Prospectus - Manulife Insurance Berhad

More documents

Recommendations

Info

5. AUTHORITY TO OPERATE ACCOUNTONLY APPLICABLE FOR JOINT APPLICATION:We hereby authorise Manulife Asset Management Services Berhad (MAMSB) to act on the instruction given below for redemption of units and any transactions in respectof the units held by us as joint applicants. If no instruction is indicated below, MAMSB must only act on instruction given by both applicants to effect any transactions.First applicant Both of us Either one of us6. INVESTMENT DETAILSFund NameAdditionalInvestmentAmountRMDistribution Instruction(only applicable for initial investment)ReinvestDirect CreditBank : A/C No. :ReinvestDirect CreditBank : A/C No. :1.Holder No. :2.Holder No. :3.ReinvestDirect CreditHolder No. :Bank : A/C No. :Note:(a) Income distribution (if any) will be reinvested in further Units of the same fund if there is no instruction.(b) Distribution less than RM50.00 shall be automatically reinvested.(c) For direct credit distribution payment, a copy of Bank Statement shall be attached for verification purposes. Kindly update your bank particulars if you have madeany changes in order to avoid unpresented payment.(d) Unclaimed distribution (if any) will be automatically reinvested as additional Units at the expiry of the distribution warrant based on MAMSB's NAV per Unit on theexpiry date.7. PAYMENT MODECashTelegraphic Transfer (Swift Code: MBBEMYKL)Cheque / Bank Draft Bank : Cheque / Draft No. :Please tick the box if the payment for this investment is to be paid by any one other than the Unit Holder.8. UNIT TRUST LOAN FINANCING RISK DISCLOSURE STATEMENTInvesting in a unit trust fund with borrowed money is more risky than investing with your own savings.You should assess if loan financing is suitable for you in light of your objectives, attitudes to risk and financial circumstances. You should be aware of the risks, whichwould include the following:(a) The higher the margin of financing (that is, the amount of money you borrow for every Ringgit of your own money that you put in as deposit or down payment) thegreater the potential for losses as well as gains.(b) You should assess whether you have the ability to service the repayments on the proposed loan. If your loan is a variable rate loan, and if interest rates rise, yourtotal repayment amount will be increased.(c) If unit prices fall beyond a certain level, you may be asked to provide additional acceptable collateral or pay additional amounts on top of your normal instalments.If you fail to comply within the time prescribed, your units may be sold to settle your loan.(d) Returns on unit trusts are not guaranteed and may not be earned evenly over time. This means that there may be some years where returns are high and other yearswhere losses are experienced instead. Whether you eventually realise a gain or loss may be affected by the timing of the sale of your units. The value of units mayfall just when you want your money back even though the investment may have done well in the past.The brief statement cannot disclose all the risks and other aspects of loan financing. You should therefore carefully study the terms and conditions before you decideto take the loan. If you are in doubts in respect of any of this risk disclosure statement or the terms of the loan financing, you should consult the institution offeringthe loan.9. DECLARATION AND SIGNATURE(S)(a) I/We have read and fully understood all the notes and the terms and conditions in this form, in the Master Deed, the Deed and the Supplementary Deed (if any), theMaster Prospectus and Supplementary Prospectus (if any) for the Fund(s) to be invested in and agree to be bound by the aforementioned notes, terms andconditions.(b) I/We hereby declare that the particulars and information given in this Master Application Form are true and correct and that I/We have not withheld any materialfacts or information which may influence the acceptance of this application.