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#THEPROPERTYDROP<br />
1-14 FEBRUARY 2019<br />
THEPROPERTYDROP.CO.UK<br />
ISSUE <strong>44</strong><br />
FREE COPY<br />
MONMOUTHSHIRE | SOUTH HEREFORDSHIRE | WEST GLOUCESTERSHIRE<br />
6<br />
OUTSTANDING VIEWS FROM OUR<br />
FRONT COVER LONGTOWN HOME<br />
10&11<br />
I LOVE WHERE I LIVE<br />
… HEREFORDSHIRE<br />
IN PARTNERSHIP WITH
2 BREXIT<br />
Is Brexit stopping you<br />
making that next move?<br />
There is an increase in buyer’s who are fed up with Brexit and want to just get on with it.<br />
According to the report, as sellers continued to market their homes in December,<br />
the supply of available housing increased by a fifth (20 per cent) from 35 in November<br />
to 42. This is the highest level seen for the month of December since 2014.<br />
Mark Hayward, Chief Executive, NAEA <strong>Property</strong>mark said: “This month’s findings<br />
prove that despite the current political climate, people still want to move. There<br />
is movement in the market with demand from house hunters up 13 per cent yearon-year,<br />
and the supply of available properties also rising. Although the number of<br />
sales agreed hit a 12-month low, this is something we always see in December, with<br />
Christmas festivities typically taking priority over any plans to buy or sell.<br />
While many are adopting a ‘wait and see’ strategy until there’s further clarity over<br />
what Brexit might mean for the market, there is choice for those who want to buy<br />
now, and there are people on the market looking for new homes.”<br />
As politicians continue to argue and we seem no closer to a resolution,<br />
businesses are making contingency plans and families are stockpiling pet food,<br />
tea bags, some people are attempting to buy and sell homes.<br />
It seems that estate agents are reporting a jump in viewings compared to this time<br />
last year, and the property portal Rightmove said the number of people browsing on<br />
their website in this first fortnight is up 5% from last year, with an average 4.5m visits<br />
a day. A lot of this is probably new year’s resolutions, but there is an increase in buyer’s<br />
who are fed up with Brexit and want to just get on with it.<br />
NAEA <strong>Property</strong>mark has released data covering the housing market for December<br />
2018 and revealed that, despite Brexit woes, the supply of properties available to buy<br />
increased to the highest December levels seen for four years.<br />
Successful buying and living together<br />
Valentine’s Day is on the horizon, and love is in the air. But property buyers shouldn’t<br />
allow their hearts to rule their heads when it comes to wise joint purchases and living arrangements,<br />
says Rachel Johnston of Stacks <strong>Property</strong> Search.<br />
First time joint purchases<br />
However compatible you think you are, living with<br />
somebody full time can be challenging. Everyone needs<br />
their own space on occasions, and whatever the budget,<br />
my recommendation would be to try and find even the<br />
smallest space that can be called your own. Man (or<br />
woman) sheds are a great way of creating some extra<br />
space, and dedicating a spare room to one person or the<br />
other, rather than to joint junk, can be a good idea.<br />
If space isn’t at a premium, a room of your own each,<br />
however small, is a huge advantage to happy relations, not just<br />
allowing for solitary time, but also allowing individual’s ‘clutter’ to<br />
accumulate out of sight. One of the main causes of conflict in joint living<br />
scenarios is a lack of tidiness compatibility.<br />
Another solution to this potential problem is to ensure that there’s more<br />
than enough storage for all your joint stuff. Before moving in, a proper assessment<br />
should be made of how much storage is required, add at least 20%, and set about<br />
buying or building cupboards, shelves and wardrobes and drawers. There are<br />
ingenious storage solutions to be found all over the internet and<br />
hundreds of companies who will create customised storage<br />
space, or simply inspire you with great ideas for DIY<br />
versions.<br />
Finally Kon Mari your possessions before you move in<br />
so you’re starting on the right foot!<br />
New couples<br />
Setting up home together in later life, when you<br />
already have a co-living past, is often harder than it is for first<br />
timers, especially for those who find themselves living in a home<br />
previously occupied by a different partner.<br />
If your new partner is widowed, there’s a much greater likelihood<br />
that you will find yourself moving into a home that was previously occupied<br />
by your predecessor, and while it’s important that you make changes to<br />
personalise the house, sensitivity is clearly in order. The most effective method<br />
I can recommend is to suggest a repaint and re-carpet throughout (whether the<br />
house needs it or not!). The joy of this is that pretty much every single item needs
3<br />
What would a no-deal Brexit<br />
mean for the property market?<br />
The official Brexit deadline is roughly eight weeks away. And yet the terms of the UK’s departure<br />
from the EU remain unfixed - an issue that was compounded when a vast majority of MPs<br />
rejected Theresa May’s withdrawal plans.<br />
to rise by nearly 15% from 2019 to 2023, with significant increases expected in the<br />
Midlands and the North West.<br />
While 2018 proved to be a challenging, and sometimes tumultuous time for the<br />
Government, speculation that investors would lose confidence in real estate proved<br />
largely unfounded. According to Halifax’s House Price Index, the average price of UK<br />
houses increased by 1.3% last year – while the rate of growth is slowing, the market<br />
has demonstrated its resilience during a testing period.<br />
Given the proven resilience of UK property, Brexit, in whatever form it may take, is<br />
unlikely to shake investor appetite for bricks and mortar in the long-term. With house<br />
prices set to rise, consistently high demand and the rise of regional property hotspots,<br />
the real estate market looks set to overcome the initial challenges that will be posed by<br />
Brexit.<br />
The current state of political deadlock means that come 29 March 2019, the<br />
prospect of a no-deal – a scenario originally touted as a last resort – is a<br />
growing possibility.<br />
For many years, the UK has been considered a safe haven for property investors,<br />
with demand from both domestic and international buyers driving prices and rental<br />
yields upwards. This, in turn, has fuelled investment into new-build developments<br />
and infrastructure improvements both in London and regional hotspots like Liverpool,<br />
Cardiff and Luton.<br />
Encouragingly, despite Brexit uncertainty, the long-term outlook for the real estate<br />
sector remains positive; according to Savills, house prices in Britain are predicted<br />
to be moved in order to carry out the task, and in the process you can go through a<br />
diplomatic de-cluttering and de-personalising process without appearing callous.<br />
Be careful to distinguish between clutter and emotional-clutter. Be tolerant of<br />
the latter, but try to contain it, and move items that are very personal to the previous<br />
marriage to your partner’s personal space, or at least contain it so it’s not everywhere<br />
you look.<br />
If your new partner is divorced, kid gloves are less necessary. After offering the<br />
ex first refusal on the clutter, build a big bonfire in the garden and encourage your<br />
partner to fuel it with as many old joint possessions as possible!<br />
Singles<br />
It’s so difficult for young singles to get on the housing ladder that there’s an<br />
increasing trend for couples at an early stage in their relationships to buy together.<br />
While it can make good financial sense, there are additional considerations to be<br />
taken on board. It doesn’t sound romantic, but it’s sensible to talk about things that<br />
might not usually be brought up at this stage in a relationship, running all potential<br />
scenarios through in conversation. However strong a relationship is, it’s vital to<br />
consider what would happen in the event of a break up as you won’t be covered by<br />
the matrimonial laws that protect married homeowners. Buying a property together<br />
is a huge commitment to each other and there needs to be a high level of maturity<br />
involved in the decision.<br />
A good solicitor is crucial. I would strongly recommend a specialist conveyancing<br />
solicitor, and to choose one who can guarantee consistent contact with the same<br />
person. In addition to all the usual documents, they should draw up a ‘declaration of<br />
trust’ for both parties to sign that sets out the detail of who has contributed what, and<br />
what happens in the event one or both of you wish to sell.<br />
Stacks <strong>Property</strong> Search & Acquisition, www.stacks.co.uk<br />
www.thepropertydrop.co.uk<br />
01600 717255<br />
info@thepropertydrop.co.uk<br />
Whilst every care is taken with materials submitted to The <strong>Property</strong> <strong>Drop</strong> the publisher cannot accept responsibility for loss<br />
or damage to such materials. Opinions expressed in articles are strictly those of the authors. This publication is copyright<br />
bedroom<br />
and may not be reproduced in any form without written permission from the publishers. Prices and details are subject to<br />
change and the publisher can take no responsibility for omissions or errors. The inclusion of an advertiser in this paper is not<br />
necessarily a recommendation. ©The <strong>Property</strong> <strong>Drop</strong> 2019.<br />
bathroom<br />
The icons under the properties throughout<br />
<strong>Property</strong> <strong>Drop</strong> indicate the following:<br />
bedroom<br />
bathroom<br />
living room etc<br />
bathroom<br />
bedroom<br />
bedroom<br />
Number of<br />
bedrooms<br />
bedroom<br />
living room etc<br />
Number bathroom of<br />
bathroom<br />
living room central etc heating<br />
bathroom garage/covered parking<br />
central heating<br />
garage/covered parking<br />
living room etc<br />
bedroom<br />
living room etc<br />
living room etc<br />
reception<br />
rooms<br />
central heating<br />
garage/covered parking<br />
Number of<br />
bathrooms<br />
garage/covered parking<br />
central heating<br />
central heating<br />
central heating<br />
parking<br />
parking<br />
ELECTRIC<br />
Method of<br />
central<br />
heating<br />
Covered<br />
garage<br />
parking<br />
parking<br />
Parking<br />
space<br />
garage/covered parking<br />
parking
4<br />
PROPERTIES<br />
bedroom<br />
living room etc<br />
Woodgate House, Wainfield Lane, Gwehelog Price<br />
RRK 01600 772929 www.roscoerogersandknight.co.uk £595,000<br />
Located in a select and very pretty rural hamlet a<br />
short distance from the busy and popular towns of<br />
Usk and Raglan this high quality, newly constructed<br />
four bedroomed family home has been designed<br />
to incorporate all modern day needs.<br />
It’s aspect provides the very attractive and practical layout with bright, light and airy<br />
rooms and communal spaces throughout with the benefit of countryside views. This very<br />
individual and contemporary house has been thoughtfully constructed and finished to a<br />
high standard and has all the important benefits of very high thermal values.<br />
