Member Services Agreement - NASA Federal Credit Union

c. Responsibility and Liability for Transactions. You are solelyresponsible for the security of your PIN and all uses of your Card.All Transactions made with your PIN and/or Card are conclusivelypresumed to have been authorized by you. Except to the extentprovided in this Agreement for Visa® Purchases, we shall have noliability to you for any unauthorized Transaction made using yourPIN and/or Card that occurs before you have notified us of possibleunauthorized use and we have had a reasonable opportunity to acton that notice.We have no liability for failing to complete a Transaction to orfrom your Account in time or in the correct amount under anycircumstances listed in Part 1(g) of this Section. In other cases,if we fail or delay in making a Transaction pursuant to yourinstructions, or if we make a Transaction in an amount which isless than the amount in your instructions, then (unless otherwiserequired by law) our liability shall be limited to interest on theamount which we fail to timely pay or transfer, calculated from thedate on which the Transaction was to be made until the date it wasactually made or you notify us of the problem, whichever occursfirst, but in no event to exceed 30 days’ interest. We may pay suchinterest either to you or the intended recipient of the Transaction,but in no event shall we be liable to both parties, and our paymentto either party shall fully discharge any obligation to the other. Ifwe make a Transaction in an amount which exceeds the amountin your instructions, or if we permit an unauthorized Transactionafter we have had a reasonable time to act on notice from you ofpossible unauthorized use, then (unless otherwise required by law)our liability shall be limited to a refund of the amount erroneouslypaid or transferred, plus interest on that amount from the dateof the Transaction to the date of the refund, but in no event toexceed 30 days’ interest. If we become liable to you for interestunder this Agreement or applicable law, such interest shall becalculated based on the lowest dividend rate we are then payingon our deposit accounts. In no event shall we be liable for interestcompensation unless we are notified of a discrepancy within 30days from the date of the first periodic statement reflecting thediscrepancy.Unless otherwise required by law, in no eventshall we be liable to you for special, indirect,or consequential damages, including, withoutlimitation, lost profits or attorneys’ fees, even ifwe are advised in advance of the possibility ofsuch damages.41