Wrap Up the Holidays with NASA FCU! - NASA Federal Credit Union

Wrap Up the Holidays with NASA FCU!DECEMBER 2012

Easy Does It ThisHoliday SeasonWrap up your banking—with NASA FCUNEW! Mobile Bill Payments—Pay bills quickly and securely from wherever you are—with MobileBanking’s new bill payment option. Stop writing checks, paying for stamps and making trips to thepost office. Learn more at nasafcu.com/mobile-banking.Real Members are WinningREALLY COOLfromPRIZES NASA FCUJust ask winner Joyce DeGrange of Bowie,Maryland and Gene Fujii of Herndon, Virginia.They recently won Apple TVs®as part of theUse These, Win These Sweepstakes Contestfrom NASA FCU.“Wow! I just love myNASA FCU CheckCard,” stated Mrs.DeGrange. “Notonly does using theCard make holidaypurchases easier,it also helped mewin an Apple TV. Itdoesn’t get muchbetter than that!”Cash Around the Corner—Your NASA FCU Check Card provides you with access to over 4,600 CreditUnion Service Centers and more than 30,000 surcharge-free ATMs—nationwide. You can also findsurcharge-free ATMs at more than 5,500 7-Eleven store locations throughout the U.S. and Canada.Visit nasafcu.com/locations to find a location near you.Banking On-the-Go—NASA FCU Mobile Banking is convenient, secure and free,* giving yougreater control over your finances via your mobile device. Perform banking transactions or checkyour balances wherever you happen to be with complete confidence. View an online demo atnasafcu.com/mobile-banking.On-the-Spot Deposits—When receiving checks, why not deposit them right away? With MobileRemote Deposit, you can deposit checks remotely through your mobile device—without ever havingto step foot in a branch or visit an ATM. Enroll today at nasafcu.com/remotedeposit.So, easy does it this holiday season. With NASA FCU, your holiday banking can be one less thing toworry about. Call 1-888-NASA-FCU to find out more about any of our convenient access options.*NASA FCU does not charge a fee for the use of NASA FCU Mobile Banking. Your mobile service carrier or provider may impose data usage ortext message charges for your use of, or interactions with, Mobile Banking.Mr. Fujii said, “I can’t believe I won anApple TV just for using my NASA FCUCheck Card. Thanks NASA FCU!”So when you’re shopping this holiday season,be sure to reach for your NASA FCU Creditor Check Card. When you do, you could be awinner like these members, too. Don’t have aCard? Don’t worry. Stop by any branch or call1-888-NASA-FCU today.

We’re Making a Difference in the Community…NASA FCU Employee Jason Landri organizes canned goods for the Holiday FoodDrive which benefits local charities.u College Bound?NASA FCU Can Help!Are you, or do you know, a high school seniorgearing up for college next year? NASA FCU hasgreat news! We’re accepting applications for the 2013Mitchell-Beall-Rosen Scholarship Contest. Throughthe contest, we will award scholarships in amountsup to $7,000 to one or more contest winners to assistwith the costs of tuition, books and living expenses.Applicants must be:n The primary owner of a NASA FCU accountn A high school senior with an average gradeof C or aboven Under the age of 21u Holiday Food DriveThe NASA FCU 2012 Holiday Food Driveis in full swing thanks to the generosity ofso many of our members. As in prior years,NASA FCU is hosting the Holiday Food Driveto gather food donations for local area foodpantries. This year, our 2012 goal is to donate4,500 pounds of food. If you would like toparticipate in this worthy cause, drop offfood donations at any NASA FCU branch.Thank you.Scholarships are awarded based on the evaluation of a 1,000 word essay and a personal interviewconducted by the Scholarship Committee.For more details and an application, go to nasafcu.com/scholarship or call 1-888-NASA-FCU(627-2328) today. Then, get ready. Get set. Write your essay today!A SignatureLoanThe Smart Way to Get theMoney You NeedDo you haveholiday expensesor a major purchase onthe horizon? Or maybe you’dlike to roll your higher interestloans into one lower monthlypayment. Whatever your casemay be, you can now easily getthe cash you need—and enjoypeace of mind—with the NASAFCU Signature Loan.Apply for a Signature Loanand save money today. Simplyvisit nasafcu.com/apply, call1-888-NASA-FCU (627-2328),ext. 200, or visit your localbranch, to take advantage ofthis easy and affordable wayto pay for life’s expenses.CALENDARAll NASA FCU offices will be closed for thefollowing holidays:n Monday, December 24, 2012: Christmas Even Tuesday, December 25, 2012: Christmas Dayn Monday, December 31, 2012: New Year’s EveAll NASA FCU offices close at 2:00 p.m.n Tuesday, January1, 2013: New Year’s Day

BUY A CAR INDECEMBER & SAVEAuto Loan Rates Reduced! With all the extraexpenses the holidays bring, you wouldn’t think of the end of the year as a goodtime to buy a new car. But if you want to save a bundle, now is the time to act.According to Edmunds.com, December is an ideal time to purchase a new car.Rates as low as1 .49%APRNew Model Year is HereBeginning in September, dealers moveinventory to make room for the newmodel year vehicles. Any 2012 modelsstill left on the lot in December are likelyto be discounted.*The HolidaysThe lots are empty this month. Salesmen arewilling to work with you because you may betheir only potential customer that day.Meet the QuotasDealerships have annual goals. Automanufacturers often award bonuses if goalsare met. That means salesmen are likely totake a rock bottom price for a car, and forgo alarger commission, if it means they win thattrip to Hawaii.Do Your HomeworkThe best tip anytime of the year is to comeprepared. Do your research and walk intothe dealership knowing the incentivesand rebates for the vehicle you want. Andif you happen to go on a rainy or snowyMonday or Tuesday at the end of the year,you’re sure to get a great deal.Get the Best Loan PossibleRight now at NASA FCU, rates are as low as1.49% APR for a 36 month* new or used carloan. Call us at 1-888-NASA-FCU today!*Subject to credit approval. Special offer floor rate is 1.49% Annual Percentage Rate (which includes a .25% discount for Auto Pay), otherwise 1.74% for up to 36 months and is reserved for highly qualified individualsfinancing a 2011 or newer vehicle. Call for details. Payment example is a typical extension of credit. A $20,000 auto loan financed with NASA FCU at 3.34% APR for 63 months will have a monthly payment of $346.55.To learn more about auto financing, call us at 1-888-NASA-FCU today!

CONVENIENT GIFT CARDS—RIGHT AT THE ATM!LOCATIONSNASA FCU is one of only four financialinstitutions in the U.S. to offer gift cards fromATMs—and we’re just in time for the holidays!Gift cards are dispensed at select NASA FCUATMs valued at $25* and there is no limit to thenumber of cards you can purchase. Stock upon gift cards at the ATMs located at these NASAFCU branches: Annapolis, Bowie, Collington,Columbia, Falls Church, Goddard, Greenbelt,Headquarters, and Rockville.*Fee is $1.95 per card.NASA FCU BLOGNOW ONLINE!In today’s increasingly onlineenvironment, NASA FCUunderstands the importance of easy, convenientaccess to information. To that end, we’re proud toannounce the arrival of our new blog!Visit our new blog at blog.nasafcu.com,where you can enjoy helpful, timely financialinformation from our monthly newsletter,Horizon, and more.Check out the NASA FCU blog today!This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor anyother partyassumes liability for loss for damage due to reliance on this material. Loans subject to credit approval. © 2012 NASA Federal Credit Union.