Bridger Insight XG Standard Watchlists

Technical White PaperBridger Insight XGStandard WatchlistsDescription and Update Frequency10 December 2010

Offshore Financial Centers ................................................................. 15Peoples Bank of China (PBC) .............................................................. 15Primary Money Laundering Concern (PMLC) Lists .............................. 16Primary Money Laundering Concern.............................................. 16Primary Money Laundering Concern—Jurisdictions........................ 16Reserve Bank of Australia ................................................................... 16Terrorist Exclusion List ........................................................................ 17Unauthorized Banks ........................................................................... 18United Kingdom Financial Services Authority ..................................... 17United Nations Consolidated List ....................................................... 17World Bank Ineligible Firms ............................................................... 183

Bridger Insight XG Standard WatchlistsDescription and Update FrequencyStandard WatchlistsBridger Insight XG features more than 40 standard watchlists againstwhich you can scan your customer records. This document provides adescription of each watchlist and how frequently they are updated whenchanges occur to the source content.Additional data sets are available to help you identify politically exposedpersons (PEP). There are additional costs for these data sets. Contact yoursales representative for more information.Watchlist DeliveryLexisNexis ® Risk Solutions updates each Bridger Insight standardwatchlist according to its assigned schedule. Watchlists are assigned anupdate schedule based on factors such as the regulatory need of thegeneral user, the source change frequency, and implications ofnoncompliance.This white paper contains the delivery schedule LexisNexis Risk Solutionsendeavors to meet for watchlist changes detected between 8 a.m. and 5p.m. (Mountain Time), Monday through Friday. Watchlist changesdetected outside of this period are delayed until the next scheduledupdate. Typically, watchlist changes and new watchlist data are deliveredaccording to the schedule here.• Next business day: Updated by 11:59 p.m. (Mountain Time) thebusiness day following the day we are aware of an update to thelist on the source agency’s website.• Weekly: Updated one time each week, typically assigned aspecific day of the week for consistency.• Monthly: Updated the 4th Wednesday of every month. The update frequencies are estimates and variations may occurbased on a variety of circumstances. These times are notguaranteed.Holiday Schedule ImpactsWatchlists will not be updated or delivered on United States (U.S.)holidays observed by LexisNexis Risk Solutions. If a watchlist isscheduled to be delivered on a holiday, it will be delivered the nextbusiness day. If a watchlist change occurs on a designated holiday, theupdate schedule will begin the next business day.INTERNATIONAL WATCHLISTSSome watchlists are publishedin a combination of the sourceagency’s native language andEnglish. Please note that theBridger Insight search algorithmis optimized for Englishcharacters.—Indicates watchlist maycontain English and non-Englishcharacters.HOLIDAY SCHEDULE• New Year’s Day• Martin Luther King Jr. Day• Presidents’ Day• Memorial Day• Independence Day(Observed)• Labor Day• Thanksgiving Day• Day after Thanksgiving• Christmas (Observed)• New Year’s Day (Observed)4

Australian Department of Foreign Affairs and TradeFilename: Australia Dept of Foreign Affairs and Trade.BDFAustralia enacted a charter in response to a United Nations (UN)resolution following the September 11, 2001, terrorist attacks on theUnited States. Australia's charter includes entities listed in the UNConsolidated List, plus unique entities designated by Australia's Ministerfor Foreign Affairs. The consolidated list of entities is maintained byAustralia's Department of Foreign Affairs and Trade (DFAT), which isactive in Asia-Pacific and other world-wide efforts to counter terrorism.Australia passed legislation making it a criminal offense to give, use, ordeal with funds, other financial assets, and economic resources owned orcontrolled by entities on this list. 1UPDATE SCHEDULE ICONSNext business dayWeeklyMonthlyBureau of Industry and SecurityFilename: Bureau of Industry and Security.BDFThe LexisNexis ® Bureau of Industry and Security watchlist is acompilation of three unique lists published by the U.S. Deparment ofCommerce, Bureau of Industry and Security (BIS):• Denied Persons List—includes individuals and entities deniedexport privileges.• Unverified List—includes parties where BIS has been unable toverify the end-user for prior transactions.• Entity List—contains parties whose presence in a transaction cantrigger a license requirement under the Export AdministrationRegulations.You are encouraged to contact one of the BIS Export Enforcement officesif you are asked to participate in a transaction that you believe may be aviolation of the Export Administration Regulations.Chiefs of State and Foreign Cabinet MembersFilename: Chiefs of State and Foreign Cabinet Members.BDFAs part of the Uniting and Strengthening America by ProvidingAppropriate Tools Required to Intercept and Obstruct Terrorism Act's(Patriot Act) required special due diligence, organizations must conductenhanced scrutiny of accounts maintained by politically exposed personswith demonstration of this enhanced scrutiny readily available. TheLexisNexis ® Chiefs of State and Foreign Cabinet Members list is compiledfrom the Central Intelligence Agency’s (CIA) online directory of Chiefs ofState and Cabinet Members of Foreign Governments. Our list contains1 “Australia’s Implementation of United Nations Security Council Financial Sanctions,”Department of Foreign Affairs and Trade, accessed 30 September 2010,http://www.dfat.gov.au/icat/UNSC_financial_sanctions.htmlBridger Insight XG Standard WatchlistsDescription and Update Frequency5

