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Medway & Millis November 2018

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<strong>November</strong> <strong>2018</strong> <strong>Medway</strong> & <strong>Millis</strong> Local Town Pages www.localtownpages.com Page 27<br />

Register O’Donnell Promotes Homestead Act<br />

Norfolk County Register of<br />

Deeds William P. O’Donnell<br />

today reminded homeowners<br />

about the importance of filing<br />

for Homestead protection.<br />

Under Massachusetts law, a<br />

Homestead recording provides<br />

for limited protection against<br />

the forced sale of an individual’s<br />

primary residence to satisfy unsecured<br />

debt up to $500,000.<br />

“For most people, their home<br />

is the most important financial<br />

asset they have,” noted Register<br />

O’Donnell. “If you own a home,<br />

and it is your primary residence,<br />

one way to protect it is to file a<br />

Homestead. The Homestead<br />

law also allows for the filing of<br />

an Elderly Homestead application,<br />

which defines an elder as a<br />

person who is 62 years of age or<br />

older. This protection can be increased<br />

if the elderly couple files<br />

jointly.”<br />

O’Donnell further stated,<br />

“The Homestead Law was significantly<br />

enhanced by an act of the<br />

Massachusetts Legislature back<br />

in 2011. Language in the new law<br />

states a valid Homestead cannot<br />

be terminated when refinancing<br />

a mortgage. Other changes include<br />

wording which states that<br />

a Homestead can provide protections<br />

for a primary home even if<br />

it is kept in trust. The definition<br />

of a primary residence has been<br />

further expanded to include a<br />

manufactured or mobile home.”<br />

While a Homestead provides<br />

important protections for homeowners,<br />

it is important to note<br />

there are certain debts that are<br />

exempted from protection under<br />

the Homestead Act. These include<br />

federal, state and local<br />

tax liens, as well as mortgages<br />

contracted for the purchase of a<br />

primary home and nursing home<br />

liens. Most other mortgages,<br />

debts, and encumbrances existing<br />

prior to the filing of the Declaration<br />

of Homestead, along<br />

with probate court executions<br />

for spousal and child support,<br />

are also not covered under the<br />

Homestead protection statute.<br />

Homestead recordings can be<br />

filed at the Registry of Deeds for<br />

a state imposed fee of $36. To<br />

find out more about the Homestead<br />

law, or to get a free application,<br />

please go online to the<br />

Registry’s website at www.norfolkdeeds.org<br />

or contact the Registry’s<br />

Customer Service Center<br />

at (781) 461-6101. The Norfolk<br />

County Register of Deeds, located<br />

at 649 High Street in Dedham,<br />

can be found at Facebook/<br />

com/NorfolkDeeds or on twitter.<br />

com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds.<br />

Our Ad & Editorial Deadline is the 15th of each month, for the following month’s issue.<br />

<strong>Millis</strong> Forum – Rooftop Solar for<br />

Your Home or Business<br />

Are you interested in solar<br />

panels for your home or for your<br />

business? Have you been receiving<br />

telephone calls and emails<br />

from aggressive solar power<br />

installers? This <strong>November</strong>, the<br />

<strong>Millis</strong> Energy Committee will<br />

present a forum to answer your<br />

questions on rooftop solar energy.<br />

It’s a presentation with members<br />

of the Committee who have<br />

installed their own panels and<br />

a solar expert from the state’s<br />

Clean Energy Center who will<br />

answer questions that you might<br />

have about your own solar.<br />

There are many questions we<br />

all have about installing solar for<br />

our own buildings. How do I finance?<br />

What will the panels do<br />

to my roof ? How much power<br />

should my system generate?<br />

Should I own or rent the panels?<br />

Will solar work when the grid<br />

goes down?<br />

What about federal and state<br />

tax breaks?<br />

Rooftop Solar Panel Forum<br />

Thursday, <strong>November</strong> 8th,<br />

7:30 p.m., Room 229 (Board of<br />

Selectmen’s Meeting Room)<br />

You’ll also be able to view the<br />

Forum on <strong>Millis</strong> Cable<br />

Oates<br />

Removal<br />

Service<br />

Junk Removal<br />

& Light Demolition<br />

- Great Service-<br />

Reasonable Rates -<br />

OatesRemovalService.com<br />

Michael@OatesRemovalService.com<br />

978-944-1339<br />

Gorgeous Colonial on 7.23 Acres!<br />

104 Orchard Street, <strong>Millis</strong><br />

Wishing your family a<br />

Happy Thanksgiving<br />

Patty Betro, Deb Costa, Donna Durrance<br />

Olga Guerrero, Debbi Mosher, JoAn O’Rourke,<br />

Beth Rossi, Cheryl Smith<br />

& Kathy Querusio<br />

Carolyn Chodat<br />

Owner/Broker<br />

74 Main Street, <strong>Medway</strong>, MA 02053<br />

Direct: 508-533-6060 • Cell: 508-341-7652 • www.classicprops.com<br />

Joleen Rose, Realtor®<br />

LMC, CBR, MAR, GBAR, NAR<br />

Cell: (508) 951-5909<br />

E-Mail: joleenjrose@gmail.com<br />

Web: www.joleensellshomes.com

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