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THINKSTOCK/GETTY IMAGES<br />
Reducing Your<br />
Malpractice Exposure<br />
National claims data highlight trends in<br />
nursing<br />
By Michael J. Loughran<br />
AN INTOXICATED, agitated, aggressive patient presented <strong>to</strong> the<br />
emergency department and was placed in four-point restraints for<br />
his own safety. An ED nurse moni<strong>to</strong>red and assessed the patient<br />
every 15 minutes.<br />
While the nurse performed her rounds, the patient attempted<br />
<strong>to</strong> burn off his restraints with a lighter. He ignited his bed linens<br />
and clothing, resulting in severe burns over 25% of his body and<br />
the loss of the fingers on one hand.<br />
The patient sued multiple defendants, including the nurse, for<br />
an undisclosed amount. He alleged “failure <strong>to</strong> provide proper care<br />
in a safe environment.”<br />
Expert witnesses for the defense testified that the nurse had<br />
acted within her scope of practice and in compliance with hospital<br />
policy. Her documentation was contemporaneous and supported<br />
adherence <strong>to</strong> the organizational policy for checking on and assessing<br />
the patient at 15-minute intervals.<br />
The case went <strong>to</strong> trial, and a defense verdict was rendered.<br />
Legal Issues<br />
However, the plaintiff appealed. The case required<br />
12 years and $500,000 in legal defense costs <strong>to</strong><br />
resolve. The ED nurse’s thorough documentation<br />
proved critical in establishing that she was not<br />
responsible for the patient’s injuries.<br />
This scenario illustrates the type of information<br />
included in a 5-year claim study by the Nurses<br />
Service Organization and its insurance partner,<br />
CNA. Besides legal case studies, “Nurse Professional<br />
Liability Exposures: 2015 Claim Report Update”<br />
provides statistical data and analysis derived from<br />
the CNA database of closed claims involving<br />
nurses. The report highlights risk management<br />
recommendations designed <strong>to</strong> improve patient<br />
safety and reduce nurse liability exposure.<br />
2015 Report Update<br />
NSO and CNA have published three nurse claim<br />
reports over the past 8 years. A comparison of data<br />
from the 2015 report <strong>to</strong> the 2010 report identifies<br />
several trends, including an increase in malpractice<br />
claims arising from care in patient homes.<br />
• Claims involving patient homes increased<br />
from 8.9% in 2010 <strong>to</strong> 12.6% in 2015.<br />
• Claims involving inpatient medical settings<br />
declined from 20.2% <strong>to</strong> 17.7%.<br />
This shift in location of claim occurrence<br />
could be a result of healthcare reform. Under<br />
the Affordable Care Act (ACA), the healthcare<br />
delivery system of the future, and the system in<strong>to</strong><br />
which we have begun <strong>to</strong> evolve, focuses on greater<br />
collaboration between primary care practices and<br />
home care providers.<br />
This new model seeks <strong>to</strong> provide two benefits:<br />
delivery of targeted care <strong>to</strong> the patient at the<br />
optimal time, and lower costs for care delivery.<br />
The data are not intended <strong>to</strong> suggest that the<br />
home is a less safe care environment. Rather, it<br />
reflects a trend indicating a probable increase in<br />
the volume of nursing services provided in the<br />
home and, in turn, an increase in claim activity.<br />
Another noteworthy trend in the current report<br />
is the claim data involving medication administration<br />
errors. Between 2010 and 2015:<br />
• Malpractice claims due <strong>to</strong> medication errors<br />
decreased by nearly half, from 14.7% <strong>to</strong> 8%.<br />
• The average cost of a medication error claim<br />
nearly doubled, from $113,070 <strong>to</strong> $213,005.<br />
Over the past 10 years, significant news coverage<br />
has reported about medications that look and<br />
sound alike, potentially contributing <strong>to</strong> medication<br />
errors.<br />
Consequently, pharmaceutical companies,<br />
manufacturers, healthcare systems and risk manwww.advanceweb.com/Nurses<br />
n MAY 2016 n ADVANCE FOR NURSES 35