Medway & Millis November 2018
Medway & Millis November 2018
Medway & Millis November 2018
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<strong>November</strong> <strong>2018</strong> <strong>Medway</strong> & <strong>Millis</strong> Local Town Pages www.localtownpages.com Page 27<br />
Register O’Donnell Promotes Homestead Act<br />
Norfolk County Register of<br />
Deeds William P. O’Donnell<br />
today reminded homeowners<br />
about the importance of filing<br />
for Homestead protection.<br />
Under Massachusetts law, a<br />
Homestead recording provides<br />
for limited protection against<br />
the forced sale of an individual’s<br />
primary residence to satisfy unsecured<br />
debt up to $500,000.<br />
“For most people, their home<br />
is the most important financial<br />
asset they have,” noted Register<br />
O’Donnell. “If you own a home,<br />
and it is your primary residence,<br />
one way to protect it is to file a<br />
Homestead. The Homestead<br />
law also allows for the filing of<br />
an Elderly Homestead application,<br />
which defines an elder as a<br />
person who is 62 years of age or<br />
older. This protection can be increased<br />
if the elderly couple files<br />
jointly.”<br />
O’Donnell further stated,<br />
“The Homestead Law was significantly<br />
enhanced by an act of the<br />
Massachusetts Legislature back<br />
in 2011. Language in the new law<br />
states a valid Homestead cannot<br />
be terminated when refinancing<br />
a mortgage. Other changes include<br />
wording which states that<br />
a Homestead can provide protections<br />
for a primary home even if<br />
it is kept in trust. The definition<br />
of a primary residence has been<br />
further expanded to include a<br />
manufactured or mobile home.”<br />
While a Homestead provides<br />
important protections for homeowners,<br />
it is important to note<br />
there are certain debts that are<br />
exempted from protection under<br />
the Homestead Act. These include<br />
federal, state and local<br />
tax liens, as well as mortgages<br />
contracted for the purchase of a<br />
primary home and nursing home<br />
liens. Most other mortgages,<br />
debts, and encumbrances existing<br />
prior to the filing of the Declaration<br />
of Homestead, along<br />
with probate court executions<br />
for spousal and child support,<br />
are also not covered under the<br />
Homestead protection statute.<br />
Homestead recordings can be<br />
filed at the Registry of Deeds for<br />
a state imposed fee of $36. To<br />
find out more about the Homestead<br />
law, or to get a free application,<br />
please go online to the<br />
Registry’s website at www.norfolkdeeds.org<br />
or contact the Registry’s<br />
Customer Service Center<br />
at (781) 461-6101. The Norfolk<br />
County Register of Deeds, located<br />
at 649 High Street in Dedham,<br />
can be found at Facebook/<br />
com/NorfolkDeeds or on twitter.<br />
com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds.<br />
Our Ad & Editorial Deadline is the 15th of each month, for the following month’s issue.<br />
<strong>Millis</strong> Forum – Rooftop Solar for<br />
Your Home or Business<br />
Are you interested in solar<br />
panels for your home or for your<br />
business? Have you been receiving<br />
telephone calls and emails<br />
from aggressive solar power<br />
installers? This <strong>November</strong>, the<br />
<strong>Millis</strong> Energy Committee will<br />
present a forum to answer your<br />
questions on rooftop solar energy.<br />
It’s a presentation with members<br />
of the Committee who have<br />
installed their own panels and<br />
a solar expert from the state’s<br />
Clean Energy Center who will<br />
answer questions that you might<br />
have about your own solar.<br />
There are many questions we<br />
all have about installing solar for<br />
our own buildings. How do I finance?<br />
What will the panels do<br />
to my roof ? How much power<br />
should my system generate?<br />
Should I own or rent the panels?<br />
Will solar work when the grid<br />
goes down?<br />
What about federal and state<br />
tax breaks?<br />
Rooftop Solar Panel Forum<br />
Thursday, <strong>November</strong> 8th,<br />
7:30 p.m., Room 229 (Board of<br />
Selectmen’s Meeting Room)<br />
You’ll also be able to view the<br />
Forum on <strong>Millis</strong> Cable<br />
Oates<br />
Removal<br />
Service<br />
Junk Removal<br />
& Light Demolition<br />
- Great Service-<br />
Reasonable Rates -<br />
OatesRemovalService.com<br />
Michael@OatesRemovalService.com<br />
978-944-1339<br />
Gorgeous Colonial on 7.23 Acres!<br />
104 Orchard Street, <strong>Millis</strong><br />
Wishing your family a<br />
Happy Thanksgiving<br />
Patty Betro, Deb Costa, Donna Durrance<br />
Olga Guerrero, Debbi Mosher, JoAn O’Rourke,<br />
Beth Rossi, Cheryl Smith<br />
& Kathy Querusio<br />
Carolyn Chodat<br />
Owner/Broker<br />
74 Main Street, <strong>Medway</strong>, MA 02053<br />
Direct: 508-533-6060 • Cell: 508-341-7652 • www.classicprops.com<br />
Joleen Rose, Realtor®<br />
LMC, CBR, MAR, GBAR, NAR<br />
Cell: (508) 951-5909<br />
E-Mail: joleenjrose@gmail.com<br />
Web: www.joleensellshomes.com