61.00 sq.m (656.60 sq. ft.)APT # 26(STRATA LOT 18) BLOCK F,CRANE RIDGE RESORT, DACOSTA DRIVE, OCHO RIOS, ST. ANNLOT 11 MARTIN CHRISTIE STREET, GREAT POND, OCHO RIOS,ST. ANN$11,000,000.00One bedroom with en-suite built in clothes closet and bathroom, balcony / patio, combined living, dining and kitchen areaThe subject property is located on the ground floor of Block F and is easily identified by apartment numbering on its door . To access theproperty traveling on DaCosta Drive from the stoplight at the Shell Gas Station at approximately 400 metres make a left turn into thecomplex. While in the complex, the subject property is within Block F overlooking the swimming pool.61.00 sq.m (656.60 sq. ft.)1 bedroom, 1 bathroom and front patio$9,000,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is located on Martin Christie Street which is the first road intersecting Great Pond Boulevard at its eastern end. GreatPond Boulevard runs easterly off the Fern Gully main road at Harrison Town.9,801.00 SQ FT (910.54 SQ M)2,162.00 SQ FT (200.85 SQ M)The property comprises 2 bedrooms served by ensuite bathrooms, 1 kitchen & helpers room with shower bathroom at the rear. Theoutbuilding comprises 1 room, 1 kitchen & a bathroom.PART OF LEACOCK, LIME HALL,ST. ANN $7,000,000.00LocationLot SizeBldg. SizeAccommodationTravel from St. Anns Bay on access road known as Gully Road to Lime Hall, upon reaching section of roadway with road leading toLeacock travel towards Cable and Wireless cell tower. Upon passing cell tower take the next left turn and travel on dirt road forapproximately 50 metres or until reaching Y-intersection. Turn left at road intersection and travel up-hill to the subject property.10,996.17 SQ FT (1,021.56 SQ M)1,835.80 SQ FT (170.54 SQ M)Basement - Incomplete - 3 small bedrooms, 2 bathrooms, small living and dining room with kitchenette and rear verandahGround Floor - 3 bedrooms, (one bedroom en-suite with bathroom) 2 bathrooms, living room, combined kitchen and dining room and rearpatio.ST. ANN - LANDPRICELOT NO. 275 DRAX HALL ESTATE, ST. ANNLocationLot Size2,243.30 sq.m (24,146.00 sq.ft)$8,500,000.00Entrance to the subdivision of Drax Hall Estate is situated on the northern section of the A class main road leading to Ocho Rios from St.Ann's Bay and was identified by its name noted on concrete sign at point of ingress / egressThe subject property is located on the southern section of the access road said to be known as Don Christopher Boulevard, approximately1.5 kilometres from point of ingress/egress. The property was identified at the date of inspection as vacant parcel of land upon passing lastresidence at the main road termination of Don Christopher Boulevard.13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 13

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573ST. MARY - RESIDENTIAL PROPERTIESLOT 334 SAYUKTA DRIVE, PART OF CARIBBEAN PARK, CALLED BALMORAL, ST. MARY (PARTAIALLY BURNT)PRICEMAKE AN OFFERLocationLot SizeBldg. SizeAccommodationThe subject property can be reached by travelling along the main thoroughfare from Ocho Rios to Port Maria for approximately 14kilometres to Tower Isle, take a right onto Columbus Ave then left onto Arawak Ave travel for approximately 150 kilometres then left ontoGalleon Drive , then right onto Sanyukta Drive. The subject is the seventh lot on the right beside a vacant lot.1,644.035 sq.m. (17,696.39 sq.ft)269.02 sq.m (2,895.74 sq.ft)Master bedroom with bathroom and closet en suite, bedroom with bathroom and closet, 2 bedroom, 2 bathrooms, dining room, living room,waiting area, passage way, linen closet, kitchen, helper's quarters and washroom(unfinished)LOT NO. 62 VALLEY CLOSE, SPRING VALLEY ESTATE, ST. MARY$26,000,000LocationLot SizeBldg. SizeAccommodationLAND PART OF GAYLE , ST. MARYThe property is located on the southwestern side of Valley Close, approximately 130 metres (420 feet) southeast of the Junction withSpring Valley Drive in the Northeastern section of the development and is identified by street signs and premises numbering system.1,036.94 sq.m. (11,161.60 sq.ft)Building 1- 288.86 sq.m (3,109.24 sq.ft) / Building 2- 27.53 sq.m (296.33 sq.ft)Building 1- Northwestern Section; Ground Floor- living room with stairway to upper floor beneath which is a powder room, akitchen/dining area and a front porch.Upper Floor- 3 bedrooms, one of which has a bathroom and walk-in closet ensuite while the other bedrooms have built-in closets, there isone other bedroom, stairway to the ground and a partially grill enclosed front balcony that's exclusive to the main bedroom.Southeastern Section: living room with stairway to upper floor beneath which is a powder room, a kitchen/dining area and a front porch.Upper Floor- two bedrooms, one with full bathroom and closet ensuite while the other bedroom has built-in closets; there is one otherbathroom, linen closet, stairway to ground floor and front balcony exclusive to main bedroom.MAKE AN OFFERLocationLot SizeBldg. SizeAccommodationLocationThe subject property is located on the left side of the road in a corner approximately 350 metres before reaching the Tacky High School. Itis reached by travelling approximately 1 kilometre uphill from Gayle's square on the main Road to Lucky Hill.4,046.86 sq.m. (43,560.00 sq.ft) or 1 acre110.84 sq.m (1,193.08 sq.ft)4 bedrooms, 2 bathrooms, combined living/dining room, 2 kitchens, entrance patioLAND PART