individuals listed in the CIA’s online directory over the past several years.When updating the list, LexisNexis Risk Solutions does not remove namesfrom the list when they are removed from the CIA’s online directory, but,instead, labels them as formerly holding their respective governmentpostion. The watchlist contains current and former government officials.Commodity Futures Trading Commission SanctionsFilename: Commodity Futures Trading Commission Sanctions.BDFCongress created the Commodity Futures Trading Commission (CFTC) in1974 as an independent agency with the mandate to regulate commodityfutures and option markets in the United States. The agency's mandatehas been renewed and expanded several times since then, most recentlyby the Commodity Futures Modernization Act of 2000.The CFTC's mission is to protect market users and the public from fraud,manipulation, and abusive practices related to the sale of commodity andfinancial futures and options, and to foster open, competitive, andfinancially sound futures and option markets. 2The LexisNexis ® CFTC list represents the CFTC’s Reparations Sanctions inEffect list 3 and Administrative Sanctions in Effect list. The CFTC’sReparations Sanctions in Effect list contains disciplinary records forentities that have not paid awards levied against them in proceedingsunder the CFTC reparations program and those listed cannot trade on anycontract market. 4 The CFTC’s Administrative Sanctions in Effect listcontains registration and trading sanctions currently in effect as a result ofadministrative enforcement or statutory disqualification proceedings. 5Defense Trade Controls Debarred PartiesFilename: DTC Debarred Parties.BDFThe U.S. Department of State maintains lists of persons who are notallowed to participate, either directly or indirectly, in any transaction thatrequires a State Department license or State Department approval. TheLexisNexis ® DTC (Defense Trade Controls) Debarred Parties list containsthe names of individuals and companies who are subject to export-relatedsanctions by the U.S. government, particularly regarding defencse articlesor services. The entities are prohibited from participating directly or2 “Mission & Responsibilities,” U.S. Commodity Futures Trading Commission,accessed 30 September 2010, http://cftc.gov/About/MissionResponsibilities/index.htm3 Only those Reparations Sanctions in Effect which CFTC makes electronicallysearchable (reparations sanctions in effect since 1984) are included inBridger Insight XG.4 “Disciplinary History,” U.S. Commodity Futures Trading Commission, accessed 4November 2010, http://www.cftc.gov/ConsumerProtection/DisciplinaryHistory/index.htm5 Ibid.Bridger Insight XG Standard WatchlistsDescription and Update Frequency6

