RHF: Yesterday, Today and Tomorrow - Retirement Housing ...

Holiday 2010

From The PresidentRHF: Yesterday, Today and TomorrowThis Holiday RHF Today will be the last issue prior to our big 50thAnniversary Celebration in February, 2011.RHF was incorporated in 1961 as were a number of other nonprofit housingand service providers and associations that represent providers andresidents such as the American Association of Homes and Services for theAging and Aging Services of California.Why so much focus on caring for people in 1961? It was the year John F.Kennedy was sworn in as the USA’s 35th President and Lyndon Johnsonas Vice President. These were the days of Camelot, the war on povertyand a goal that there will be “no one left behind”. We were going todevelop a society in which poverty was only a memory.These were noble aspirations and faith-based nonprofit organizations likeRHF have worked over the years to address the needs of people. And wehave made a difference for the hundreds of thousands of persons we have been privileged to serve.But the need today is even greater than it was in 1961. For one thing the population is larger and people,thankfully, are living longer. But in the past few years we have also had the worst economy and highestunemployment since the Great Depression in the 1930s. And we are not through it yet.A visual demonstration of this for the RHF family occurred recently when we reopened the waiting list forAngelus Plaza in downtown LA. Containing 1093 apartments and a senior center, it is the largest affordablesubsidized community for older adults in the nation. We have been performing a major rehab of the buildingswhich is scheduled to be completed in mid 2011. Historically we had had a waiting list of 1500 to 1800 whichwas closed because we had only 8 vacancies a month so the list had grown ”stale”. But in anticipation of placingall apartments back in service we reopened the waiting list at 9am on a Monday morning. People started liningup at 7pm Sunday night and the line stretched for two city blocks!When the states speak of billion dollar deficits and the feds fund hundreds of billions of dollars in stimulusfunds, I keep thinking . . . I wish the government or a multi-billionaire would give RHF just $1 billion. Wewould stimulate the economy and create jobs (temporarily and permanently) by building more communities forolder adults, limited income families and persons with disabilities, thereby also addressing critical human needs.In this season we thank God and everyone who has been involved in our mission for being able to make adifference for 50 years. We pledge to keep doing it and to keep addressing the mission for another 50 years. Inthis season when we celebrate the birth of Jesus in a stable, we have come to realize that we will never have acomplete Camelot, but we must do better.I offer you my best wishes for the holiday season and the new year. As wego about the nation celebrating RHF’s 50th anniversary in our communities, Ihope you will join the celebration when we are in your area.RHF Today is published periodically for residents, families of residents, the United Church of Christ and sponsoringcongregations, staff, local board members, and friends of Retirement Housing Foundation, 911 N. Studebaker Road, Long Beach,CA 90815-4900, Telephone (562) 257-5100/FAX (562) 257-5200, TDD (800) 545-1833, ext. 359. www.rhf.org - e-mail: info@rhf.org.Retirement Housing Foundation is a nonprofit California corporation dedicated to planning, sponsoring, building and managinghousing for older adults, low-income families, and persons with disabilities. It is a member of the Council for Health and HumanService Ministries of the United Church of Christ, and also co-sponsors housing communities with other denominational, civicand community organizations. RHF is a member of the American Association of Homes and Services for the Aging and its stateaffiliates. RHF serves and employs without regard to race, creed, color, sex, national origin, religion, ancestry, marital status,physical disability, age, medical condition (including pregnancy), or familial status.President and Chief Executive Officer: Rev. Laverne R. Joseph, D.D.BOARD OF DIRECTORSChairperson: Donald W. King Vice Chairpersons: Christina E. Potter, Dr. Darryl M. Sexton Treasurer: Thomas S. MasudaDirectors: Jean G. Dremstedt, Raymond E. East, Frank G. Jahrling, Rev. Dr. Teruo Kawata, Stewart M. Simington,and Rev. Dr. John E. Trnka.RHF Foundation, Inc. provides financial resources through gifts and managed funds that assistthe mission of Retirement Housing Foundation.-2-