OF SALTRUM,GAYLE , ST. MARY (VANDALIZED) MAKE AN OFFERThe subject property is accessed off the Lucky Hill to Gayle main road in the vicinity of the Tacky High School about 1.5 miles south ofGayle Square. Approximately 200 metres south of the school one makes left turn onto a parochial unpaved road continuing to a 3-wayintersection. Take the left at the intersection and continue for about 200 metres where the subject property is at the end of the road. Theproperty can be seen from the school on the main road.Lot SizeBldg. SizeAccommodationPART OF FRAZERWOOD, HIGHGATE, ST. MARYLocationLot SizeBldg. SizeAccommodation1,224.16 sq.m. ( 13,176.90 sq.ft)105.52 sq.m (1,135.91 sq.ft)3 bedrooms, bathroom, living/dining room, kitchen, un- enclosed entrance patio$31,840,000.00The property is situated at Frazerwood, Highgate, St. Mary. It borders on the Highgate to Guys Hill main road at a point approximately 1/2mile from the Highgate Square2,479.53 sq.m. ( 26,667.7 sq.ft)Building 1- 2,100 sq.ft ( 195.3 sq.m ) Building 2 - 2,776 sq.ft( 258.168 sq.m) Building 3- 2,550 sq.ft( 237.15 sq.m)Building 1 - Main floor- 3 bedrooms,2 bathrooms,living room dining room in one,kitchen and 2 verandahs. Lower Floor- garage,washroom, and storeroom. Building 2- Ground Floor- 3 bedrooms, 2 bathrooms, dining and living room in one, kitchen, laundry room andverandah. Top Floor- Contains 2 bedroom flats each with 2 bedrooms, dining and living in one, bathroom, kitchen, laundry room andverandah,Building 3- (incomplete) All Apartments, windows and doors are delinated, whencompleted will contain 2 bedrooms, 1 bathroom, dining and living in one, kitchen, laundry room and verandah.LOT 307 GOLDEN VIEW, BOSCOBEL HEIGHTS, ST. MARY $8,000,000.00LocationLot SizeThe subject property is located on the western side of Golden View Road and is easily identified by lot numbering. To access the propertytraveling from Oracabessa to White River: turn right onto the private road leading into Boscobel Heights, then turn left at the first round-about,then take the second right, then the first left onto Golden View Road. The subject is the second to last property on the right handside of the road.312.369 sq.m. (3,362.339 sq.ft)Bldg. SizeAccommodation87.956 sq.ft ( 946.757 sq.m)2 bedrooms, bathroom, kitchen, living/dining area, storeroom, verandahST. MARY-LANDPRICELOT # 362 PART OF SPRING VALLEY ESTATE, ST. MARY$9,200,000.00LocationThe subject property can be reached by travelling along the Oracabessa to Ocho Rios main Road, enter the subject area by Spring ValleyRoad , make the 4th left, then `1st right the subject is the 2nd property on the right.Lot SizeLOT # 419 SPRING VALLEY ESTATE, ST. MARYLocationLot SizeLOT 365 PART OF SPRING VALLEY ESTATE, ST. MARY2,517.129 sq.m (27,084.30 sq.ft)This section of Spring Valley is situated south of the North Coast main road in the vicinity of Jamaica Beach and Rio Nuevo.The subject property is situated near the summit of the development and is reached by entering Spring Valley at the main entrance andtraveling uphill on Spring Valley Drive to the fourth road on the left. Take this road, then continue right around the corner to the nextintersection where the subject property is situated on the right (northern) side of the road at the intersection.1,583.24 sq.m (17,041.86 sq.ft)MAKE AN OFFER$7,100,000.00Stephen Martin /Shevonette Smith-Martin# 40010017105LocationLot SizeThe subject property is located at Lot 365 Spring Valley Estates, and can be easily accessed from the earmarked entrance at SpringValley Road approximately 200 metres east of Hunters Rest and the Rio Nuevo Battle site Association. Travel southerly uphill forapproximately 250 metres and turn left after the intersection with Spring Drive, then the first right, then left again to the cul-de-sac. Thesubject sits on the right of the cul-de-sacand is identified with barbed wire fencing on timber post.2,816.129 sq.m (30,312.81 sq.ft)13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 14

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573MANCHESTER - RESIDENTIAL PROPERTIESPRICELOT NO.1 PART OF CEDAR GARDENS ROAD, CEDAR GROVE, MANDEVILLE, MANCHESTER$20,400,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is located on the western side of Cedar Gardens Road approximately 110 metres from Waltham Road travelling fromManchester Road after passing Chinese International Restaurant, the subject property is located on the north-western side of CedarGardens Road turning right at the "Y" junction of Cedar Gardens Road and first right again. The lot is at the end of the road.2,515.5 sq.m ( 27,076.842 sq.ft)445.75 sq.m. ( 4,798.00 sq.ft.)Basement (Lower Ground Floor)- four bedrooms, passageways, laundry area, a closet, living room, a dining room and a kitchenGround Floor- three bedrooms with closets, three bathrooms, a hallway, a living / dining room, a kitchen, a laundry area / pantry , a sideporch, den, a linen closet, and rear porch which provides panoramic views of the Town of MandevillePART OF HARTHAM, MANCHESTER (INCOMPLETE) $16,000,000.00Ainsley / Paulette Hayden# 40010017882LocationLot SizeBldg. SizeAccommodationLOT # 2A & 3, CLANDON, PART OF SPAULDINGS, MANCHESTERLocationLot SizeBldg. SizeAccommodationThe subject property is on the western side of the main road between Newport and Rudds Corner. It is approoximately 3 km south ofNewport and 100 metres north of Rudds Corner.7.2 