Albemarle Tradewinds July 2018 Web Final

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The Tax Lady LLC Geri Zaler EA 252-202-5315 Registered IRS tax agent On the Job with Bucks Tree Removal Buck Hilliard 252-330-2618 - Cell: 757-377-6874 Billy Hilliard 252-302-1601 563 Crocker Hill Rd Elizabeth City, NC 27909 312 S Hughes Blvd Suite A Elizabeth City, NC callthetaxlady@gmail.com callthetaxlady.com What Should You Look for In an Annual Financial Review? Given the complexities of the investment world, you might consider working with a fi nancial professional to help you move toward your goals, such as a comfortable retirement. You’ll want to establish good communication with whomever you choose, and you should meet in person at least once a year to discuss your situation. At these annual reviews, you’ll want to cover a variety of topics, including these: • Your portfolio’s progress – Obviously, you will want to discuss how well your investments are doing. Of course, you can follow their performance from month to month, or even day to day, by reviewing your investment statements and online information, but at your annual meeting, your fi nancial professional can sum up the past year’s results, highlight areas that have done well or lagged, and show you how closely your portfolio is tracking the results you need to achieve your long-term goals. • Your investment mix – Your mix of investments – stocks, bonds, government securities and so on – helps determine your success as an investor. But in looking at the various investments in your portfolio, you’ll want to go beyond individual gains and losses to see if your overall mix is still appropriate for your needs. For example, is the ratio of stocks to bonds still suitable for your risk tolerance? Over time, and sometimes without you taking any action, this ratio can shift, as often happens when stocks appreciate so much that they now take up a larger percentage of your portfolio than you intended – with a correspondingly higher risk level. If these unexpected movements occur, your financial professional may recommend you rebalance your portfolio to align it more closely with your goals and risk tolerance. • Changes in your family situation – A lot can happen in a single year. You could have gotten married, divorced or remarried, added a child to your family or moved to a new, more expensive house – the list can go on and on. And some, if not all, of these moves could certainly involve your fi nancial and investment pictures, so it’s important to discuss them with your fi nancial professional. • Changes in your goals – Since your last annual review, you may have decided to change some of your long-term goals. Perhaps you no longer want to retire early, or you’ve ruled out Submitted by Chuck O’Keefe that vacation home. In any case, these choices may well affect your investment strategies, so it’s wise to discuss them. • Changes in the investment environment – Generally speaking, it’s a good idea to establish a long-term investment strategy based on your individual goals, risk tolerance and time horizon, and stick with this basic strategy regardless of the movements of the financial markets or changes in the economy. Still, this doesn’t mean you should never adjust your portfolio in response to external forces. For instance, if interest rates were to rise steadily over a year’s time, you might want to consider some changes to your fi xed income investments, such as bonds, whose value will be affected by rising rates. In any case, it’s another thing to talk about during your annual review. These aren’t the only elements you may want to bring up in your yearly review with your fi nancial professional – but they can prove to be quite helpful as you chart your course toward the future. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor Chuck O’Keefe is a Financial Advisor with Edward Jones. Edward Jones (252) 335-0352 www.edwardjones.com Find me on Facebook at: Edward Jones - Financial Advisor: Chuck O’Keefe Those who cannot understand how to put their thoughts on ice should not enter into the heat of debate. - Friedrich Nietzsche Did you know the Albemarle Tradewinds is located in more than 250 locations in NENC and Chesapeake? Quality Work 36 Albemarle Tradewinds July 2018 albemarletradewinds.com Free Estimates 252-331-9999
