banif finance, ltd.

30 June2004111112EurLiabilities and Shareholders’ FundsDeposits by Banks................................................................................................................... 41,513(a) Sight .............................................................................................................................. 41,397(b) Term or prior notice...................................................................................................... 116Client accounts ........................................................................................................................ 571,538,589(a) Savings accounts........................................................................................................... 0(b) Sight debit..................................................................................................................... 40,135,637(c) Term debit ..................................................................................................................... 531,402,953Debts represented by securities............................................................................................... 14,515,101(a) Bonds in circulation...................................................................................................... 12,340,601(b) Others............................................................................................................................ 2,174,500Other Liabilities....................................................................................................................... 1,225Accruals and deferrals............................................................................................................. 2,254,928Provision for risks and charges ............................................................................................... 144,789(a) Provisions for pensions and other charges ................................................................... 0(b) Other provisions ........................................................................................................... 144,789Fund for general banking risks ............................................................................................... 0Subordinated liabilities............................................................................................................ 0Paid up share capital ............................................................................................................... 0Issue premiums........................................................................................................................ 0Reserves................................................................................................................................... 5,066,931Revaluation Reserves .............................................................................................................. 0Profit and loss account brought forward................................................................................. 0Profit for the period................................................................................................................. 0111112Total......................................................................................................................................... 593,563,07611111230 June2004111112EurMemorandum AccountsContingent Liabilities.............................................................................................................. 4,598,216Of which:1. Acceptances and Commitments from Endorsement of Rediscounted Effects................ 02. Bonds and Collateral....................................................................................................... 2,975,582Commitments .......................................................................................................................... 258,228Of which:1. Sales with repurchase option .......................................................................................... 258,228111112Total......................................................................................................................................... 4,856,444111112F-17