Dollars and Sense

Beginning Sound Money
Management Practices
How are you managing the money you earn now? Take a quick self-assessment.
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Yes No
Are you consistently placing money into savings?
Do you plan your purchases before you make them?
Have you determined how much it will cost to attend a college,
university, community college, or trade school?
Have you developed a plan to pay for this additional schooling?
Are you saving money to purchase a car?
Have you researched the costs of owning and operating a car?
Do you know what costs are associated with having a credit card?
Do you know what deductions are taken out of a paycheck and why?
If you answered YES to most of
these questions, you are well on
your way to being financially
responsible. The following
information will help you continue
to make smart financial choices.
If you answered NO to most of
these questions, now is the time to
use the following information to
become financially savvy.
5