indirectly in the export of defense articles, technical data, and defenseservices. This list is a consolidation of the U.S. Department of State lists:Statutorily Debarred Parties and Administratively Debarred Parties.European Union Consolidated ListFilename: EU Consolidated List.BDFA consolidated list of entities subject to EU financial sanctions wasdeveloped and is maintained for the European Commission by theEuropean Banking Federation, the European Savings Banks Groups, theEuropean Association of Co-operative Banks, and the EuropeanAssociation of Public Banks. All persons and entities doing business inthe EU, including non-EU citizens and businesses established in the EUbut doing business outside the EU, are required to freeze all funds andeconomic resources of entities on the list, and are prohibited from makingfunds or economic resources available. 6Excluded Parties List SystemFilename: EPLS.BDFThe U.S. federal government publishes a list of individuals and firmsexcluded by various federal government agencies. It includes those whoare not allowed to receive federal contracts or federally approvedsubcontracts as well as those who are excluded from certain types offederal financial and nonfinancial assistance and benefits. The ExcludedParties List System (EPLS) is published by the U.S. General ServicesAdministration (GSA) and is intended to be a single comprehensive listregarding such exclusions. 7 Various U.S. government agencies include their sanction and/orexclusion information in the EPLS. For example, OFAC (Office ofForeign Assets Control) includes its list of Specially DesignatedNationals and the U.S. Bureau of Industry and Security (BIS)includes its Denied Persons List. In many such cases, the federalagencies maintain an internal agency system similar to EPLS, andLexisNexis ® Risk Solutions may publish those watchlistsindependently from the EPLS watchlist. For example, if you scanagainst EPLS and OFAC watchlists, you may get duplicate alertsbecause EPLS incorporates OFAC designees.6 “European Commission—External Relations,” European Commision, accessed 30September 2010, http://ec.europa.eu/external_relations/cfsp/sanctions/docs/index_en.pdf7 “Frequently Asked Questions (FAQs),” Excluded Parties List, accessed 30 September2010, https://www.epls.gov/epls/jsp/FAQ.jsp#2Bridger Insight XG Standard WatchlistsDescription and Update Frequency7

Federal Bureau of Investigations ListsBridger Insight XG provides multiple U.S. Federal Bureau of Investigations(FBI) standard watchlists:FBI Hijack SuspectsFilename: FBI Hijack Suspects.BDFThe Hijack Suspects list contains all information currently available foreach suspect of the September 11, 2001, terrorists attack.FBI Most WantedFilename: FBI Most Wanted.BDFThe LexisNexis ® FBI Most Wanted watchlist contains the FBI's FeaturedFugitives and FBI's Crime Alerts. The featured fugitives are groupedaccording to crime categories, Crimes Against Children, CriminalEnterprise Investigations, Cyber Crimes, Domestic Terrorism, ViolentCrimes, and White Collar Crimes. The watchlist includes detaileddescriptions of the fugitives.FBI Most Wanted TerroristsFilename: FBI Most Wanted Terrorists.BDFThe Most Wanted Terrorists list contains information on alleged terroristswho have been indicted by U.S. federal grand juries.FBI Seeking InformationFilename: FBI Seeking Information.BDFThe Seeking Information List contains photographs and other descriptiveinformation on persons who may be involved or may be able to helplocate those believed to be involved in terrorist activities.FBI Top Ten Most WantedFilename: FBI Top Ten Most Wanted.BDFThe Top Ten Most Wanted list contains information on the top 10 fugitiveswanted by the FBI.Financial Action Task ForceFilename: FATF Financial Action Task Force.CDFThe FATF Financial Action Task Force watchlist is used by firms to helpidentify locations that may pose a higher risk of money laundering orterrorist financing. Financial Action Task Force (FATF) is the globalBridger Insight XG Standard WatchlistsDescription and Update Frequency8

