Research Journal of Commerce & Behavioural Science - RJCBS

3.Bank-wise NPA in 2012
(Amount in Rs. Crores)
Bank Name Gross NPA Gross Advance GNPA Ratio (%)
State Bank of India and its Associates
State Bank of Bikaner & Jaipur 1651 49986 3.30
State Bank of Hyderabad 2007 78311 2.56
State Bank of India 37156 757888 4.90
State Bank of Indore - - -
State Bank of Mysore 1502 40652 3.70
State Bank of Patiala 1887 64141 2.94
State Bank of Saurashtra - - -
State Bank of Travancore 1488 56034 2.66
Other Nationalized Banks
Allahabad Bank 2056 107527 1.91
Andhra Bank 1798 84684 2.12
Bank of Baroda 3881 205453 1.89
Bank of India 51697 177950 2.91
Bank of Maharashtra 1297 56978 2.28
Canara Bank 3890 222494 1.75
Central Bank of India 7273 150649 4.83
Corporation Bank 1274 100825 1.26
Dena bank 956 57159 1.67
IDBI Bank Limited 4551 177209 2.57
Indian Bank 1671 86310 1.94
Indian Overseas Bank 3553 127418 2.79
Oriental Bank of Commerce 3580 113049 3.17
Punjab & Sind Bank 763 46368 1.65
Punjab National Bank 8689 276107 3.15
Syndicate Bank 3050 110953 2.75
UCO Bank 4019 107839 3.73
Union Bank of India 5422 171849 3.16
United Bank of India 2176 63873 3.41
Vijaya Bank 1718 58671 2.93
Private Banks
Axis Bank 1720 145904 1.18
HDFC Bank 1814 190968 0.95
ICICI Bank 9292 192333 4.83
ING Vysya Bank 149 28833 0.52
Karnataka Bank 684 20949 3.27
South Indian Bank 267 27473 0.97
Yes Bank 83 38055 0.22
Source: Department of Banking Supervision, RBI, posted at www.rbi.org
During 2012 SBI had recorded highest GNPA Ratio among all PSBs. Next to SBI was Central Bank of
India (4.83%). In the preceding year GNPA Ratio was 3.5% for SBI and 3.31% for UCO Bank.
Among other Scheduled Banks ICICI recorded highest GNPA Ratio at 4.83% and Karnatak Bank Ltd.
at 3.27%.The performance of Corporation Bank was found to be very encouraging. The GNPA Ratio
was 1.26% which was lowest among all the Public Sector Banks.
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