issue39_URIT

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CREDITS
Board of Directors:
Jeremy Clark
Products:
Janie Clark
Kriste Kephart
Photography:
Jeremy Clark
Kriste Kephart
Editors:
Maria Dininno
Taralyn Guenot
CONTENTS
3 Our Cover Girl, Lacey
6 Himalayan Salt
10 Photography submission by
Derick Jerome
13 Our back cover model, Nate
16 Model interview: Erika
18 Model Interview: Genevieve
20 Photography submission
by R. Nolan Photography
Layout/Design:
Taralyn Guenot
CREDITS
Hair & Makeup:
Shoot Coordinator:
Kriste Kephart
Tori Long
Kriste Kephart
Advertising & Sales:
Jeremy Clark
Kriste Kephart
Tori Long
Writers:
Kriste Kephart
Maria Dininno
Adeena Harbst
Submissions by:
R. Nolan Photography
Winfrida Metlili
Derick Jerome
22 Fight for Fabulous
26 Model interview: Emily
28 Are you addicted to
Facebook?
30 Modeling submission by
Winfrida Metili
32 A penny saved is a
penny earned
34 Model interview: Daisy
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ANNIE
Our Cover Girl
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Where do you see yourself in 5 years?
“ In 5 years, I hope to be married, and have at least
one kid, lots of animals and a beautiful house.”
What are some of your hobbies?
“My hobbies include, hunting, fishing, riding,
modeling, snowboarding, and being an overall
outdoor enthusiast.“
Do you have any pets?
“I have multiple pets. I’m that model that has odd
pets. I have a mini pig, yes she sleeps with me, a
bobcat, and a dog.”
What’s something people wouldn’t
guess about you?
“Something someone wouldn’t guess about me
would be I’m an avid hunter. I have traveled all over
the United States to hunt big game.”
What type of music to you listen to?
“I listen to really every kind of music,
except screamo.”
Any advice for other women?
“Advice, never let anyone tell you that you
aren’t good enough. You can do anything you
put your mind to.”
How long does your morning
beauty routine take?
“My daily routine is very minimum. I honestly
hardly ever do my hair, or makeup. If I do it’s
mascara and a tiny bit of highlighter here and
there. And my hair just gets straightened or I slap
in some extensions and put on a hat.”
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Whitney
Stephens
Tell us a little about yourself:
“My name is Whitney Stephens, I’m 19 years old
and I’m from Detroit, Michigan. I’m currently a
sophomore at Eastern Michigan University majoring
in accounting and pursuing my Master’s degree. I have
two on campus positions, one as an office assistant
and the other as a professional fundraiser. I have two
older sisters named Tiffany and Brittany. My hobbies
include singing, shopping and freelance modeling.”
What made you decide to start modeling?
“Since I was a young girl, everyone around me would
always say “you should be a model!” Even strangers.
They would always comment on my tall, skinny frame.
After shooting for a friend of a friend’s up-and-coming
swimsuit collection a couple of years ago, I knew that
modeling was something I could see myself doing. ”
What’s something you can’t live without?
“My phone. Hands down. I’m always checking my
notifications, even when I know nothing is there.”
How would you describe your style?
“It varies. I like to follow trends that interest me,
but most of the time I’m focused on finding a
balance between style and comfort. Jeans, sweaters,
hoodies, v-necks, etc. UGGs are also my best-friend
during the cooler months.”
What is your favorite quote?
“Pretty might open doors, but intellect lets you in –
Don’t be stuck outside with your pretty ass.”
- Enitan O. Bereola II
Derick Jerome
WHITNEY STEPHENS - MODEL
~ Photography Submission
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Any advice for other women?
“Follow your dreams, don’t ever let
anyone discourage you or tell you
something is impossible. Also make
sure to have self-respect. In order to
demand respect from others you must
first respect yourself.”
Who is your biggest supporter?
“My mother. I can’t recall a time in
my life when she wasn’t there when I
needed her.”
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Tell us a little about yourself.
“ I play off the rude, sarcastic, quarky guy pretty well, I may
seem like a mean person but in all reality I’m actually a
really sweet emotional guy. ”
What made you decide to start modeling?
“A confidence booster. Most of my teens were rough
especially through middle school and highschool. Your
basic jocks and preppy girls, some of them were nice
but they couldn’t risk that kind of attention, so it was
mostly just rude comments if your parents didn’t pay
for everything of yours or you played sports. I was one
of many outcasts.”