LeadingAgeThe 49th annual conference of the AmericanAssociation of Homes and Services for the Aging(AAHSA) was held in Los Angeles, California this year.RHF and its communities are among AAHSA’s5,700 members who help millions of individualsand their families every day as mission-driven,not-for-profit organizations dedicated to providingthe services that people need, when they needthem, in the place they call home.AAHSA introduced its new name - LeadingAge - at this year’s conference. In arecent vote, the Members of the American Association of Homes and Services forthe Aging (AAHSA) overwhelmingly approved LeadingAge as the association’snew name effective in 2011. It was a reflection of research that showed memberswanting their association to be a distinct, strong voice for not-for-profit organizations.“LeadingAge is a challenge for our future and an acknowledgment of the leadershippath our members have walked together since our founders met at Arden Housenearly 50 years ago,” said Larry Minnix, AAHSA’s president & CEO. “It representsour joint promise to inspire, serve and advocate for older adults across the country.”The Idea HouseFor the second year in a row, AAHSA’s Idea House was the mainfeature in the conference’s exhibit hall – with more than 5,000square feet of indoor and outdoor living space that showcased thebest in universal design and cutting-edge technologies in a handson,interactive environment to encourage vibrant aging in place.Attendees toured the groundbreaking open floor plan, featuringadvances in eco-friendly green building and technology. Residentsfrom RHF’s Angelus Plaza (AP) were asked to demonstrate themany features in the model.Pictured - RHF’s Board Chair, Don King, and Stuart Hartman,RHF’s VP of Operations visited AAHSA’s Idea House. Angelus Plazaresidents Eva Plasencio and Peter Elliot demonstrated features in(AAHSA’s) Idea House to conference attendees and the media.The Senior Garden ChallengeA team of five residents from Angelus Plaza “competed” against residentsfrom two other senior communities from Southern California in designingand planting a “senior friendly” garden. Pictured - Luz Causon, RamonaSalcido, Mong Ok Kim, Armando Cabrera (AP staff), and Margarita Rey.Angelus Plaza was gifted two of the elevated gardens, onerefrigerator, a five- burner barbecue grill, a microwave, awine cooler, a wall unit with stove/microwave, a patio heaterand quite a number of palm trees and small plants.Touring Angelus PlazaAngelus Plaza hosted senior community administratorsfrom throughout the country on a tour showcasing the$43 million rehab that it is undergoing and the extensiveprogram that it offers the 1300 seniors who live there.Celebrating Our MissionAAHSA’s Idea House-3-

Celebrating Our HistoryThis is part two in a series of articles about RHF’s history. In telling our story, every once in a while we will useone of RHF’s founders, Clark Harshfield’s own words (from his own notes).ClarkHarshfield50 Years Of Caring About PeopleAn AbandonedMayflower GardensHarveyPackerRenovations atMayflower GardensLuck of the Irish?Retirement Housing Foundation was chartered in Sacramento, California onMarch 17, 1961. “Why St. Patrick’s Day?” a friend asked. “Is there somethingIrish about RHF?” “None Whatsoever!”, was my response.On reflection, however, it could be said that the “luck of the Irish” hadsomething to do with the flow of events. In truth, the subsequent fortunesof Retirement Housing Foundation were due to the long hours and stubbornpersistence of Reinhold Klein (another founder) and the secretarial support ofhis wife, Lydia. The third founder was Steve Pilibos a rancher/farmer fromFresno, California.The years of 1961 - 62 were years of searching for directions and forstrategies to assist in the development of elderly housing. Withoutfunds to underwrite the work, it became necessary to improvise. As aprime first rule of operation, local churches were sought as co-sponsors.Option money for purchasing building sites could be found when anorganization could demonstate local participation in a project.Angels Along The WayPersistence and creative strategies go only so far - and then you have torecognize that Providence and Prayer play a part. RHF definitely hadits “Angels” along the way.A major heavenly aid came from the Benevolent Association of theEvangelical and Reformed Churches in Southern California. They owned andoperated a small group of elderly housing in Los Angeles dating back to WWI.Their Board took an interest in RHF and gifted $35,000 towards our work.RHF had a re-appearing angel in the form of Palmer Conner and the PlymouthFoundation. We’ve already mentioned (part one) that it was a gift from Connorthat provided the seed money for RHF. Connor’s many years on the RHFBoard of Directors and his keen insight and contacts when it came to financialquestions also played a major role in the early years of RHF.The Mayflower Gardens AcquisitionIn 1963, Clark was visiting a UCC property in the Antelope Valleywhen he noticed a large retirement community under construction onWest 67th Avenue and M Street. A year later he was in the area againand noticed the construction site deserted. Streets were blocked off,piles of tumbleweeds were stacked as high as the roof tops, and guardswere posted on the premises. Signs indicated that the property washeld by the Department of Housing and Urban Development (HUD).I visited the HUD offices several times seeking to learn how RHF mightacquire the unfinished project. Finally, HUD put out a request for sealedbids. RHF submitted a proposal, but it was declined.-4-