The impressive and very spacious fully fitted kitchen with a central island unit opens<br />
into an impressive garden/breakfast room with access out to the garden. The spacious<br />
lounge also opens to the garden and there is also a further reception room and extensive<br />
entrance hall. There is low voltage down-lighting and a combination of panelled and<br />
glazed Oak doors throughout as well as Oak and ceramic tiled floors to the ground<br />
floor and all bathrooms have white contemporary suites. An LPG gas boiler provides<br />
domestic hot water and central heating to radiators throughout.<br />
There back garden is level and lawned with a timber sun-deck and to the front is a<br />
landscaped garden with a terrace and paving up to an impressive sweeping tarmac<br />
driveway with turning area and access to the detached garage built to match the house.<br />
bedroom bedroom<br />
bathroom bathroom<br />
KINGSWOOD GATE<br />
4<br />
living living room room etc etc<br />
central central heating heating<br />
bedroom bedroom<br />
bathroom<br />
bathroom<br />
living room living room etc etc<br />
central heating<br />
central heating<br />
garage/covered parking<br />
garage/covered parking<br />
bathroom<br />
We offer a professional service tailored to suit landlords individual needs.<br />
For a quality service at sensible garage/covered parking parking parking parking prices speak to our letting team.<br />
garage/covered parking<br />
parking<br />
parking<br />
central heating<br />
3 2 1<br />
Dedicated to letting properties since 1990<br />
A four bedroom detached house with garage and<br />
off road parking situated in the new Kingswood<br />
Gate development. Agency Fees Apply<br />
MONMOUTH<br />
£1,250pcm<br />
£1,600pcm<br />
TOWNSEND COTTAGES<br />
ST BRIAVELS<br />
LPG<br />
£650pcm<br />
A three bedroom end terrace cottage situated in<br />
the sought after village of St Briavels with off<br />
road parking. Available Now.<br />
Agency Fees Apply<br />
22 BARROWELL LANE, ST BRIAVELS £725 pcm<br />
parking<br />
A brand new, 4 Bedroom multi level layout.<br />
Bright and spacious living space and a short<br />
walk to town. Agency Fees Apply<br />
A three bedroom property situated in the sought<br />
after village of St Briavels.<br />
Agency Fees Apply<br />
Call: 01600 772929 • lettings@roscoerogersandknight.co.uk<br />
www.roscoerogersandknight.co.uk
THE PLAIN, THE NARTH, MONMOUTH £599,000<br />
7 DUCHESS CLOSE,<br />
OSBASTON MONMOUTH £475,000<br />
E<br />
C<br />
3 4 2 2 4 2<br />
This charming chocolate box cottage enjoys a very private, sunny, rural<br />
aspect. Set in 1.03 acres of delightful, mature landscaped gardens with sun<br />
terraces, large double garage and useful separate paddock. Beautifully<br />
presented throughout blending modern needs with a wealth of original<br />
features comprising 4 Bedrooms and 3 Reception Rooms.<br />
Very tastefully remodelled in a contemporary style throughout this<br />
attractive 4 bed modern house is set in a quiet cul-de-sac on the edge<br />
of town within walking distance of the centre and the excellent schools.<br />
Well presented with bright light spacious rooms with a South facing<br />
garden that is very private and beautifully landscaped with sun terraces,<br />
raised beds and a summer house. Integrated former garage<br />
with separate office. Parking for 3 cars.<br />
CAE ELGA, OSBASTON, MONMOUTH £875,000<br />
BROOKLYN, LLANCLOUDY<br />
HEREFORDSHIRE<br />
£535,000 29 KEMBLE ROAD, MONMOUTH £325,000<br />
G<br />
D<br />
B<br />
This impressive, elegant, and spacious Victorian<br />
family home with a fascinating history offers a<br />
wealth of splendid period features set over three<br />
floors, providing 5+ Bedrooms and 3 Receptions.<br />
Far reaching views over countryside and delightful<br />
landscaped gardens and grounds of .65 acre.<br />
Conveniently situated within a sought-after<br />
area on the edge of Monmouth.<br />
Set on the Herefordshire border a short distance<br />
from Monmouth enjoying a semi-rural location with<br />
countryside views, this well-presented and<br />
proportioned 4/5 bedroom bungalow could easily<br />
incorporate an annexe. Large plot of .4 acres<br />
with a detached garaging and workshop,<br />
additional en-suited guest room, ample parking<br />
and beautifully manicured and established well<br />
stocked gardens with lawns and lily pond.<br />
Attractive modern designed 4 bedroom detached<br />
property with integral garage. Situated within the<br />
popular most recently built area of the Rockfield<br />
development. Enjoying beautiful farmland,<br />
countryside views from the delightful garden.<br />
Superb open plan Sitting Room/Dining Room,<br />
fitted Kitchen with integral appliances.<br />
Available with no onward chain.<br />
3 Agincourt Square • Monmouth • NP25 3BT • Call: 01600<br />
772929<br />
enquiries@roscoerogersandknight.co.uk • roscoerogersandknight.co.uk
6<br />
PROPERTIES<br />
bedroom<br />
living room etc<br />
Shene House, Longtown<br />
Parrys 01600 713030 www.parrys.com<br />
A beautifully presented spacious family home in the centre of the popular village of Longtown nestled at the<br />
garage/covered parking parking<br />
foothills of the Black Mountains, which commands spectacular Mountain and countryside views.<br />
This impressive property has been updated and<br />
modernised throughout to offer generous accommodation<br />
and improvements such as replacement uPVC windows<br />
and doors, central heating boiler, under floor heating to<br />
the majority of the ground floor, contemporary cast iron<br />
radiators to the first floor and recently refitted kitchen and<br />
bathroom suites as well as the magnificent landscaped<br />
gardens which take advantage of the stunning views to<br />
the rear. There is ample driveway parking and a double<br />
integral garage.<br />
Price<br />
£499,950<br />
bedroom bedroom<br />
bathroom bathroom<br />
Nearby there is a primary school, village hall and village<br />
store/post office which provides local products, fresh<br />
fruits and vegetables. A country pub is also within<br />
walking distance and serves pub lunches and evening<br />
meals. In brief the accommodation comprises to the<br />
ground floor, an entrance hall with cloakroom. A dining<br />
room with engineered oak floor and window to front with<br />
views towards the Black Mountains. The sitting room<br />
has a fireplace housing a wood burning stove, engineered<br />
oak floor and double doors to the rear garden with<br />
4<br />
living living room room etc etc<br />
central central heating heating<br />
garage/covered parking parking<br />
bedroom bedroom<br />
bathroom<br />
bathroom<br />
living room living room etc etc<br />
garage/covered parking<br />
bathroom<br />
central heating<br />
central heating<br />
garage/covered parking<br />
parking<br />
central heating<br />
3 3 2<br />
countryside views. The impressive open plan kitchen/<br />
breakfast room has fitted base and wall cupboards with<br />
integral dishwasher and microwave and space for large<br />
parking parking<br />
fridge/freezer. Two sets of double doors overlook the rear<br />
garden and views beyond. The utility room has access to<br />
the pantry and storage cupboard and door to the integral<br />
double garage. On the first floor there is a large landing<br />
with access to the roof space. Master bedroom with ensuite<br />
shower room, three further bedrooms and a family<br />
bathroom.<br />
OIL<br />
parking<br />
OPEN OPEN DAY DAY<br />
6pm till 9pm 6pm till 9pm<br />
Tuesday 12th Tuesday February. 12th February.<br />
Please join us Please for drinks join us and for canapés drinks and at canapés at<br />
Beaufort Lodge, Beaufort Lodge,<br />
Pentwyn Lane, Pentwyn Lane,<br />
Penallt, Penallt,<br />
Monmouth, Monmouth,<br />
NP25 4SF NP25 4SF<br />
RSVP: sales@sgraynerhomes.com<br />
RSVP: sales@sgraynerhomes.com
8<br />
PROPERTIES<br />
Piermont Drive £454,995 NEW BUILD<br />
Manor Chase, Tutshill, Chepstow, Monmouthshire Prices from £399,995 to £524,995<br />
pa black 01291 630876 www.pablack.co.uk<br />
A development of 3, 4 and 5-bedroom new homes in Tutshill, Chepstow, which benefit from rural village<br />
surroundings, yet are a short drive from Chepstow and 30 minutes by car to Newport. The properties are designed to<br />
appeal to first-time buyers, families and professionals commuting into Newport, Bristol, Cardiff and Gloucester.<br />
Manor Chase development incorporates areas of public open space for the enjoyment of<br />
residents, including a community orchard and children’s playground.<br />
The 3, 4 and 5-bedroom homes will appeal to first-time buyers, families and professionals<br />
commuting into the nearby cities.<br />
The properties offer a variety of styles and are finished to a high-quality specification,<br />
with contemporary design features such as open-plan living spaces, integrated<br />
appliances and en-suite bathrooms.<br />
All homes have garages, or allocated parking.<br />
bedroom<br />
living room etc<br />
Great Hillshone Barn, Ganarew, Monmouth<br />
pa black 01600 714355 www.pablack.co.uk<br />
Price<br />
£625,000<br />
bedroom bedroom<br />
living living room room etc etc<br />
bedroom bedroom<br />
living room living room etccentral heating<br />
Set in a delightful rural location, yet only a short drive away from the historic market town of Monmouth, a stone<br />
garage/covered parking parking<br />
built barn which has been sympathetically and tastefully converted to provide a five double bedroom family<br />
central central heating heating<br />
bathroom bathroom<br />
garage/covered parking parking<br />
home with generous grounds, enjoying far reaching views over open countryside.<br />
5<br />
bathroom<br />
bathroom<br />
3 3<br />
bathroom<br />
OIL<br />
central heating<br />
central heating<br />
garage/covered parking<br />
parking<br />
The spacious accommodation takes full advantage of the<br />
far reaching views from its elevated position and there is<br />
a substantial loft area which could be converted (subject<br />
to the necessary planning being obtained) to provide<br />
additional living space. The character features include<br />
exposed stone walls, internal oak doors, windows with<br />
wooden lintels and stone sills, flagstone floors and a<br />
stonework fireplace with a wood burner. The ground<br />
floor accommodation briefly comprises a double height<br />
entrance hallway which is overlooked by a gallery landing,<br />
a large lounge with the feature fireplace, a garden room<br />
with bi-fold doors to the rear sun deck, a separate dining<br />
room, office, cloakroom/wc, a generous kitchen/breakfast<br />
room with oak fronted kitchen units and polished granite<br />
work surfaces, plus a separate utility room.<br />
To the first floor there is the gallery landing, five double<br />
bedrooms, a family bathroom and a refitted shower room/<br />
wc. Other features include double glazing and an oil fired<br />
central heating system which provides under-floor and<br />
radiator heating. parking parkingThe grounds are formally laid to lawn<br />
and there is a wide variety of deciduous trees, fruit trees,<br />
mature shrubs and bushes. There is a long driveway and<br />
parking for numerous vehicles.<br />
garage/covered parking parking<br />
Located mid-way between Monmouth and Ross on Wye,<br />
with great access on to the A40 leading on to the M5 and<br />
M4 motorway networks, making Bristol, Cardiff and The<br />
Midlands.