How would you describe your style?
“My style is very nerdy. Usually tight video game/super
hero shirts and ripped jeans.”
How do you unwind or relax?
“I love LOVE World of Warcraft. It’s a good escape from
reality, helps calm me down and forget for a while.”
Who/what inspires you?
“The idea that I can do better for myself. I don’t want
to settle down in an area like this, I want to go out and
explore. I want to see the world, and I want to act. My
expectations are high for myself, but that’s the kind of
push I need to keep going.”
What kind of music do you listen to?
“ Gorillaz, TØP, Dave Matthews, Rebulation, Watsky, Hoodie
Allen, it can range.”
Do you have any advice for other models?
“Don’t ever let bigger corporations tell you what’s beautiful
and what’s not. Last I checked the world is full of incredible
people who all have what it takes to be whomever they
want to be. Don’t let close minded people define you. You
know yourself. You don’t need to change, you’re perfect the
way you are.”
How much time does your daily beauty routine take?
“Less than 45 min. I use a charcoal moisturizer, even out
the facial hair, and use this honey based shampoo and
conditioner. My hair usually POOFS into the place I need it
to be so it doesn’t require too much effort.”
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Erika
What makes you IT?
“ I believe that what makes me “IT” is my confidence in
not only my looks, but in my intelligence and my ability to
accomplish the dreams that I set my mind to. “
Where do you see yourself in 5 years?
“I want to be a Licensed Professional Counselor,
working with children and families in the adoption
process. I want to fill my days helping children process
through their individual journeys and help them find a
permanent, loving, and nurturing homes.”
What’s something people wouldn’t guess about you?
“ I’ve had tea with the Duchess of Austria in her palace.”
What made you decide to start modeling?
“ I have been an artist my entire life. One day one of my
photographer friends asked me to participate in a shoot.
I loved the idea of being able to be a collaborative part of
someone else’s art- to even be the art.”
What’s something you can’t live without?
“My twin sister.”
What’s your favorite quote?
“I am and always will be the optimist, the hoper of
far-flung hopes and the dreamer of improbable dreams.”
Who/what inspires you?
“The children that I work with. If they can overcome and
thrive after everything they have been through, I can make
it through anything that comes my way. “
Any advice for other women?
“ People are going to underestimate you, due to your
gender, but you can use that to your advantage and
surprise everyone if you work hard and are determined
to accomplish your goals. Most importantly- be kind. It is
easy to try to bring other women down, because it may
give you the instant gratification of making you feel better
about yourself, but that feeling won’t last. What will last is
the knowledge that you were kind to someone who needed
it, and that you helped build up another person in a world
that is always trying to bring other people down.”
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What is your favorite quote?
“God doesn’t make mistakes - everyone is beautiful!”
Any advice for other models?
“My advice is to enjoy and have fun, and to challenge
yourself - never be scared to try new things.”
Tell us a little about yourself.
“I am a single mother of 3 awesome kids. I have high
expectations of myself. I might come off as mad
or mean, but once you get to know me you’ll
find I am a sweetheart.”
What’s something people wouldn’t
guess about you?
“People wouldn’t think I love motorcycles as
much as I do. They are awesome, and I do
plan on having one!”
What made you decide to start modeling?
“Truthfully, this is something I have wanted since
I was a younger teenager. Unfortunately at that
time I just wasn’t what they wanted me to be.”
What’s something you can’t live without?
“I can’t live without my children. I don’t even like it
when they stay at their grams, lol.”
What/Who inspires you?
“People whom are disabled are the ones that inspire
me the most. Their love for life, their abilities to stay
strong and pure courage to just be!”
If you could travel anywhere,
where would you go?
“I would travel back to Germany. It was beautiful
where we stayed with our family.”
Any advice for other women?
“Don’t give up on your dreams no matter how hard
life gets. Don’t forget what u really have felt that
makes you feel great about doing it.”
What makes you IT?
“Honestly, I wouldn’t say I am IT... Rather, I have had a
dream and never gave up - might have had to put it
on a shelf until it was able to pursue it once again,
but I never gave up!”
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Brooke
Whitehill
Where do you see yourself in 5 years?
“Hopefully, in graduate school, I want to go for my
Ph.D. in immunology. I love doing research, and I’m
going to school right now for biology. ”
What was one of your dreams as a child?
