UBL Financial Statements - United Bank Limited

NOTES TO AND FORMING PART OF THE UNCONSOLIDATED FINANCIAL STATEMENTSFOR THE YEAR ENDED DECEMBER 31, 20112010Gross advances Deposits Contingencies andcommitments(Rupees in '000) Percent (Rupees in '000) Percent (Rupees in '000) PercentChemical and pharmaceuticals 6,217,583 1.69% 8,389,268 1.52% 6,082,131 1.13%Agri business 53,034,196 14.38% 33,824,201 6.14% 315,807 0.06%Textile spinning 17,497,654 4.75% 1,289,002 0.23% 5,058,213 0.94%Textile weaving 6,722,278 1.82% 2,477,437 0.45% 4,289,442 0.79%Textile composite 23,145,685 6.28% 330,764 0.06% 814,737 0.15%Textile others 13,779,179 3.74% 2,182,465 0.40% 3,740,450 0.69%Cement 6,803,468 1.85% 1,908,802 0.35% 2,801,403 0.52%Sugar 8,153,681 2.21% 3,078,292 0.56% 358,817 0.07%Shoes and leather garments 2,447,523 0.66% 2,216,787 0.40% 298,515 0.06%Automobile and transportation equipment 4,455,055 1.21% 3,027,770 0.55% 4,940,641 0.92%Financial 4,895,906 1.33% 15,918,040 2.89% 298,818,733 55.37%Insurance - - 22,443,630 4.08% 43,143 0.01%Electronics and electrical appliances 2,385,744 0.65% 3,265,744 0.59% 1,541,579 0.29%Production and transmission of energy 39,057,078 10.59% 17,157,862 3.12% 58,716,619 10.88%Paper and allied 789,310 0.21% 2,189,563 0.40% 660,772 0.12%Surgical and metal 2,265,932 0.61% 1,450,750 0.26% 335,306 0.06%Contractors 4,263,223 1.16% 16,640,821 3.02% 19,463,140 3.61%Wholesale traders 20,775,990 5.64% 36,074,167 6.55% 1,290,820 0.24%Fertilizer dealers 6,823,565 1.85% 8,494,701 1.54% 677,458 0.13%Sports goods 803,919 0.22% 840,738 0.15% 17,885 0.00%Food industries 6,848,598 1.86% 3,931,436 0.71% 3,699,826 0.69%Airlines 6,033,039 1.64% 308,457 0.06% 108,106 0.02%Cables 661,900 0.18% 96,185 0.02% 744,510 0.14%Construction 21,866,860 5.93% 8,675,833 1.58% 10,260,326 1.90%Containers and ports 1,813,903 0.49% 1,543,051 0.28% 2,974,909 0.55%Engineering 1,531,426 0.42% 3,472,111 0.63% 1,618,692 0.30%Glass and allied 301,653 0.08% 385,593 0.07% 220,958 0.04%Hotels 2,708,633 0.73% 1,223,853 0.22% 438,627 0.08%Infrastructure 2,273,671 0.62% 4,285,714 0.78% 40,879 5.83%Media 620,575 0.17% 365,056 0.07% 78,234 0.01%Polyester and fiber 1,980,509 0.54% 623,175 0.11% 1,167,952 0.01%Telecommunication 11,333,927 3.07% 3,894,923 0.71% 17,737,304 0.22%Individuals 65,802,937 17.85% 267,478,119 48.58% 31,461,991 3.29%Others 20,597,339 5.59% 71,161,457 12.92% 51,488,491 10.91%368,691,940 100.00% 550,645,767 100.00% 532,306,416 100.00%44.2.2 Segment by Sector2011Gross advances Deposits Contingencies andcommitments(Rupees in '000) Percent (Rupees in '000) Percent (Rupees in '000) PercentPublic / Government 62,708,253 17.12% 64,423,780 10.51% 70,842,557 13.27%Private 303,598,375 82.88% 548,556,359 89.49% 463,212,058 86.73%366,306,628 100.00% 612,980,139 100.00% 534,054,615 100.00%366,306,628 612,980,1392010Gross advances Deposits Contingencies andcommitments(Rupees in '000) Percent (Rupees in '000) Percent (Rupees in '000) PercentPublic / Government 64,861,230 17.59% 71,320,777 12.95% 84,207,505 15.60%Private 303,830,710 82.41% 479,324,990 87.05% 448,098,911 84.40%368,691,940 100.00% 550,645,767 100.00% 532,306,416 100.00%47