DF Issue 201811 FINAL IDM (002)
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Let your family and friends be the ones who give to you this year. Don’t try<br />
and compete.<br />
Don’t let others greedy expectations destroy your entire financial future.<br />
Kids enjoy time with family and friends so make an effort to organize some<br />
fun for them.<br />
Cheap beach days and mountain adventure walks can be just as fun as<br />
expensive movies and hanging at the mall.
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