hectares (18.56 acres)2 Storey Great House - 601.45 sq.m (6,474.06 sq.ft) / New Building 99.44 sq. m (1,070 sq.ft) / Cottage - 34.90 sq.m (375.64 sq.ft)Great House - Lower Level- bedroom, bathroom, kitchen- (no fixtures), washroom and large area used as storeroom, other sections ofthe lower level comprise a pump room, bathroom, stairwayUpper Level- predominantly roofless comprises bedrooms, bathrooms and balconiesNew Building- entrance terrace, meeting room, 4 room, 2 shower bathrooms, rear patio and terraceCottage- a verandah, bedroom, kitchenette and bathroom$8,800,000.00The subject property can be reached by travelling from Spalding Town Centre towards Knox High School, continue along this roadwayand make the second right turn and the subject is located on the right hand side of the roadway.2,486.21 sq.m ( 26,749.40 sq.ft) & 501.21 sq. m (5,390.80 sq.ft)171.90 sq.m. (1,850.00 sq.ft.)Master bedroom en suite with bathroom and closet, 2 bedrooms with built in closet, bathroom, kitchen, living / dining room area and porch.LOT # 59, MELROSE CRESCENT, PART OF WILLIAMSFIELD HEIGHTS, MANCHESTER $15,040,000.00LocationLot SizeBldg. SizeAccommodationThe property can be reached by travelling from the Williamsfield round-a-bout towards Royal Flat and make a left turn into WilliamsfieldHousing Scheme, then next left turn unto Melrose Crescent. The subject is located at the corner of Melrose Crescent and Great HouseDrive.1,492.00 sq.m ( 16,053.92 sq.ft)Main Building - 353.15 sq.m. (3,800.00 sq.ft.) Store Room 65.00 sq. m (700.00 sq.ft)Master bedroom with clothes closet and bathroom, 4 other bedrooms, 2 bathrooms, living/ TV room, dining room, study, kitchen, veranda,laundry, helpers quarter and a doulble car portLOTS 113, 114-115 & 128-129,PARTS OF CHUDLEIGH, MANCHESTERMartin Henry# 40010018327LocationLot SizeLocationLot SizeBldg. Size(Estate)$18,200,000.00The subject property is on the western side of the main road leading to Christiana, It is reached by travelling about 2.6 km from theSpalding / Christiana road intersection to ' Temperature H/Q sports bar & Car Wash' facilities. One then travels uphill for a further 500metres to the subject properties which are on the northern side of the road.Lot 113 - 0.83 Acres Lots 114-115 & 128-129- 8.67 hectares (21.42 acres)Bldg. Size 2 Storey Residence - 3,454.74 sq.ft Store Room 1,327.75 sq.ft Older Building- 1,317.41 sq.ft Concrete Water Tank - 2,490 liters2 Storey Residence - Lower Level - L - Shaped patio, games room, dining room, bar, storerooms,2 kitchens, a pantry, powder room anda partially enclosed utility area.Upper Floor - 4 bedrooms, 3 bathrooms(one incomplete), passageway and 2 balconies. A gabled zinc roof shed (24.53 sq.m) withAccommodation concrete floor is attached to the western side of the residence.Older Type Building ( Incomplete) - This building comprises a refurbished section used as a worship room, storage area and adilapidated section with an upper level.StoreroomLAND PART OF MOUNT PROSPECT, UPPER LINCOLN, MANCHESTER$8,500,000.00Mount Prospect / Upper Lincoln district is located approximately 3.6 km north of Lincoln Square and 5.0 km north-west of Hatfieldon themain road to Spur Tree.The subject property is reached by taking the first right turn off the main road after passing the Mount Prospect Citizen Association signand travel uphill about 1.2 km on a poorly maintained cul-de-sac parochial road. The subject property is the sixth house on the right side ofthe road.0.62 HECTARES (1.54 ACRES)327.87 sq. m (3,529.24 sq.ft)AccommodationLAND PART OF BETHEL, NEWPORT, MANCHESTERLocationLot SizeBldg. SizeAccommodationBasement Level- Open area presently used as storageMain Level- Grill enclosed entrance patio, combined living / dining room, a kitchen, master bedroom with en suite bathroom and closets, 4other bedrooms served by 1 full bathroom. A double carport with remote operated garage doors and an enclosed laundry.Upper Level- one bedroom with en suite bathroomThe subject property is located on the western side of Acces Roadway and is easily identified by lot numbering. To access the property ,traveling on the main road from the Newport Police Station towards the Bethel Christian Mission, make the first right turn onto parochialroad leading to the Mission, keep right, the property is the second building located on the right.1,037.6 sq. m / 11,164.20 sq.ft243.00 sq.m. or 2,613.00 sq.ft.Basement Level- 1 bedroom, 1 bathroom, living room and kitchen.First Floor- 3 bedrooms, 2 bathrooms, living room, dining room, kitchen and verandah$7,680,000.0013-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 15