New Life of Currituck by Pastor Dan Bergey As I was developing thoughts for this article my mind goes back to a recent speaking engagement. During a question and answer session someone asked what are some important community things that we can participate in? I responded with a question. Are you thinking of growing your Church or serving your community? The room came to a complete silence. At some point and time, we need to search for our motives as people of faith and hope in Jesus Christ I said. We here in the news about the opioid crisis, people hurting and killing others and so often we can either get on the bad news band wagon of what all is wrong with the world, or we can bury ourselves in the everything is okay in my community mindset. I don’t pretend to have the answers, but I do know we need to ask the tough questions as the Church. My greatest joy is serving the community Church. Small Churches across America in my mind have some of the most beautiful people in them, and some of the most wonderful leaders and Pastors. But I do see a disconnect often between the Church and the community. What am I getting at here? I am glad you asked. The Church coming together in unity for a common purpose. It is my sense that we are losing what it means to be in common unity (community) Please bear with me because this is not a complaint but a call. A call for the Church to wake up and begin to be the Church. In the book of Jude there are some great words that go like this “But you, beloved, building yourselves up on your most holy faith; praying in the Holy Spirit; keep yourselves in the love of God, waiting anxiously for the mercy of our Lord Jesus Christ to eternal life. And have mercy on some, who are doubting; save others, snatching them out of the fire; and on some have mercy with fear, hating even the garment polluted by the fl esh. Now to Him who is able to keep you from stumbling, and to make you stand in the presence of His glory blameless with great joy, to the only God our Savior, through Jesus Christ our Lord, be glory, majesty, dominion and authority, before all time and now and forever. Amen. Jude 20-25 Is there a person who is hurting? Life has got them down? Are you willing to walk beside them and help them? I want to encourage the Church in this article to wake up and show the love of Christ in the Church. It will then be able to be seen by the community around it. Thank you Church for beginning to serve one another for the world to see Jesus. The Albemarle Tradewinds reaches 60k readers each month in printed and social media ......call Ken and learn how. 252-333-7232 newlifecurrituck@gmail.com Office - 252-453-2773 Church website - newlifecurrituck.org Dan Bergey - Senior Pastor pdbjar5@gmail.com To forget one’s purpose is the commonest form of stupidity. - Friedrich Nietzsche By Ron Ben-Dov Only You It’s your grace, it’s your grace, That saved my soul, saved my soul, Your sacrifi ce, it’s your sacrifi ce, That saved my life, saved my life It’s your love, yes, it’s your love, that I live for Without you, I would die, yes, I would die, By your stripes, Yes, by your stripes I am healed, I am healed And it’s by your blood, by your blood, That I am made, clean again By your mercy, yes, your mercy, that I still live, It’s only you, only you, that sustains me Triple Fed By Ron Ben-Dov A Sunday morning festival To celebrate the Lord We gather all, to start in prayer And break our fast with zeal Pastor shared the anointed Word Of Jesus and disciples Communion shared and partaken Both the body and the blood We closed in prayer and blessings too Proceeded out for lunch Gathered in the fellowship hall Both the meek and the bold Once more we thanked the Lord As were fed once again In fellowship and friendship Jesus Christ and us. Copyright all rights reserved 53rjbd@gmail.com Guitar Repair Dan Glass Certified Luthier danjen3@gmail.com finetuninggr.com 252-621-3994 201 N.Poindexter St Elizabeth City, NC 27909 Mention this ad and receive $2 off on any brand of Guitar strings" ( one per customer) Janet’s Flea Market & Flowers Wed. - Sat 9 -5 Thousands of items Sun 11:30 - 5 New Items Daily Mon & Tues - Call Something for Everyone 201 Main St South Mills Free Layaway! 252-771-5214 The author was born in Telaviv, Israel - In 2008 a life changing event occurred and the fl ow of faith based poetry has run ever since. Author of the following books: Faith Based Poetry Inspiration by God, Perspiration by Ron Inspiration by God, More Perspiration by Ron Inspiration by God, Even More Perspiration by Ron Inspiration by God, Perspiration by Ron, Volume IV Inspiration by God, Perspiration by Ron, Volume V Inspiration by God, Perspiration by Ron, Volume VI Inspiration by God, Perspiration by Ron, Volume VII School of Life – Secular Poetry American Legion Post 126 – Photo collection of members and activities of Hertford’s Post 126 facebook.com/AlbemarleTradingPost Albemarle Tradewinds July 2018 37
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Albemarle Tradewinds July 2018 Web Final

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