COMPENSATION A Guide for New Brunswick ... - WorkSafeNB

Coverage and Reporting cont’dWorkeRS’ compeNSation iNSuraNCe coverage may be extendedbeyond New BruNSWick in cases WHere a worker is emPLoyedby a New BruNSWick emPLoyer and works temporarilyouTSide THe PRoviNCe.Immunity iSSueS_It is important to note that an extension of coverage forworkers temporarily outside New Brunswick does notprovide either employers or workers with immunity fromlitigation outside the province. Only registration with theother jurisdiction provides such immunity.What if my worker is injured while workingoutside of New Brunswick?If you are not required to register, or are not grantedregistration in the province where the accident occurred,your worker’s claim must be made with WorkSafeNBregardless of the accident province.If your worker is covered by workers’ compensation inthe accident province and in New Brunswick, the workercan choose to receive compensation benefits from oneprovince or the other, but not both.To apply for benefits from another province, the workermust sign a Form of Election (affidavit) indicating that theyare not applying for benefits in New Brunswick.There are some instances where neither one of thesesituations applies. In such cases, decisions on specificclaims are based on individual circumstances.When are my workers not covered?Injuries or occupational diseases that are not work-relatedare not covered by workers’ compensation insurance. Ifthe injury was caused by the worker’s serious and wilfulmisconduct, the worker may not be eligible for benefits.11