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573NO. 74 MANCHESTER ROAD, MANDEVILLE, MANCHESTER$30,000,000.00LocationThe subject property is located at the corner at No. 74 Manchester Road, Mandeville, Manchester opposite to Tyre Warehouse andadjacent to Mack Jon Traders Hardware.Lot SizeBldg. SizeAccommodationLocationLot SizeBldg. SizeAccommodationLAND PART OF LOT 1, WALTHAM, MANCHESTER (INCOMPLETE)LocationLot SizeBldg. SizeLocation395.61 sq.m (4,253.92 sq.ft)333.31 sq.m. ( 3,584 sq.ft.)LOT # 47 WILLIAMSFIELD HEIGHTS, LAND PART OF WILLIAMSFIELD, MANCHESTERGround Floor- 2 bedrooms self contained apartments-each consisting of a porch, living room, dining room, kitchenette, laundry, 3bedrooms and 1 bathroom.First Floor a)- One bedroom self-contained apartment consisiting of a balcony, kitchenette, living and dining room, 2 bedrooms 1bathroomand a laundry. b) Kitchenette, living room, dining room, standard bedroom, 2 bathrooms, rear and side balconies and 2 smallbedroom and bathroom in the attic areaThe subject property is located at lot 47 Williamsfield Heights in the parish of Manchester and can be reached by travelling south on routefrom the Williamsfield round-a-bout to Royal Flat, make first left after exiting the round-a-bout onto Onion Crescent , then continue left onMitchell Road at the "Y" junction, travel pass Leslie Close and the subject is lot number 47 at the corner of Mitchell Road and FerdinandClose.1,011.68 sq.m ( 10,890 sq.ft)1,184.57 sq.m. ( 12,737.34 sq.ft.)1,112.85 sq.m ( 11,979.00 sq.ft)MAKE AN OFFERTravel on Manchester Road from Mandeville square. Keep on the main road going by Grove Road on the right and Newleigh Road on theleft. Then take the second right onto Waltham Road. Proceed by a few roads and churches including the Weslyan Church to the roadleading to Cedar Grove on the left. At the entrance of the road is Pear Tree Restaurant and a shop on the opposite end. Enter and travelfor about 800 metres. Go by Waltham Early Chilwood School on the right and Rita Crescent and Barrett Street on the left. Next go by aroad on the right and Campbell Boulevard on the left. Thereafter, the subject property is the incomplete two storey house less than 20metres to the right.425.57 sq.m. ( 4,581.00 sq.ft.)$30,400,000.00Basement Level- Apartment No. 1- consisting of a bedroom, bathroom, kitchen, den and entry kitchen, den and entry foyer.Apartment No. 2 - 2 bedrooms, bathroom, laundry, living room, dining area,verandah, passageway and closets.Apartment No. 3 - 3 bedrooms, 2 bathrooms, porch and wash area, living room, kitchen, verandah, closetMainResidence( Under Construction)- The proposed accomodation for the first floor level will include 5 bedrooms, 4 bathrooms, powderroom, front porch, formal living room, foyer, kitchen, dining area , living room, linen closet, study. The Second Floor level will include 4bedrooms, 2 bathrooms, powder room, passage area, closets, fammily room, deck and a kitchen, this area also has an opening of 36.26sq. m ( 389.84 sq.ft)Ground Floor- Guest bedroom, walk-in closet, Guest bathroom, passage, living room, dining room, helper's bathroom, entry foyer,laundry room, double carport, front entry patio, covered back patio. Upper Floor- Master bedroom, master bathroom, walk-in closet, 3Accommodationregular bedrooms, bathroom, 2 clothes closets, dressing area, family room, 3 passages, private balcony, back balcony. The groundfloor approximately 80%, The upper floor is about 45-50%LOT # 6,PART OF LOWER CHRISTIANA , MANCHESTERMAKE AN OFFERThe subject property is located travelling from Mandeville to Christiana and making the first right turn after passing the Shell Gas Station inChristiana and then making the second left turn the subject property is located on the left ( sixth property on left)Lot SizeBldg. SizeAccommodation556.443 sq.m (5,987.32 sq.ft)248.235 sq.m. (2,672.00 sq.ft.)Upper Floor: Master bedroom with en-suite bathroom and closet, 2 reagular bedrooms, 2 regular bathrooms, kitchen, living area, diningarea and a porch.Ground Floor: 3 bedrooms and a kitchenMANCHESTER - LANDLAND PART OF NOTTINGHAM, MANCHESTER $5,000,000.00LocationLot SizeLAND PART OF NEW FOREST, MANCHESTERLocationLot SizeLAND PART OF LAMBERT , MILE GULLY, MANCHESTERLocationLot SizeNottigham is best accessed from Spur Tree road in the vicinity of a bus stop with Meikles Block making sign to Licoln sqaure (Welcome toLincoln sign) One keeps left of Lincoln sqaure and travel approximately 2.7 km to a T-junction by passing Fairfield basic and primaryschools and a cemetery. The subject property is about 500 metres north of the T-junction on the eastern side of the road right beside ashop.1.65 HECTARES (4.06 acres)Three Acres, 2.4 Perches or 131,334 sq. ftLOT NO. 212 CHERRY AVENUE, HERMITAGE, BETHEL TOWN,WESTMORELAND (INCOMPLETE)PRICE$3,120,000.00The subject property can be reached by travelling along the road leading from Gutters to Alligator Pond. Passing " Plumwood Road" onthe left hand side of the road way, the subjects are a few lots along the left side of the main road before reaching the New Forest Primaryand Junior High School on the right hand side of the roadway.The subject property is located on the eastern, northern and southern side of the road from Mile Gully to Greenvale and is identified bybeing the first vacant lot on the right at the deep corner above the roadway just after passing the first house on the right entering thedistrict from Mile Gully.To access the property, traveling from the town of Mile Gully proceed for approximately half mile to Skull Point and make the right turn ,proceed straight up the hill along the roadway and do not make any turn, go pass the first house on the right, the property is the firstvacant lot after this house, located above the road.5,013.03 sq.m (153,959.95 sq.ft)WESTMORELAND - RESIDENTIALPRICE$5,000,000.00LocationLot SizeBldg. SizeAccommodationThe development (Hermitage) is located 1km south of the commercial district of Bethel Town. The subject property is accessed bytravelling on Willow Drive ( one of the main thoroughfare leading into the development) from the main access road of Chester Castle toBethel Town for approximately 100 metres or until reaching road junction with Cherry Avenue and then travel southerly (turn right) andtravel further 120 metres.The subject property is located on the wesern setion of Cherry Avenue and identified at date by lot numbers on adjoining premises.294 sq. m ( 3,164.61 sq. ft)129.71 sq.m (1,396.2 sq.ft)Erected on site is a single storey dwelling entailing 2 bedrooms, 1 bathroom, ombined living and dining room, kitchen, front verandah anincomplete storeroom/ washroom and incomplete carport.13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 16

