Prospectus - COUNTRY Financial

Fees and ExpensesThe tables below describe the fees and expenses that you may pay if you buy and hold shares of the Funds.Growth FundShareholder Fees(FEES PAID DIRECTLY FROM YOUR INVESTMENT):Class AClass YMaximum Sales Load Imposed on Purchases(as a percentage of offering price) 5.50% NoneMaximum Deferred Sales Load(as a percentage of offering price) None NoneMaximum Sales Load on reinvested dividends(as a percentage of offering price) None NoneRedemption Fees None NoneExchange Fee (by telephone) $5 $5Annual Fund Operating Expenses(EXPENSES THAT ARE DEDUCTED FROM EACH FUND’S ASSETS):Class AClass YManagement Fees 0.75% 0.75%Distribution (12b-1) Fees 0.08% 0.08%Shareholder Servicing Fee 0.11% 0.11%Other Expenses (1) 0.29% 0.29%Total Annual Fund Operating Expenses 1.23% 1.23%Waiver of Fund Expenses (2) (0.02)% (0.02)%Net Annual Fund Operating Expenses 1.21% 1.21%(1) “Other Expenses” are based on amounts incurred during the last fiscal period and include custodian, administration, accounting and other customary Fundexpenses. “Other expenses” also include the fees and expenses incurred by a fund in connection with its investments in other investment companies, if any,which are referred to as “acquired fund fees and expenses.” Acquired fund fees and expenses incurred by the Growth Fund were less than the annual rate of0.005% of its average daily net assets for the fiscal year ended June 30, 2009.(2) Certain service providers have contractually agreed to waive fees and reimburse other Fund expenses until October 31, 2011, so that all custody fees arewaived for the Growth Fund. The fee waiver and expense reimbursement may be terminated at any time after October 31, 2011 at the discretion of the serviceproviders.6