(c) I/We agree that the Company reserves the right to reject, withdraw or terminate forthwith without notice my/our application without assigning any reasons theretoand under no circumstances shall the Company be liable for any loss or damage for such action.(d) I/We acknowledge that I/We have read the above Unit Trust Loan Financing Risk Disclosure Statement and understood its contents.(e) I/We am/are aware of the fees and charges that will be incurred directly or indirectly when investing in the Fund(s).Signature of First Applicant /Authorised Signatory (Corporate Applicant)Date:For Distributor Use OnlySignature of Joint Applicant /Authorised Signatory (Corporate Applicant)Date:For Office Use OnlyIUTABank :Branch :Rubber Stamp :Date :HQDate & Time Received :Input By :Checked By :Approved By :Transaction Date :Transaction No. :Holder No. :*UTCName :Code :Signature :Date :* I hereby declared that I have sightedthe original NRIC / Passport / BirthCertificate of Applicant(s)All information will be kept strictly confidential.Any personal information collected or held by MAMSB (whether contained in this application or otherwise obtained) is provided and may be held, used, and disclosedby MAMSB to individuals/organization associated with MAMSB or selected third party (within or outside of Malaysia, including industry associations/federations) forpurpose of processing this application and providing subsequent service for this and other financial products and service, direct marketing, and data matching, andcommunicate with me for such purpose.You have the right to request access to and/or make any adjustment to this information by contacting our Customer Service.PAGE: 2Prospectus in respect of the Manulife Shariah - Dana Ekuiti
TERMS AND CONDITIONS OF THE MANULIFE ASSET MANAGEMENT SERVICES BERHAD (MAMSB) ACCOUNT1. TERMS AND CONDITIONS(a) The applicant will be bound by these Terms and Conditions and the terms of the Prospectus(es) including any Supplementary Prospectus(es) and Deed of eachrelevant Fund(s) in respect of all transactions.(b) MAMSB reserves the right to vary the Terms and Conditions at any time without notifying the applicant.2. ELIGIBILITYFirst Individual Applicant(a) Applicant must be 18 years of age and above as at the date of application.Joint Applicant(a) The applicant may nominate a joint applicant in which case, a photocopy of the identification document must also be provided. A joint applicant who is 18 yearsof age and above as at the date of application is also required to sign this form.(b) A joint applicant who is under 18 years of age need not sign this form. Instead, a photocopy of the identity Card or Birth Certificate is required.(c) In the event of a death of any registered joint applicant, the survivor will be the only person recognised by MAMSB and the Trustee as having any title to orinterest in the investment units.(d) Units registered in joint names with a minor can be redeemed or transferred by the parent/guardian. On or after the minor’s 18th birthday, the parent/guardianmay request that the investment units be transferred to the minor’s name. In the event of the death of the parent/guardian, MAMSB and Trustee shall recognisethe estate of the deceased as having any title to or interest in the investment units.Corporate Applicant(a) Corporation (e.g. Bhd., Sdn. Bhd.), sole proprietors, partnership, statutory bodies, etc.3. DOCUMENT(S) REQUIREDApplicants are required to submit the following certified true copy documents along with the Master Application Form to MAMSB:(a) Individual• NRIC or Passport(b) Society / Association / Cooperative / Government Body• Society’s Constitutions or By Laws• Certificate of Registration of Society• Committee / Board Resolution (include specimen signatures)(c) Sole Proprietor• Business Registration• NRIC or Passport(d) Partnership• Certificate of Registration or Partnership Agreement• Committee Resolution (include specimen signatures)(e) Malaysian Company (Berhad/Sdn Bhd)• Certificate of Incorporation• Form 24 & 29• Memorandum and Articles of Association or Constitution or By Laws• Directors’ resolution and specimen signature(s)• Form 13 (if any)MAMSB reserves the right to request for additional documents to support the application.4. INSTRUCTIONS/VOICE RECORDINGS(a) All instructions given in writing, delivered or sent by facsimile transmission by the applicant or authorised persons as named in this application shall be bindingon the applicant. MAMSB is not obliged to verify the authenticity of any such instructions or the identity of any person giving such instructions.