DF Issue 201811 FINAL IDM (002)

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HOW COMMITTED ARE YOU? HOW LIKELY IS THIS PERSON TO SUCCEED?
10% commitment to paying off Debt Just tired of getting collection calls. Willing to try anything for a while, including debt review, to get those calls to stop. Still wants to live their old life style. WILL FAIL 33% Commitment to paying off Debt Debt Review sounds great. They plan to temporarily use the process to turn things around and once things are better will go back to how things were before. Misses shopping at their old expensive shops and still hangs around with friends who overspend. WILL FAIL 66% Commitment to paying off Debt Researched Debt Review and knows it is a great way to settle debt. Happy to get all the benefits but still likes to live the good life if possible. Tries to hide some facts and figures even from the Debt Counsellor who is helping them so that they can still have some little luxuries. WILL FAIL if they hit a rough patch along the way 100% commitment to paying off Debt Prepared to do whatever it takes to get rid of debt and then stay out of debt. Understands Debt Review and how it works. Tracks their progress. LIKELY TO SUCCEED
Page 1 and 2: SOUTH AFRICA’S DEBT COUNSELLING M
Page 4 and 5: FROM THE IDM DESK MAKE SURE YOUR FI
Page 6 and 7: How many times have you told yourse
Page 9 and 10: HOW COMMITTED ARE YOU TO DEBT REVIE
Page 11 and 12: D DECEMBER
Page 13: For many people December is simply
Page 16 and 17: DREADED DECEMBER DON’T LET DECEMB
Page 18 and 19: Don’t let debt be your legacy. De
Page 20: HOW COMMITTED ARE YOU TO DEBT REVIE
Page 23 and 24: These are not short term, impulsive
Page 25 and 26: In many ways the challenge of stick
Page 27 and 28: HOW COMMITTED ARE YOU? UNDERSTAND Y
Page 29 and 30: Image designed by www.freepik.com
Page 32 and 33: HOW COMMITTED ARE YOU? WAYS TO MEAS
Page 35 and 36: HOW COMMITTED ARE YOU? WARNING SIGN
Page 37: DEBT REVIEW SCHOOL Know your abbrev
Page 42 and 43: DON’T WORK WITH AN OUT DATED VERS
Page 44 and 45: NEWS NCR CONSUMER EDUCATION NCR HIR
Page 46 and 47: only left with a bond, can leave de
Page 48 and 49: Die Republiek van SKYT AFRICA Hi Al
Page 50 and 51: WIN FREE ONLINE TRAINING WORTH R105
Page 52 and 53: CONSUMER FINANCIAL EDUCATION FOUNDA

DF Issue 201811 FINAL IDM (002)

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