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246 Details of Certain Items in the Consolidated Statement of Income (continued)Other incomeIn CHF million 2008 HY 2007 HYRealised gains/losses on sales of subsidiaries and other assets 1 –3Other foreign currency gains/losses 80 –52Other 31 18Total other income 112 –37Net insurance benefits and claimsIn CHF million 2008 HY 2007 HYNet benefits and claims under insurance contractsLife benefits and claims 7 868 5 613Change in future life policyholder benefits 243 2 381Non-life claims 182 145Benefits and claims under investment contracts with discretionary participationLife benefits and claims 97 90Change in future life policyholder benefits 69 17Total net insurance benefits and claims 8 459 8 246Interest expenseIn CHF million 2008 HY 2007 HYInterest expense on deposits 24 20Interest expense on investment contracts 70 122Interest expense on deposits under insurance contracts 74 82Other interest expense 31 24Total interest expense 199 248Commission expenseIn CHF million 2008 HY 2007 HYInsurance agent and broker commissions 224 234Asset management and banking commissions 23 24Other commissions and fees 138 70Total commission expense 385 328Employee benefits expenseIn CHF million 2008 HY 2007 HYWages and salaries 303 264Social security 82 74Defined benefit plans 58 55Defined contribution plans 1 1Other employee benefits 33 40Total employee benefits expense 477 434