Preventing Online FraudBy Kim WilliamsAlarge number of peopledo not take adequatesteps to protectthemselves from losing moneyvia online scams. Clever fraudstersmay fool even computersavvy,well-educated people.Below are tips to share withpeople in your communitiesto help them sidestep cybercrimes.1. Do not order merchandise while on a public computeror in an establishment with a shared Wi-Fi connection.These networks may not be secure and credit card andother personal information could be stolen.2. If an email or a notice on a friend’s Facebook® “wall”sounds too good to be true, it probably is. <strong>No</strong> one is givingout a free iPhone just for filling out a form. Instead,a fraudster will probably use this form to gather personalinformation to sell to spammers, access accountsor steal identities.3. Do not provide personal information to an unsolicitedoffer. For instance, if an unsolicited email claims it isfrom your bank and requests accountnumbers or other personaldata, do not provide this information.If you are unsure if an emailis legitimate, follow up first with aphone call before providing informationonline.4. Be wary of anyone with whomyou are doing business who doesnot use good English or who is inanother country.5. Do not wire money to someone you do not know.Fraudsters typically request a wire transfer instead of acheck or online payment because it is difficult to trace.6. Do not agree to a “work from home” offer where youjust have to cash checks or “reship” items. If someoneoffers to pay you to do something that does not soundlike work, then it probably is not a legitimate job.7. Never give out your Social Security number to someoneyou do not have a confirmed business relationshipwith.8. If someone you are dealing with online offers to sendyou a check and allow you to keep part of it in exchangefor wiring part of it back (for whatever reason), do notdo it. This check will bounce.9. Whenever possible, purchase items online with a creditcard. Credit card transactions are traceable and manycredit card companies provide protection from fraud.<strong>10</strong>. Do not believe the promise of large sums of money inexchange for your cooperation.11. Make sure you use software that protects your computerfrom viruses and malware. Malware is a malicioussoftware that can steal personal information and disruptyour computer’s operations.12. Use strong passwords when conducting any type ofonline business. A strong password combines symbolsand numbers with upper and lower case letters, and isnine or more characters in length. Periodically changeyour passwords, and never use the same password formultiple accounts.13. Protect the important files and information on yourcomputer by backing up data via a reputable company,backup software or external hard drive.By sharing online crime preventiontips, law enforcement may helppeople in their communities protecttheir bank accounts and personalinformation.With so many people using the Internet, it is importantfor law enforcement to keep up with online scams and shareinformation with their communities (go to www.ic3.gov foronline scam updates). As of June 2012, more than 80 percentof the U.S. population used the Internet, and this numbercontinues to grow. In addition, new social media platformsare created each month, and existing social media programs,like Facebook, continue to attract large numbers of users. Bysharing online crime prevention tips, law enforcement mayhelp people in their communities protect their bank accountsand personal information.4INFORMANT: SPRING/SUMMER <strong>2013</strong>
Identifying Electronic EvidenceUSB/Flash DrivesAsuspect is arrested and, while searching, you collecta cell phone, wallet, lighter and a pack of gum.Which of these items may hold digital evidence?All of them.The cell phone is an obvious answer, but a lighter anda pack of gum? Some novelty USB/flash drives are easy tospot, but others are rather clever in their disguises. Thesedevices may be getting smaller and more unusual, but thestorage capacity is growing. For example, flash drives witha terabyte of storage are available to consumers (a terabytecan hold a million one-megabyte photos).Analysts from Sophos®, a digital security company,pulled random flash drives from the Sydney commutertrain station’s lost and found. They discovered that none ofthe drives held critical data; however, they did hold personaldata like photos, employment and financial informationabout the user, their family or friends. They alsodiscovered that none of the drives were password protectedor encrypted, allowing easy access to the data.USB/flash drives can look like action figures, rubberbracelets or other fun items, but developers have also becomecreative in integrating flash drives with items of uselike pens and lighters. NW3C’s Cyber-Investigations <strong>10</strong>0:Identifying and Seizing Electronic Evidence course teachesinvestigators techniques for identifying digital storagedevices (www.nw3c.org/computer-crime/19).Below are pictures of USB/flash drives that range fromquirky to well disguised. WWW.NW3C.ORG 5