standard setting body for anti-money laundering and combating thefinancing of terrorism (AML/CFT). To protect the international financialsystem from money laundering and terrorist financing risks, and toencourage greater compliance with AML/CFT standards, the FATFidentified jurisdictions that have strategic deficiencies. Along with theFATF-style regional bodies, FATF works with jurisdictions to address thosedeficiencies that pose a risk to the international financial system.Most regulators agree that an institution should understand and evaluatethe specific risks associated with doing business in, opening accounts forcustomers from, or facilitating transactions involving these locations.Foreign Agents RegistrationsFilename: Foreign Agents Registrations.BDFThe Foreign Agents Registration Act (FARA) is a disclosure statuterequiring that agents representing the interests of foreign powers beproperly identified to the U.S. public. 8 Disclosure of the requiredinformation facilitates evaluation by the U.S. government and theAmerican people of the statements and activities of such persons in lightof their function as foreign agents. The FARA Registration Unit of theCounterespionage Section (CES) in the National Security Division (NSD)is responsible for the administration and enforcement of the act. 9The LexisNexis ® Foreign Agents Registrations watchlist contains currentlyregistered active registrants and foreign principals.Her Majesty’s Treasury’s Asset Freezing Unit ConsolidatedListFilename: Bank of England Consolidated List.BDFThe source for this list is the United Kingdom Her Majesty’s (HM)Treasury's Consolidated List of Financial Sanctions Targets list. This list isa consolidated list of targets identified by the UN, European Union (EU),and United Kingdom (UK). This list may include narcotic traffickers andterrorists. The responsibility for the administration of financial sanctionsin the UK has transferred from the Bank of England (BOE) FinancialSanctions Unit to HM Treasury Asset Freezing Unit. The UK's effectivedate to transfer the administration of the BOE list to HM Treasury wasOctober 24, 2007. 108 “FARA Index and ACT (22 U.S.C. § 611 et seq.),” United States Department ofJustice, accessed 30 September 2010, http://www.usdoj.gov/criminal/fara/links/indx-act.html9 “Foreign Agents Registration Act,” United States Department of Justice, accessed30 September 2010, http://www.justice.gov/criminal/fara/10 “Transfer of Function,” Bank of England, accessed 30 September 2010, http://www.bankofengland.co.uk/publications/financialsanctions/Bridger Insight XG Standard WatchlistsDescription and Update Frequency9

Her Majesty’s Treasury’s Investment Ban ListFilename: HM Treasury Investment Ban List.BDFPublished by HM Treasury in the UK, the Investment Ban List contains thenames of investment ban targets designated by the EU under legislationrelating to current financial sanctions regimes. The individuals andentities on this source list were designated in relation to EU measuresagainst Burma/Myanmar. 11 As the designees are named under programsthat lack legal basis for asset freezing in the UK, these designees are notduplicated in the Consolidated List of Financial Sanctions Targets, alsopublished by HM Treasury in the UK.HM Treasury Sanctions WatchlistFilename: HM Treasury Sanctions.CDFOur HM Treasury Sanctions watchlist contains jurisdictions subject tofinancial sanctions or economic measures administered by Her Majesty'sTreasury in the United Kingdom. In addition to restrictions targetingspecific individuals and entities, sanctions programs sometimes control orrestrict certain activities to and from other persons, entities, or bodieswithin a jurisdiction. Those restrictive measures comprise, in particular,additional restrictions on trade in dual-use goods and technology, as wellas equipment which might be used for internal repression, restrictions ontrade in key equipment and technology for, and restrictions on investmentin the Iranian oil and gas industry, restrictions on Iranian investment inthe uranium mining and nuclear industry, restrictions on transfers of fundsto and from Iran, restrictions concerning the Iranian banking sector,restrictions on Iran's access to the insurance and bonds markets of theUnion and restrictions on providing certain services to Iranian ships andcargo aircraft. 12Accordingly, files containing information relative to such jurisdictions areflagged to prompt enhanced due diligence before proceeding.Hong Kong Monetary AuthorityFilename: Hong Kong Monetary Authority.BDFThe Hong Kong Monetary Authority (HKMA) is the government authorityin Hong Kong responsible for maintaining monetary and banking stability.One of its main functions is to promote the safety of Hong Kong'sbanking system through the regulation of banking business and thesupervision of authorized institutions. To give effect to UN resolutionsthat prohibit the making of funds available to designated terrorists, a listof designated terrorists is published in the Gazette.11 “Burma/Myanmar,” HM Treasury, accessed 30 September 2010, http://www.hmtreasury.gov.uk/fin_sanctions_burma.htm12 “Council Regulation (EU) No 961/2010,” HM Treasury, accessed 4 November2010, http://www.hm-treasury.gov.uk/d/council_regulation_eu_961_251010.pdfBridger Insight XG Standard WatchlistsDescription and Update Frequency10

