Prospectus - Manulife Insurance Berhad

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chapter1 KEY DATApage14FEES, CHARGES AND EXPENSESThis table describes the charges and fees that you may directly incur when you buy or redeemUnits of the Fund:Sales Charge Manager Up to 5.50% of the NAV per UnitIUTAUp to 5.50% of the NAV per UnitAgentsUp to 5.50% of the NAV per Unitthe Sales Charge is negotiable.Redemption ChargeTransfer FeeSwitching FeeOther ChargesThe Manager does not intend to impose any Redemption Charge.RM5.00 for each transfer request.The Manager does not intend to impose any switching fee, however, UnitHolders are subject to the conditions on switching as set out in Section 5.9.There are no other charges (except charges levied by banks on remittanceof money) payable directly by investors / Unit Holders when purchasing orredeeming Units of the Fund.This table describes the fees and expenses that you may indirectly incur when you invest inthe Fund:AnnualManagement FeeAnnual Trustee FeeOther ExpensesUp to 1.55% of the NAV of the Fund per annum calculated and accrued ona daily basis.0.04% of the NAV of the Fund per annum calculated and accrued on a dailybasis.• audit fees;• commission/fees paid to brokers;• tax adviser’s fee;• taxes and other duties imposed by the government and/or otherauthorities;• valuation fees incurred for the valuation of any investment of the Fundby independent valuers for the benefit of the Fund;• independent investment committee members fee;• Shariah Adviser’s fee;• cost for modification of Deed save where such modification is for thebenefit of the Manager and/or the Trustee;• cost of convening meetings for Unit Holders other than those incurred byor for the benefit of the Manager and/or the Trustee; and• any other expenses allowed under the Deed.Prospectus in respect of the Manulife Shariah - Dana Ekuiti
chapter1 KEY DATApage15TRANSACTION INFORMATIONMinimum InitialInvestmentRM1,000 or such other lower amount as the Manager in its sole discretionallows.Please refer to page 32 for more details on how Unit Holders may purchaseUnits of the Fund.Minimum AdditionalInvestmentCooling-off PolicyRM100 or such other lower amount as the Manager in its sole discretionallows.6 Business Days from the date of receipt of the application to purchaseUnits.A cooling-off right is only given to Unit Holders who are investing for thefirst time in any unit trust funds managed by the Manager.Corporations/institutions, staff of the Manager and persons registered todeal in unit trust funds are not entitled to a cooling-off right.MinimumRedemption AmountThe minimum redemption amount is 500 Units for each transaction or suchother lower amount as the Manager in its sole discretion allows.However, if the redemption request leaves a Unit Holder with less than 500Units (Minimum Holdings), the Manager will not process the redemptionrequest. In this instance, the Unit Holder will be required to make anapplication for the Manager to liquidate all their holdings in the Fund.Please refer to page 32 for more details on how Unit Holders may redeemUnits of the Fund.Payment ofRedemption ProceedsMinimum HoldingsTransfer FacilityMinimum TransferAmountSwitching FacilityRedemption proceeds will be paid within 10 days from the date theredemption request is received by the Manager.500 Units or such other lower amount as the Manager in its sole discretionallows.Unit Holders are allowed to transfer their Units of the Fund.500 Units or such other lower amount as the Manager in its sole discretionallows.Unit Holders are allowed to switch their Units in the Fund into units of anyother unit trust funds managed by the Manager subject to the conditions onswitching as set out in Section 5.9.switching from a Shariah-compliant fund to a conventional fund isdiscouraged especially for Muslim Unit Holders.Prospectus in respect of the Manulife Shariah - Dana Ekuiti
Page 3: Message from the CeopageIDear Value
Page 7 and 8: RESPONSIBILITY STATEMENTSAND STATEM
Page 10 and 11: DEFINITIONpage4Shariah AdviserShari
Page 12 and 13: CORPORATE DIRECTORYpage6Manager’s
Page 14 and 15: CORPORATE DIRECTORYpage8TrusteeName
Page 16 and 17: CORPORATE DIRECTORYpage10Principal
Page 18 and 19: chapter1 KEY DATApage12THIS SECTIO
Page 22 and 23: chapter1 KEY DATApage16TRANSACTION
Page 24 and 25: chapter2 RISK FACTORSpage182.1 Gen
Page 26 and 27: chapter2 RISK FACTORSpage202.2 Spe
Page 28 and 29: chapter3 DETAILED INFORMATION ON T
Page 35 and 36: chapter4 FEES, CHARGES AND EXPENSE
Page 37 and 38: chapter5 TRANSACTION INFORMATIONpa
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Page 41 and 42: chapter6 MANAGEMENT COMPANYpage356
Page 49 and 50: chapter7 TRUSTEEpage437.1 Backgrou
Page 52 and 53: chapter7 TRUSTEEpage467.8 Trustee
Page 54 and 55: chapter8 SHARIAH ADVISERpage488.4
Page 56 and 57: chapter9 SALIENT TERMS OF THE DEED
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Page 65 and 66: chapter10RELATED-PARTY TRANSACTIONS
Page 67 and 68: chapter11 TAX ADVISER’S LETTERpa
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chapter11 TAX ADVISER’S LETTERpa
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chapter12 ADDITIONAL INFORMATIONpa
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chapter14 DOCUMENTS AVAILABLE FOR
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DIRECTORS’ DECLARATIONpage71The f
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UTAPPMASTER APPLICATION FORMIn comp
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TERMS AND CONDITIONS OF THE MANULIF
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Prospectus in respect of the Manuli
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Prospectus - Manulife Insurance Berhad

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