“One of my dreams as a child was to be a doctor.
And while my current dreams have changed a
little, I’m still on a similar track. ”
What’s your favorite quote?
““The beauty of a woman is not in a facial mode but
the true beauty in a woman is reflected in her soul.
It is the caring that she lovingly gives the passion
that she shows.” Audrey Hepburn. I love this quotes
because Audrey was completely right, true beauty
isn’t something you find in a mirror. True beauty is
the happiness found within yourself and the world
around you.”
Who is your biggest supporter?
“My little brother, Matthew. After every photo
shoot, he always asks to see pictures and loves
to hear about how things are going in school. He
always pushes me to try harder and to be a good
example to him.”
Who/what inspires you?
“My father. He has always been a very strong and
important person in my life. He’s gone through a
great deal but still manages to push forward and
tries to give something to the people around him
everyday. I strive to be the same kind of endlessly
giving and caring person. ”
Any advice for other women?
“Always be yourself. Love who you are and never
strive to be anything else because to be beautiful
means to be yourself.”
BROOKE WHITEHILL - MODEL
~ Photography Submission
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1. Moisturize Daily
Your skin needs moisture to stay healthy,
even if you have oily skin. If you are
concerned about over moisturizing and
looking oily, consider a product that is
made for your specific skin type (oily, acne
prone, dry, combination, sensitive, etc.)
Don’t forget to look for a lotion with SPF, as
well. Lotions with SPF help to prevent facial
brown spots and skin discolorations, and
help to reduce the appearance of redness
and blotchiness. Furthermore, a lotion
with SPF helps slow down the development
of wrinkles and aging prematurely.
“Fifteen Beauty Tips &
Tricks that Everyone
Should Know”
2. Exfoliating Do’s and Don’ts
Exfoliating your face removes dead skin
and daily buildup (sweat, oil, dirt, etc.),
making your skin look and feel smoother.
However, you should use caution, when
exfoliating, as it can do just as much harm
as good.
When you use an exfoliator, you can tear
apart your skin, especially if you exfoliate
aggressively or too frequently. Too much
exfoliation can cause dehydration, flaking,
redness, and inflammation. Try limiting
your exfoliating routine to 1-2 times a week.
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FIGHT FOR FABULOUS

3. Don’t Wash your
Hair Every Day
Experts agree, only a small group may
need to shampoo every day, such as those
with very fine hair, someone who exercises
or sweats frequently, or those living in an
excessively humid environment. Shampoo
can be harsh on your hair, leaving it feeling
dry, and even damaged. Furthermore, over
shampooing can actually cause your scalp
to produce more oil!
Instead of rushing to the shower, consider
using a dry shampoo the next time your
hair feels a little too oily. If you don’t have
a dry shampoo, or simply don’t like it,
you can use baby powder as a substitute.
Simply sprinkle baby powder into your
roots and brush it through to the ends. Not
only will it help absorb excess oil, but it
will add volume and make your hair look
freshly washed.
If you are someone who colors or dyes your
hair, shampooing daily can lead increased
“color fade”. The less you wash your hair,
the longer your color will last.
4. Beauty Gurus
YouTube, Instagram, and other social media
outlets are full of beauty experts, each sharing
their own, personal ideas, tips and tricks.
But, these social media style sources can be
discouraging, and often times, inaccurate.
Many seeking to improve their physical
appearance will compare themselves to these
beauty queens (and kings), giving in to the
social media “pressure to be perfect”. This
can lead to misguided feelings of loss and
inadequacy, and in severe cases, depression
and anxiety. If you, or someone you know,
feel like that may be happening to you, stop
watching these videos, and seek help.
Remember, embracing your individuality
will always help to be the best “you” that you
can be!
5. Less is More
If you are new to wearing makeup, or
trying to learn new application techniques,
remember, less is more. Master your
foundation and mascara, first. Then,
move on to more intricate areas, such as
eyeliner and lipstick.
Attempting a complete look, as an
amateur, will likely be frustrating, and
time consuming. Don’t rush, don’t get
discouraged, and most importantly,
don’t give up!
6. Beat the Heat
Always use heat protection on
your hair! Whether you favor a
flat iron or a curling iron, styling
your hair with heat can lead to
breakage, split ends, and frizz.
All of which will leave your hair
looking dull, dry, and lifeless.
