Credit Management magazine October 2017

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HR MATTERS EU Are allowed here? Gareth Edwards looks at all the various machinations for citizens living, working and visiting the UK post Brexit. AUTHOR – Gareth Edwards is a partner in the employment team at Veale Wasbrough Vizards. gedwards@vwv.co.uk A recently published Government paper discussed proposals to allow EU citizens living in the UK to stay beyond Brexit in the expectation that UK nationals living across the EU will be treated in the same way. For any policy on immigration to work there will need to be a cut-off date – which the Government is terming ‘the specified date’ – which will be somewhere between 29 March 2017, the date that Article 50 was triggered, and the date of the UK's actual withdrawal from the EU. Assurance has been given to Irish citizens that the Common Travel Area arrangements between the UK and Ireland are to be protected. It’s proposed that EU residents in the UK will continue to enjoy the rights they presently have under EU Treaties, but after the UK has left the EU there will be new rights created under UK law. In essence, EU citizens will have to apply for their residence status. Under the Government’s proposals, qualifying EU citizens (those EU citizens who have been resident in the UK for a period of a continuous five years) will be able to apply for 'settled status' (indefinite leave to remain under the Immigration Act 1971) as long as they are still resident in the UK. If an EU citizen has already been resident in the UK for a continuous period of five years before the specified date they will be eligible to apply for permission for settled status. If an EU citizen already has a document certifying permanent residence in the UK, this will not be automatically replaced with a grant of settled status. Where an EU citizen wants to apply to become a British citizen they have to show they have permanent residence in the UK by having a document certifying their permanent residence. But what application can an EU citizen make to remain in the UK if they arrived in the UK before the specified date, but have not yet been resident for five years? Here, the Government has stated they will be allowed to stay in the UK until they reach the five-year point, but then they will need to apply to the Home Office for a temporary residence document to remain in the UK once the UK has left the EU. It’s proposed that EU citizens will have a grace period between the moment that free movement ends, and the time they can obtain their residence document – probably up to two years. Anyone who arrives prior to the UK's withdrawal from the EU, but between the specified date and the date the UK leaves the EU will continue to exercise free movement rights up until the UK leaves. From then on the grace period will apply. If the specified date is set at the date of the UK's withdrawal from the EU, new post-exit arrangements would automatically apply to EU citizens and their family members who arrive after that date. Clearly EU citizens who want to come to the UK to live after the UK has left the EU and after the grace period has expired, will have to comply with future immigration controls in place at the time. Family members of EU citizens who arrived in the UK before the specified date, who come to the UK after the UK has left the EU, for example a future spouse, will be subject to the same rules that apply to non- EU nationals joining British citizens. At present these rules state the British citizen has to earn at least £18,600 to bring their spouse to the UK, or meet the other ways in which the financial requirement can be met – for instance through savings. Those employing EU citizens will see no change to the rights and status of their employees. It is only after the UK leaves the EU that EU citizens will need to apply for documentation to prove they have permission to work legally in the UK. Similarly, employers will have to ensure that they make checks on the right of EU individuals to work in the UK. The Government says that it will engage closely with businesses and others on how they will be affected by those changes. Of course, these are the UK Government’s proposals which will form the basis of its position when negotiating the issue with the EU. By definition, there is therefore no certainty at this stage that these proposals will be accepted. The Recognised Standard / www.cicm.com / October 2017 / PAGE 50
