7vˇ Etu>> - vlambaram

…b>kz> Wmed>WkI> pk>km>HOMELIFE/GTA Realty Inc.1711 McCowan Rd., Suite #206, Toronto, ON M1S 3Y3Tel.: (416) 321-6969 Fax: (416) 321-6963100 √t adment>tel> (No Downpayment) aTkRk>applem> kdn> ÍimÁm>CMHC ån ͉k>kmek aiuk>kp>pÎm>ax>imYl> kWnDy admen √d>ÎaTkersip (Canada Mortgage andHousing Corporation) åf>t VtÂq>pxÂm> (Down Payment) El>leml> √Î veb>klem> ånaQVt>T‰k>Kqˇ. Eit aÎt>ˇpl‰m> 100 √t admenm> pq>QVserix wsy>ˇ v‰Kn>qn›. ∫n>ŒÂk>Ky am>sb>kiz kvnt>Tl>åÎt>ˇk>wkez>zWvx>Îm>. 100 √tadment>Tq>apple tappleTyek 1.kdn>vrleŒ (credit history) Mk◊m>T‰p>Tkrmentek E‰t>tl> Wvx>Îm>.2. ¯k>kdinÁm> T‰p>Ps>wsÒt>tk>ØDy az◊ (kWnDy sd>dTd>db>k¸k>kimy kXk>kp>pÎm>ÂiqYl>) v‰menm> E‰t>tl>avSym>. 3. kdBk>apple ØDy az◊vd>D wsÒt>t tyerek E‰t>tl>Wvx>Îm>. atevˇ 100 √tadment>Tq>apple Discount rate vd>DKidyeˇ. Posted Rate vd>DWyaqVdp>pÎm>. tq>wpe¯ˇ Discountvd>D √tm> 4.4% Ak◊m> Posted vd>D√tm> 5.8% Ak E‰k>Kqˇ. meÍmŒvq>q kdn> vrleŒ åBm> wpe¯ˇ,Akk>appleiqf>t Becon Score : 680 AkE‰p>pˇdn> åˇVtmen temtp>pxk>wkeÎp>∏kz> (Late Payments)El>leT‰t>tÒm> Aapplem>. at>ˇdn> R2Vq>apple Wmq>pd>d kdn> tretrb>kz>vrleq>Ql> Edm> wpq>Q‰k>k Ødeˇ.vb>appleWret>ˇ, kdn> Settlement k¸k>apple…d>pdetvrek E‰t>tl> Wpen>qivAapplem>.Wpeˇmenv‰menm> ån>Œ ØŒm>wpe¯ˇ √d>Dq>ken wsl◊ (admentvixp>pxm> & Heating costWpen>qiv) wmet>t v‰ment>Tl> 32√tt>it tex>deT‰t>tl> Aapplem>.WmÒm> wmet>tk>kdn> wkeÎp>pn◊k¸m>, appleÎm>p v‰ment>Tl> 40√tt>it tex>deˇ E‰t>tl> avSym>.v‰menm>, kdn>vrleŒ pq>QyWmlTk Vprb>kz> aQy V‰m>∏Wve›kd>Îir ASRyir a˛k◊m>. fl>lkdn>vrleŒm>, WpeˇmenvrleŒm>…z>zv›kz> 5 √t Âq>pxt>ˇdn>√Îveb>applevteYn> tq>Wpeˇ 4.4√tt>Tq>apple admenk>kdn> wpqÂDÁm>.5 √t Âq>pxm>mevˇ El>letv›kz>5.8 √tvd>D wsÒt>t Wvx>Îm>.…terxmek $300,000 wpŒmTyenadment>Tq>apple metef>t tvixp>pxm> 4.4 √tt>Tl> = $1,640 Ak◊m>,5.8 √tt>Tl> = 1,884 Ak◊m> E‰k>applem>.Âq>pxm> El>let kerxt>Tnel>$244.00 metef>tm> WmlTkmeks>wsl◊ wsy>y Wf›Kqˇ. En>Bwme‰Wkext>Tl> pe›p>pteYn>, åˇVtÂq>pxÂm> El>letv›kz> √d>Îs>wsef>tk>ker›kz> AvTq>apple Ef>t100√t admenm> o‰ vrp>Prsetmeapplem>. 5.8 √tvd>D ∫n>Œ v‰db>k¸k>apple Ân>P‰f>t 8 √tvd>DiyVdk>appleiqvenˇ. pl First Time HomeBuyers, ∏Ttek WvilYl> Ws›f>tÂq>pxm> El>let Eizg›k¸k>appleEˇ Mk◊m> …kf>tivyeapplem>.aTkRk>applem> kdn>ÍimfidÂiqYl> E‰k>applem> Mk◊m>appleiqven vd>D√tm>, Âq>pxm>El>let admenm>, aTkRt>ˇv‰m>∏Ty √d>Î F›mexs> wsl◊Wpen>qiv o‰vrˇ tappleTk>apple ØDy√d>Dq>apple …Rimyezrek vr …t◊Kn>qˇ. Etin O› AWrek>Kymen‹u>Fil ånk> wkez>z ÂDyeˇ.wsl◊ Vdyt>Tl> kd>Îp>peÎ El>letv›kz> ƒx>dkel Wfek>Kl> plSk>kl>k¸k>apple Azeapplem> Filk>applet> tz>¸m>.ax>imk>kelb>kZl>, fm>mv› mt>TYl> Erx>devˇ admenm> wpŒpv›kZn> wteik aTkRt>ˇv‰vitaBpv®Tyek aQy ÂDKqˇ. √Îveb>K AŒmett>Tq>applez> FTwf‰k>kDk¸k>applez>zeK