Even if you are only using a hair dryer,
you are still damaging your hair. Blow
drying your hair frequently may cause it
to become dehydrated and brittle. If you
introduce excessive brushing or combing
into the equation, you are almost certain to
have significant hair breakage and damage.
A heat protectant adds moisture to your
hair, while forming a protective barrier
that prevents moisture loss that typically
occurs when heat is applied. Your locks
will look and feel silkier and smoother,
with the addition of a heat protectant.
Most importantly, your hair will actually
be healthier.
7. Check the Expiration Date!?
Yes! Believe it or not, your makeup and
skincare products do expire! This varies
depending on the product. For instance,
mascara typically expires after only a
couple months, whereas eye shadow,
bronzer, and blush can last up to two years!
If you start to notice your mascara
clumping, or your lipstick has become
dry and waxy, it’s probably passed the
expiration date. Toss any product that
smells “off ”, has changed color or texture,
or appears to have separated.
This chart from www.makeup.com/ is a
great guide to knowing when it is time to
say goodbye to your cosmetic products.
8. What the “ Pluck”
We’ve all done it…and regretted it. Over
plucking, or over tweezing your eyebrows
can result in thin, sparse, and misshapen
brows. Ingrown hairs, follicle damage, and
even infection are all common side effects
of getting a little “pluck happy”.
If you happen to be guilty of this bad habit,
take a step away from the mirror as you are
grooming. If you still can’t help yourself
FIGHT FOR FABULOUS
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from over tweezing, consider eliminating
your “in home” brow maintenance all
together and switching to a professional
option.
If you are currently dealing with over
plucked brows, fear not. There are a
few things you can do to improve their
appearance while you wait for them to grow
back. Try using brow powder to fill in areas
that look sparse and unsightly. Choose a color
shade that is slightly darker than your hair
color. Apply with an eyebrow brush, making
light, small strokes in the same direction has
your hair growth.
9. Remove your Makeup!
Wash your makeup off every night before bed.
If you are too tired by the end of the day, try
keeping makeup wipes in your nightstand
for easy access. Wearing your makeup to bed
causes extensive damage to your skin during
the night, including wrinkles and aging
prematurely.
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Moreover, sleeping in your makeup can
lead to infections. Throughout the day,
your makeup accumulates germs, especially
mascara and eyeliners. Your eyes are a very
sensitive area, and can easily become infected
or inflamed due to excessive exposure to
germs and bacteria. Sleeping in your
makeup allows germs to multiply in and
around your eyes.
10. Trim your Hair Often
You should get your hair trimmed
(approximately) every 6-8 weeks. This
will help prevent split ends, which
make can make your hair unhealthy
and unmanageable. Trimming split
ends and unhealthy hair will reduce
breakage and flyaways, and can even
make your hair appear thicker and
shiner.
On average, hair grows ½
inch per month. By trimming
your hair ¼ inch or so,
every 6-8 weeks, you could
potentially grow your hair
4 ½ inches longer every
year!
11. Clean your
Makeup Brushes
Dirty makeup brushes
become more abrasive and dry
as they accumulate buildup. Cleaning
your brushes regularly will help keep them
soft, resulting in less damage to your skin and
face. Additionally, dirty makeup brushes can
harbor bacteria and lead to more frequent
breakouts, skin damage, and even infection.
It is recommended that you clean your makeup
brushes at least once a week. Whether you use
soap designed for your brushes, antibacterial
soap, or a DIY recipe, your face, and your
makeup brushes, will thank you!
12. Do you have a Pen?
Do you struggle with liquid eyeliner? Try
using a pen or pencil liner instead! Liquid
liner can be a bit tricky to apply, and
definitely require a good bit of practice.
Pen and pencil liners are much easy
to apply, and tend to have a
longer shelf life than most
liquid liners.
You might also
consider trying a
gel eyeliner. Like a
pencil
liner,
a gel
liner is
easy to apply.
But, like a liquid
liner, a gel
liner is able to
create a more
dramatic and
dark line.
You could
also try, my
personal favorite,
a powder eyeliner.
Most comparable to
a pencil liner, a powder
liner is quick and easy to use. It’s
perfect for those who desire a polished yet
subtle look.