Celebrating Our HistoryThree months later, HUD contacted RHF and invited a representativeto Washington to discuss the proposal. Mr. Klein flew to Washingtonand met for several days with officials - in January of 1965, RHF wasgiven possession of the community.Harvey Packer agreed to become the first Administrator of thecommunity and suggested that it be called Mayflower Gardens. Thename not only gave a historical reference to congregationalism, butalso bespoke of the beautiful springtime flora of the valley.While the rehabilitation of the buildings took eighteen months to complete, the first residents began movingin on May 1, 1965. The apartments were rented as rapidly as the rehabilitation of each of the buildings wasfinished and, within two years, the Gardens were full and doing very well.Bixby Knolls TowersDuring meetings about Mayflower Gardens with the HUD offices in Los Angeles, another community wasbrought to the attention of RHF. Bixby Knolls in Long Beach had failed and HUD owned the asset. The buildinghad been honored with a national award for distinctive design and had been acclaimed as the finest possibleanswer to gracious retirement living.Mr. Klein and I toured the building and grounds and concluded that itcould be marketed as a senior care community building, and that RHFshould buy it. But how could we do that without any money?A couple months later, HUD offered Bixby Knolls Towers for sale tonon-profit buyers. Again, RHF appealed to Plymouth Foundation(Palmer Conner) for help, and again the Plymouth Foundation providedthe credit needed by guaranteeing a loan of $180,000 - with that resource,RHF proceeded to submit a purchase offer of $1,800,000. In lateSeptember, RHF was announced as the successful bidder, and onOctober 6, 1966, all papers were signed, the title transferred, and RHFtook title to the beautiful fourteen story retirement center.Meanwhile,If anyone thought that going through the various levels of bureacracy to acquirea community out of bankruptcy was time consuming and difficult, RHF beganapplying for HUD grants to build its own communities and began to experiencewhat it meant to deal with the various levels of government which that processentailed.Throughout this entire period, Reinhold Klein was traveling extensively in thesouthwest of the country, talking with many churches about working with RHFto build affordable housing for seniors.Ribbon Cutting atMayflower GardensBixby KnollsTowersReinholdKleinWhile the Board of Directors worried about the amount of traveling he wasdoing, in 1963 his hard efforts began to pay off with the submission of five applications for senior housing toHUD - Three senior care communities in California (two in Sacramento and one in Modesto) and twocommunities in Arizona (one in Phoenix and one in Sun City). In 1966, another three applications were submittedfor communities in California (Stockton, Riverside and Pasadena).Next issue - Building RHF’s first HUD communities and a major expansion into Indiana.-5-

Comunity NewsInglesideManorBensonManorDogwoodApartmentsMill PondManorTheConcordCommunities ContinueTheir LocalCelebrations of RHF’s50th AnniversaryIngleside Manor - Macon, GeorgiaA Southern BBQ was the theme for Ingleside Manor’s celebration.More than 200 residents, their families, elected officials and communityleaders joined RHF President Dr. Laverne Joseph in celebrating theorganization’s 50th Anniversary.Dogwood Apartments - Milledgeville, GeorgiaFamily members joined residents and local officials in celebratingRHF’s 50th Anniversary in September.Benson Manor - Smyrna, GeorgiaBenson Manor resident, Jan Tobelmann, entertained residents duringtheir event.Mill Pond Manor - Saline, MichiganRHF’s anniversary was a day-long event for the city of Saline. A smallparade honoring longtime residents Louis Hoeft and Margaret Serviceas king and queen, a BBQ hosted by the American Legion, ice cream(courtesy of the Lions’ Club), and various bands entertained the 400people who attended the event.The Concord - Pasadena, CaliforniaPasadena’s Mayor Bill Bogaard was among the officials that joinedresidents of The Concord in celebrating RHF’s anniversary.La Mirada Vistas - La Mirada, CaliforniaA carnival atmosphere, complete with popcorn and hotdogs greeted theguests and residents at La Mirada Vistas.Sun City Gardens - Sun City, CaliforniaThirty-three year resident, Marie Farrago, was honored at Sun City’sevent that not only celebratedLa MiradaVistasRHF’s 50th anniversary, but SunCity’s 35th anniversary as well.Sun CityGardens-6-

CelebratingThe Kid InAll of UsBishop’s Glen - Holly Hill, FloridaLiz Cocks, president of the Bishop’s Glen Resident Council got into theswing of things at the resident’s Halloween party.Earlier, on October 29th, the residents and staff held a party for the childrenof nearby Trinity Lutheran pre-school complete with magic showand judging of best costumes by staff members.Independence Square - Evansville, IndianaMore than 120 children from nearby Deaconess Hospital Daycarevisit the residents at Independence Square annually to see thecommunity’s holiday decorations, show the residents their costumes,and receive a special treat.Independence Square resident Herman McGregor, a volunteer atthe daycare for many years, always dresses up as the scarecrow(insert) and helps the children enjoy the holiday.Camelot Village - Council Bluffs, IowaMildred Nerz, a resident at Camelot Village, enjoys that community’sparty. The residents enjoyed dressing up in costumes and thewonderful treats!Towne Creek Apartments - McKinney, TexasResidents at Towne Creek had a healthy Halloween this year.Various service providers and the McKinney Senior Centerprovided hearing tests, flu shots, and a number of otherwellness services to residents - all in the comfort andconvenience of its community room.National Headquarters - Long Beach, CaliforniaBishop’sGlenTeam members at the national headquarters enjoy Halloween allday long - somedress in costumeNational Headquarter’s Staffand compete forprizes, while allstaff enjoy a pizzalunch in the lunchroom.IndependenceSquareCommunity NewsCamelotVillageBishop’sGlenTowne CreekApartments-7-