Housing and Urban Developement Limited Denials of ParticipationFilename: HUD LDP.BDFThe U.S. Department of Housing and Urban Development (HUD)publishes information about parties (individuals and companies) who failto comply with HUD program standards. Actions taken against theseparties are called Limited Denials of Participation (LDP). Parties who havebeen issued an LDP should be prevented from new participation in aHUD program. 13 In most cases, the causes of an LDP action could beremedied by the party. Generally speaking, LDPs are effective nationwidein the United States unless otherwise noted by HUD, and an LDPtypically expires in one year.Interpol Most WantedFilename: Interpol Most Wanted.BDFInterpol is the world’s largest international police organization, withalmost 200 member countries. It facilitates cross-border policecooperation, and assists organizations, authorities, and services whosemission is to prevent or combat international crime. Interpol collects andanalyzes data from its member countries.The persons on Interpol's Most Wanted list are provided in Red Noticesissued by Interpol to seek the provisional arrest of a wanted person with aview to extradition based on an arrest warrant or court decision. Thesewanted persons are sought by various national jurisdictions or theInternational Criminal Tribunals. Interpol's role is to assist the nationalpolice forces in identifying or locating these persons. Publicity gainedfrom exposure on the Most Wanted List allows the warrant to be seen bypeople all over the world.Ireland Financial Regulator Unauthorized FirmsFilename: Ireland Financial Regulator Unauthorized Firms.BDFThe Financial Regulator in Ireland publishes warning notices namingentities operating as investment firms in Ireland without appropriateauthorization from the Central Bank of Ireland. 14 These warnings areused to make the LexisNexis ® Ireland Financial Regulator UnauthorizedFirms watchlist.13 “LDP memo,” Homes & Communities, accessed 30 September 2010, http://www.hud.gov/offices/enforce/theecmemo2.cfm14 “Introduction,” Central Bank of Ireland, accessed 11 November 2010, http://www.financialregulator.ie/unauthorised-firms/Pages/default.aspxBridger Insight XG Standard WatchlistsDescription and Update Frequency11

Japan Financial Services AgencyFilename: Japan FSA.BDFThe Japan Financial Services Agency (FSA) is responsible for ensuring thestability of the financial system, protecting the interest of the users offinancial services, and ensuring fairness and transparency in financialmarkets. The FSA publishes a list of entities it suspects are cold callerswhich are neither registered nor authorized by the FSA as legitimateentities to conduct financial/securities business. FSA publishes this list inJapanese and English. LexisNexis uses both languages in this list togenerate the LexisNexis ® Japan FSA list.Japan Ministry of Economy Trade and Industry—Weapons ofMass Destruction ProliferatorsFilename: Japan METI-WMD Proliferators.BDFThe Japan Ministry of Economy, Trade, and Industry (METI) SecurityExport Control Policy Division is responsible for generating the End UserList. METI issues its End User List providing exporters with information onforeign companies for which concerns over the development of weaponsof mass destruction (WMD) are involved. 15 METI publishes this list inJapanese and English. LexisNexis uses both languages in the End User Listto generate the LexisNexis ® Japan METI—WMD watchlist.Japan Ministry of Finance SanctionsFilename: Japan MOF Sanctions.BDFThe Japan Ministry of Finance (MOF) International Bureau generates thesanction list comprised of UN Security Council and unique Japanesesanctions programs. MOF publishes this list in Japanese and English.LexisNexis uses both languages in the Japan Ministry of Finance Sanctionswatchlist.The MOF includes UN Security Council sanctions programs that coverentities that have asset freeze requirements, travel, and other restrictions.The other sanctions included by MOF cover:• Former Yugoslavian President Slobodan Milosevic and associates• Terrorists designated by the Government of Japan15 “Review of End User List,” Ministry of Economy, Trade, and Industry, accessed 11November 2010, http://www.meti.go.jp/english/press/data/20100903_01.htmlBridger Insight XG Standard WatchlistsDescription and Update Frequency12