13. Prevent the Problem
Did you know that the area surrounding
your eyes is the first to show signs of
aging? When it comes to eye creams and
moisturizers, sooner is always better. It
is much easier to prevent wrinkles now,
rather than repair them later. Eye creams
lock in moisture, which reduces the
appearance of fine lines and wrinkles. You
should start using eye cream in your 20’s, if
not sooner. This is especially critical if you
have a dry skin type or dark circles.
While using an eye cream is important,
don’t be fooled into thinking that
you need to purchase a fancy
or expensive product.
Any moisturizer
(including coconut
oil) will be affective
in maintaining
moisture around
your eyes.
Antioxidants, such
as vitamin C, can
also help prevent
the breakdown of
collagen over time.
14. Diet Matters
Looking good is about more than
taking care of your body, externally. Shiny
hair and strong nails are signs of a healthy
body. The healthier you are, on the inside,
the healthier you will look, on the outside!
If you want to look and feel good, eating
a well-balanced diet, rich in vitamins and
nutrients, is a great start.
Vitamin H can improve splitting or
thinning hair, and helps to strengthen nails.
To encourage hair growth, try consuming
more vitamin B. Eggs, almonds, avocados,
and salmon, are all great sources. If you
suffer from hang nails, consider increasing
your vitamin C intake, or consuming more
citrus fruits.
15. Be Thirsty…in a Good Way
A desire to learn is a never bad thing.
Help change the “thirsty” stereotype into
a positive by thirsting for knowledge…not
attention. The next time you find yourself
at the salon or beauty parlor, don’t be afraid
to ask a professional for advice.
Ask them what they recommend for you,
as well as their own personal preferences. If
you are concerned about the price of their
recommendations, be honest, and say so.
Often times, a similar, yet more reasonably
priced product, can be recommended as
a substitute. Keep an open mind, when
receiving professional advice, and be
willing to try new things. You just might
surprise yourself!
Article by: Kriste Kephart
AFFORDABLE.ADORABLE. FIGHT FOR FABULOUS - DIY GIFTS 25

What makes you IT?
“ I think I could be IT because I’m very easy to work with
and I love doing new things. I’ve always been told I’m a
natural when it comes to taking pictures.”
What made you decide to start modeling?
“I have always watched America’s Next Top Model
and it always made me want to model. It fascinated
me, and I just wanted to try it.”
What’s something you can’t live without?
“Something I couldn’t live without is my mom. She’s my
rock. I wouldn’t trade her for the world. She’s always
there when I need her, and she always supports me.”
What is your favorite class in school?
“My favorite class in school would probably have to be
English. I enjoy writing and learning about things that
were written in the past.”
Do you have any pets?
“ I have 7 pets. 3 dogs and 4 cats.”
What was one of your dreams as a child?
“As a child, I always wanted to be a vet or a nurse.”
What is your favorite holiday?
“My favorite holiday is Christmas because it’s during the
winter, and I love the snow and playing in the snow. It just
all in all makes me excited.”
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With 1.79 billion active users, Facebook is the leading social
media platform in the world. It’s a great way to stay up
to date with family and friends, share cute photos of your fur
babies, meet new people, and even grow and audience for
your business or trade. However, are people taking it too far?
Usage of the social platform has been fueled
by gratification from “likes” and peoples’
competitive nature. Users are starting to compare
their lives, attractiveness, financial stance, and
intelligence with others, turning what seems like
harmless internet usage into an actual addition.
The amount of time each Facebook user spends
online has continued to grow over the years. But, how
much time is this, exactly? The average user spends
50 minutes a day on Facebook. That may not sound
like much, but when you think about how much free
time you have each day, you might change your mind.
The recommended amount of sleep an adult should
get each night is 8 hours, and a full time employee
will work 8 hours a day. That’s 16 hours of your day
already, with another 50 minutes taken from Facebook.
How is the rest of your day spent? According to the
Bureau of Labor Statistics, the average time spent
watching television and movies is 2.8 hours a day…
Eating and drinking – 1.07 hours
Reading – 19 minutes
Exercise – 17 minutes
Social events – 4 minutes
Are you addicted to
Facebook?
The average person spends more time on Facebook than
reading, exercising or socializing in real life events. So, are you
addicted to Facebook?
Researcher in Norway, Dr. Cecilie
Andraessen and colleagues, have
made a psychological scale,
measuring Facebook addiction. This
measure is called BFAS, Bergen
Facebook Addiction Scale.