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LOT NO. 308, RATOON CLOSE, SHREWSBURY HOUSING SCHEME, PETERSFIELD,WESTMORELAND $8,500,000.00LocationLot SizeBldg. SizeAccommodationEntrance to the subject development (Shrewsbury Drive) is situated on the eastern section of the Petersfield to Fort William main accessroadway, approximately .3 kilometres north of the Petersfield High School and identified its name noted on concrete sign at point ofentrance.Travelling on Shrewsbury Drive(main thoroughfare of the development) for approximately Turn left at the T-junction and travel to the nextroad intersection.Turn right and travel to Frome Boulevard until reaching Ratoon Close(Fourth road intersection), The property is thesecond residence situated on (left hand side) of the access roadway.446.16 sq. m (4,802.46 sq. ft)138.70 sq.m (1,493.00 sq.ft)2 bedrooms, 1 bathroom, living room, dining room, kitchen, verandah, carport.LOTS 1, 2, AND 3, PART OF DUNBARS RIVER, SAVANNA-LA-MAR,WESTMORELAND$20,000,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is located approximately 180 metres north of the Dunbars River Total Gas Station o the western section (left handside) of the access road leading to Peters field from Savanna -La-Mar.Lot 1 - 114 sq. m (1,227 sq.ft), Lot 2 - 81 sq.m (871.88 sq.ft ) Lot 3 - 95 sq.m (1, 022.58 sq.ft) Total - 289.99 sq. m ( 3,121. 46 sq. ft)454.85 sq.m (4,896 sq.ft)Erected on site is an incomplete two storey building that entails six open floor apartments (three apartments on each floor) that areproposed to each entail two bedrooms one bathroom, combined living and dining room with kitchenette and front patio. ( building is 30-35% complete)LOT # 79 PATTERSON BOULEVARD,WHITEHOUSE HOUSING SCHEME, WESTMORELANDLocationThis section of Culloden is accessed from the westbound side of the Whitehouse to Culloden main road.On entering the scheme alongPatterson Boulevard one travels approximately 0.3 km towards the New Hope Primary and Junior High School. The subject property issituated on the eastern side of Patterson Boulevard overlooking the school.Lot SizeBldg. SizeAccommodationPART OF BLACKNESS, WESTMORELANDLocationLot SizeBldg. SizeAccommodation611.28 sq.m/ 6,579.82.00 sq.ft510.76 sq.m (5,498.00 sq.ft)Upper floor-a landing and circulation area,living/dining room,kitchen, front and rear balconies, 4 bedrooms, 3 bathrooms a laundry facilityGround floor- a landing and circulating area, a living/dining room, a kitchen, front and rear verandah, 4 bedrooms 2 bathrooms, laundryfacility and an internal stairwell. Basement level- an incomplete studio,carport and a storeroom181.99 sq.m (1,958.97 sq.ft)$5,600,000.00The subject property is loacted at part of Blackness in the parish of Westmoreland. It can be reached by travellintg eastward in thedirection to Burnt Savannah, passing Truoro housing scheme. At Blackness town centre travel approximately 30 metres east of theintersection with parochial road leading from Blackheath to the Weslyann Holiness Church, it can be identified as the seventh lot on theright from the intersection.4,651.32 sq.m / 50,066.77 sq.ft or 1.6 AcresIncomplete:Front patio, living / dining room, master bedroom, 2 standard bedrooms equipped with bathrooms and closets. Building is45% complete.WESTMORELAND - LANDPRICELOT NO. 546, WHITE HALL (PHASE 2), WESTMORELAND$950,000.00LocationLot SizeThe subject property is accessed by travelling on access road leading to the White Hall - Phase 2 adjacent the Negril Texaco Gas Station,upon passing the White Hall Cemetery, turn left at the next road junction and travel to cul-de-sac. The property is the only vacant pasrcelof land situated on the southorn section of the cul-de-sac.400.02 sq.m.(4,305.80 sq.ft.)TRELAWNY - RESIDENTIALPRICELOT 12, CANADA AVENUE, CORAL SPRINGS, TRELAWNY$12,000,000.00LocationLot SizeUnit SizeAccommodationCoral Springs is west of Duncans and north of the Highway. It is accessed directly from the highway. Upon entering Coral Spring Keepright at the entranceonto Canada Avenue and continue about 250 metresto a T intersection then a further 50 metres where the subject isthe 3rd lot on the right after the intersection adjacernt to a large open (green area) lot.967.74 sq.m (10,416.70 sq.ft)218.04 sq.m (2,347.00 sq.ft)Front entrance portico, expansive living area partioned into 2 sections by half walls, a tv room, a serving area which is part of the dine-inkitchen area. To one side of this is a bedroom with walk-in closet. On the other side there is a bedroom with en suite bathroom and closet,a linen closet another bedroom and separate bathroom.LOT 15B CIRCLE VALLEY CRESCENT, FLAMINGO BEACH, TRELAWNY$8,400,000.00LocationLot SizeUnit SizeAccommodationPROPERTY SITUATED AT SAWYERS, TRELAWNYLocationLot SizeUnit SizeAccommodationFlamingo Beach is east of Greenwood and Wiltshire Gardens and south of the north coast main road. The subject property is reachedfrom the North Coast Highway by way of Almond Tree Drive which is aproximately 1.7 km east of the Total Gas Station in the Greenwoodarea.From Almond Tree Drive one continues to the 3rd left and then a quick left onto Circle Valley Crescent where the subject property is the5th lot on the northern side of the roadway.720.18 sq.m (7,752.04 sq.ft)254.35 sq.m (2,736.81.00 sq.ft)3 bedroom self contained (Incomplete Dwelling)The subject property is situated on the eastern section of the Jackson Town to Ulster Spring main access roadway (approximately 5.6kilometres south of Jackson Town or 11. 