Sales - Monmouth<br />
Large Off<br />
Road Parking<br />
Sales - Monmouth<br />
Period<br />
Features<br />
Sales - Monmouth<br />
Detached<br />
NO<br />
Sales - Monmouth<br />
CHAIN!<br />
Edinburgh Place £120,000<br />
Large off Road Parking Offered for sale this two double bedroom, semidetached<br />
house located in a cul-de-sac with plenty off road parking. the<br />
gardens are level and laid to lawn with a decked area and benefits the<br />
hot tub to the rear.The property is of nonstandard construction and would<br />
recommend speaking to our in house financial advisor for purchasing<br />
advise. CALL NOW TO VIEW. EPC D.<br />
Sales - Monmouth<br />
Semi<br />
Detached<br />
Orchard Way £250,500<br />
This detached cottage offers CHARACTER and CHARM, in a well<br />
served VILLAGE location close to the market town of Coleford.<br />
There are THREE Bedrooms, Dining room & Lounge with LOG<br />
BURNERS. EPC E.<br />
Sales - Monmouth<br />
Renovation<br />
Potential<br />
King Henry V Drive £170,000<br />
Detached Located within walking distance of Monmouth this house is<br />
in easy reach of all the local amenities the market town has to offer.<br />
Monmouth offers great transport links to surrounding areas via the A<strong>44</strong>9<br />
and A40 on to the M4 and M50 motorway networks, making it an ideal<br />
location for commuters to both Bristol and Cardiff. EPC C.<br />
Sales - Monmouth<br />
HELP TO BUY<br />
WALES SCHEME<br />
AVAILABLE<br />
Kings Fee £ 175,000<br />
NO CHAIN! Very well presented three bedroom mid terraced property<br />
which has been updated & improved! Accommodation comprises of a<br />
porch, hallway, refitted cloakroom/WC, lounge and a modern kitchen/<br />
dining room to the ground floor. Three bedrooms and a refitted bathroom<br />
to the first floor. The property also benefits from gas central heating and<br />
an enclosed rear garden with a DRIVEWAY. EPC D.<br />
New<br />
Build<br />
Sales - Monmouth<br />
Ash Lane £190,000<br />
This semi-detached property offers privacy to the rear garden<br />
and the accommodation includes a living room with duel aspect<br />
windows to the front and rear gardens and the kitchen completes<br />
the downstairs area. Upstairs there are two double bedrooms and<br />
one single bedroom with the family bathroom. EPC D.<br />
Sales - Chepstow<br />
Semi<br />
Detached<br />
EXTENDED<br />
Rolls Avenue £195,000<br />
Accommodation comprises of lounge, kitchen, three bedrooms and<br />
downstairs bathroom along with off road parking and off set good sized<br />
garden, this property would make a perfect family home. Located in<br />
the Rockfield area the property is a short walk, drive or a bus journey<br />
in to Monmouth, offering easy access to local schools, amenities and<br />
supermarkets. EPC E.<br />
Sales - Chepstow<br />
NO<br />
ONWARD<br />
CHAIN<br />
Llangattock Court £200,000<br />
This apartment is located on the top floor and benefits from an<br />
entrance hall with a storage cupboard, large open plan kitchen /<br />
dining / living room with full height windows and fully integrated<br />
appliances to the kitchen. The master bedroom has an en suite<br />
shower room and there is a second double bedroom. EPC Exempt.<br />
Sales - Chepstow<br />
Extensively<br />
Updated and<br />
Improved<br />
Joys Green Road £525,000<br />
The centre of the ground floor is the impressive bespoke kitchen with<br />
granite work surfaces and integrated appliances, which leads through to<br />
the open planned dining room and day room with double doors leading<br />
on to the patio area, a separate utility room with store room, double<br />
bedroom and shower room complete the accommodation on the ground<br />
floor. EPC Exempt.<br />
Sales - Chepstow<br />
Bungalow<br />
Western Avenue £219,950<br />
Lewis Way £239,950<br />
Rockfield Way £340,000<br />
Mount Pleasant £220,000<br />
Peter Alan are pleased to offer for sale this SUPERB EXTENDED<br />
three bedroom mid terraced property which is located in this<br />
sought after area of Bulwark. Conveniently within walking<br />
distance to the local primary and junior schools, Bulwark also<br />
provides shops, post office and a supermarket! EPC C.<br />
Updated Detached bungalow with driveway and garage in a<br />
quiet cul-de-sac position in sought after residential area. A<br />
Must View! EPC C.<br />
This stunning four bedroom detached property set in this<br />
sought after location and benefits from being extensively<br />
updated and improved. Convenient access for the M4/M5<br />
motorway connections for daily commuting. EPC C.<br />
Peter Alan are pleased to offer for sale this very well presented<br />
detached bungalow which has been updated and improved.<br />
Conveniently situated in this quiet neighbourhood which is<br />
within walking distance of the town centre. Must be viewed!<br />
EPC D.<br />
Sales - Chepstow<br />
NO CHAIN!<br />
MUST BE<br />
VIEWED!<br />
Sales - Chepstow<br />
End-terraced<br />
Sales - Chepstow<br />
Two<br />
Reception<br />
Rooms<br />
Sales - Chepstow<br />
Character<br />
Cottage<br />
Newport Road £410,000 Bryn House £415,000<br />
Peter Alan are very pleased to offer for sale this stunning bay<br />
traditional bay fronted FIVE bedroom detached which has been<br />
updated and improved and set in this convenient and sought<br />
after location! A48, M48 and M4 motorway network bring<br />
Newport, Cardiff & Bristol within commuting distance! EPC D.<br />
A fantastic opportunity to purchase this superb extended,<br />
updated and improved four bedroom traditional end of<br />
terraced property. Situated in the highly sought after area of<br />
Pwllmeyric which is a small village located on the outskirts of<br />
Chepstow. Must be viewed to be appreciated! EPC D.<br />
The Paddock £389,950<br />
GARDENS DELIGHT! Peter Alan are delighted to gain instructions<br />
to market this FOUR BEDROOM DETACHED property located in the<br />
highly sought after area of Chepstow. The property further boasts<br />
TWO RECEPTION ROOMS as well as PARKING and GAS HEATING to<br />
radiators. We strongly advise an early viewing. EPC C.<br />
Church Road £400,000<br />
ROOM FOR THE FAMILY! A CHARACTER semi detached cottage<br />
with a welcoming feel, providing three DOUBLE bedrooms,<br />
SEPARATE lounge and KITCHEN/DINER, adjacent GARAGE and<br />
PARKING for several vehicles located within favourable school<br />
catchments. EPC E.
10<br />
LOCAL LIVING<br />
I love where I live…<br />
Herefordshire<br />
Heidi Chamberlain-Jones loves Herefordshire so much that she’s developed<br />
a tourism business that’s devoted to telling everyone about everything the place<br />
has to offer! Sharon Chilcott meets her to find out more…<br />
So, Heidi, you are clearly passionate about<br />
your county. Have you lived here all your<br />
life?<br />
I came to Fownhope when I was six<br />
so I have lived here 45 years. My family<br />
moved to Fownhope from Cowbridge<br />
and my Dad had an electrical shop in<br />
Ross – Wye Electrical Services. Now I’m<br />
based in Bartestree, where my husband<br />
Matt and I have been for 20 years.<br />
What makes Herefordshire so special to you?<br />
Fownhope was a wonderful place<br />
to grow up – it felt so free and safe and<br />
had a strong sense of community. It’s a<br />
really pretty village, not dissimilar from<br />
Cowbridge, so, for a little girl, that made<br />
the move an easy transition. I have happy<br />
memories of my childhood - we’d spend<br />
a lot of time in places like Symonds Yat.<br />
We had a substantial, blow-up canoe and<br />
my Dad would take me up and down the<br />
river in it. We were also always going out<br />
on picnics to places like Hole-in-the Wall<br />
and the Forest of Dean. Fownhope is<br />
really close to the River Wye, so I would<br />
walk along the river bank with our dog<br />
for miles. The village children used to get<br />
involved in the traditional Heart of Oak<br />
Club Walk. We’d each decorate our<br />
sticks with flowers and everyone would<br />
gather together and then we would walk<br />
from The Green Man Inn to The Moon at<br />
Mordiford, for example, and we’d stop<br />
off at various dignitaries’ houses for<br />
refreshments along the way and there<br />
would be Morris Dancers as well – it was<br />
great fun and the walk takes places to<br />
this day.<br />
What three words best describe<br />
Herefordshire?<br />
Picturesque – and I don’t just mean<br />
that to describe the scenery and the towns<br />
and villages, but also to reflect the fact<br />
that the Wye was much favoured by the<br />
Eighteenth Century Picturesque movement.<br />
Active – there are lots of outdoor<br />
activities to get involved with from<br />
hiking to canoeing, rock climbing to<br />
mountain biking.<br />
Artisan – because of the amazing<br />
creativity that can be found here from<br />
incredible makers of arts and crafts<br />
to award-winning food and drink<br />
producers.<br />
What, if anything, would you change about<br />
the county, assuming you could!?<br />
I’d improve the transport<br />
infrastructure and the bus services -<br />
although in Bartestree we are famed for<br />
having one of the best bus services in the<br />
county so I am relatively lucky. I’d also<br />
improve the parking in Hereford.<br />
Describe the vibe in your favourite local pub.<br />
The Barrels in Hereford has a great<br />
vibe – to say it is friendly would be an<br />
understatement! You can walk in there<br />
on your own and there will always be<br />
someone who will talk to you. It’s an<br />
all-embracing, anything goes type of<br />
place.<br />
Where do you tend to go for an evening’s<br />
entertainment?<br />
We like going to the cinema at<br />
The Courtyard and also there is a new<br />
boutique cinema at Ross Labels called<br />
The Gateway which I am looking<br />
forward to trying out next weekend.<br />
Where would you go for a meal out?<br />
I am literally spoilt for choice.<br />
Herefordshire has a great range of<br />
places to enjoy local, seasonal produce<br />
from indie city eateries to prizewinning<br />
pubs, lovely tearooms and cafes to rural<br />
restaurants.
11<br />
I would organise them a guided walk<br />
around Hereford city with a member of<br />
the local Guild of Guides – that’s<br />
fascinating, you really must do it!<br />
Hampton Court Castle and Eastnor<br />
Castle are musts too.<br />
What if the friends had children with them?<br />
Where would you go locally to “blow the<br />
cobwebs away”?<br />
I love nature so I would go for a walk<br />
at Queenswood Country Park, Haugh<br />
Woods, by the river at Caplor or on Lugg<br />
Meadows, to see the wildlife.<br />
What leisure pursuits do you enjoy?<br />
I like doing anything that’s arty or<br />
crafty really - like going on a breadmaking<br />
course at Peter Cooks Bread<br />
or making pottery at Eastnor Pottery.<br />
There’s such a wealth of artisans around<br />
the county to inspire my creativity. I am<br />
also lucky that my work enables me to<br />
experience many of the leisure activities<br />
the county has to offer. I’ve just had a<br />
fabulous day in the Golden Valley where<br />
I went laser shooting in the morning at<br />
Laser Clayz, Ewyas Harold; then I went<br />
tasting ice cream at Rowlestone Court<br />
Farm and I spent the afternoon llama<br />
trekking with Golden Valley Llamas.<br />
If you were going to splash out on a smart<br />
new outfit, where would shop for it?<br />
I’d head for Church Street in Hereford.<br />
Where would you shop for a dinner party?<br />
Oakchurch Farm Shop – they have<br />
meat and a great range of vegetables<br />
there and everything I would need.<br />
Where do you shop for day-to-day groceries?<br />
I generally shop wherever I happen<br />
to be in the county on business – so if I<br />
am in Bromyard I make sure to call in at<br />
Legges and I often stop at The Nest for<br />
bread and other provisions on my way<br />
back and forth on the A438. You can’t get<br />
meat there, so for that I go to Neil Powell<br />
in Hereford.<br />
What’s the social life like in Bartestree –<br />
what’s the most fun you have had at a local<br />
event?<br />
We tend to make our own social life,<br />
like going to and hosting dinner parties.<br />
But we always enjoy the annual Bartestree<br />
Beer and Cider Festival – it’s handy that<br />
we can walk there from our house!<br />
Tell me about your last ‘great day out’ in<br />
the area…<br />
That would be a visit to Kentchurch<br />
Court with a group of Japanese visitors.<br />
The deer from the deer park came right<br />
up close to the gardens where we were –<br />
it was amazing.<br />
How would you advise someone new into the<br />
area to get to know the locals?<br />
Go to your local pub, get a dog – dog<br />
walkers often stop for a chat – or join a<br />
volunteer group.<br />
In what ways are you involved in your local<br />
community?<br />
I am a Vice President for the British<br />
Red Cross in Herefordshire, Shropshire<br />
and Worcestershire and, of course, I<br />
run Eat Sleep Live Herefordshire, the<br />
independent tourism company that<br />
promotes and celebrates the county. I<br />
am really excited that we have just heard<br />
we are Midlands regional finalists in the<br />
Countryside Alliance awards for Best<br />
Rural Enterprise!<br />
If adult friends were staying with you for a<br />
week, where would you take them to visit?<br />
I’d take them to Hereford Cathedral,<br />
because it is so significant to the city, the<br />
community, the county and the world!<br />
Hereford Waterworks Museum –<br />
when it is in steam it is quite spectacular.<br />
There’s also a really great educational and<br />
interactive heritage water park there. I’d<br />
also definitely take them llama trekking<br />
and we’d have a nice easy walk down by<br />
the River Wye in Hereford’s King George<br />
V Playing Fields, where there’s a play area<br />
and a labyrinth. I might also take them<br />
to Oakerwood, where there are acres of<br />
outdoor activities.<br />
What’s the most exciting initiative that’s<br />
about to happen in the area?<br />
Personally, I am really excited that<br />
this spring ESL Herefordshire will be<br />
launching the West Midlands Pass, a<br />
destination pass which will enable<br />
families to get out and about in the area<br />
and to enjoy discounts on attractions,<br />
activities, restaurants and accommodation.<br />
There will soon be a website with more<br />
details at westmidlandspass.com.<br />
Tell me one fascinating fact about<br />
Herefordshire that you don’t think is<br />
generally widely known.<br />
I’m fascinated by the local tales of<br />
mythical creatures – the Dragon of<br />
Mordiford; the black dog of Hergest<br />
Court; there’s even a Beast of Bartestree<br />
– periodic sightings of a large black<br />
panther-like creature that roams the woods<br />
and farmland of the village to this day.<br />
Facts and Figures<br />
For more information about this beautiful county visit: www.eatsleepliveherefordshire.co.uk/about-herefordshire/<br />
Photos by Eat Sleep Live Herefordshire and Gabriella Karney Photography www.capturedbygabi.com.<br />
Eastnor Castle courtesy of Eastnor Castle. Eastnor Pottery courtesy of Eastnor Pottery.<br />
Sharon Chilcott
Making estate agency make sense.<br />
Contact us on 01594 811111<br />
or theteam@ferrino.co.uk<br />
47 High Street,Lydney, Gloucs GL 15 5DD<br />
WOOLASTON, LYDNEY -<br />
£899,999<br />
VINEY HILL, LYDNEY -<br />
£549,995<br />
CLEMENTS TUMP, COLEFORD<br />
- £<strong>44</strong>0,000<br />
Keynsham Farm House is an impressive country residence.<br />
It stands in approximately 2.5 acres of ground surrounded<br />
by beautiful countryside in a semi-rural yet accessible area<br />
of South Gloucestershire. The house is steeped in history,<br />
the original dwelling being mentioned in the Domesday<br />
Book. It offers very flexible living arrangement. The rooms<br />
are spacious, typical of a period farmhouse, the attached selfcontained<br />
two bedroom cottage lends itself to dual family<br />
occupation/business opportunity. The accommodation<br />
in the main house includes two comfortable and restful<br />
reception rooms, both with fireplaces and wood burning<br />
stoves, a farmhouse kitchen, large laundry room and four<br />
bedrooms. A separate leisure complex with spectacular<br />
pool hall is included in the package along with stables, a<br />
barn, workshop and garaging. Keynsham Farm is a splendid<br />
family home enjoying the peace and tranquillity of a<br />
stunning location yet within a short distance of major road<br />
and rail networks.<br />
Almor stands in an acre of most attractive south facing<br />
ground in a peaceful village location on the edge of the<br />
Forest of Dean, Gloucestershire. The original cottage dates<br />
back to 1830, it has been extended and improved over time<br />
now providing very comfortable, energy efficient family<br />
accommodation. Solar panels, cavity wall insulation and a<br />
duel heating system combine to drastically reduce running<br />
costs. There are two reception rooms including a lovely<br />
sunny garden room, a large kitchen/dining room, three/<br />
four bedrooms and two bathrooms, one on each floor. The<br />
lower ground floor is arranged as a laundry room and large<br />
storage space. Outbuildings include a substantial double<br />
garage/workshop. The garden is beautifully maintained<br />
with well tended lawns, flower beds and colourful mature<br />
borders. There is direct access into surrounding woodland.<br />
The villages of Yorkley and Blakeney are a short drive.<br />
Almor is a unique energy efficient country home in a<br />
delightful location.<br />
This attractive period property stands in three quarters of an<br />
acre of woodland garden in the peaceful semi rural hamlet<br />
of Clements Tump in the heart of the Forest of Dean,<br />
Gloucestershire. It is a comfortable much loved family home<br />
of many years but a new owner may choose to modernise<br />
a little or possibly extend. The accommodation at present<br />
is arranged as a spacious living room which overlooks the<br />
garden, kitchen, three double bedrooms, family bathroom<br />
and separate cloakroom. The garden is a particular attraction,<br />
a large level plot of approximately three quarters of an acre<br />
enjoying a sheltered south westerly aspect. The lawn to<br />
the front of the house is bordered by colourful shrubbery.<br />
Secret woodland walks wind their way around the garden<br />
which is bordered by a number of impressive mature tree.<br />
There are a couple of old stone outbuildings and parking<br />
to the rear. A delightful property in a superb location with<br />
direct access into surrounding woodland. The property is<br />
offered for sale with ‘No Onward Chain’.<br />
SEVERN STREET, NEWNHAM-<br />
ON-SEVERN - £350,000<br />
Bear Cottage is a deceptively spacious and immaculately presented<br />
Grade II listed house occupying a peaceful position at the bottom<br />
of a picturesque street in the ever-popular village of Newnham on<br />
Severn, Gloucestershire. Built in 1850 the property was the final<br />
addition to the neighbouring historic Passage House, a former<br />
coaching inn used by travellers crossing the River Severn. This<br />
handsome three bedroomed home has been expertly restored by<br />
the current owners to create a property with all the comforts of<br />
modern living whilst retaining many of the original features. The<br />
well-proportioned accommodation is arranged over three floors<br />
to include a cosy snug with flagstone floor and Rayburn/stove,<br />
a large comfortable sitting room and useful utility/cloakroom<br />
area. The cellar has been converted to create a fabulous kitchen/<br />
dining room, perfect for large gatherings and entertaining. There<br />
are three beautifully presented double bedrooms, the master being<br />
en-suite and a family bathroom. The terraced garden has a private<br />
sheltered flagstone courtyard and on the upper level a place to<br />
enjoy lovely views of the River Severn. Newnham village offers a<br />
range of amenities to include shops, Post Office, church, nursery,<br />
primary school and pub. It is within easy reach of major road and<br />
rail networks.<br />
CLEARWELL, COLEFORD<br />
- £315,000<br />
2 Church Cottages is situated in the peaceful village of<br />
Clearwell in the heart of the Forest of Dean, Gloucestershire.<br />
It is a lovely period property. In recent years the building<br />
has been fully restored and updated to a modern standard<br />
whilst retaining much of the original character. Old exposed<br />
beams and a fabulous inglenook fireplace are particular<br />
features. The cottage has a fully equipped kitchen, a cosy<br />
sitting room, three bedrooms, two being double and a good<br />
family bathroom. There is also a ground floor cloakroom.<br />
The walled garden has a raised terrace, a lovely place to<br />
sit out and relax, a store room/workshop and garden shed<br />
provide useful storage space. The village has a local landmark<br />
being home to Clearwell Castle as well as other well known<br />
hostelries, it is in close proximity to the Wye Valley, an Area<br />
of Outstanding Natural Beauty. A perfect village home, an<br />
ideal holiday cottage or weekend getaway.<br />
LITTLEDEAN, CINDERFORD<br />
- £289,950<br />
This detached family home is situated in the heart of<br />
the popular village of Littledean on the edge of the<br />
Forest of Dean, Gloucestershire. It is an extremely well<br />
presented property with two spacious reception rooms,<br />
a stylish fully fitted kitchen with integrated appliances,<br />
four bedrooms, the master being ensuite, and a family<br />
bathroom. The garden is easily managed and secure, there<br />
is a detached garage and parking space. The village shop,<br />
primary school and pub are in walking distance, the city<br />
of Gloucester is a thirty minute drive, approximately. An<br />
attractive modern home in a very convenient location.<br />
ferrino.co.uk
Sales & Lettings Agent<br />
Open 7 days per week<br />
No Sale - No Fee<br />
Free Valuations<br />
Chepstow Office Tel: 01291 629292<br />
OLD GLOBE COTTAGES, TINTERN<br />
• THREE STOREY END TERRACE PROPERTY<br />
• THREE DOUBLE BEDROOMS - MASTER WITH EN-SUITE<br />
• OPEN PLAN LIVING/DINING/KITCHEN AREA<br />
• GROUND FLOOR W.C.<br />
• PRIVATE PARKING • E.E.R - C<br />
£269,950<br />
ST LAWRENCE PARK, CHEPSTOW<br />
• IMMACULATELY PRESENTED DETACHED 3 STOREY HOME<br />
• FIVE BEDROOMS, TWO WITH EN-SUITE FACILITIES<br />
• TWO RECEPTION ROOMS<br />
• FULLY UPDATED KITCHEN/DINING AND UTILITY ROOMs<br />
• DETACHED DOUBLE GARAGE AND PARKING<br />
£499,950<br />
SILVERWOOD, LLANVAIR DISCOED<br />
• IMMACULATELY PRESENTED & INDIVIDUALLY DESIGNED<br />
• THREE RECEPTION ROOMS<br />
• FANTASTIC OPEN PLAN KITCHEN/DINING/FAMILY ROOM<br />
• 5/6 BEDROOMS AND THREE BATHROOMS<br />
• INTEGRAL DOUBLE GARAGE • E.E.R - C<br />
£875,000<br />
CENTURIONS COURT, CAERWENT<br />
• SPACIOUS DETACHED FAMILY HOME<br />
• FOUR BEDROOMS, TWO WITH EN-SUITE FACILITIES<br />
• THREE RECEPTION ROOMS<br />
• KITCHEN/BREAKFAST ROOM AND UTILITY ROOM<br />
• DETACHED DOUBLE GARAGE AND PARKING<br />
£515,000<br />
BUTTINGTON FARM BUNGALOW, BEACHLEY<br />
• DETACHED DORMER BUNGALOW WITH PANORAMIC VIEWS<br />
• FOUR BEDROOMS AND CONTEMPORARY OPEN PLAN KITCHEN/<br />
DINING ROOM<br />
• DETACHED DOUBLE GARAGE WITH OFFICE/STORE ROOM OVER<br />
• HEATED OUTDOOR POOL<br />
• NO ONWARD CHAIN<br />
£499,950<br />
BEECH GROVE, CHEPSTOW<br />
• SYMPATHETICALLY EXTENDED DETACHED PROPERTY<br />
• FOUR BED’S, MASTER WITH EN-SUITE SHOWER ROOM<br />
• KITCHEN/BREAKFAST ROOM PLUS SEPARATE UTILITY<br />
• FOUR RECEPTION ROOMS<br />
• BATHROOM PLUS GROUND FLOOR WC<br />
£549,950<br />
MANOR WAY, PORTSKEWETT<br />
• WELL PRESENTED DETACHED DORMER BUNGALOW<br />
• THREE BEDROOMS, ONE WITH EN-SUITE SHOWER ROOM<br />
• TWO RECEPTION ROOMS PLUS CONSERVATORY<br />
• KITCHEN/BREAKFAST ROOM AND SEPARATE UTILITY<br />
• GENEROUS GARDENS, GARAGE AND PARKING<br />
• NO ONWARD CHAIN<br />
£349,950<br />
CHURCH VIEW, LLANDOGO<br />
• SUPERB SEMI DETACHED MODERN PROPERTY IN VILLAGE<br />
LOCATION<br />
• THREE BEDROOMS MASTER WITH EN-SUITE<br />
• KITCHEN/BREAKFAST ROOM OPEN TO DINING AREA<br />
• OPEN PLAN L-SHAPE LIVING/DINING ROOM<br />
• PARKING FOR TWO VEHICLES • E.E.R - C<br />
£282,500<br />
Magor/Undy Area<br />
Tel: 01633 745396<br />
Chepstow Lettings Office<br />
Tel: 01291 624881<br />
HOLLINS CLOSE, CHEPSTOW<br />
• FIRST FLOOR ONE BEDROOM APARTMENT<br />
• SPACIOUS OPEN PLAN LIVING KITCHEN<br />
• OFF ROAD PARKING<br />
• AVAILABLE 1ST MARCH<br />
• EPC RATING D<br />
£560.00 PCM<br />
GRAIG PARK LANE, MALPAS<br />
• SEMI DETACHED PROPERTY<br />
• THREE BEDROOMS<br />
• LIVING/DINING ROOM<br />
• AVAILABLE NOW<br />
• EPC RATING E<br />
£625.00 PCM<br />
BIGSTONE MEADOW, TUTSHILL<br />
• PURPOSE BUILT COACH HOUSE APARTMENT<br />
• DOUBLE BEDROOM<br />
• SPACIOUS OPEN PLAN LOUNGE/DINER<br />
• AVAILABLE NOW<br />
• EPC RATING C<br />
£675.00 PCM<br />
EXMOUTH PLACE, CHEPSTOW<br />
• TWO BEDROOMS<br />
• TWO RECEPTION ROOMS<br />
• UPVC DOUBLE GLAZING AND COMBI-BOILER<br />
• MANY ORIGINAL FEATURES THROUGHOUT<br />
• AVAILABLE 1ST FEBRUARY<br />
£720.00 PCM<br />
MIDDLE WAY, BULWARK<br />
• THREE BEDROOM THREE STOREY HOME<br />
• SPACIOUS KITCHEN DINING ROOM<br />
• SEPARATE LIVING ROOM<br />
• ENCLOSED REAR GARDEN<br />
• AVAILABLE NOW<br />
£725.00 PCM<br />
DEHAVILLAND WAY, ROGERSTONE<br />
• NEWLY BUILT THREE BEDROOM HOME<br />
• TWO OFF ROAD PARKING SPACES<br />
• KITCHEN BREAKFAST ROOM<br />
• SEPARATE LIVING ROOM<br />
• AVAILABLE NOW<br />
£800.00 PCM<br />
GROVE COTTAGE, LLANGWM<br />
• REFURBISHED THREE BEDROOM DETACHED COTTAGE<br />
• PRIVATE GARDENS AND GENEROUS DRIVEWAY<br />
• FANTASTIC RURAL LOCATION WITH STUNNING VIEWS<br />
• AVAILABLE NOW<br />
• EPC RATING – D<br />
£995.00 PCM<br />
CLEARVIEW, SHIRENEWTON<br />
• THREE BEDROOM DETACHED PROPERTY<br />
• LIVING ROOM AND DINING ROOM<br />
• KITCHEN/BREAKFAST ROOM<br />
• AVAILABLE 11TH MARCH<br />
• EPC RATING D<br />
£1000.00 PCM<br />
www.thinkmoon.co.uk
PROPERTIES 15<br />
bedroom<br />
living room etc<br />
Ladywood House, Jubilee Road, Mitcheldean Price<br />
Ferrino 01594 811111 www.ferrino.co.uk<br />
£469,999<br />
The area is rural but not isolated and has the benefit of direct access into surrounding<br />
woodland.<br />
The property is presented in very good order. The accommodation is well proportioned,<br />
very light and airy.<br />
There are three reception rooms, one with open fireplace and one with a multi fuel<br />
stove, four good bedrooms, a fitted kitchen and separate utility room.<br />
bedroom bedroom<br />
bathroom bathroom<br />
4<br />
living living room room etc etc<br />
central central heating heating<br />
garage/covered parking parking parking parking<br />
bedroom bedroom<br />
bathroom<br />
bathroom<br />
living room living room etc etc<br />
central heating<br />
central heating<br />
garage/covered parking<br />
garage/covered parking<br />
bathroom<br />
garage/covered parking<br />
parking<br />
parking<br />
central heating<br />
3 3 1<br />
Ladywood House stands in approximately two acres of land in peaceful countryside<br />
on the edge of the Forest of Dean, Gloucestershire.<br />
The stable block and yard is in close proximity to the house, there are other outbuildings<br />
including a timber workshop and garage, there is plenty of parking space. Mitcheldean<br />
village is a mile away, it offers a range of amenities including shops, Post Office and the<br />
well renowned Dean Magna School.<br />
There is a regular bus service from the village to Gloucester and other areas. A well<br />
organised equestrian property in a lovely location. No onward chain.<br />
OIL<br />
parking<br />
bedroom<br />
living room etc<br />
Auchenault, St Arvans<br />
Moon & Co 01291 624881 www.thinkmoon.co.uk<br />
Situated within this fantastic village location, the property<br />
briefly comprises of reception hall giving access to living<br />
room with steps leading down to sitting room/snug with<br />
further access then to kitchen/dining room which in turn<br />
leads to utility and ground floor wc.<br />
To the first floor are four double bedrooms, first floor wc<br />
and spacious family bathroom.<br />
Price<br />
£475,000<br />
bedroom bedroom<br />
bathroom bathroom<br />
4<br />
living living room room etc etc<br />
central central heating heating<br />
garage/covered parking parking parking parking<br />
bedroom bedroom<br />
bathroom<br />
bathroom<br />
Auchenault is a fully refurbished and well presented former chapel,<br />
believed to date back to the late 1800’s.<br />
Outside the property benefits from off road parking<br />
and single garage with front courtyard gardens and<br />
professionally landscaped south-facing rear gardens<br />
with a range of well stocked beds and borders also<br />
offering pleasant water features and views towards the<br />
surrounding countryside.<br />
living room living room etc etc<br />
central heating<br />
central heating<br />
garage/covered parking<br />
garage/covered parking<br />
bathroom<br />
garage/covered parking<br />
parking<br />
parking<br />
central heating<br />
2 2 1<br />
Being situated in St Arvans a number of facilities are close<br />
at hand to include local public house, shop and church<br />
as well as a local nursery with a further range of amenities<br />
in nearby Chepstow.<br />
There are good bus, road and rail links with the A48,<br />
M48 and M4 motorway networks bringing Newport,<br />
Cardiff and Bristol all within easy commuting distance.<br />
OIL<br />
parking
Chepstow<br />
01291 629799<br />
Usk<br />
01291 672034<br />
Monmouth<br />
01600 775930<br />
Abergavenny<br />
01873 858990<br />
CHEPSTOW<br />
Impressive three bedroomed Penthouse apartment located in a Grade II listed building,<br />
The Mount, situated within walking distance of Chepstow Town Centre and a short<br />
drive away from the M48. Voice entry access system to the ornate communal entrance<br />
hall with sweeping staircase to the apartment which comprises entrance hall, cloakroom,<br />
living room, kitchen, lift lobby, dining room, two bedrooms (both en-suite) and stairs up<br />
to the master suite which comprises dressing room, study, bedroom, snug and<br />
bathroom including cloakroom and bathroom. Three allocated parking spaces and<br />
beautifully landscaped extensive communal grounds. EPC Rating: N/A<br />
NEAR CHEPSTOW<br />
Nestled on the edge of the famous and renowned Forest of Dean, this<br />
beautifully presented impressive four bedroomed property together with self<br />
contained two bedroomed barn conversion (used as a very successful holiday<br />
let) offers versatile family accommodation with income potential. In gardens<br />
and grounds of approx 2.25 acres. Ample parking and double garage. Easy<br />
commuting to Bristol, Newport and Cardiff. EPC Rating: E<br />
Ross-on-Wye<br />
01989 764132<br />
Fine & Country Chepstow 01291 629799 Guide price £625,000<br />
Fine & Country Chepstow 01291 629799 Guide price £795,000<br />
Newport<br />
01633 927277<br />
Cardiff<br />