Comunity NewsOur Residents Are Keeping Involved and InformedFarrfield Manor - Columbus, GeorgiaState Representative Sanford Bishop held a forum at Farrfield Manor in Octoberto spread his message about the importance of protecting Social Security andMedicare at the federal level of government.Max Richtmant, the Executive Vice-President of the National Committee toPreserve Social Security, joined Bishop to discuss efforts being undertaken atthe state and federal level to ensure that Social Security and Medicare remainsolvent for all of America’s seniors.Independence Square - Evansville, IndianaJacobsville Area Community Corporation (JACC) is the neighborhoodwhere Independence Square is located. Pam Jennings (IndependenceSquare’s Manager) has served on the Board of JACC for 3 years andattends the group’s monthly meetings.The corporation is made up of the neighborhood business leaders andresidents. Not too long ago, the Jacobsville neighborhood was facing amajor challenge. Lead contamination in the soil was a major issue andhampered hope for growth in the area.The JACC, along with city officials, lead the efforts with the EPA in addressing the leadissue and spearhead the huge task of cleanup. It has taken more than three years, but cleanup is almost completed. RHF National Board member Dr. John Trnka attended a recentmeeting of the group (pictured to the left).300 Main - Estacada, OregonEach year, 300 Main residents assemble Chamber of Commerce packets with local informationbrochures to hand out to participants in Estacada’s “Best Dam Run and Walk.”Estacada is located 25 miles from Portland and has a population of 2700.This year, the 10K race brought 500 entries. It was a beautiful day, andas the runners and walkers crossed the finish line, they were greeted bytables of fruit and water, live music by the “Mossy Rockers,” and 300Main residents Dorothy Haskins, Dominic Boyle and Dora Jane McCaryhanding out information packets. Other residents were there to cheer therunners on.Providence Place - Salem, OregonResidents of Providence Place were visited by the local fire departmentwho offered a free educational program to discuss general fire safety aswell as a demonstration on how to operate a fire extinguisher.Residents were given a “hands on” opportunity to operate anextinguisher to put out an actual fire. This was a valuable lesson toeveryone who attended. Lots of good questions were asked.The most important thing to remember - if there is a fire at your home,get out of the building!-8-

Comunity NewsHappy Birthday To You, Happy Birthday . . .Sun City Gardens - Sun City, CaliforniaHelen Beck was born to John and Alice Milligan on Nov. 19, 1910, in a small town,Stithton, Kentucky, which was eventually taken over by the U. S. Army and became FortKnox.Helen came to California in the early 1920s. She married Harry M. Beck and had twochildren, a son Kim and a daughter Nanci. She has three grandchildren, six greatgrandchildren,and seven great-great-grandchildren.Her hobbies are painting and writing short stories and poems. She has lived atSun City Gardens since 1994.Pioneer Towers - Sacramento, CaliforniaOctober was the month for birthday celebrations for two of Pioneer Towers’oldest residents:Astrid Lynn celebrated her 101st birthday. She has a vast collection of salt/pepper shakers and magnets collected during world travel with her husband.She prominently displays these collections and is happy to share their history.Alice Van Arsdale is a 10-year resident of Pioneer Towers and recently turned 100years old. Alice has been an active member of the community’s H.A.N.D.S. group.She always has a smile and happily assists other residents.If You Don’t ThinkAffordable Housing Is NeededAngelus Plaza (Los Angeles, California) is the country’s largest subsidizedaffordable housing community for older adults, with 1,093 apartments. Itsfour, 16 & 17 story towers and six-story Senior Center sit on two squareblocks in downtown Los Angeles covering two postal zip codes.For the past 18 months, Angelus Plaza has been undergoing a $43 millionrehabbing of its buildings - new plumbing, elevators, remodeling of individualapartments, installing energy efficient appliances and fixtures are just a few ofthe renovations that have taken place.The logistics of a project this size is enormous - this includes moving eachresident into a temporary apartment on-site for the six weeks it takes torenovate their apartment, and then moving them back in.As the project nears completion, the community is looking to fill those80 apartments that it used to temporarily house displaced residents. Itre-opened its waiting list for two weeks in anticipation of filling those units.The day the community started handing out applications saw a line ofseniors, who were looking for affordable housing, stretching two cityblocks. Some people came at 7pm the night before to stand in line - justto pick up an application.Staff anticipate receiving approximately 4,000 applications during thetwo weeks that the waiting list will be open.-10-