Monetary Authority of SingaporeFilename: Monetary Authority of Singapore.BDFThe Monetary Authority of Singapore (MAS) is the government agencyresponsible for the regulation of all monetary policy, banking functions,and financial services in Singapore. The MAS requires banks and financialinstitutions incorporated in Singapore, or incorporated outside Singaporebut located in Singapore, to institute rigorous measures to guard againstmoney-laundering and terrorist financing. The MAS list of designatedentities and individuals is known as the Schedule. The MAS Act regulatesdealings in property and assets for entities and individuals on theSchedule. The current Schedule indicates UN Security Council sanctionsprograms. 16Nonproliferation SanctionsFilename: Nonproliferation Sanctions.BDFThe Nonproliferation Sanctions watchlist contains entities designated bythe Department of State's Bureau of International Security andNonproliferation (ISN). The United States imposes sanctions under variouslegal authorities against foreign individuals, private entities, andgovernments that engage in proliferation activities. The ISN is responsiblefor managing a broad range of nonproliferation and arms controlfunctions, including nonproliferation sanctions lists. We compile theseinto a single LexisNexis ® Nonproliferation Sanctions watchlist.Office of Foreign Assets Control Non-SDN EntitiesFilename: OFAC Non-SDN Entities.BDFThe U.S. OFAC created a list of persons who are elected to the PalestinianAuthority on the party slate of terrorist organizations, including Hamas.These persons do not appear on the Specially Designated Nationals(SDN) list. To uniquely identify these names, OFAC created the programcode, NS-PLC, which stands for Non-SDN Palestinian Legislative Council.Office of Foreign Assets Control SanctionsFilename: OFAC Sanctions.CDFThe OFAC Sanctions Programs List contains several countries with whichfinancial transactions, imports and/or exports, and travel are strictlycontrolled. Entities included in OFAC's Sanctions Programs are believedto be a threat to the national security or foreign policy of the UnitedStates.16 “Subsidiary Legislation Administered by MAS,” Monetary Authority of Singapore,accessed 30 September 2010, http://www.mas.gov.sg/legislation_guidelines/mas_act/sub_legislation/Subsidiary_Legislation_Administered_by_MAS.htmlBridger Insight XG Standard WatchlistsDescription and Update Frequency13

Office of Foreign Assets Control Specially Designated NationalsFilename: OFAC SDN.BDFThe LexisNexis OFAC Specially Designated Nationals and BlockedPersons (SDN) watchlist contains entities that are subject to economicsanctions programs administered by the US Department of Treasury,Office of Foreign Assets Control (OFAC). This watchlist includesindividuals and organizations associated with such activities as narcoticstrafficking, terrorism, democratic opposition and non-proliferation.LexisNexis® Risk Solutions obtains information for this watchlist fromOFAC's SDN list, which includes thousands of individuals, companies,organizations, shipping vessels, and banks. The LexisNexis SDN watchlistalso includes unique vessel owner records where OFAC has indicated aparticular vessel has an owner.Office of the Inspector General ExclusionsFilename: OIG Exclusions.BDFU.S. legislation, primarily the Social Security Act, prevents certainindividuals and businesses from participating in federally-funded healthcare programs, including Medicare and Medicaid. Reasons for beingexcluded from such federally funded programs (both direct and indirectfunding) include convictions for program-related fraud and patient abuse,licensing board actions and default on Health Education AssistanceLoans. The Office of the Inspector General (OIG) maintains a list of allcurrently excluded parties called the List of Excluded Individuals/Entities(LEIE).OSFI Consolidated List—CanadaFilename: OSFI Consolidated List.BDFThe LexisNexis ® OSFI Consolidated List—Canada contains entitiessubject to financial sanctions administered by the Office of theSuperintendent of Financial Institutions (OSFI) in Canada. OSFI supervisesand regulates Canadian financial institutions. We compile this watchlistto help institutions comply with specific regulatory measures in Canada.Bridger Insight XG Standard WatchlistsDescription and Update Frequency14

