Dollars and Sense
Providing you with the tools to pursue and complete college
Providing you with the tools to pursue and complete college
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
3-in-1 Credit Report<br />
Lenders usually check your 3-in-1 Credit Report, the most complete picture of your credit history available.<br />
With data provided by all three national credit bureaus—Experian, Equifax, <strong>and</strong> TransUnion—you'll know the full<br />
story.<br />
Find out what personal information the credit bureaus have in your file.<br />
<br />
<br />
Make sure all three credit bureaus are<br />
reporting your correct name, address,<br />
<strong>and</strong> employer.<br />
Watch out for incorrect addresses—this<br />
may be a sign that an identity thief has<br />
redirected your mail to a false address.<br />
Underst<strong>and</strong> your credit file with an easy-to-read summary of your report.<br />
<br />
<br />
<br />
See all of your essential credit report<br />
information at-a-glance.<br />
Make sure all three credit bureaus are<br />
reporting accurate information.<br />
Watch out for inaccuracies that could<br />
negatively impact your credit st<strong>and</strong>ing.<br />
Get detailed information about all of your loans <strong>and</strong> credit card accounts.<br />
Is the account open or closed?<br />
What is your monthly payment?<br />
What is your total balance?<br />
What is your maximum limit?<br />
Have you ever had any late payments?<br />
Make sure the information is accurate <strong>and</strong><br />
up-to-date, consistent between bureaus.<br />
Watch out for accounts that are not<br />
familiar—these could be accounts that were<br />
opened fraudulently in your name.<br />
36
Change language