Community NewsBear Attack!Angelus Plaza - Los Angeles, CaliforniaOkay . . . maybe the headline is a little misleading - - -More than 100 University of California, Los Angeles(UCLA) Bruins (incoming freshman and transferstudents) attacked Angelus Plaza’s Promenade Deckclearing weeds, planting new foliage and paintingbenches. This outdoor green area sits atop the six-storyAgape Senior Center and spans almost two entire cityblocks.This effort was part of UCLA’s Second AnnualVolunteer Day. More than 7,000 students fanned out to21 nonprofit organizations (shelters, senior housing communities, socialservice agencies, parks and schools) throughout the City of Angels.Quick Thinking Team MembersSun City Gardens - Sun City, CaliforniaOn three different occasions, a Sun City Gardens staffmember was in the right place to avert tragedy.ALU Caregiver Louella Shelton found a Memory Care resident choking. Louella quicklyassessed the situation, performed the Heimlich Maneuver - dislodging the obstruction and theresident is doing fine.Maintenance Technician Abdon Vargas was passing the apartment of a resident when heheard a commotion from inside. Knocking and entering, Abdon found a resident’s teenagedgranddaughter choking and blue in the face. Mr. Vargas went to the granddaughter, applied theHeimlich and dislodged a large piece of chicken.Every Sunday, in Sun City’s main dining room, dietary staff run an omelet bar for residents’breakfast. Cook Priscilla Zuniga was making omelets when she noted that across the largedining room a female resident appeared to be choking. Priscilla acted immediately andwent to the resident and successfully performed the Heimlich. Because of Priscilla’s promptaction, the resident is fine.Safety training and quick thinking on the part of all three team members averted a sure tragedy.An Apple A DayIngleside Manor - Macon, GeorgiaThroughout the year, the residents at Ingleside Manor enjoy a numberof activities. They raise money for community bus trips to interestingdestinations within the state of Georgia.In the past, their trips have included traveling to the coastal city ofSavannah and eating at Paula Dean’s Restaurant (okay, if you don’tknow who Paula Dean is, you might not think that this is too exciting . . .but if you watch the food channel, you know this is big!)This Fall they took a trip to Northern Georgia to a town called Ellijay,known for its wonderful apple orchards. They first stopped in Barnesville, GA to eat at “The Garden Patch”and then headed to the Orchards and a whole lot of fun! There were apples galore; apple pies, apple cider,apple treats, etc. Anything you can possibly make with an apple, they had it! Pictured - resident Shirley Hamptonand her sister, Delores Middleton, are stocking up on goodies.-11-

Holiday GreetingsNational Headquarters’ Team Members2)1)4)3)As the holidays approach, we are all reminded about whatwe have to be thankful for. Whether it is a loving family,good friends, a roof over our heads or food on our table - we all havesomething in our life to be grateful for.Keep, in your thoughts and prayers, those who will be spending theholidays away from their families, who might not have a roof overtheir head or enough food to eat. These are tough times for many ofour fellow Americans - challenge yourself to find a way to make oneother person’s holiday just a little bit better this year.Whatever your faith tradition might be, know that all 2,600 RHF teammembers wish you a wonderful holiday and Happy New Year!1) Administrative Services (L to R); Chris Ragon, MaggieEngelberg, Conrad Dungca, Amanda Pfeiffer, Laverne Joseph,Cheryl Howell (absent: Cindy Medina).2) Occupancy (L to R); Sherry Rector, Joanne Silva, SandraTercero, Kenna O’Hara, Ericka Mejia, Barbara Blazer andCrystal Torres.3) Operations (L to R); Stuart Hartman, Angie Chappell,Jennifer Adams , Bill Meert, Inez Codeus, Perry Glenn, DeannaGarac, Peter Peabody (Absent - Teri Kennedy).4) Healthcare Accounting (L to R); Jackie Dizon-Ng, PeggyRicano, Michael Hinshaw, Tess Liwanag, Eloisa Tec.5) Reimbursement and Budget (L to R); Robert Chick, KentSteckbeck, Jonathan Nguyen.6)7)5)-12-

Holiday GreetingsWishing You A California Christmas!12)13)6) Treasury (L to R) Dolores Quijano, Brian Magnone, IreneArmstrong, and Priscilla Hernandez.7) Payroll (L to R) Diane Lespron, Jennifer Staley, Gloria Puentes(Absent - Zinnia Marin).8) Accounts Payable (L to R): Rosa Lara, Lisa Sok, Phil Mosqueira,Brenda Chico, Cassandra Harvey, Staisy Sok, Terressa Johnson,Anastasia O’Malley, Manuel Valdez, Jacqui Chew, Maria Sepulveda,and Leo Corpuz.9) Information Technology Services (L To R - Top to Bottom);Christopher Mullen, Bryan Underwood, Tim Witos, Lori Phelps,Maggie Guzman, Angelo San Diego, and Adrianne Eng.10) Law, Risk Management, Human Resources, and CorporateCompliance (L to R ); Sherrie Coster, Dina Marie Kulzer, DeborahStouff, Deborah Kindler, John Clow, Barbara Olivas, Robert Amberg,Collen Adams, Nada Bataglia and Yolanda Pena.11) Financial Services (L to R); Mike Vukovich, Michael Greif,Cynthia Lyons, Chris Purcell and Frank Rossello.12) Housing Accounting (L to R); Steven Nicoloro, Carlos Adame,Carrie Lerch, Genti Rama, Rose Mary Kwok, Tina Robinson, FloriLew, Sal Ingrao, William Villanueva, David Zeiter, Annie Nguyen,10)Thanh Do, and Talia Smith.13) Business Development (L to R) Richard Washington, ColinMiller, Ta’Sha Taylor, Anders Plett, Florence Webb, Kevin Gilchrist,Traci Maxwell, Maria Rodriguez. (Absent - Kevin Shirrata).11)8)9)-13-

