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American General Life CompaniesCOMPLIANCEUPDATEOctober 28, 2009Submission of Complete and Accurate ApplicationsBulletin 09-172Key among your responsibilities as an American General Life Companies (American General) agent is thesubmission of complete and accurate insurance applications. (Please refer to Compliance bulletin 08-123,Reminder of Company Policy: Completion of Documents and Signatures, dated August 25, 2008.) In fact, eachtime you sign the Part A Application as Writing Agent, you are certifying that the information supplied by thePrimary Proposed Insured(s) and/or Owner was truthfully and accurately recorded on the Part A Applicationform. The Company relies on the information you provide to accurately underwrite each case as well as toprotect itself against fraud.American General agents are required to obtain or verify the application information about the Primary ProposedInsured directly with the Primary Proposed Insured. Similarly, information about the Owner must be obtainedfrom, or verified with, the Owner. If information about the Primary Proposed Insured is obtained from someoneother than that person, it is your duty to meet or speak directly with the Primary Proposed Insured to verify thatthe information recorded on the application form is correct and complete. The same duty and protocol apply toinformation about the Owner that is obtained from someone other than the Owner.American General Life Companies, www.americangeneral.com, is the marketing name for the insurancecompanies and affiliates comprising the domestic life operations of American International Group, Inc., includingAmerican General Life Insurance Company and The United States Life Insurance Company in the City of New York.FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC