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good to know<br />
The total price for loyalty could be as much as £2,485 per year<br />
£1300<br />
£1200<br />
£1100<br />
£1000<br />
£900<br />
£800<br />
£700<br />
£600<br />
£500<br />
£400<br />
£300<br />
£200<br />
£100<br />
What<br />
you<br />
could<br />
save<br />
Car<br />
insurance<br />
Home<br />
insurance<br />
Mobile<br />
contracts<br />
Energy<br />
bills<br />
TV and<br />
WiFi<br />
Grocery<br />
bills<br />
Bank<br />
accounts<br />
Mobile contracts<br />
Many customers<br />
with mobile<br />
phone contracts often Save<br />
forget to ditch the<br />
up to<br />
expensive airtime tariff<br />
74%<br />
and switch to a sim-only<br />
deal once the cost of<br />
their handset has been paid off. If you don’t<br />
want an upgrade, quotemyenergy.com<br />
recommends shopping around for sim-only<br />
deals, which are often far cheaper. If you<br />
decide to switch networks, you can keep<br />
your existing phone number by requesting<br />
a PAC code and passing it on to your<br />
new provider.<br />
n Average cost per year: £324<br />
n Average saved by switching: £240<br />
Energy bills<br />
Ofgem figures<br />
show that<br />
more than one third of<br />
UK households have<br />
remained with the<br />
same gas or electricity<br />
Save<br />
up to<br />
22%<br />
provider for five years. But switching from<br />
one of the Big Six to a smaller supplier<br />
TV and WiFi<br />
If you don’t want or need a landline, switch to a<br />
package which only offers fibre optic broadband and<br />
television. This will help you avoid paying unnecessary phoneline<br />
rental fees that are often included in the monthly amount. Visit<br />
uSwitch.com or call 0800 6888 557 to get the best deal for you.<br />
n Average cost per year: £569<br />
n Average saved by switching: £135<br />
could knock hundreds off your bill. For<br />
fast, free and friendly advice on gas and<br />
electricity deals, Yours recommends<br />
switching with Energy Helpline – visit<br />
www.yours.co.uk/switching or call<br />
0800 008 7777 for a no-obligation quote.<br />
n Average cost per year: £1,130<br />
n Average saved by switching: £250<br />
Grocery bills<br />
Remaining<br />
loyal to specific<br />
supermarkets and/or<br />
brands could cost you<br />
a pretty penny over a<br />
year. Price comparison<br />
Save<br />
up to<br />
30%<br />
website mySupermarket.co.uk updates<br />
its site daily with the latest prices and<br />
promotions available for you. It compares<br />
similar household items, such as ownbrand<br />
shampoo, and lets you know if<br />
you can save money by swapping to a<br />
different product or store.<br />
n Average cost per year: £4,160<br />
n Average saved by switching: £1,249<br />
Bank accounts<br />
Many of us<br />
are still with<br />
the same banks we<br />
joined as youngsters.<br />
But while changing<br />
banks can seem<br />
more trouble than<br />
YOURS<br />
Save<br />
up to<br />
24%<br />
Cash in<br />
up to<br />
£125<br />
it’s worth, you might not have the best<br />
account for you. Whether you’re looking<br />
for lower overdraft fees, cashback<br />
rewards on your spending or a better<br />
interest rate on your savings, comparing<br />
banks and account types can help you<br />
find the best one suited to your specific<br />
needs. Many banks also offer cash<br />
incentives and other rewards for taking<br />
the leap – so you could earn yourself a<br />
pretty penny too!<br />
If you need help switching<br />
your fuel supplier, give<br />
Yours Switching a call on<br />
0800 008 7777<br />
EVERY FORTNIGHT<br />
45<br />
pics: rex/shutterstock, alamy stock photo
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