Annual AppealGod has given us two hands, one to receive with and the other to give with.- Billy GrahamDear RHF:When my husband Don died, I faced a very uncertain future. He leftme with no pension and my finances were very restricted. I obtaineda part-time job at our community library. With that money and mySocial Security widow’s benefits, I was barely able to meet everydayexpenses.When Mill Pond was brought to my attention by friends, I appliedand was accepted, and moved into an apartment I could afford. I havemade wonderful new friends and was relieved of the responsibilityof shoveling snow, mowing grass and outside work which formerlycaused pain due to spinal problems.My whole life at this stage and age has changed for the better. I canjoin in the many productive activities and friendships which brightenand fulfill my days.Thank you RHF!Sally MaglyMill Pond ManorSaline, MichiganPLEASE NOTE: We received permission from the above resident to publish her letter.Her real name has been changed to protect her privacy.-14-

Voting Every DayVolunteering is the ultimate exercise in democracy. You vote in elections once a year, but when you volunteer,you vote every day about the kind of community you want to live in. ~ UnknownRHF team members and the people who live in our communities throughoutthe United States are “voting” every day - making the communities theylive in a better place for everyone.Whether it is raising funds for an important cause, collecting food for areafood banks or sending blankets to soldiers fighting in distant countries -the impact our residents are making on their world is inspiring.Westminister Village Kentuckiana - Clarksville, IndianaMore than 20 Westminster Village staff participated in Clarksville’sAlzheimer’s Association fundraising walk in September. They raised$800 for their local chapter.Camelot Village - Council Bluffs, IowaResidents of Camelot Village collected canned food items anddelivered them to MOHM’s Place, a local nonprofit that providesmeals to those in need and also stocks a food pantry for distributionto needy families.Loess Hills Estates - Glenwood, IowaResidents of Loess Hills Estates collected canned food items anddelivered them to a local food pantry in their community.Ingleside Manor - Macon, GeorgiaElsie Dixon has lived at Ingleside Manorsince it opened in 2006 and will tell you thather favorite thing to do is sew for Project®H.A.N.D.S. and make quilts.She thought some soldiers might enjoy a quiltduring the cold months in Afghanistan anddonated a number of her handmade quilts.She recently heard (at the right of this article) from some of the soldiers who received them.RHF Foundation Approved As a CFC MemberFor more than four decades, the U.S. government has sponsored the Combined FederalCampaign - the world’s largest workplace fundraising drive. Over 1.3 million civilian,military and postal federal employees are invited to support eligible national and localcharities. These donors may give once or request that a specific amount be withheldfrom their paychecks throughout the following calendar year.In the summer of 2008, RHF Foundation was notified that our CFC application was approved. This makes it easier forfederal employees to make a donation to us via payroll deduction and/or check. We received assistance from Agingand Disabilities Charities of America (ADCA), a non-profit organization and a federation that reviews applicationsand distributes donated funds. There are currently more than thirty federations within the CFC, most of them, likeADCA, organized around a specific theme. Approximately 1,900 national organizations and 40,000 local organizationsqualify for the CFC annually.Our CFC code is: 35499. If you have questions, please contact the Fund Development Office at 562-257-5141.-16-Dear Elsie,Thank you for the quilt youmade. It keeps me warm atnight here in Afghanistan.I will always keep it. Thankyou for thinking of us overhere.TSgt. Henry McWherterUSAF