5 kilometres south-east of Clarks Town) and identified at date of inspection as premisesoperated/ known as Marshall Shop or situated on the eastern section ) directly in front of Sawyers Methodist Church.1, 011.741 sq.m (10,890.00 sq.ft)241.26 sq.m (2,597.00 sq.ft)$6,800,000.00Two Storey Building: On the ground floor two commercial shops ( one shop use as a bar, whilst the other used as a retail shop and asmall farm store at the date of inspection) First Floor: 4 bedrooms, 1 bathroom, living room cum dining room, kitchen, front verandah andlanding13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 17

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LOT NO. 32, KEISHA BOULEVARD, OUTRAMS ESTATE, HAMMERSMITH,TRELAWNY$5,500,000.00LocationLot SizeUnit SizeAccommodationOutrams Estate is located on the eastern section of the access road leading to small commercial district of Bounty Hall from Falmouth andwas identified by its name noted on a metal sign at point of entrance. The subject property is located on the eastern section of KeishaBoulevard (main thoroughfare of the subdivision ) and was identified by lot numbers noted on adjoining premises.452.331 sq.m (4,868.89 sq.ft)46.56sq.m (824.10 sq.ft)2 bedrooms, 1 bathroom, combined living and dining room, kitchen and a small verandah with mild steel grill work.TRELAWNY - LANDLOT 28 PART OF SILVER SANDS, PART OF DUNCANS BAY, TRELAWNYPRICE$9,200,000.00LocationThe subject property is located at lot 28 part of Silver Sands and Duncan Bay in the parish of Trelawny. It can be accessed by travellingalong the main roadway from Duncan Bay to Silver Sands. Upon reaching the road end, take the left turn along Trelawny Drive and passNorth Side Drive. The subject property is the third lot from the intersection with North Side Drive and trelawny Drive sitting between twosingle family dwelling house.Lot Size1,214sq. m / 13,067.496 sq. ftST. JAMES - RESIDENTIAL PROPERTIESPRICEPROPERTY SITUATED AT PETER'S AVENUE, SPRING GARDENS,MONTEGO BAY ,ST. JAMES$26,500,000.00LocationLot SizeBldg. SizeAccommodationEntrance to the access roadway (Peter's Avenue) leading to the subject property is located on the southern section of the main accessroadway of Reading to Hopewell approximately 1 kilometre west of the entrance to Maffesanti Spring Gardens subdivision , and wasidentified at the date of inspection by its name noted on metal sign at point of ingress / egress.The subject property is the first residence located on the eastern section (left hand side) of Peter's Avenue and was further identified at thedate of inspection as premises operated as Arqcons Construction.0.8 Hectares or 1 Acre 3 Roods and 6.4 PerchesBuilding 1 - 849.2 sq.m (3,032.44 sq.ft) Building 2 - 118.03 sq.m (1,270.49 sq.ft)Building 1: First Floor - Large master bedroom with clothes closet, reare and side balconies, dressing room/ office, and master bathroomGround Floor - 2 bedrooms each with bathroom, large living room, dining room, kitchen with upper and lower cupboards, entry porch andrear verandah.Building 2: Single storey building that accomodates 2 storerooms and a kitchenPROPERTY SITUATED AT LEADER AVENUE, MONTEGO BAY , ST. JAMES$25,000,000.00LocationLot SizeBuilding SizeAccommodationLOT # 335 GLENDEVON, ST. JAMESLocationLot SizeBldg. SizeAccommodationThe subject property is the first residence situated on the western section of Oscar Terrace at road intersection with Leader Avenue.2,267.31 sq.m (24,405.4 sq.ft)Building 1.196.86 sq.m (2,119.02 sq.ft) Building 2. 76.92 sq.m ( 828 sq.ft) Building 3. 32.90 sq.m ( 354.24 sq. ft)Building 1. - 2 bedrooms, 2 bathrooms, foyer, combined living and dining room, enclosed patio, enclosed entertainment room, kitchen andbreakfast nook. There is a Porte Cochere situated at the western section of the building.Building 2. comprises partial 2 storey dwelling- Lower Floor - 1 bedroom, 1 bathroom, small living and dining room with kitchenette andsmall enclosed verandah.Upper Floor- 1 small bedroom, 1 bathroom, small living room-cum- dining room, kitchen, and open sun-deck.Building 3. studio with kitchenette and bathroomThe lot is located on the southwestern section of Glendevon sub-division near the end of a cul-de-sac.405.36 metres square (4,363.50 square feet)116 square metres (1,250 square feet)MAKE AN OFFERBasement - 2 bathrooms, washrooms, closet and storeroom. Upper floor - 4 bedrooms (one of which is cement concrete), living-room-cumdining,verandah and kitchen (cement concrete)LOT NO. 14, MYRTLE CHAMBERS AVENUE, IRWIN POINT, IRWIN, MONTEGO BAY, ST. JAMES $10,500,000.00LocationLot SizeBldg. SizeAccommodationThe subdivision of Irwin Point is accessed by travelling on the access roadway leading to Fairfield Estate from Montego Bay; upon passingthe single access