As of August 2010, the LexisNexis OSFI Consolidated List—Canadacontains the following data provided by OSFI and Foreign Affairs andInternational Trade Canada (DFAIT):• Burma• Democratic People’s Republic of Korea (DPRK)• Iran—Includes: Special Economic Measures (Iran) Regulations(SEMA Iran Regulations)• Terrorism (AQ, Taliban, and Canadian Criminal Code)• ZimbabweOSFI CountryFilename: OSFI Country.CDFThe LexisNexis ® OSFI Country watchlist contains jurisdictions subject tofinancial sanctions or economic measures administered by OSFI inCanada. OSFI supervises and regulates Canadian financial institutions.This list was added in response to Canada's Special Economic Measures(Burma) Regulations.Offshore Financial CentersFilename: Offshore Financial Centers.CDFThe 2007 Federal Financial Institutions Examination Council (FFIEC) BankSecrecy Act/Anti-Money Laundering Examination Manual recommendsthat financial institutions consider offshore financial centers (OFC) in theirrisk analyses, specifically as they regard geographical risk. Generallyspeaking, OFCs are believed to present additional risk because historyhas shown a higher potential for involvement in money laundering orother financial corruption and fraud. We gather information for theOffshore Financial Centers watchlist from International Monetary Fund(IMF), particularly the IMF Staff Assessments and the OFC AssessmentProgram progress reports. To provide better risk management coverage,major cities and/or ports within these jurisdictions may also be includedin the watchlist.Peoples Bank of China (PBC)Filename: Peoples Bank of China (PBC).BDFThe Peoples Bank of China (PBC) regulates financial systems in mainlandChina. PBC issues financial sanctions and warnings related to Terrorism,Non-Proliferation, and money laundering risks. The PBC does not pulish alist and instead references specific sanctions and risk programs offered bythe UN Security Council, FATF, and the Ministry of Public Security.Bridger Insight XG Standard WatchlistsDescription and Update Frequency15

The referenced UN Security Council sanctions programs cover entitiesthat have asset freeze requirements, travel, and other restrictions. TheFAFT references cover money laundering risks and concerns.The PBC Terrorist sanctions list contains both the UN Security Councilsanctions list and Ministry identified terrorist and terrorist organizations. 17The Ministry identified terrorist sanctions contain the terroristorganization East Turkestan Islamic Movement (ETIM) and its suspectedmembers. This information includes data in Chinese and English.LexisNexis uses only the Ministry identified terrorist sanctions, in bothlanguages, to create the LexisNexis® PBC watchlist. As a result, this listcontains unique content published by the Ministry of Public Security(MPS), who maintains the data. 18Because the PBC issues sanctions that refer to other UN Security CouncilResolutions and FATF watchlist data, customers using this list areencouraged to also use the UN Consolidated List.Primary Money Laundering Concern (PMLC) ListsSection 311 of the USA PATRIOT Act grants the Secretary of the Treasury,after consulting other agencies and considering specific factors, toconclude that an entity is of “primary money laundering concern”(PMLC).Primary Money Laundering ConcernFilename: Primary Money Laundering Concern.BDFThe PMLC list contains the names of designated organizations.Primary Money Laundering Concern—JurisdictionsFilename: Primary Money Laundering Concern - Jurisdictions.CDFThe PMLC-Jurisdictions List contains the names of designatedjurisdictions.Reserve Bank of AustraliaFilename: Reserve Bank of Australia.BDFThe LexisNexis ® Reserve Bank of Australia (RBA) watchlist containsentities subject to financial sanctions implemented under the Banking(Foreign Exchange) Regulations 1959. Restrictions currently apply tocertain financial transactions relating to supporters of the formergovernment of the Federal Republic of Yugoslavia, ministers and seniorofficials of the Government of Zimbabwe, and certain entities associated17 “Terrorist sanctions list,” The People’s Bank of China, accessed 07 December2010, http://www.pbc.gov.cn/publish/fanxiqianju/2837/index.html18 “About PBC,” The People’s Bank of China, accessed 11 November 2010, http://www.pbc.gov.cn/publish/english/963/index.htmlBridger Insight XG Standard WatchlistsDescription and Update Frequency16

with the Democratic People's Republic of Korea (North Korea). We obtainthe information for these watchlists from RBA's Consolidated List ofIndividuals Subject to Financial Sanctions Administered by the RBA.Terrorist Exclusion ListFilename: Terrorist Exclusion List.BDFThe Terrorist Exclusion List (TEL) was created within section 411 of theUSA PATRIOT Act and authorizes the Secretary of State to designateterrorist organizations for immigration purposes. Foreign persons whoprovide support or are otherwise associated with a TEL organization maybe refused entry into or may be deported from the United States, thusthey are “excluded” from U.S. soil.United Kingdom Financial Services AuthorityFilename: UK FSA.BDFThe UK Financial Services Authority (FSA) is a non-governmental andindependent body that regulates the financial services industry in theUnited Kingdom. FSA publishes lists of firms and individuals that areoffering UK consumers financial services or products, but which are notproperly authorized by the FSA to engage in these regulated financialactivities.FSA-published lists are used to make the LexisNexis ® UK FSA watchlist.FSA has four types of lists, categorized as:• Firms and individuals• Overseas firms operating in the UK• Internet banks• Notices and warnings issued by other foreign regulatoryauthoritiesUnited Nations Consolidated ListFilename: UN Consolidated List.BDFUN Resolution 1267 established the Security Council Committee, whichoversees sanctions imposed on individuals and entities belonging orrelated to the Taliban, Usama Bin Laden, and the Al-Qaida organization.LexisNexis Risk Solutions obtains information for this watchlist from thoseUN Security Council sanctions programs that involve asset freeze and/ortravel ban requirements. The UN Consolidated List contains the followingresolutions that have listed entities for asset freeze and travel bans,Bridger Insight XG Standard WatchlistsDescription and Update Frequency17