It is not what we get. But who we become, what we contribute . . . that givesmeaning to our lives.- Anthony RobbinsDonorsRHF NationalHeadquartersThe following people made gifts to the RHF designated funds (see donor form on back page) throughour national office from 7/11/10 to 11/10/10:Sara George AdehADCACaptain Karolla BriceGlezilee CrossIsho IshoIn Memory of . . .Souren KurkdjianNorman & Frances MooreAlfred MorganRev. Charles & Marion SchepelSeaside Community ChurchMerlin WeedIn Honor of . . .. . . Paula JamesonDr. Bernice Elkin. . . Rex ChapmanDr. Darryl & Alice Sexton. . . Aaron HerringtonDr. Darryl & Alice Sexton. . . Joseph MarcusCaroline East. . . Lizanne MoncriefWilliam Moncrief. . . Buni RaderDr. Darryl & Alice Sexton. . . Jean Moore WarrickDr. Darryl & Alice Sexton. . . Merrill WhittierLucile WhittierRHF Team GiversOur team members perform important daily duties to make shelter and service a reality for the people we serve.Team members who additionally choose to voluntarily support RHF through monetary donations are contributingto the fiscal health of our mission. We are extremely grateful for their optional financial commitment as well as theinvestment they already have made with their hearts, lives and careers.The following staff members personally contributed to our mission since our last newsletter:Collen AdamsRobert AmbergShana Anders-HastingsAnonymousGeorge AsatoKen AyalaMitch BachtelNada BattagliaDuncan BradburyHeather ClineDave CooleyBillie CulversonPhilamena DeckerConrad DungcaVicky EllisMaggie EngelbergJeffrey FergusonDelia GambinoLynn GamblePerry GlennAnna GraddyDee HammerStuart HartmanEmily HidalgoEvet HowardCheryl HowellMelissa JacksonPam JenningsKen KaserLorri KavichJudith KeithleyTeresa KennedyArnold KimDeborah KindlerDina-Marie KulzerCharlene Lawrence - RiceJulie LemkeDiane LespronLynn LichtensternBrian MagnoneMark MalloyPamela MaxfieldIn burgundy = Sterling Club members-donation via payroll deductions-17-Mary MidkiffLeah NelsonSteve NicoloroPeter & Linda PeabodyGloria PedregonDelores PetersMary PresslerChris RagonLyliana RenteriaTina RobinsonCynthia RudonGloria RuizEdwardo SaludDorothy SandersWendy ScottLuella SheltonMargaret SpillerJennifer StaleyDeborah StouffBarbara ThornKarleen ThorpeOlga TorresFlorence WebbJoella WilleyJudy WilliamsDiane Wink

RHF Circle of FriendsThe RHF Circle of Friends is our legacy society. There are many ways to qualify for membership, suchas RHF gift annuities that provide lifetime income to the donor, life insurance, real estate gifts, charitableremainder trusts, and gifts from pension fund assets and/or simply including RHF in your Willor Trust. For more information in confidence and without obligation, contact our Fund DevelopmentDepartment at (562) 257-5141.We are grateful for our RHF Circle of Friends members:Karolla Brice Lydia Cerveny Jean G. DremstedtRaymond E. East Bernice E. Elkin, MD Dr. and Mrs. Charles FainRobert S. Fliehmann* Dolores P. Foga Burton L. FrenchToshiko Okazaki Fukuda* Alice R. Good* Wanda Haudek*Rev. Dr. Teruo & Kiku Kawata Paula E. Jameson Laverne R. JosephEveleth “Evie” Miller* Jean Moore Warrick* Major Fitzhugh L. O’Neill*Jean H. P. Oppenheimer Virginia Paddock Edythe PattersonEric H. Pierson*Barbara J. Ricker---In Memory of Emma (Sam) RickerElsie Valek Miriam P. Vandenbush* Anna Mae Wakefield*Richard Walinch* William L. Warrick Eleanor J. WestNorman A. Whaley*Vera Wolpert*(*indicates members who have passed away)Three Year-End QuestionsAs you tidy up your financial affairs for this year, you will likely be thinking about your charitable giving goalsand aspirations. Here are a few questions to help you plan.1. Am I able to make a charitable gift to RHF this year?As the year closes, you will likely receive mail from various charities requesting your financial assistance. Duringthis period, we hope you will remember RHF and our ongoing financial needs. We are eager to conclude this yearin good financial shape so we can confidently face the opportunities and challenges of the future. Your specialyear-end gift will strengthen us considerably.A gift may be unrestricted to be used where needed most. Or it could be earmarked for a specific purpose. Forexample, you could designate your gift for capital expenses, such as new construction or remodeling projects.You could also establish an endowment fund to create a legacy or to honor someone you admire.2. What are my tax obligations this year?Many taxpayers consult with their accountants before the end of the year to determine tax liability. Perhapsyou’ve done this already or maybe you simply have a good idea where you stand. In any case, we encourage youto take advantage of the tax benefits offered by the government. The income tax charitable deduction can allowyou to give more than you might otherwise be able to give. Are your taxes likely to be high this year? Then itmay be a good time to increase your giving. You might even consider moving forward some of next year’s givinginto this year so you can utilize the tax benefits this year.3. Do I have appreciated stock or real estate I could use to fund an income-for-life gift arrangement?You may find yourself in a situation where you want to give more to RHF but cannot afford to decrease yourannual income. Consider our gift annuity program. You can obtain one of these with a gift of stock and in manycases receive more income than you are currently receiving from the stock. Your annuity payments from RHFwould continue for the rest of your life.-18-