Erx>devˇadmenm> wpŒWve› plirk> kexk>ØDytek E‰k>Kqˇ. FTwf‰k>kDyel> Ert>t a¯t>tm> (Blood Pressure)mna¯t>tm> (Depression) Wpen>qVyeTk¸m> Ad>wkez>¸m>.sRyen Td>dMdl> El>leimyel>kdn>veb>K Âq>pxm> kd>Dyv›k¸m>,tzpedm> veb>Kyv›k¸m> Ef>Filk>apple …z>zeKn>qn›. fx>p›o‰v› ∫n>Œv‰db>k¸k>apple Ân>n›$250,000 wpŒmTyen ∏Ty √wden>iqveb>K Mk◊m> mKu>s>Syek veu>f>ˇvf>te›. fen>appleWp› wkex>d Ek>appleÎm>pt>Tq>apple Ef>t √Î Mk◊m>…kf>ttek E‰f>tˇ. ax>imt>kel√d>Î VilWyq>qt>Tnel> Ef>t √Î$320,000 k>apple Vq>kk> ØDytek E‰f>tˇ. tnˇ aT›∑>dt>it Fint>ˇ,Ef>t vsTyen √d>id Vq>ŒVd>Î,Kidt>t Elept>it Âq>pxmek Ed>Î$450,000 wpŒmTyen wpRyˇm>Adm>prmen En>wne‰√d>id veb>KappleD∏applef>te›.av› kxk>applep> pe›t>twtl>lem>metef>t admens> wsl◊pq>Qt>ten>.Âtl> √d>Dn> admenm> 7√tt>TL‰f>ˇ ∏Ty√d>Dq>apple 4.5√tt>Tl> admenm> wpq>qTnel>metef>t kd>Îp>pxm> Kd>dt>td>d $150Enel> md>ÎWm aTkRt>T‰f>tˇ.pe›k>kt>tvQyˇ. ∏Ty √d>Dn>wset>ˇvR, Heating Cost, wteilVl>E‰p>pTnel> aTkRt>t Preyexs>wsl◊, aTkRt>t Utility wsl◊ån>pvq>iq, WmÒm> avrˇ Erx>ÎPz>izkZn> kl>Vs> wsl◊(∫t>tPz>iz pl>kilk>kukm>wsl>Òm> vyit aidf>te›.) pq>Qsq>Œm> kvnt>Tl> åÎk>kVl>il.ax>imYl> sf>Tt>t wpe¯ˇ, ten>mn a¯t>tWfeyel> (Depression)peTk>kp>pd>Î m‰f>ˇ åÎp>pteks>ØQne›.veu>Vn> ov>wve‰ p‰vt>TÒm>åmk>apple Priorities WvŒpÎm>. atinmnTl> ivt>ˇ åmˇ v‰ment>itÁm>wsl◊kizÁm> kxk>Kd>Î ∏t>TseLt>tnmek fdk>kWvx>DyTn>avSyt>it Evrˇ …terxm> ånk>apple…x›t>Tyˇ. åmˇ veu>Vn> Wfek>km>Adm>pr √Îm>, ke‰m>, kdn>ÍimÁmek E‰p>pwtn>pˇ Akeˇ.fe. ‰ktec>aBmT wpq>q admen Âkv›wteilWpS: 416-543-6614, 905-608-1218√Î, kd>Ddm>, Flm>, Vyeperm>FŒvnm> Vq>k! veb>k! Eivsm>pf>tmen AWlesink¸k>apple....Welcome! Sales AgentsArmando Chu **416-720-1338Keth Kethees *416-275-5788Raja Mahendran **416-315-9397Justin William *416-803-7344Are You considering a career in Real EstateWe Provide:Kumar Sinnathamby *416-576-43571. Step by step training to become licensed.2. Continuous educational support.3. Attractive incentive and bonuses.4. Personal coaching to reach your goal.Come & Talk to us!* Sales Representative, ** Broker/OwnerShiva Sharmah *416-666-5515Eddie Woo **416-917-6883√d>Îk> kd>Ddb>kz>, Vyeperk> kd>Ddb>kZl>tNyek al>lˇ apple¯vek Ât¬Î wsy>vtq>applem>åmˇ FŒvnt>ˇdn> wted›∏wkez>z ÂDÁm>.Fred Li *416-268-3020Ravi Paramu *416- 262-4176Gurdev Saini *416-509-4663Ravi Raveendran *416-817-8479Suman Karnalingam *416- 565-5024Balan K. *416-844-5401John Chong *416-716-2882Neil Ketha *416-677-4707Saba Ganeshalingam *416-671-4301Vasanthy Niranjan *416-845-8272Earl Silva *416-707-9391Param G. *416-230-1107åmˇ FŒvnt>Tl> Eixf>ˇ wkez>z...reje mWkf>Trn> @ 416 315-9397Sasi Chelva *416-725-1125Vijay Seevaratnam *416-457-8990TEL: 416.282.8059 Vzm>prm> VLAMBARAM APRIL 01, 2004 - 23 -