bridge from the Y-intersection with road leading to Granville turn left on Fairfield Avenue and travel approximate 3kilometres or until reaching point of ingress / egress of Irwin Point (First left turn after passing Irwin Primary School). The development isclearly identified by its name noted on concrete walls at point of ingress/egressThe subject property is accessed by travelling on the access road Mitella Woolery Road from point of entry;upon reaching first roadintersection turn right (travel southerly)and travel on Myrtle Chambers Avenue for approximate 80 metres. The property is the secondresidence situated on the left (eastern section) of Myrtle Chambers Avenue.1,067.781 metres square (11,493.59 square feet)148.30 square metres (1,596.37 square feet)3 bedrooms, 2 bathrooms, combined living and dining room, kitchen, entry porch and carportLOT NO. 669, WEST VIEW CLOSE, WESTGATE HILLS(PHASE 11), MONTEGO BAY, ST. JAMES$23,000,000.00LocationLot SizeBldg. SizeAccommodationThe property is accessed by traveliling in a north-easterly direction from the road junction of the Montego Bay to Adelphi main access roadalong the Westgate Hills Boulevard ( main thoroughfare of the development) for an approximate 1.7km. Upon reaching the road junction ofWestgate Hills Boulevard and Arcadia Drive, travel in a easterly direction for a further 400 metres until reaching a T- intersection with WestView Close. The subject property is situated on the eastern section of the cul-de-sac of West View Close and identified by its lot numbernoted on its western boundary wall column, being 669.1,114.82 metres square (12,000 square feet)5,483.4 square metres (510 square feet)Basement - small storeroom and studio flat with kitchenette, and bathroom . Ground Floor - front verandah, entrance hall, anentertainment / family room , living room , dining room , kitchen, powder room , 1 bedroom, 1 bathroom with enclosed clothes closet,washroom and water heater, double carport. Upper Floor - Entails master bedroom with walk-in closet, en-suite bathroom, 3 bedrooms (1with en suite bathroom), two bathrooms.13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 18

LocationLot SizeTOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LOT # 231 PART OF IRONSHORE & HARTFIELD ESTATES, MONTEGO BAY ,ST. JAMES $27,520,000.00The subject property is located at Lot 231 Bratton Road, part of Ironshore and Hatfield Estates , Montego Bay in the parish of St. James.The Subject can be accessed by travelling in a southerly direction along Morgan Road from the intersection with the A1 Highway. Uponreaching the round-a-bout continue travelling straight ahead along Dorchester Avenue, take the first left after leaving the round-a boutonto Bratton Road. The subject is the fourth house on the left from the intersection with Dorchester Avenue and sits immediately beside anunfinished dwelling house.1,712.09 sq.m (18,429.04 sq.ft)Bldg. SizeAccommodation513.18 sq.m (5,523.9 sq.ft)Upper Level- 6 bedrooms , 6 bathrooms, 2 verandahs, patio, open terrace. Ground Level - 4 bedrooms, 4 bathrooms, living/dining room,kitchen, 2 verandas, laundry room and balcony / sitting areaLOT 250,19 LORRAINE DRIVE, PARADISE ACRES, MONTEGO BAY ST. JAMES$9,000,000.00LocationParadise Acres is located on the north-eastern section of the town centre of Montego Bay and is accessed by travelling on the accessroad of Paradise Crescent leading from the community of Mango Walk or Norwood Avenue from the Albion Road.The subject property issituated on the southern section of Lorraine Drive approximately 50 metres west of the road intersection of Wendy Close and LorraineDrive, and was identified at the date of inspection as 19 Lorraine Drive(civic address number noted on front boundary wall column).Lot SizeBldg. SizeAccommodationLocationLot Size895.306 sq.m (9,637.07 sq.ft)Main Building - 300.73 sq.m (3,237.14 sq.ft) Out Building - 13.19 sq.ft (142.02 sq.ft)Section 1- 2 bedrooms, 1 bathroom, linen closet on one side, on the other side entrance patio leading to a large living room with an eat-inkitchen. Section 2 - Entered from the Carport this section has a sitting room / entrance hall, living room, T.V room, 3 bedrooms and 1bathroom.ST. THOMAS - RESIDENTIAL PROPERTIESPART OF LYSSONS, ST. THOMAS $8,000,000.00PRICEThe subject property is on the southern side of access roadway and is identified by being the third property on the right along the roadfrom Morant Bay to Johns Town. To access the property travelling from Morant Bay yto Johns Town, keep left after passing LyssonsPower Station, the property is the third hous located on the right.1,846.40 sq.m (19,874.30 sq.ft)Bldg. SizeAccommodationBuilding 1 - 77.12 sq.m (829.21 sq.ft) Building 2 - 322.23 sq.ft (3,464.80 sq.ft)Building 1 - 2 bedrooms, 1 bathroom, living / dining room, shop area and verandah Building 2 - 2 bedrooms, 1 bathroom, living room,dining area, kitchen, 2 verandahs, carport, powder room, laundry room, incomplete stairway, master suite with walk -in clloset andincomplete bathroomLOT 7 POND VIEW HEIGHTS, POMFRET, ST. THOMAS $5,000,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is located on the southern of a reserved road within the scheme and is easily identified by lot numbering. To accessthe property coming from Yallahs to Morant Bay, turn left into the scheme, the subject is the fourth property on the left of the reservedroad.634 sq.m (6,821.84 sq.ft)84.27 sq.ft (906 sq.ft)2 bedrooms, living area, 2 bathrooms, kitchen and secured verandahST. THOMAS - LANDLOT NO. 29 MEZGAR BOULEVARD, MEZGAR GARDENS, ST. THOMAS $4,500,000.00PRICELocationThe subject property is located on the southern side of Access Roadway and can be identified by lot numbering. To access the property,traveling from Kingston to Morant Bay, make right after Three Finger Man Monument onto Mezgar Boulevard keep straight, the subjectproperty is the third to last property on the right before the second right turn.Lot Size4,679.17 sq.m.