02921 690690<br />
ITTON<br />
This exquisite and unique FORMER MILL, dating back to c1702 in the oldest part, has<br />
been tastefully and thoughtfully extended and refurbished over recent years to make an<br />
ideal and very comfortable family home. Located approximately 5 miles from Chepstow<br />
and the M48 Severn Bridge with excellent commuting to Bristol/London or Newport/<br />
Cardiff. The accommodation comprises entrance/dining hall, kitchen, utility/laundry<br />
room, walk-in pantry, living room, four bedrooms and three bathrooms. There are<br />
established, private and tranquil gardens, ample parking and double garage/workshop.<br />
EPC Rating: F<br />
BROCKWEIR<br />
In a beautiful unspoilt setting in the lower Wye Valley, with a lovely south west aspect<br />
over extensive mature gardens, an extended and recently refurbished old cottage.<br />
Approached over a narrow country lane, following the river, about a mile from the<br />
centre of the historic riverside village of Brockweir, and easily accessible to Chepstow<br />
and the Severn Bridge. The refurbishment included a new kitchen, bi-fold doors to<br />
enhance the view and a ground floor cloakroom/shower. There is a hall, fine sitting<br />
room, large open plan dining kitchen, four good bedrooms and family bathroom. The<br />
extensive gardens include a huge terrace to enjoy the sun and view, lawns and beds and<br />
borders, shrubs, and exotic planting and an excellent summerhouse. EPC Rating: D<br />
Fine & Country Chepstow 01291 629799 £550,000<br />
Fine & Country Chepstow 01291 629799 £580,000
Regionally<br />
40 offices<br />
throughout<br />
Wales and the<br />
South West<br />
REDBROOK, MONMOUTH<br />
An extraordinary individually designed property overlooking trout lakes. Built<br />
over 3 storeys with an extremely versatile design with the main living areas on<br />
the first floor taking advantage of the lake views, superb cutting edge finish and<br />
many fine architectural features and luxury fittings. EPC Rating: B<br />
WHITEBROOK, MONMOUTHSHIRE<br />
Situated in a tranquil setting, slightly elevated above Whitebrook in the pretty<br />
area of New Mills. The attractive traditional property has been extended over<br />
the years and offers well proportioned accommodation ideal for modern<br />
family living. Grounds including open field land circa 4.5 acres and beautifully<br />
established gardens which wrap around the front and rear side of the<br />
property. EPC Rating: D<br />
Nationally<br />
225 offices across<br />
Great Britain<br />
Internationally<br />
Plus 75<br />
offices globally<br />
Fine & Country Monmouth 01600 775930 £685,000<br />
Fine & Country Monmouth 01600 775930 Offers over £699,000<br />
5000<br />
professional<br />
associates all<br />
around the world<br />
TREDUNNOCK<br />
Swn Yr Afon as the name implies is situated in an elevated position<br />
overlooking the meandering river Usk. Situated on the edge of a much sought<br />
after village location and with superb views this stunning new house provides<br />
extensive and luxurious accommodation for a family and all multi generational<br />
living and lends itself to entertaining. Completed to an exacting specification<br />
using only top quality materials, much of the flooring is in oak or limestone and<br />
the huge family room, garden room and kitchen truly the heart of the house<br />
will satisfy the most ardent chef! EPC Rating: A<br />
RAGLAN<br />
Castle View is an equestrian small holding, which lies in a superb slightly elevated<br />
position on the outskirts of the village of Raglan and stands within approximately 7 acres<br />
of pasture land. The accommodation offered is spacious and ideally suited to a family<br />
home, however, has flexible accommodation which could easily be adapted for multi<br />
generational living if required. Externally the property has a stable block situated adjacent<br />
to the main property which is currently used as a gymnasium/laundry room etc in which<br />
is also an external shower area which has been utilised in tandem with the entertaining<br />
area in which is situated the hot tub and patio area. EPC Rating: F<br />
Fine & Country Usk 01291 672034 £1,550,000<br />
Fine & Country Usk 01291 672034 O.I.R.O £749,950
usk 01291 672212<br />
chepstow 01291 626262<br />
archerandco.com<br />
4 2 2 C<br />
3 1 1 D<br />
5 2 3 D<br />
3 1 3 E<br />
UNDY<br />
Very well presented 4 bed house<br />
Views from the rear over the Severn Estuary & beyond<br />
Easy access for commuting to M4/M48<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £355,000<br />
CHEPSTOW<br />
Well presented 3 bed semi-detached house<br />
Within walking distance of Chepstow Town Centre<br />
Outstanding views to the rear<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £235,000<br />
CHEPSTOW<br />
Detached 5 bed house<br />
Easy access to M48 motorway network<br />
No onward chain<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £410,000<br />
LLANDOGO<br />
2/3 bedroomed bungalow in need of some updating<br />
Magnificent views overlooking the Wye Valley<br />
Grounds extending to approx 0.3 of an acre<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £315,000<br />
3 1 2 D<br />
3 1 2 D<br />
4 2 1 C<br />
3 2 3 C<br />
SHIRENEWTON<br />
Well presented detached 3 bed family house<br />
Short drive to M48 motorway network<br />
Attractive gardens to front & rear<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £395,000<br />
SEDBURY<br />
Deceptively large 3 bed end of terrace bungalow<br />
Easy access to M48 motorway network<br />
No onward chain<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £219,950<br />
SEDBURY, CHEPSTOW<br />
Extremely well presented 4 bed detached house<br />
Easy drive to M48 Motorway network<br />
Parking for two cars plus garage<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £315,000<br />
THORNWELL, CHEPSTOW<br />
Attractive detached 3 bed house in quiet cul-de-sac<br />
Very popular area within easy reach of M48 Motorway<br />
No onward chain<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £315,000<br />
3 1 1 D<br />
4 1 1 D<br />
3 1 2 E<br />
5 2 2 G<br />
SEDBURY, CHEPSTOW<br />
Well presented 3 bed semi-detached house<br />
Within walking distance of amenities & schools<br />
Ideal for first time buyer or growing family<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £200,000<br />
THE DANES, CHEPSTOW<br />
Extremely well presented detached 4 bed house<br />
Convenient for M48 motorway network<br />
Walking distance to local schools & Town Centre<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £325,000<br />
CALDICOT<br />
Extended 3 bed semi-detached house<br />
Popular location, close to local amenities<br />
No upper chain<br />
Archer & Co Chepstow 01291 62 62 62<br />
£229,950<br />
AYLBURTON<br />
Mid terraced 5 bed house of great character<br />
Convenient location in centre of popular village<br />
Ideally situated for commuting<br />
Archer & Co Chepstow 01291 62 62 62<br />
Guide price £275,000<br />
4 2 3 B<br />
4 2 2 D<br />
4 2 2 C<br />
2 1 1 C<br />
LLANVAIR DISCOED<br />
Immaculate Detached Family Home<br />
4 Bedrooms & Study<br />
Village Location 8 miles Usk & Chepstow<br />
Archer & Co Usk 01291 67 22 12<br />
£429,950<br />
LITTLE MILL<br />
Double Fronted Detached Family <strong>Property</strong><br />
Good Size Garden with Open Rural Views<br />
Contemporary Double Storey Extension<br />
Archer & Co Usk 01291 67 22 12<br />
£424,950<br />
RAGLAN<br />
Superbly Maintained Detached <strong>Property</strong><br />
2 Receps, 4 Beds, Conservatory<br />
Good Size Gardens, Integral Garage<br />
Archer & Co Usk 01291 67 22 12<br />
£365,000<br />
USK<br />
Purpose Built Retirement Flat<br />
Situated on the Third Floor<br />
Excellent Views Over The Usk Castle<br />
Archer & Co Usk 01291 67 22 12<br />
£95,000<br />
Chepstow USK London<br />
Associated Park Lane office
PROPERTIES 19<br />
bedroom<br />
living room etc<br />
Apartment 4, The Mount, Mount Way, Chepstow Price<br />
Fine & Country 01291 629799 www.fineandcountry.com £625,000<br />
bedroom bedroom living living room room etc etc<br />
bathroom<br />
bedroom bedroom living room living room etccentral heating<br />
bathroom<br />
central heating<br />
bathroom<br />
Impressive three bedroomed Penthouse apartment located in the Grade II listed building The Mount,<br />
which is known to have been occupied since c1840 and reputedly originally the garage/covered site of parking a parking<br />
central central heating heating<br />
watch mound related to the nearby Roman bathroom bathroomRoad to Caerleon. garage/covered parking parking<br />
3<br />
1 3 3<br />
GAS<br />
central heating<br />
garage/covered parking<br />
parking<br />
Situated within walking distance of Chepstow Town Centre, which offers a range of<br />
facilities to include restaurants, wine bars, pubs, shops, leisure facilities, road, bus and<br />
rail links. A short drive away is the M48 motorway network for commuting to Bristol,<br />
London, Newport or Cardiff.<br />
The Mount was converted into luxury apartments approximately 10 years ago and<br />
now boasts impressive electronically operated wrought iron gates leading through<br />
magnificent archway into communal courtyard parking area.<br />
The ground floor entrance is via voice entry system leading into an ornate communal<br />
garage/covered parking parking parking parking<br />
entrance hall with sweeping staircase leading to the apartment which comprises<br />
entrance hall, cloakroom, living room, kitchen, lift lobby, dining room, two bedrooms<br />
(both en-suite) and stairs up to the master suite which comprises dressing room, study,<br />
bedroom, snug and bathroom including cloakroom and bathroom.<br />
bedroom<br />
living room etc<br />
Clearview, Chepstow, Monmouthshire<br />
Archer & Co 01291 626262 www.archerandco.com<br />
Price<br />
£395,000<br />
bedroom bedroom<br />
bathroom bathroom<br />
3<br />
living living room room etc etc<br />
central central heating heating<br />
garage/covered parking parking parking parking<br />
bedroom bedroom<br />
bathroom<br />
This attractive and well presented detached three bedroomed house has been<br />
extended and much improved in recent years by the current Vendors.<br />
The property is located in the popular village of Shirenewton and within walking<br />
distance of the local village gastro pub, Shirenewton Primary School the Church of<br />
St. Thomas a Becket which dates back to the 13th Century although was rebuilt and<br />
restored in 1853.<br />