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To take the quiz,
answer each question
with 1-5, then tally
your answers!
1. You spend a lot of time thinking
about Facebook or planning how to
use it.
1 = Very rarely
2 = Rarely
3 = Sometimes
4 = Often
5 = Very often
2. You feel an urge to use Facebook
more and more.
1 = Very rarely
2 = Rarely
3 = Sometimes
4 = Often
5 = Very often
3. You use Facebook in order to
forget about personal problems.
1 = Very rarely
2 = Rarely
3 = Sometimes
4 = Often
5 = Very often
6-16 points
Normal
4. You have tried to cut down on the
use of Facebook without success.
1 = Very rarely
2 = Rarely
3 = Sometimes
4 = Often
5 = Very often
5. You become restless or troubled
if you are prohibited from using
Facebook.
1 = Very rarely
2 = Rarely
3 = Sometimes
4 = Often
5 = Very often
6. You use Facebook so much that it
has had a negative impact on your
job/studies.
1 = Very rarely
2 = Rarely
3 = Sometimes
4 = Often
5 = Very often
17-20 points
Possible Facebook Addict
21+ points
Facebook Addict
If you think you could possibly be
addicted to Facebook, try to be more
conscious of how often you use it.
Deleting the app from your mobile
device may prove to be a helpful first
step. You may also consider setting a
time limit for yourself. However, this
must be enforced, and will require a
lot of self-control and discipline on
your part.
Taking a few small steps to
becoming less indulgent on social
media will prove to have lasting
benefits. You may find you have
more free time to enjoy personal
relationships, discover new hobbies
and interests, or simply be able to
enjoy real life socializing, without
digital detachment. Time is precious,
and a lot can be accomplished with
an extra 50 minutes a day. Don’t
let “following” somebody else’s life
distract you from living yours. How
will you choose to spend your extra
time?
Article by: Maria Dininno
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Winfrida
Metili
DIRECTOR RK PHOTOGRAPHY
~ Modeling Submission
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Tell us a little about yoursself:
“My name is Winfrida Metili, I am a trend setter and a
fashion lover. I am 22 years of age.”
Where do you see yourself in 5 years?
“ I see myself as a succesfull model in five years. I work
hard and I have passion in what am doing.”
What makes you IT?
“The thing which makes me IT is I love fashion
magazines and appearing on a magazine is a huge
thing. I am proud to expose myself as a model.”
Do you have any hobbies?
“My hobbies are swimming,watching movies
and making new friends.”
What is your favorite quote?
“My favorite quote is, “Earth has no sorrow
that heaven cannot heal.”
Who is your biggest supporter?
“My biggest supporter is my mother.”
What was one of your dreams as a child?
“When I was a child, my dream was always to become
someone in my community and make my parents proud.”
What advice do you have for other models?
“My advice to other models is to never give up on
whatever obstacles they pass through. Remember
nothing good comes easy. Keep on working hard. There
will be a pay for all early mornings and late nights.”
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A Penny Saved is
a Penny Earned
“Penny Pinching Pointers”
For many young adults, attaining
financial stability is no easy task. After
paying rent and living expenses, there’s
very little left over, which makes it
difficult to establish any kind of savings.
Furthermore, many young adults are still
learning how to manage their finances.
It’s easy to spend too much on frivolous
items or to keep increasing your credit
card debt.
But, being a young adult is also the best
time to set your own financial goals, and
start achieving them. Regardless of where
you stand in your life financially, it is
always possible to turn your financial
frowns upside down!
While these penny pinching pointers may
not be miracle workers, they will add up,
and make a difference over time. Most
of these suggestions take only minutes,
and they are all easily attainable.
Implementing just a few money saving
tips into your everyday life, can make
a world of difference. After just a few
months, you are likely to find yourself
saving more money than you ever
thought possible. All it takes is that first
baby step in the right direction.
1. Bank Account Perks
If you’re paying regular fees for your
current bank account, you could benefit
from researching some new offers. Many
banks will offer a sign-up bonus for
opening an account or setting up direct
deposit. Some will even offer low interest
rates to new customers.
2. Too Much T.V.
One way to save
money is to cut
down on the
amount of television
you watch. There
are a lot of financial
benefits to this. From less exposure
to spending-inducing ads, to a lower
electric bill, and perhaps a lower cable
bill if you downgrade your subscription.