(50,366.58 sq.ft.)PORTLAND- RESIDENTIAL PROPERTIESPRICELOT NO. 300, WOODSTOCK HOUSING SCHEME, WOODSTOCK, BUFF BAY, PORTLAND$6,200,000.00LocationLot SizeBldg. SizeAccommodationThe property is located on the west northwestern side of an unnamed reserved road in the southwestern section of the development, lessthan 400 metres southeast of the main road entrance to the development and is identifiec by premises or lot numbering system.624.44 sq.m (6,764.54 sq.ft)251.47 sq.m (2,706.54 sq.ft)5 bedrooms, one of which is designed with bathroom and closet ensuite, while another has bathroom ensuite, there appears to be oneother bathroom, a living area with stairway to what appeared to be designed an upper floor level, a kitchen / dining area, a laundry room, acarport and partially enclosed front and rear porches. (BUILDING INCOMPLETE)LOT # 27 HART HILL, WINDSOR CASTLE, PORTLAND $6,400,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is located at the end of a cul-de-sac road leading north off the main road at Windsor Castle by a shop and bar andbefore reaching the Post Office.680.00 sq.m (7,319.46 sq.ft)221.60 sq.m. (2,385.17 sq.ft.)Split Level Residence- Main Level - 3 Bedrooms,2 bathrooms, combined living / dining area,a kitchen,grill enclosed verandah, rear patio,a single carport and laundry area.Basement Level - thought to comprise 2 rooms and a patio13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 19

TOTAL CREDIT SERVICES LIMITED26 Trafalgar Road, Kingston 10Telephone: 920-4205; 920-6573LAND PART OF MANCHIONEAL, PORTLANDLocation$3,500,000.00The subject property is located off the Manchioneal access roadway and can be reached by travelling in a direction towards Port Antoniofrom Hectors River, upon reaching the small commercial district of Manchioneal, passing the only gas station( presently occupied byEpping's) make the next left immediately after passing the gas station, the subject is the second residential property on the left.Lot SizeBldg. SizeAccommodation16 BEADLES DRIVE, SANTA CRUZ, ST. ELIZABETH398.9 sq.m (4,293.75 sq.ft)102.62 sq.m. (1,104.63 sq.ft.)2 Bedrooms, bathroom,living / dining room,kitchen,veranda, garage.ST. ELIZABETH - RESIDENTIAL PROPERTIESPRICE$10,500,000.00LocationBeadles Drive runs in a northerly direction off the Goshen to Santa Cruz main road close to the entrance of Longwood Estate.The subjectproperty is on the eastern side of the road.Lot SizeBldg. SizeAccommodationLAND PART OF KILDARE, MOUNTAINSIDE, ST. ELIZABETHLocationLot SizeBldg. SizeAccommodation828.24 sq.m ( 8,921.60 sq.ft)192.22 sq.m(2,069.00 sq.ft)Lower Level- bedroom, bathroom laundry room, flight of external concrete stairs with mild stell handrails at fron that provide access toupper level, grill-enclosed carport.Upper Level- Master bedroom with en-suite bathroom and closet, 2 other bedrooms with built in closets and a bathroom, living/diningroom, kitchen, grill- enclosed balcony.The subject property is located on the western side of Mountainside leading to Watchwell Parochial Road, some 200m south ofMountainside Primary School.1,011.68 sq.m ( 10,890 sq.ft)156.14 sq.m(1,678.9 sq.ft)3 Bedrooms 2 with built -in -closet,2 bathrooms, living/dining room combined, kitchen, passage, verandah, laundry and single car garageThe shop is a basic open-plan detached building with an entrance terrace (there is a temporary bathroom at the rear)LAND PART OF THORTON, ST. ELIZABETH $3,700,000.00LocationLot SizeBldg. SizeAccommodationThe subject property is located on the western side of the Thorton main road and is easily identified by being the second property on theleft from the flat bridge, traveling from Williamsfield. This property has a house and a small shop thereon, the shop however was not in useat the time of inspetion. To access the properrty traveling from Balaclava towards Maggotty, at approximately 4.8 kilometers or 3 milespass the small town of Siloah make a right turn unto the road to Williamsfield, on reaching the district of Williamsfield make a left turn intoThorton, the property is approximately 1.6 kilometer or 1 mile from this turn at Williamsfield on the left.5,058.4 sq.m. or 54,450.00 sq. ft.88.39 sq.m.( 951.50 sq. ft.)2 bedrooms, bathroom, living / dining room, kitchen and verandahST. ELIZABETH - LANDLOT NO. 259, FULLERSWOOD, PAROTTEE, ST. ELIZABETH $2,200,000.00LocationLot SizeThe subdivision of Fullerswood is access by travelling from the town centre of Black River to Craine Road/ Parottee upon passingpremises known as Prosperity Park take the immediate left turn on to reserved road leading to the subject property and travelapproximately .9 kilometresThe subject property is situated on the eastern section of the reserved road.1,517.571 sq. m (16, 335.13 sq. ft)PRICE13-MAY-2013Please note these properties are being sold to settle debts owed to JNBS and are sold "as is"! 20