Kevin L Collins Patrick M Delaney Cynthia Egan

Gina T. Ross
Gina Ross is a relationship manager of T. Rowe Price Retirement Plan Services, Inc. Prior to
joining the firm in 2004, Gina was a relationship manager for MassMutual Retirement Services
in Baltimore, Maryland. She earned a B.A. in business from Towson University. Gina is a Series
7 and 63 registered representative.
Lucas Schroeder
Luke is a client administration manager for T. Rowe Price Retirement Plan Services, Inc. He
joined the firm in August 2000, and during his five years as a plan coordinator, he served as the
primary contact for several employer-sponsored qualified and nonqualified retirement plans. In
February 2006, Luke was promoted to a supervisor position in the T. Rowe Price Participant
Service Center and was later promoted to client administration manager in March 2007. Luke
graduated with a B.A. in business administration from Elon University. He is a Series 7
registered representative.
Carol E. Waddell
Carol Waddell is a vice president of T. Rowe Price Group, Inc and a vice president and director
of Product Development & Marketing Technology for T. Rowe Price Retirement Plan Services,
Inc. In this role, she is responsible for participant research and development initiatives including:
automated solutions, financial literacy and education, technology, personalization, investment
advice, retirement income initiatives, and rollovers. She also serves on the T. Rowe Price
Community Relations Board and is president of the Board of The Children’s Home, a nonprofit
serving Maryland’s abused, neglected, and abandoned children. Prior to joining the firm in 1994,
Carol was an assistant vice president of Marketing at Citibank. Carol earned a B.S. from
Towson University and an M.B.A. from Loyola College in Baltimore, Maryland. Carol is a series
63 representative.
Brett M. Wells
Brett Wells is a vice president and retirement sales executive for T. Rowe Price Retirement Plan
Services, Inc. He joined the firm in 1994 as an investment services representative. Prior to
joining the Sales Team in 2000, he served as a client relations consultant. Brett earned a B.S. in
business and finance from Mount St. Mary’s College in Maryland. Brett is a Series 7 and 63
registered representative.