XTra Credit FOUR - Prudential Annuities

STYLE/TYPESMALL CAPEQUITYMID-CAPEQUITYINTER-NATIONALEQUITYINTER-NATIONALEQUITYINTER-NATIONALEQUITYSECTORSECTORSECTORINVESTMENT OBJECTIVES/POLICIESEvergreen VA Special Equity: seeks capital growth. The Portfolio normally invests at least80% of its assets in common stocks of small U.S. companies (i.e., companies whose marketcapitalizations fall within the range of the Russell 2000 ® Index, at the time of purchase). Theremaining 20% of the Portfolio's assets may be represented by cash or invested in various cashequivalents. The Portfolio's manager selects stocks of companies which it believes have thepotential for accelerated growth in earnings and price.Evergreen VA Omega: seeks long-term capital growth. The Portfolio invests primarily incommon stocks and securities convertible into common stocks of U.S. companies across allmarket capitalizations. The Portfolio's managers employ a growth style of equity management."Growth" stocks are stocks of companies that the Portfolio's managers believe have anticipatedearnings ranging from steady to accelerated growth.ProFund VP Europe 30: seeks daily investment results, before fees and expenses, thatcorrespond to the daily performance of the ProFunds Europe 30 Index. The ProFunds Europe30 Index, created by ProFund Advisors, is composed of 30 companies whose principal officesare located in Europe and whose securities are traded on U.S. exchanges or on the NASDAQ asdepositary receipts or ordinary shares. The component companies in the ProFunds Europe 30Index are determined annually based upon their U.S. dollar-traded volume. Their relativeweights are determined based on a modified market capitalization method.ProFund VP Asia 30: seeks daily investment results, before fees and expenses, that correspondto the daily performance of the ProFunds Asia 30 Index. The ProFunds Asia 30 Index, createdby ProFund Advisors, is composed of 30 of the companies whose principal offices are locatedin the Asia/Pacific region, excluding Japan, and whose securities are traded on U.S. exchangesor on the NASDAQ as depository receipts or ordinary shares. The component companies in theProFunds Asia 30 Index are determined annually based upon their U.S. dollar-traded volume.Their relative weights are determined based on the modified market capitalization method.ProFund VP Japan: seeks daily investment results, before fees and expenses, that correspondto the daily performance of the Nikkei 225 Stock Average. Since the Japanese markets are notopen when ProFund VP Japan values its shares, ProFund VP Japan determines its success inmeeting this investment objective by comparing its daily return on a given day with the dailyperformance of related futures contracts traded in the United States. The Nikkei 225 StockAverage is a price-weighted index of 225 large, actively traded Japanese stocks traded on theTokyo Stock Exchange. The Index is computed and distributed by the Nihon Keizai Shimbun.ProFund VP Banks: seeks daily investment results, before fees and expenses, that correspondto the daily performance of the Dow Jones U.S. Banks Sector Index. The Dow Jones U.S.Banks Index measures the performance of the banking industry of the U.S. equity market.Component companies include all regional and major U.S. domiciled international banks,savings and loans, savings banks, thrifts, building associations and societies. Investment andmerchant banks are excluded.ProFund VP Basic Materials: seeks daily investment results, before fees and expenses, thatcorrespond to the daily performance of the Dow Jones U.S. Basic Materials Sector Index. TheDow Jones U.S. Basic materials Sector Index measures the performance of the basic materialseconomic sector of the U.S. equity market. Component companies are involved in theproduction of aluminum, commodity chemicals, specialty chemicals, forest products, nonferrousmetals, paper products, precious metals and steel.PORTFOLIOADVISOR/SUB-ADVISOREvergreen InvestmentManagementCompany, LLCEvergreen InvestmentManagementCompany, LLCProFund AdvisorsLLCProFund AdvisorsLLCProFund AdvisorsLLCProFund AdvisorsLLCProFund AdvisorsLLCContract described herein is no longer available for sale.ProFund VP Biotechnology: seeks daily investment results, before fees and expenses, thatcorrespond to the daily performance of the Dow Jones U.S. Biotechnology Index. The DowJones U.S. Biotechnology Index measures the performance of the biotechnology industry of theU.S. equity market. Component companies include those engaged in genetic research, and/orthe marketing and development of recombinant DNA products. Makers of artificial blood andcontract biotechnology researchers are also included in the Index.ProFund AdvisorsLLC20