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April 2016 Credit Management magazine

THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

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CONTENTS<br />

APRIL <strong>2016</strong><br />

www.cicm.com<br />

REGULARS<br />

4 Editor’s column<br />

6 News - Feature special<br />

16 CICMQ News<br />

26 Freeths Legal Matters<br />

36 International Trade<br />

40 HR Matters<br />

48 New members<br />

52 Forthcoming Events<br />

54 Branch News<br />

59 Cr£ditWho? directory<br />

63 Crossword<br />

FEATURES<br />

11 INSOLVENCY NEWS<br />

David Kerr takes a look at the latest news<br />

from the world of insolvency.<br />

12 OPINION<br />

Philip King urges members to vote for the .<br />

CICM Advisory Council.<br />

14 VIEW FROM THE SEA<br />

Feature special<br />

The death of the long lunch…according .<br />

to David Andrews.<br />

17 SHAKE IT ALL ABOUT<br />

Front cover feature<br />

In or out? should we remain or leave the .<br />

European Union. The jury is still out.<br />

22 THE AUSTRALIAN VIEW<br />

Feature special<br />

Alan Harries reviews changes in the .<br />

language and tone of dealings between .<br />

collections agencies and individuals in .<br />

debt in Australia.<br />

CICM GOVERNANCE<br />

24 BENCH PRESS<br />

Amir Ali’s regular update from the world of<br />

civil court enforcement.<br />

26 LEGAL HELP FOR CICM MEMBERS<br />

The CICM’s legal partner Freeths provides<br />

legal advice for CICM members and their<br />

employees.<br />

28 ASK THE EXPERTS<br />

Feature special<br />

We ask Stephen Lewis FCICM: How do I<br />

choose a commercial debt collector?<br />

30 AND THE WINNER IS...<br />

In the wake of the CICM British <strong>Credit</strong><br />

Awards, Steve Richardson talks about his<br />

satisfaction in Biffa’s win using Alloc8.<br />

32 PARKING PENALTIES<br />

A Supreme Court judgment in a recent .<br />

case affecting motorists and credit .<br />

managers has wider implications for .<br />

contract law. Peter Walker explains.<br />

35 TRADE TALK<br />

Lesley Batchelor OBE considers the<br />

challenges faced by small businesses<br />

conducting international trade.<br />

38 PAYMENT TRENDS<br />

Jason Braidwood FCICM(Grad) analyses .<br />

the latest monthly business-to-business .<br />

payment performance statistics.<br />

42 BUSINESS APPS<br />

<strong>Credit</strong> <strong>Management</strong> takes a look at the<br />

most useful business apps for tablets<br />

and the most popular games for passing<br />

the time.<br />

<br />

46 EDUCATION<br />

Equip yourself for specialist and .<br />

management roles by investing in<br />

Level 5 Diploma in <strong>Credit</strong> <strong>Management</strong> .<br />

MCICM(Grad) studies<br />

6<br />

17<br />

14<br />

PRESIDENT<br />

Stephen Baister FCICM<br />

CHIEF EXECUTIVE<br />

Philip King FCICM CdipAF MBA<br />

EXECUTIVE BOARD<br />

Bryony Pettifor FCICM(Grad) - Chair<br />

David Thornley FCICM<br />

Gerard Barron FCICM<br />

Laurie Beagle FCICM – Vice Chair<br />

Larry Coltman FCICM – Treasurer<br />

Victoria Herd FCICM<br />

ADVISORY COUNCIL<br />

Bryony Pettifor FCICM(Grad) – Chair<br />

Carole Morgan FCICM<br />

Catherine Bradford MCICM (Acting)<br />

Charlie Robertson FCICM<br />

Chris Sanders FCICM<br />

David Thornley FCICM<br />

Edward Judge MCICM<br />

Eleimon Gonis MCICM<br />

Gerard Barron FCICM<br />

Glen Bullivant FCICM<br />

Jacky Cooper FCICM<br />

Larry Coltman FCICM – Treasurer<br />

Laurie Beagle FCICM – Vice Chair<br />

Neil Jinks FCICM<br />

Paul Woodward MCICM(Grad)<br />

Peter Powell MCICM (Acting)<br />

Peter Whitmore FCICM<br />

Richard Seadon FCICM<br />

Salima Paul FCICM<br />

Sharon Adams MCICM(Grad)<br />

Sue Chapple FCICM<br />

Victoria Herd FCICM<br />

The recognised standard in credit management<br />

www.cicm.com <strong>April</strong> <strong>2016</strong> 3

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