OPINION How to make your CV stand out How to give your CV that extra special something to secure an interview. AUTHOR – Karen Young – Director at Hays Karen Young It’s good practice to be able to back up your statements; in an interview it’s highly likely you will be asked to share examples of how you refined a particular skill ONE of the most important aspects to remember when writing your CV is its purpose as a sales tool to help secure you the interview. A poorly put together CV could prevent you from being invited to interview, no matter how well your qualifications fit the role. PRESENTATION It goes without saying that the overall appearance of your CV should make it easy to read for whoever will be looking at it. Your CV should look clean and well structured, and ideally no longer than two pages although depending on your experience can run to three pages. Your structure should follow along the lines of name and basic contact details first, then your personal statement, skills summary, relevant work experience, achievements, education and training, interests and lastly, reference details. To keep your CV looking simple, use a font such as Arial in 10-12pt, and keep formatting like italics and underlining to a minimum. Bullet points are useful as they allow you to highlight key points succinctly while keeping your CV looking tidy and well presented. Start each one with an action verb such as ‘created’, ‘managed’ or ‘improved’, rather than starting with ‘I’, but make sure the tense of the verb is consistent. Spelling and punctuation must also be accurate, so after you’ve proofread make sure you have someone else read over your CV to make sure that there are no errors. PERSONAL STATEMENT A concise personal statement should sit directly beneath your contact details, providing employers with a snapshot of your key skills and work ambitions. It’s the first place an employer or recruiter is likely to look, so it’s vital you detail your key achievements, as well as making sure it is tailored for a particular role, such as Credit Manager or a Credit Controller. JOB DESCRIPTION It’s important to try to use adjectives that are similar to those used in the job advertisement without replicating the text. For example, if the employer is looking for someone with ‘effective leadership skills’, then make sure you demonstrate yours within the first part of your personal statement. AVOID CLICHÉS Remember that employers are interested in tangible evidence of your abilities, skills and achievements, not just a list of adjectives. Many people claim to be hard-working, loyal and a good team player, however you need to be able to demonstrate this with solid evidence. It’s good practice to be able to back up your statements; in an interview it’s highly likely you will be asked to share examples of how you refined a particular skill, or how you tackled a certain problem. PROVIDE EVIDENCE Similarly, when listing achievements, if you can tangibly show an improvement using data or certain measures – your potential employers will be impressed. For example, the amount of savings you made the business in a year. MAKE SURE YOU FEATURE This may seem like a strange point to make, however remember that you are using your CV to sell yourself. Using phrases such as ‘was involved in’ and ‘assisted’ implies that you were more of a bystander, rather than an instigator. Instead use strong action verbs and take credit where credit is due. Just remember to not get caught out – if you claim you instigated a project when you in fact were only a small part of it, it is likely to trip you up at the interview if you are asked a question you don’t know the answer to. TAKE YOUR TIME Take into account this advice – but don’t forget that one of the most important elements is to take your time when preparing your CV. Seek the advice of your recruiter if you are working with one, and make sure you are thorough in checking what you’ve written. CV writing is not a difficult skill, and if you get the basics right then you increase your chances of success significantly – remember to keep it structured, relevant and interesting. For more CV and careers advice, visit hays. co.uk/creditcontrol. The Recognised Standard / www.cicm.com / October 2017 / PAGE 51
Page 1 and 2: CREDIT MANAGEMENT CM OCTOBER 2017
Page 3 and 4: OCTOBER 2017 www.cicm.com CONTENTS
Page 5 and 6: Notall credit collection systems ar
Page 7 and 8: NEWS IN BRIEF It's new visual ident
Page 9 and 10: Goldman Sachs to launch new consume
Page 11 and 12: INSOLVENCY Pre-packs - back on the
Page 13 and 14: For more information call 01206 322
Page 15 and 16: EDUCATION Visit CICMOS for personal
Page 17 and 18: THE CREDIT CONTROL RECRUITMENT SPEC
Page 19 and 20: VIEW FROM THE SEA FRONT AUTHOR - DA
Page 21 and 22: OURAML SOLUTION WILL HELPYOU SEAL T
Page 23 and 24: THE RECOGNISED STANDARD CICM Britis
Page 25 and 26: w HQ PROFILE - MEMBER ENGAGEMENT Su
Page 27 and 28: TRADE TALK The importance of Free T
Page 29 and 30: CURRENCY UK BREXIT GLOOM WE'RE not
Page 31 and 32: Who we are covering 96% of the worl
Page 33 and 34: COUNTRY FOCUS AUTHOR - ADAM BERNSTE
Page 35 and 36: THE B2B DEBT RECOVERY SPECIALISTS T
Page 37 and 38: OPINION AUTHOR - ADAM BERNSTEIN bec
Page 39 and 40: PAYMENT TRENDS Sector Sector Scotla
Page 41 and 42: OPINION Unintentional consequences
Page 43 and 44: LEGAL MATTERS compounded by ten per
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