XTra Credit FOUR - Prudential Annuities

STYLE/TYPENASDAQ 100INVESTMENT OBJECTIVES/POLICIESProFund VP UltraOTC: seeks daily investment results, before fees and expenses, thatcorrespond to twice (200%) the daily performance of the NASDAQ-100 Index ® . If ProFund VPUltraOTC is successful in meeting its objective, its net asset value should gain approximatelytwice as much, on a percentage basis, as the NASDAQ-100 Index ® when the Index rises on agiven day. Conversely, its net asset value should lose approximately twice as much, on apercentage basis, as the Index when the Index declines on a given day. "OTC" in the name ofProFund VP UltraOTC refers to securities that do not trade on a U.S. securities exchange, asregistered under the Securities Exchange Act of 1934.PORTFOLIOADVISOR/SUB-ADVISORProFund AdvisorsLLCThe S&P MidCap 400 Index ® is a widely used measure of mid-sized company U.S. stock market performance. Companies areselected for inclusion in the Index by Standard & Poor's ® for being U.S. companies with adequate liquidity, appropriate marketcapitalization, financial viability and public float.S&PMIDCAP 400S&PMIDCAP 400S&PMIDCAP 400ProFund VP Mid-Cap Value: seeks daily investment results, before fees and expenses, thatcorrespond to the daily performance of the S&P MidCap 400/Barra Value Index ® . The S&PMidCap400/Barra Value Index ® is designed to differentiate between fast growing companiesand slower growing or undervalued companies. Standard & Poor's and Barra cooperate toemploy a price-to-book value calculation whereby the market capitalization of the S&P MidCap400 Index ® is divided equally between growth and value. The index is rebalanced twice peryear.ProFund VP Mid-Cap Growth: seeks daily investment results, before fees and expenses, thatcorrespond to the daily performance of the S&P MidCap 400/Barra Growth Index ® . The S&PMidCap 400/Barra Growth Index ® is designed to differentiate between fast growing companiesand slower growing or undervalued companies. Standard & Poor's and Barra cooperate toemploy a price-to-book value calculation whereby the market capitalization of the S&P MidCap400 Index ® is divided equally between growth and value. The Index is rebalanced twice peryear..ProFund VP UltraMid-Cap: seeks daily investment results, before fees and expenses, thatcorrespond to twice (200%) the daily performance of the S&P MidCap 400 Index ® . If ProFundVP UltraMid-Cap is successful in meeting its objective, its net asset value should gainapproximately twice as much, on a percentage basis, as the S&P MidCap 400 Index ® when theIndex rises on a given day. Conversely, its net asset value should lose approximately twice asmuch, on a percentage basis, as the Index when the Index declines on a given day.ProFund AdvisorsLLCProFund AdvisorsLLCProFund AdvisorsLLCThe S&P SmallCap 600 Index ® consists of 600 domestic stocks chosen for market size, liquidity, and industry grouprepresentation. The Index comprises stocks from the industrial, utility, financial, and transportation sectors.S&PSMALLCAP600S&PSMALLCAP600ProFund VP Small-Cap Value: seeks daily investment results, before fees and expenses, thatcorrespond to the daily performance of the S&P SmallCap 600/Barra Value Index ® . The S&PSmallCap 600/Barra Value Index ® is designed to differentiate between fast growing companiesand slower growing or undervalued companies. Standard & Poor's and Barra cooperate toemploy a price-to-book value calculation whereby the market capitalization of the S&PSmallCap 600 Index ® is divided equally between growth and value. The Index is rebalancedtwice per year.ProFund VP Small-Cap Growth: seeks daily investment results, before fees and expenses,that correspond to the daily performance of the S&P SmallCap 600/Barra Growth Index ® . TheS&P SmallCap 600/Barra Growth Index ® is designed to differentiate between fast growingcompanies and slower growing or undervalued companies. Standard & Poor's and Barracooperate to employ a price-to-book value calculation whereby the market capitalization-of theS&P SmallCap 600 Index ® is divided equally between growth and value. The Index isrebalanced twice per year.ProFund AdvisorsLLCContract described herein is no longer available for sale.ProFund AdvisorsLLC24