(b) MAMSB shall be entitled to use voice recording devices to record instructions communicated to it and such recording(s) will constitute evidence of theinstructions.5. CONFIRMATION ADVICES/STATEMENTS(a) Confirmation advices, statements, cheques and other documents shall be sent at the risk of the applicant to the applicant’s last known address as notified toMAMSB. If the applicant fails to notify MAMSB in writing of any errors in the confirmation advice within 14 days, or in the statement within 30 days of issue, theapplicant shall be deemed to have waived any right to raise any objection or to pursue any remedies against MAMSB or the relevant Trustee(s).6. STATEMENT / REPORT / NOTICES(a) A computer-generated Investor Statement will be issued to the Unit Holder(s) within a reasonable time as a record of each and every payment or transactionmade.(b) A half-yearly Investor Statement will be issued to summarise all transactions during the said period to enable the Unit Holder(s) to keep track of his/herinvestment.(c) Interim and Annual Report of the Fund(s) will be sent to the Unit Holder(s) within 2 months from the end of each financial period/year.(d) Any form of correspondences sent after MAMSB successfully processed the investment transaction, the Applicant(s) is hereby a registered Unit Holder(s).(e) All correspondences from MAMSB shall be directed to the First Applicant at the registered address by normal mail only.7. REPRESENTATION(a) The applicant shall not rely on any information or representations other than those contained in the relevant Deed and Prospectus(es) including anySupplementary Prospectus(es).PAGE: 3Prospectus in respect of the Manulife Shariah - Dana Ekuiti
Page 3:
Message from the CeopageIDear Value
Page 7 and 8:
RESPONSIBILITY STATEMENTSAND STATEM
Page 10 and 11:
DEFINITIONpage4Shariah AdviserShari
Page 12 and 13:
CORPORATE DIRECTORYpage6Manager’s
Page 14 and 15:
CORPORATE DIRECTORYpage8TrusteeName
Page 16 and 17:
CORPORATE DIRECTORYpage10Principal
Page 18 and 19:
chapter1 KEY DATApage12THIS SECTIO
Page 20 and 21:
chapter1 KEY DATApage14FEES, CHARG
Page 22 and 23:
chapter1 KEY DATApage16TRANSACTION
Page 24 and 25:
chapter2 RISK FACTORSpage182.1 Gen
Page 26 and 27:
chapter2 RISK FACTORSpage202.2 Spe
Page 28 and 29:
chapter3 DETAILED INFORMATION ON T
Page 31 and 32: chapter3 DETAILED INFORMATION ON T
Page 33 and 34: chapter3 DETAILED INFORMATION ON T
Page 35 and 36: chapter4 FEES, CHARGES AND EXPENSE
Page 37 and 38: chapter5 TRANSACTION INFORMATIONpa
Page 39 and 40: chapter5 TRANSACTION INFORMATIONpa
Page 41 and 42: chapter6 MANAGEMENT COMPANYpage356
Page 49 and 50: chapter7 TRUSTEEpage437.1 Backgrou
Page 52 and 53: chapter7 TRUSTEEpage467.8 Trustee
Page 54 and 55: chapter8 SHARIAH ADVISERpage488.4
Page 56 and 57: chapter9 SALIENT TERMS OF THE DEED
Page 58 and 59: chapter9 SALIENT TERMS OF THE DEEDp
Page 60 and 61: chapter9 SALIENT TERMS OF THE DEED
Page 63 and 64: chapter9 SALIENT TERMS OF THE DEEDp
Page 65 and 66: chapter10RELATED-PARTY TRANSACTIONS
Page 67 and 68: chapter11 TAX ADVISER’S LETTERpa
Page 73 and 74: chapter12 ADDITIONAL INFORMATIONpa
Page 75 and 76: chapter14 DOCUMENTS AVAILABLE FOR
Page 77 and 78: DIRECTORS’ DECLARATIONpage71The f
Page 79: UTAPPMASTER APPLICATION FORMIn comp
Page 83 and 84: Prospectus in respect of the Manuli
show all

Prospectus - Manulife Insurance Berhad

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?