Why Consider aGift Annuity?Our Gift Annuity Provides . . .Fixed PaymentsAppealing PaymentsEvery check is the same.The rates are very attractive*Lifetime PaymentsTax-Free Payments (partial)They last as long as you do.They continue for your life expectancy.Dependable PaymentsGuaranteed by the United Church of ChristCall us for yourcomplimentarybrochure:Your Guide toCharitable GiftAnnuities.Call us aboutRHF Gift Annuities.562-257-5141Toll Free:877-937-4743Email: info@rhf.orgA copy of RHF’s registration statement & financialinformation may be obtained at no cost fromthe Department of Consumer Affairs, or bycontacting RHF directly at (562) 257-5141or TOLL FREE at 877-937-4743.* Sample Gift Annuity Rates of ReturnNote: Call us for all other age groups. Rates are subject to change.Single PersonTwo PersonsAge Rate Younger Age Older Age Rate65 5.5 65 68+ 5.270 5.8 70 74-77 5.575 6.4 75 79-80 5.980 7.2 80 83-84 6.585 8.1 85 89-90 7.590 9.5 90 91 8.5Rates as of July 1, 2008* Sample Deferred Gift Annuity Rates(Deferred gift annuities are available for individuals under 60 years old.)PresentAgeAge WhenPayment StartsAnnualPayment Rate50 60 7.2%50 65 8.4%50 70 9.7%55 60 6.4%555565707.6%8.9%60 65 6.8%60 70 8.0%Rates as of July 1, 2010Our Director of Fund Development is ready to provide additional information to youabout planned giving and/or to meet with you and your advisors if you so desire.You can reach them directly at 562-257-5141 (or call toll-free at 877-937-4743, or leave a message for a return call),or you can contact them through our web site at www.rhf.org.-19-

Yes, I want to support RHF!Enclosed is my donation of:__$250 __$100 __$50 __$25 $_________Please designate my contribution for:__ Affordable Housing Fund__ Clark Harshfield Affordable HousingBuilding Fund__ The Laverne R. Joseph Housing Fund__ Resident Benevolence Fund__ Jean Moore Warrick EndowmentFund for Resident Benevolence__ Rex & Gertrude ChapmanMemorial Fund__ Children’s Education Fund__ Annual Christmas Toy Drive__ Project H.A.N.D.S.__ Use my gift where it will help the most!TRIBUTEIn Memory of: _____________________orIn Honor of: ______________________Occasion:____ Anniversary __ Baptism____ Bar/Bat Mitzvah __ Birthday____ Confirmation __ Engagement____ Father’s Day __ Graduation____ Mother’s Day____ Other: _____________________Please send acknowledgment to: (Theamount of your gift will not be disclosed.)Name _____________________________Address ___________________________City________________________________State ______ Zip __________Special greeting:________________________________DONOR INFORMATION:My Name___________________________Address ____________________________City________________________________State _______Zip _____________Day telephone ( ____ ) ______________e-mail address _____________@__________ Send info on charitable alternatives.Please make your tax-deductible checkpayable to: “RHF Foundation” and mail to:RHF Attn: Fund Development911 N. Studebaker RoadLong Beach, CA 90815Holiday 2010Retirement Housing Foundation911 N. Studebaker RoadLong Beach, CA 90815-4900Tel: 562-257-5100 Fax: 562-257-5200www.rhf.org E-mail: info@rhf.org50th AnniversaryWorship ServiceNONPROFITorganizationU.S. PostagePAIDLONG BEACHCALIFORNIAPERMITNO. 739During the week of February 13th, RHFwill be celebrating its 50th Anniversary.On Thursday, you are invited to a 7:30pm worship service at the Long BeachFirst Congregational UCC (241 CedarAvenue) to hear Dr. Jim Forbes and tocelebrate the organization’s ministry.The Rev. Dr. James Alexander Forbes,Jr. is Senior Minister Emeritus of The Riverside Church and Presidentof the Healing of the Nations Foundation.The Riverside Church is an interdenominational, interracial, andinternational church built by John D. Rockefeller Jr. in 1927. The2,400-member church is affiliated with the UCC and the AmericanBaptist Churches.In national and international religious circles, Dr. Forbes is known asthe preacher’s preacher because of his extensive preaching career andhis charismatic style. In their March 4, 1996 issue, Newsweek magazinerecognized Forbes as one of the 12 “most effective preachers” in theEnglish-speaking world. This Pastor, Educator, Administrator,Community Activist and Interfaith Leader was designated as one ofAmerica’s greatest Black preachers by Ebony magazine in 1984 and 1993.You are asked to RSVP to Maggie Engelberg at 562-257-5302 ormaggie.engelberg@rhf.org if you plan to attend this once in a lifetime event.