Additionally, you will have more time to
focus on other, more important, things in
life. If you’re willing to go the extra mile,
consider cutting the cable cord altogether.
This can easily save you $100 or more
each month!
3. Clean Out Your Closet
Go through your closets and find
anything you no longer use. But,
don’t just toss it! You can have
a yard sale, sell on eBay or
Craigslist, or even donate it
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for a tax deduction. It’s often a load off your
mind too. Why throw away savings? Turn your
old junk into new money.
4. Don’t Buy! DIY!
If you want to save money around the
holidays, birthdays, or other special occasions,
homemade gifts is the way to go. Try crafts
such as cake and cocoa mixes, candles,
homemade
desserts,
soaps,
and
so much more can all be made at home
for a fraction of the price. Plus, homemade
gifts have your special, personal, touch, and
that’s something you can’t buy from any
store or website.
5. The 10 Second Rule
While shopping, anytime you pick up an
item, or add an item to your cart, stop for 10
seconds or so and ask yourself, “Why am I
buying this?” or “Do I really need that?”
If you can’t find a good answer or reason
to purchase an item, put it back. This
will help to keeps you from impulse
buying.
6. Home Cooked Meals
Cooking at home is much
easier than you think, and
way cheaper and healthier
than take-out or dining
out. Even better, you
can easily prepare meals
in advance. Casseroles
are nice, easy dishes to
prepare. Make a few
batches and freeze
for a quick and
easy meal in
the future.
Preparing
a few
casseroles or meals at once allows you to
buy the ingredients in bulk, which means
additional savings.
7. Quit Smoking
If you’re a smoker, you know that your
habit is not only expensive, but potentially.
Ditching the cigarettes will add years to your
life and save you a ton of money. You could
try to quit cold turkey, or try an anti-smoking
product. Whichever path you choose, you
will be much better off. Both your wallet and
your lungs will thank you!
8. Cut Coupons
To save as much money as possible, use
the coupons in your grocery store flyer.
Doing so can help you save through the
initial sale savings and through the use of
coupons. Additionally, consider trying the
store brands or buying generic. You’ll save
a few cents at the time, but you’ll also likely
discover that the store brands and generic
brands are just as good as name brand. You’ll
likely find your regular grocery bill getting
smaller and smaller once you begin buying
the cheaper brands.
9. Lights Out
Keeping the lights on in your home does cost
money over time. To save as much as you can,
turn off lights any time you leave your house,
or even when you leave a room. Turning off
lights during the daytime can also help keep
your electric bill down over a period of time.
The bottom line is if you aren’t using a light,
turn it off. Otherwise, you are merely paying
more for carelessness.
10. Gently Used
You can often find the exact item you
want with a bit of clever shopping
at gently used equipment
and department stores.
Make these shops a part
of your normal routine.
Go there first when
looking for potential
items, and you will
certainly notice the
savings. Clothes, for
example, often cost
pennies on the dollar
when bought used, even if
they were only worn once. By
buying used most of the time, you
can save a ton of cash.
Article by: Maria Dininno
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34

Daisy
Do you have any advice for other women?
“You can accomplish anything if you set your mind to it.
It doesn’t matter if you’re a female or male. Everything
happens for reason even if we don’t want it to. Keep
moving forward, and enjoy every step of the way to
your journey to success.”
What would you do with 10 million dollars?
“If I was blessed to have 10 million dollars, I would
invest at least 25% in stocks. I would also create
my own makeup line. I plan on owning multiple
businesses and being my own boss. I plan on taking
care of my family in the future and supporting them
every step of the way.”
Where do you see yourself in 5 years?
“I see myself living in Los Angeles doing the things I
love, which is modeling, and being a makeup artist!”
What’s something people wouldn’t guess about you?
“That I’m a tom boy, and a girly girl ! (Yes, you can be both!)”
What made you decide to start modeling?
“Modeling has ALWAYS been a passion of mine ever since I was
probably 10 years old. I’m blessed to be where I’m at right now !”
Do you have any hobbies?
“My hobbies are all over the place, but I love to
skateboard in the summer! “
What is your favorite movie?
“My favorite movie has to be ‘The Parent Trap’ with Lindsay
Lohan. I’ve probably watched it about a hundred times.”
If you could travel anywhere, where would you go?
“ If I could travel anywhere it’ll probably be Thailand. It’s
so beautiful over there, and the food looks amazing!”
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