Prospectus - COUNTRY Financial

Description of ClassesClass A SharesClass A shares of each Fund are retail shares that require thatyou pay a sales charge when you invest unless you qualify for areduction or waiver of the sales charge. Class A shares are alsosubject to Rule 12b-1 fees of up to 0.25% of average daily netassets which are assessed against the shares of the Fund.If you purchase Class A shares of a Fund you will pay the netasset value next determined after your order is received plus asales charge (shown in percentages below) depending on theamount of your investment. The sales charge does not apply toshares purchased with reinvested dividends. The sales charge iscalculated as follows:Growth FundSales ChargeSales Charge as % ofas % of Net AmountAmount of Transaction Offering Price* InvestedUp To $49,999 5.50% 5.82%$50,000-$99,999 4.50% 4.71%$100,000-$249,999 3.50% 3.63%$250,000-$499,999 2.50% 2.56%$500,000-$999,999 2.00% 2.04%$1,000,000 & Above 0% 0%Bond FundSales ChargeSales Charge as % ofas % of Net AmountAmount of Transaction Offering Price* InvestedUp To $49,999 4.25% 4.44%$50,000-$99,999 4.00% 4.17%$100,000-$249,999 3.50% 3.63%$250,000-$499,999 2.50% 2.56%$500,000-$999,999 2.00% 2.04%$1,000,000 & Above 0% 0%* Offering price includes the front-end sales load.The sales charge you pay may differ slightly from the amountset forth above because of rounding that occurs in thecalculation used to determine your sales charge.Reducing Your Sales ChargeYou may be able to reduce the sales charge on Class A shares ofthe COUNTRY Funds based on the combined market value ofyour accounts.The current market values of the following investments areeligible to be added together for purposes of determining thesales charge on your purchase:• Your current investment in the Funds, and• Previous investments you and members of your primaryhousehold group have made in the Funds, provided yourinvestment was subject to a sales charge.• Your primary household group consists of you, your spouseand children under age 21 living at home.Eligible AccountsThe following accounts are eligible to be included indetermining the sales charge on your purchase, if a sales chargehas been paid on such purchases:• Individual or joint accounts held in your name;• Coverdell Savings Accounts and UGMA/UTMA accounts forwhich you or your spouse is parent or guardian of the minorchild;• Trust accounts for which you or a member of your primaryhousehold group, individually, is the beneficiary;• Accounts held in the name of you or your spouse’s soleproprietorship or single owner limited liability company or Scorporation; andThe following accounts are not eligible to be included indetermining if the sales charge is waived;• Investments in Class Y shares;Investments in any First American Funds will not be consideredin calculating the applicable sales charge.Valuation of AccountsYou will qualify for a lower sales charge on your purchases ofCOUNTRY Funds Class A shares when your new investmenttogether with the current value of your other COUNTRY FundsClass A shares reaches a reduced sales charge level. The valueof your holdings will be based on the Funds’ purchase priceincluding sales charge.In order for an investor to receive the sales charge reduction onClass A shares, the Fund must be notified by the investor inwriting or by his or her financial institution at the time thepurchase is made that Fund shares are already owned or thatpurchases are being combined. If you purchase the Fundsthrough different channels, for example, through a COUNTRYagent, directly from the Transfer Agent and through a thirdpartybroker, and you want to include those assets toward areduced sales charge, you must inform the Fund in writingabout the other accounts when placing your purchase order.Investing through third parties may involve fees not disclosed inthis Prospectus. When placing your purchase order, you mustprovide the Fund with your most recent account statement andcontact information regarding the other accounts. You shouldretain records necessary to substantiate historical costs, in orderto verify the valuation of accounts to be aggregated. A thirdpartyselling agent may require additional information. Unlessyou provide the Fund with information about all of theaccounts that may count toward a sales charge reduction, therecan be no assurance that you will receive all of the reductionsfor which you may be eligible.16