The M48 motorway network for onward commuting to Bristol, London, Newport and<br />
Cardiff is a short distance away as is the town of Chepstow offering a range of facilities<br />
to include shops, restaurants, wine bars, leisure facilities, road, bus and rail links.<br />
bathroom<br />
living room living room etc etc<br />
central heating<br />
central heating<br />
garage/covered parking<br />
garage/covered parking<br />
bathroom<br />
garage/covered parking<br />
parking<br />
parking<br />
central heating<br />
2 2 1<br />
The accommodation comprises entrance hall, cloakroom, sitting room, kitchen and<br />
breakfast room, three bedrooms and family bathroom. The property is approached off a<br />
sloping driveway offering off-road parking and leading to the garage, with up and over<br />
door, power and light.<br />
The gardens to the front comprise terraced lawns and mature trees and shrubs. Side<br />
access leads to the well enclosed rear garden which comprises raised patio, lawned area,<br />
raised vegetable bed, greenhouse, garden shed, natural stone wall to rear boundary.<br />
GAS<br />
parking
Usk Office<br />
17 Bridge St, Usk NP15 1BQ<br />
01291 672827<br />
GWERNESNEY, USK<br />
An outstanding modernisation of this superb three storey family residence<br />
originally built in 1804. In keeping and sympathetic to the origins of the<br />
period of the build, this exceptional renovation juxtaposes a contemporary<br />
feel with historical features. The attention to period features and continuous<br />
styling throughout ensures each room flows into the next. Much of the<br />
interior is designed by Quails of Usk, the influence of which is prominent in<br />
each exacting detail.<br />
£799,950<br />
LLANGYBI, USK<br />
Nestled within the Usk Valley surrounded by countryside, close to Llangybi<br />
village, this Grade II* listed farmhouse occupies approximately 2.5 acres.<br />
Reputed to be one of the area’s oldest properties dating back to the 1600s,<br />
this superb farmhouse sits at the end of a long driveway with grounds flanking<br />
one side. Retaining some exceptional period features including Inglenook<br />
fireplaces to the main reception rooms, original stone stairwells, exposed<br />
beams, arched studded wooden doors and wood panelling.<br />
£799,950<br />
CWMBRAN<br />
A greatly extended traditional bay fronted semi<br />
detached property located a short distance from<br />
Cwmbran Town Centre. The property offers excellent<br />
family accommodation with a significant ground<br />
floor extension providing the potential for a ground<br />
floor annex or home office.The property occupies<br />
an exceptional plot with extensive parking to the<br />
front and a large long rear garden with outbuilding<br />
providing a gym. The family room, with woodburner,<br />
opens to a large kitchen breakfast room with integral<br />
appliances and French doors to the garden & patio.<br />
NEWPORT<br />
A spacious four bedroom mid-terraced period home,<br />
situated a short distance from Junction 25 of the M4<br />
and close to Newport City Centre. The property has<br />
retained many original features which include: tiled<br />
floors to the entrance porch and hallway, original fire<br />
places and staircase. In brief the property comprises;<br />
three good-size reception rooms, ground floor W/C<br />
and shower room and kitchen. Outside there is a<br />
large enclosed forecourt to the front and to the rear<br />
a private enclosed garden. The property is being<br />
sold with the benefit of no onward chain.<br />
LITTLE MILL<br />
Built only 3 and half years ago by Charles Church<br />
this spacious 4 double bedroom family home is<br />
situated in the popular village of Little Mill. The<br />
well presented L-shaped accommodation now<br />
incorporates an impressive 16 ft master bedroom<br />
with dressing area and en suite and a 22 ft kitchen/<br />
breakfast room with utility. To the ground floor a<br />
spacious entrance hall leads to a downstairs W.C,<br />
a good sized lounge opening onto the garden and<br />
a second reception room. The property occupies a<br />
good sized plot with an enclosed garden,<br />
£299,950 £199,950<br />
£365,000<br />
www.m2ea.co.uk
Abergavenny Office<br />
11 Cross St, Abergavenny NP7 5EH<br />
01873 856388<br />
KINGCOED, USK<br />
Enjoying fine views over the Monmouthshire countryside, this 4 bedroom<br />
detached cottage occupies in the region of 5 acres and lies approximately<br />
2.5 miles from Raglan village. The property is believed to be in the region of<br />
200 years old and benefits from many period features including the original<br />
cider press located within the well maintained gardens. The accommodation<br />
includes a farmhouse style kitchen/breakfast room enjoying views over the<br />
gardens and beyond, separate dining room and lounge with wood burner.<br />
£699,950<br />
LLANVAPLEY, ABERGAVENNY<br />
Situated on the fringe of the picturesque village of Llanvapley is this<br />
beautiful former farm cottage which affords approximately half an acre of<br />
mature gardens. The oldest parts of the cottage are said to date back to<br />
the mid-19th century with the property still retaining some original features<br />
such as the inglenook fireplace. The cottage has since been sympathetically<br />
extended in the 1970’s creating the spacious layout that you see today. The<br />
property has undergone a major refurbishment by the current owners.<br />
£450,000<br />
MILL STREET, ABERGAVENNY<br />
An immaculately presented and fully refurbished<br />
apartment located within in a popular retirement<br />
complex situated just a stone’s throw from<br />
Abergavenny town centre. This surprisingly spacious<br />
one bedroom apartment has been substantially<br />
updated by the current owner with improvements<br />
to include a complete new kitchen and bathroom,<br />
an updated heating and immersion system coupled<br />
with a full redecoration and new carpets throughout.<br />
We are pleased to offer this property to the market<br />
with no onward chain.<br />
LLANFOIST, ABERGAVENNY<br />
Situated on a most sought after new build<br />
development is this spacious and immaculate family<br />
home. This detached dwelling affords an impressive<br />
breadth of accommodation to include a living room,<br />
an open plan kitchen diner, four generous bedrooms<br />
with the master suite hosting a dressing area with<br />
fitted wardrobes and en suite with a further shower<br />
room located on the second floor. The outside of the<br />
property affords an enclosed and low maintenance<br />
garden hosting a private raised deck area and being<br />
partially laid with artificial grass.<br />
CLYDACH, ABERGAVENNY<br />
Perched on the north side of the historic Clydach<br />
Gorge and enjoying spectacular southerly views<br />
is this most attractive bay fronted property. Over<br />
the last 10 years the property has undergone a<br />
complete refurbishment by the current owner to<br />
include all new electrics, plumbing, windows, &<br />
roof as well as refitted kitchen and bathrooms. The<br />
spacious accommodation comprises a lounge with<br />
wood burning stove, a separate dining room, kitchen<br />
and family bathroom to the ground floor with three<br />
generous bedrooms located on the first floor.<br />
£142,950 £345,000 £249,950<br />
www.m2ea.co.uk
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PROPERTIES 23<br />
bedroom<br />
living room etc<br />
Nailery Cottage, Hanbury Close, Caerleon<br />
m2 Estate Agents 01291 672827 www.m2ea.co.uk<br />
Price<br />
£495,000<br />
bedroom bedroom<br />
bathroom bathroom<br />
4<br />
living living room room etc etc<br />
central central heating heating<br />
bedroom bedroom<br />
bathroom<br />
bathroom<br />
bathroom<br />
living room living room etccentral heating<br />
3 2 4<br />
central heating<br />
central heating<br />
garage/covered parking<br />
Located within Caerleon village with outstanding panoramic views over the River Usk.<br />
Large lounge with superb views, well maintained gardens and parking to front & rear.<br />
A unique opportunity to acquire a spacious 4/5 double bedroomed detached family<br />
home enjoying outstanding panoramic views over the river Usk, towards the Celtic<br />
Manor and Caerleon Bridge. Occupying well maintained gardens and benefiting from<br />
parking to the front and rear, the accommodation includes 2/3 reception rooms including<br />
a large lounge with superb views and wood burner opening to a central dining room,<br />
garage/covered parking<br />
garage/covered parking<br />
GAS<br />
parking<br />
parking<br />
parking<br />
a kitchen opening to a breakfast room again benefiting from fine views, a utility room,<br />
modern ground floor WC and a contemporary first floor bathroom.<br />
The property lies within Caerleon village, garage/covered parking parking parking parking close to well known local schools and within<br />
easy access of Junctions 24 & 25 of the M4.<br />
bedroom<br />
living room etc<br />
1a Park Drive, Llangattock, Crickhowell<br />
m2 Estate Agents 01873 856388 www.m2ea.co.uk<br />
Price<br />
£269,950<br />
bedroom bedroom<br />
2<br />
living living room room etc etc<br />
bedroom bedroom<br />
bathroom<br />
bathroom<br />
bathroom<br />
living room living room etccentral heating<br />
1 1 4<br />
central heating<br />
central heating<br />
garage/covered parking<br />
Situated in the picturesque village of Llangattock is this most impressive detached property.<br />
In brief the accommodation comprises an open plan living area leading to a spacious<br />
kitchen breakfast room on the ground floor with two double bedrooms and bathroom<br />
to the first floor.<br />
This superbly appointed property was built circa 8 years ago and has been finished to<br />
an exacting standard with such features as under floor heating, TV points in all rooms<br />
and automatic skylight.<br />
garage/covered parking<br />
central central heating heating<br />
bathroom bathroom<br />
garage/covered parking parking<br />
with a large patio area and another private seating area. There is also a large driveway<br />
garage/covered parking parking parking parking<br />
including schooling, parks, canal & restaurants with Crickhowell town centre circa one<br />
GAS<br />
parking<br />
parking<br />
The property enjoys magnificent landscaped gardens hosting a range of shrubs and trees<br />
providing parking for 4 vehicles.<br />
Located in the heart of the village the property is conveniently situated near amenities<br />
mile away. Offered with no onward chain.
