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Annual Report Euram Bank AG 2014 / 2015

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PROFIT- AND LOSS ACCOUNT AS OF JUNE 30, <strong>2015</strong><br />

Profit- and Loss Account 30. 6. <strong>2015</strong> 30. 6. <strong>2014</strong><br />

EUR EUR TSD EUR<br />

1. Interest and interest-like earnings 1,347,209.50 1,469<br />

hereof: fixed interest securities 177,975.38 34<br />

2. Interest and interest-like expenditures -192,157.04 -465<br />

I. NET INTEREST EARNINGS 1,155,052.46 1,004<br />

3. Earnings from securities and participations 132,246.20 197<br />

a) Earnings from shares, other share rights<br />

and not fixed-income securities 132,246.20 126<br />

b) Earnings from shares in affiliated<br />

companies 0.00 71<br />

4. Earnings from commissions 95,874,415.44 69,319<br />

5. Expenditures from commissions -93,525,701.44 -65,910<br />

6. Earnings/expenditures from<br />

financial transactions -210,687.62 28<br />

7. Other operating earnings 3,271,129.95 3,700<br />

II. OPERATING EARNINGS 6,696,454.99 8,338<br />

8. General administrative expenditures<br />

a) personnel expenditures -3,438,732.55 -3,775<br />

aa) wages and salaries -2,554,034.16 -2,872<br />

bb) payment of legal social levies<br />

and compulsory contributions -605,270.66 -605<br />

cc) other social expenditures -52,678.66 -46<br />

dd) expenditures for old-age provisions<br />

and assistance -112,064.25 -73<br />

ee) endowment of the severance<br />

payment provision -114,684.82 -179<br />

b) Other administrative expenditures<br />

(overhead) -3,016,321.55 -3,205<br />

-6,455,054.10 -6,980

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