including the latest round of sanctions on Iran, resolution 1929, and theEritrea/Somalia sanctions:• Al Qaida and the Taliban: Resolution 1267 (1999)• Côte d'Ivoire: Resolution 1572 (2004)• Democratic People's Republic of Korea (DPRK): Resolution 1718(2006)• Democratic Republic of the Congo: Resolution 1533 (2004)• Iran: Resolution 1737 (2006) and 1929 (2010)• Iraq: Resolution 1518 (2003) and Resolution 1483• Lebanon: Resolution 1636 (2005) (no data to date)• Liberia: Resolution 1521 (2003) (Travel Ban and Asset Freeze)• Sierra Leone: Resolution 1132 (1997) (Travel Ban only)• Somalia and Eritrea: Resolutions 751 (1992) and 1907 (2009)• Sudan: Resolution 1591 (2005) Users can search against specified sanction programs.Unauthorized BanksFilename: Unauthorized Banks.BDFThis list is compiled from data regarding unauthorized banks provided bythe Office of the Comptroller of the Currency (OCC), OSFI, and theFederal Deposit Insurance Corporation (FDIC).World Bank Ineligible FirmsFilename: World Bank Ineligible Firms.BDFThe World Bank maintains a list of individuals and firms with which itrefuses to do business because they were found to have violated the fraudand corruption provisions of the World Bank's Procurement Guidelines orConsultants Guidelines.Bridger Insight XG Standard WatchlistsDescription and Update Frequency18

Put our standard watchlists to work for you.Call 877-922-5757 to request a free Bridger Insight XGtrial.Bridger Insight XG is not provided by a "consumer reporting agency," as that termis defined in the Fair Credit Reporting Act (15 U.S.C. § 1681, et seq.) ("FCRA")and Bridger Insight XG reports do not constitute "consumer reports," as that termis defined in the FCRA. Accordingly, Bridger Insight XG may not be used in wholeor in part as a factor in determining eligibility for credit, insurance, employment oranother purpose in connection with which a consumer report may be used underthe FCRA.Due to the nature of the origin of public record information, the public recordsand commercially available data sources used in reports may contain errors.Source data is sometimes reported or entered inaccurately, processed poorly orincorrectly, and is generally not free from defect. This product or serviceaggregates and reports data, as provided by the public records and commerciallyavailable data sources, and is not the source of the data, nor is it a comprehensivecompilation of the data. Before relying on any data, it should be independentlyverified.Bridger Insight XG Standard WatchlistsDescription and Update Frequency19

Put our standard watchlists to work for you.Call 877-922-5757 to request a free trial.About LexisNexis® Risk SolutionsLexisNexis Risk Solutions is the leader in providing essential informationthat helps advance industry and society. Building on the legacy of provenLexisNexis services from the past 30 years, our cutting-edge technology,unique data and advanced scoring analytics provide total solutions thataddress evolving client needs in the risk sector while upholding highstandards of security and privacy. LexisNexis Risk Solutions servescommercial organizations and government agencies and is comprised ofseveral affiliated corporations, each offering premier customer-focusedsolutions. For more information, visit risk.lexisnexis.com.LexisNexis and the Knowledge Burst logo are registered trademarks of Reed Elsevier Properties Inc., used under license. Bridger Insight is a trademark of LexisNexis Risk Solutions Inc.Other products and services may be trademarks or registered trademarks of their respective companies. ©2010 LexisNexis Risk Solutions. All rights reserved. NXR01385-2