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PPO II - EmblemHealth

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70<br />

2013 Evidence of Coverage for <strong>PPO</strong> <strong>II</strong><br />

Chapter 4: Medical Benefi ts Chart (what is covered Medical and what Benefi you ts Chart pay)<br />

Services that are covered for you<br />

Outpatient surgery, including services<br />

provided at hospital outpatient facilities and<br />

ambulatory surgical centers<br />

* Prior authorization is required.<br />

For surgical procedures, your provider is allowed to bill you a separate<br />

copayment for professional services.<br />

Note: If you are having surgery in a hospital facility, you should check<br />

with your provider about whether you will be an inpatient or outpatient.<br />

Unless the provider writes an order to admit you as an inpatient to the<br />

hospital, you are an outpatient and pay the cost-sharing amounts for<br />

outpatient surgery. Even if you stay in the hospital overnight, you might<br />

still be considered an “outpatient.”<br />

Partial hospitalization services<br />

* Prior authorization is required through Value Options at<br />

1-866-318-7595.<br />

“Partial hospitalization” is a structured program of active psychiatric<br />

treatment provided in a hospital outpatient setting or by a community<br />

mental health center, that is more intense than the care received in<br />

your doctor’s or therapist’s offi ce and is an alternative to inpatient<br />

hospitalization.<br />

What you must<br />

pay when you get<br />

these services<br />

In Network:<br />

$100 copayment for<br />

each Medicare-covered<br />

ambulatory surgical<br />

center visit.<br />

$100 copayment for<br />

each Medicare-covered<br />

outpatient hospital<br />

facility visit.<br />

Out of Network:<br />

25% of the Medicare<br />

allowable amount for<br />

each Medicare-covered<br />

ambulatory surgical<br />

center visit.<br />

25% of the Medicare<br />

allowable amount for<br />

each Medicare-covered<br />

outpatient hospital<br />

facility visit.<br />

If you reside in New<br />

York, Queens, Kings,<br />

Richmond, Bronx,<br />

Westchester, Rockland<br />

and Nassau, you pay:<br />

In Network:<br />

$30 copayment for<br />

each Medicare-covered<br />

individual or group visit<br />

If you reside in<br />

Suff olk, you pay:

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