DF Issue 201811 FINAL IDM (002)

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HOW COMMITTED ARE YOU? DIET EXERCISE DEBT REVIEW
In many ways the challenge of sticking to debt review and seeing it through is similar to that of starting a new diet or exercise routine. At first, it is all fun and new but over time, as it becomes routine, you need real commitment to see things through. Starting a new Diet All your research tells you this is the right diet for you. You picture yourself shedding those extra Kgs. What at first was fun is now becoming routine and boring. All the people around you are eating delicious naughty stuff making it hard for you to stick to your diet. Those kgs are stubbornly still hanging around. Joining a Gym They offer you a month for free and a personal trainer shows you the exercises that will help you get in shape. After the initial excitement you struggle to get to gym regularly. Work and social commitments start to get in the way. You see little progress and get disheartened. It has been a few weeks. Why don’t you look ripped yet? Entering Debt Review The benefits are many. No more collection calls, reduced monthly debt repayments. What’s not to like? After the initial honeymoon period all you do is pay and pay. You seem to make little progress. Unexpected bills come along placing pressure on your reduced monthly budget. You feel like you are not making any progress.
Page 1 and 2: SOUTH AFRICA’S DEBT COUNSELLING M
Page 4 and 5: FROM THE IDM DESK MAKE SURE YOUR FI
Page 6 and 7: How many times have you told yourse
Page 9 and 10: HOW COMMITTED ARE YOU TO DEBT REVIE
Page 11 and 12: D DECEMBER
Page 13: For many people December is simply
Page 16 and 17: DREADED DECEMBER DON’T LET DECEMB
Page 18 and 19: Don’t let debt be your legacy. De
Page 20: HOW COMMITTED ARE YOU TO DEBT REVIE
Page 23: These are not short term, impulsive
Page 27 and 28: HOW COMMITTED ARE YOU? UNDERSTAND Y
Page 29 and 30: Image designed by www.freepik.com
Page 32 and 33: HOW COMMITTED ARE YOU? WAYS TO MEAS
Page 35 and 36: HOW COMMITTED ARE YOU? WARNING SIGN
Page 37 and 38: DEBT REVIEW SCHOOL Know your abbrev
Page 39 and 40: 10% commitment to paying off Debt J
Page 42 and 43: DON’T WORK WITH AN OUT DATED VERS
Page 44 and 45: NEWS NCR CONSUMER EDUCATION NCR HIR
Page 46 and 47: only left with a bond, can leave de
Page 48 and 49: Die Republiek van SKYT AFRICA Hi Al
Page 50 and 51: WIN FREE ONLINE TRAINING WORTH R105
Page 52 and 53: CONSUMER FINANCIAL EDUCATION FOUNDA

DF Issue 201811 FINAL IDM (002)

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