Medway & Millis November 2018
Medway & Millis November 2018
Medway & Millis November 2018
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<strong>November</strong> <strong>2018</strong> <strong>Medway</strong> & <strong>Millis</strong> Local Town Pages www.localtownpages.com Page 9<br />
Paying for College 101:<br />
Here’s Five Ways to Reduce the Cost<br />
According to a recent Gallup<br />
survey, 73% of parents with children<br />
under the age of 18 worry<br />
about paying for college more<br />
than any other financial issue.<br />
And with good reason: Over the<br />
last 30 years, inflation-adjusted<br />
wages have essentially remained<br />
flat, while the cost of attending<br />
a public, four-year university has<br />
more than tripled.<br />
So how can the average, middle-class<br />
family afford to send<br />
their children to college? It isn’t<br />
easy. However, there are a number<br />
of ways to reduce the high<br />
cost of college and minimize the<br />
financial impact it has on your<br />
lifestyle and future:<br />
1. Stay in-state—According to<br />
the CollegeBoard’s Trends<br />
in College Pricing 2014, the<br />
average annual cost of tuition,<br />
fees, room, and board<br />
for a four-year, in-state, public<br />
university is $18,943. For<br />
an out-of-state student, that<br />
figure jumps to $32,762.<br />
You can cut your costs almost<br />
in half by selecting an<br />
in-state option.<br />
2. Max out financial aid—Be<br />
sure to investigate all your<br />
options, starting with free<br />
sources of funding such as<br />
scholarships, endowments,<br />
and grants. Once those are<br />
exhausted, your next step<br />
may be to consider low-cost<br />
student loans.<br />
3. Attend a junior college—If<br />
money is an issue, have<br />
your child attend a local<br />
junior college for a year or<br />
two, then transfer to a fouryear<br />
university to finish up<br />
his or her degree. Most state<br />
universities accept junior<br />
college credit hours, and<br />
acceptance is sometimes<br />
easier than it is for students<br />
applying in high school.<br />
4. Share the load—While you<br />
may believe it is your responsibility<br />
to pick up the<br />
entire tab, there is no shame<br />
in asking grandparents and<br />
other relatives to help with<br />
the cost. Also, many financial<br />
experts recommend<br />
making sure your children<br />
have some skin in the game<br />
and contribute a portion as<br />
well.<br />
5. Think outside the box—If<br />
you work with a financial<br />
professional, you may discover<br />
lots of creative ways<br />
to help pay for college. For<br />
example: Did you know that<br />
you can borrow* against the<br />
cash value of a whole life<br />
insurance policy—and that<br />
this money does not count<br />
against you when filing for<br />
financial aid?<br />
Given the fact that highschool<br />
graduates earn about<br />
62% of what college graduates<br />
earn, there is little doubt that a<br />
college degree can make a big<br />
difference in your child’s future.<br />
And, with the right preparation<br />
and guidance, you shouldn’t have<br />
to jeopardize your future to do it.<br />
This educational, third-party article<br />
is provided as a courtesy by Michael<br />
Damon, Agent, (CA Insurance<br />
Lic.#0I60938) New York Life Insurance<br />
Company. To learn more about the<br />
information or topics discussed, please<br />
contact Mike Damon at (508) 321-<br />
2101.<br />
The Candy Cottage<br />
Chocolates • Truffles • Fudge • Gift Baskets<br />
Nut Free and Dairy Free Chocolates<br />
Chocolate Turkeys • Advent Calendars<br />
Service. Style.<br />
Savings.<br />
• No Appointments Necessary<br />
• Open 7 Days a Week<br />
• Signaturestyle.com<br />
MEDWAY COMMONS 508-533-6800<br />
67 Main St (Rt 109), <strong>Medway</strong><br />
ROCHE BROS CENTER 508-376-4555<br />
4 <strong>Millis</strong>ton Rd (Rt 109), <strong>Millis</strong><br />
SHAW’S PLAZA 508-881-1175<br />
330 Pond St (Rte 126), Ashland<br />
Theatre<br />
Group of<br />
<strong>Millis</strong> to<br />
Perform The<br />
Odd Couple<br />
Production of Neil Simon<br />
Comedy <strong>November</strong> 2nd & 3rd<br />
at <strong>Millis</strong> High<br />
The Theatre Group of <strong>Millis</strong><br />
will perform Neil Simon’s classic<br />
comedy, The Odd Couple, the tale<br />
of two great friends and unlikely<br />
roommates, Friday, <strong>November</strong><br />
2nd, at 8 p.m. and Saturday, <strong>November</strong><br />
3rd, at 2 and 8 p.m.<br />
This <strong>November</strong> production<br />
will take place at the <strong>Millis</strong> High<br />
School auditorium, 245 Plain<br />
Street, <strong>Millis</strong>. Tickets are $15 for<br />
adults, and $10 for seniors and<br />
students. For more information,<br />
please visit www.millistheatre.org.<br />
Merckens Melting Caps<br />
Hours: Tues.-Sat. 10 to 5, Thurs. 10-5:30<br />
Call Ahead for Holiday Hours<br />
44 Central Street • Holliston, MA 01746<br />
(508) 429-5544 • thecandycottage1950@yahoo.com<br />
www.TheCandyCottage.biz<br />
$<br />
17.95 Adult Haircut<br />
$<br />
15.95 Kids* Cut<br />
Everyday Value<br />
*age 10 years or under.<br />
Color $49 & up<br />
Highlights $77 & up<br />
with Stylist Consultation<br />
Appointment recommended.<br />
Veterans Day<br />
Special<br />
$15 Haircut<br />
Nov. 11 & 12 Only<br />
Veterans and<br />
Active Military w/ID<br />
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