DF Issue 201811 FINAL IDM (002)

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Take Back Control Of Your Finances We provide a remedy specifically for over-indebted consumers which involves restructuring of debt payments, lowering interest rates and fees and lengthening payment terms. Debt Counselling could be the best gift you give yourself. Call 087 237 7874 today! 2018 Debt Review Awards WINNER 2018 Debt Review Awards WINNER DebtBusters voted SA’s BEST ‘National Debt Councellor’at the 2018: Debt Review Awards - for the 3rd consecutive year! Consumer Debt Help voted SA’s BEST ‘Large Debt Councellor’ at the 2018: Debt Review Awards - for the 5th consecutive year! Follow us on Facebook DebtBusters employs NCR registered debt counsellors | www.debtbusters.co.za Proudly part of the Intelligent Debt Management (<strong>IDM</strong>) Group
HOW COMMITTED ARE YOU? UNDERSTAND YOUR DEBT REVIEW GOAL Different people enter debt review for different reasons. This can then have an impact on how much they intend to see the process through. For example, some may join debt review simply to get the banks’ collection agents off their backs. They may not really care about a long term solution to their debt but may be more focused on no longer being harassed. They may actually enjoy spending money they don’t have and are not really concerned about getting out of debt. Others may really want to pay off all their debt but cannot manage to do that and still cover their monthly needs at home. So, they are forced to pick and choose between debt repayments to some creditors and basic necessities for their family. For them debt review offers a new way to try balance the two.
Page 1 and 2: SOUTH AFRICA’S DEBT COUNSELLING M
Page 4 and 5: FROM THE IDM DESK MAKE SURE YOUR FI
Page 6 and 7: How many times have you told yourse
Page 9 and 10: HOW COMMITTED ARE YOU TO DEBT REVIE
Page 11 and 12: D DECEMBER
Page 13: For many people December is simply
Page 16 and 17: DREADED DECEMBER DON’T LET DECEMB
Page 18 and 19: Don’t let debt be your legacy. De
Page 20: HOW COMMITTED ARE YOU TO DEBT REVIE
Page 23 and 24: These are not short term, impulsive
Page 25: In many ways the challenge of stick
Page 29 and 30: Image designed by www.freepik.com
Page 32 and 33: HOW COMMITTED ARE YOU? WAYS TO MEAS
Page 35 and 36: HOW COMMITTED ARE YOU? WARNING SIGN
Page 37 and 38: DEBT REVIEW SCHOOL Know your abbrev
Page 39 and 40: 10% commitment to paying off Debt J
Page 42 and 43: DON’T WORK WITH AN OUT DATED VERS
Page 44 and 45: NEWS NCR CONSUMER EDUCATION NCR HIR
Page 46 and 47: only left with a bond, can leave de
Page 48 and 49: Die Republiek van SKYT AFRICA Hi Al
Page 50 and 51: WIN FREE ONLINE TRAINING WORTH R105
Page 52 and 53: CONSUMER FINANCIAL EDUCATION FOUNDA

DF Issue 201811 FINAL IDM (002)

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