Member Services Agreement - NASA Federal Credit Union

identifier. We may charge any of your accounts for payment of the WireTransfer and our standard fee for this service. Our fee may change.2. Security Procedures. We have established certain security procedures inconnection with Wire Transfers. We may call any party designated in yourApplication or we may ask a “secret” question. You agree that our securityprocedures are commercially reasonable, designed to authenticate WireTransfers, not used to detect errors in the transmission or content ofa Wire Transfer.3. Wire Transfer Business Day. We accept Wire Transfers only on businessdays within cutoff times we establish from time to time. Wire Transferrequests received after our cut-off hours may be treated as if received on thefollowing business day.4. Authenticating Wire Transfers. We may not make a Wire Transfer if weare unable to authenticate the Wire Transfer to our satisfaction, if thereis any inconsistency between a Wire Transfer and information previouslysupplied to us, if the Wire Transfer is prohibited as a result of court order,garnishment, tax levy or the like, or if we reasonably believe that makingthe Wire Transfer might result in an unauthorized or erroneous transfer offunds or might otherwise cause us to suffer a loss.5. Overdrafts. If any Wire Transfer exceeds the balance of collected funds inyour accounts, we do not need to make the Wire Transfer and we won’t beliable to you for such inaction. If we elect to make such transfer, you willremain liable for all amounts transferred, including funds transferred inexcess of the collected balances in the account.6. Confirmations. We will provide written confirmation to you of each WireTransfer in your periodic statements. You will be deemed to have receivedsuch notification on the date it is actually received or 5 business days fromthe date it was sent, whichever is earlier. Except as provided in the nextsentence for Consumer Accounts, our written confirmation will be deemedaccurate unless immediately challenged. For Consumer Accounts only, uponreceipt of written confirmation, you promptly, but in no event later than 30days after the day that you are deemed to have received the notification,will report to us any discrepancies, errors or unauthorized transfers. We willgive you a receipt when you pay for a Remittance Transfer. Generally, youmay dispute Remittance Transfer errors by contacting us (as directed in thereceipt) within 180 days of the date we promised that funds would be madeavailable to the recipient. In all cases, upon our reasonable request, youwill furnish to us any information concerning a Wire Transfer for purposes ofinvestigation, including, but not limited to, amounts transferred, accountsaffected, identifying names, numbers, and transfer dates.43