24 ADVICE<br />
Unlock the value of your home<br />
with Equity Release<br />
Improving health and an increase in life expectancy is putting a strain on people who fund their lifestyle on limited<br />
resources, particularly in times of instability on stock markets and low interest rates.<br />
Coupled with this is the increase in debt being carried into retirement, funding the provision of care,<br />
supporting children in adulthood and the growth in relationship breakdown with the over 60s.<br />
As an owner, your property is probably your biggest asset and with the passage of time there has<br />
been an ever-increasing number of homeowners turning to equity release as a means of releasing some of the<br />
tax-free cash tied up in it. What started off as a scheme to enable people in need to release capital or income<br />
from their home has developed into an integral part of financial planning to be used in a variety of ways<br />
including:<br />
• maintaining your standard of living by supplementing income or replacing capital<br />
• consolidating credit cards, loans and other debts<br />
• paying off an interest-only age restricted mortgage<br />
• home improvements and adaptations<br />
• holiday of a lifetime<br />
• funding medical and social care<br />
• assisting children and grandchildren on the property ladder<br />
• funding divorce or civil partnership settlements for self or children<br />
• paying school and university fees<br />
• mitigating inheritance tax<br />
Equity release is highly regulated and there are many safeguards in place to protect those who take out a<br />
plan, however, it is important that advice is sought from a specialist solicitor and financial adviser with the<br />
relevant experience early in the process.<br />
GWYN JAMES<br />
S O L C I T O R S<br />
THE PROPERTY SPECIALISTS<br />
mortgages, life insurance and finance specialists<br />
u Residential Sales and Purchases<br />
u Remortgage<br />
u Buy to Let<br />
u Shared Equity Purchases<br />
u Help to Buy Schemes<br />
u Leasehold Properties<br />
u Equity Release<br />
u <strong>Property</strong> Trusts<br />
u Sharing Ownership<br />
u <strong>Property</strong> Disputes<br />
4 Re Mortgage<br />
4 Overseas Mortgages<br />
4 Buy To Let Mortgage<br />
4 Let To Buy<br />
4 Help To Buy<br />
4 Equity Release<br />
4 Protection<br />
4 Asset Finance<br />
4 No broker fees<br />
COLEFORD | MONMOUTH | ROSS ON WYE | CINDERFORD<br />
(01594 833042) (01600 775950) (01989 564209) (01594 822277)<br />
info@gwynjames.co.uk<br />
www.gwynjames.co.uk<br />
Gwyn James Solicitors is a trading name of Gwyn James Legal Limited<br />
which is authorised and regulated by the Solicitors Regulation Authority<br />
Professional Impartial Confidential<br />
Top Floor, The Market Tavern, 26 Agincourt Square, Monmouth NP25 3BT<br />
E: blestium@hotmail.com<br />
Tel: 01600 775393<br />
www.blestium.com
LEGAL<br />
25<br />
Legal Indemnity Insurance<br />
Legal Indemnity insurance is a specific type of insurance policy used in conveyancing transactions<br />
where there is a legal defect or title problem, e.g. lack of planning permission or building regulation<br />
approval or a lack of a right of way; the list is endless.<br />
Legal Indemnity Insurance is being used more and more in conveyancing as a<br />
way of getting a transaction to the point of completion more quickly than would<br />
be possible if whatever defect is being insured against were resolved.<br />
A legal Indemnity Insurance Policy provides cover against any loss suffered by the<br />
insured as a result of any lawful action taken against them in respect of the defect,<br />
including, for example, any resulting loss of value of the property or any legal costs<br />
incurred in defending an action.<br />
It is important to understand that insurance does not cure the defect, in fact, it<br />
effectively prevents this since any attempt to correct the defect would most likely<br />
invalidate the cover provided by the insurance policy. It is usually a condition of such<br />
a policy that no enquiries or negotiations regarding the defect have taken place with<br />
any third parties.<br />
It is particularly important to bear in mind that, in relation to indemnity insurance<br />
for lack of planning or building regulation consent, the insurance policy will not cover<br />
against bad workmanship.<br />
The cost of indemnity insurance depends on the defect being insured against and<br />
the level of cover. The more valuable the property, the more expensive the policy.<br />
Most policies will remain in force forever, regardless of who owns the property,<br />
but if the policy is not index linked, it may not keep up with the increase in value of<br />
the property and may need to be increased on sale, which would attract an additional<br />
premium.<br />
If you instruct your conveyancer to buy an indemnity insurance policy there are<br />
new rules in force which affect what they must tell you, such as whether they are<br />
contractually bound to use or recommend a specific insurer and whether they receive<br />
any incentive for recommending a particular insurer.<br />
You also need to be provided with objective, relevant information to allow you to<br />
make an informed decision as to whether indemnity insurance is the right option for<br />
you. If you agree to an indemnity insurance policy, then you are accepting that you<br />
will be purchasing a property with a legal defect.<br />
Legal Indemnity Insurance can provide benefits to the house buying and selling<br />
process but should be viewed more as a remedy rather than a cure.<br />
For more information please contact Okells Francis Law:<br />
Telephone – 01989 762009/01594 842242 Email – office@okells-law.co.uk<br />
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BUSINESS OR SERVICE?<br />
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Why not advertise in the only property specific<br />
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and West Gloucestershire<br />
Next Deadline 8th February<br />
01600 717255<br />
www.thepropertydrop.co.uk • info@thepropertydrop.co.uk<br />
Established Local Solicitors<br />
<br />
ALL PROPERTY TRANSACTIONS<br />
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COMMERCIAL PROPERTY<br />
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AGRICULTURAL MATTERS<br />
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WILLS, PROBATES, TRUSTS<br />
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ESTATE MANAGEMENT<br />
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Contact <br />
us for an FAMILY initial no LAW obligation consultation.<br />
PERSONAL FINANCE AND TAX-PLANNING<br />
Contact <br />
us for an initial no obligation consultation.<br />
Tel: Ross-on-Wye <br />
Office 01989 762009<br />
Tel: <br />
Lydney Office 01594 842242<br />
Email: <br />
office@okells-law.co.uk<br />
www.okells-law.co.uk
OPENING HOURS<br />
Monday - Friday 9-5<br />
Saturday 9.30-12.30<br />
Sunday 10-2<br />
Tel: 01600 719605<br />
01600 71<strong>44</strong>15<br />
Mob: 07515 155546<br />
Wyeside<br />
Commercial Centre<br />
Hadnock Road<br />
Monmouth NP25 3NG<br />
The Yard<br />
Architectural - Antiques - Collectables - Salvage<br />
Looking for something<br />
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NOW IN STOCK<br />
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Fun and friendly staff always on hand<br />
MOVING? DOWNSIZING?<br />
Do you have some interesting items that<br />
you wish us to sell?<br />
We are always looking for quality stock.<br />
These steel wonders were<br />
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(60 produced) and measuring<br />
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Perfect for conversion into<br />
gatepost lights, or perhaps<br />
hanging internal lights.<br />
For a free no obligation visit at your home or<br />
business please contact Brenden on 07515 155546<br />
or email recyc@live.co.uk<br />
Country pine<br />
furniture<br />
Antique and<br />
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*Subject to Status, see in store. **Selected lines only.
28 HOUSE PROUD<br />
LARGE SELECTION OF SOLID OAK SIDEBOARDS<br />
Furniture Importers (Hereford)<br />
Packers House, West Street, Hereford HR4 0BX<br />
Tel: 01432 354646 and<br />
Furniture Importers (Whitchurch)<br />
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Wooden Shutters<br />
SELETTI LOVE IN BLOOM VASE<br />
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WRENDALE DESIGN FEATHER-FILLED CUSHIONS<br />
‘Flight of the Bumble Bee’ Square Cushion 40x40cm £35<br />
‘Meadow Bunny’ Rectangular Cushion 50x30cm £35<br />
‘Quackers’ Large Cushion 60x60cm £50<br />
Each design has been printed onto quality cotton-linen<br />
fabric with a coordinating pattern on the reverse.<br />
Salt and Pepper Ltd<br />
31-33 Monnow Street, Monmouth NP25 3EF<br />
Tel: 01600 719339 www.saltandpepper.co.uk<br />
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LOVE BIRDS<br />
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www.loladesignltd.co.uk<br />
Ring now to book your consultation.<br />
MONMOUTH FABRICS AND SOFT FURNISHINGS<br />
We are an independent company who offer the following: Designer Fabrics, Measuring & Fitting Service,<br />
Bespoke Curtains, Blinds & Shutters, Soft Furnishings, Re-upholstery, Haberdashery & lots more!<br />
Monmouth Fabrics and Soft Furnishings 120 - 122 Monnow Street, Monmouth NP25 3EQ<br />
Tel: 01600 775531 Email: sales@monmouthfabrics.co.uk www.monmouthfabrics.com<br />
LUXURY GOLD MICE LAMPS<br />
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FREE HOME IMPROVEMENTS<br />
AVAILABLE NOW<br />
Subject to qualifying criteria<br />
WARMING HOMES ACROSS<br />
YOUR LOCAL AREA<br />
Evolve Home Energy Solutions is proud to<br />
be bringing 125 years of energy efficiency<br />
experience to the local area and is looking<br />
for hundreds of people - homeowners and<br />
renters - to to take advantage of their latest<br />
pot of Government-backed funding.<br />
The ‘ECO 3’ funding is supplied by energy<br />
companies, enforced by the Governments<br />
Goverment’s<br />
Department for Business, Energy & Industrial<br />
Strategy and accessed by Evolve on behalf<br />
of local people. The cash comes from energy<br />
companies as part of their obligation and is<br />
used by approved contractors, such as Evolve,<br />
to install energy-efficient home improvements<br />
at greatly reduced rates for customers.<br />
Hundreds of thousands of pounds worth of<br />
funding is available and Evolve would like to<br />
see as much of this as possible being invested<br />
into local homes. Improvements covered by<br />
the funding include cavity wall insulation,<br />
heating system replacement, loft insulation<br />
and external wall insulation.<br />
Residents in reciept of qualifying benefits (see<br />
right) are currently top of the list for receiving<br />
the highest levels of funding, making the work<br />
CALL: 0800 292 2554<br />
EMAIL: info@evolvehes.co.uk<br />
VISIT: www.evolvehes.co.uk<br />
FREE in many cases. However, it’s not just<br />
this group that can apply, discounted prices<br />
are available for all householders, regardless<br />
of circumstances or income.<br />
Paul Simpson, who heads up Evolve’s Energy<br />
Advice Team commented: “I urge all local<br />
residents to get in touch and find out what<br />
we can do to make your home warmer and<br />
reduce your heating bills. ECO 3 funding<br />
won’t be around forever and we’d hate to<br />
disappoint householders looking for a new<br />
boiler, wanting to reduce draughts from their<br />
loft space or wanting insulated walls. Our<br />
friendly team will talk you through the process<br />
and ensure you access all the improvements<br />
you’re entitled to.”<br />
Acting now will not only bring you the<br />
benefits of a warmer home and lower fuel<br />
bills, but will contribute to making the UK<br />
a more energy efficient nation and help to<br />
conserve precious fuel reserves by using less<br />
to achieve the same level of warmth.<br />
Call 0800 292 2554 TODAY to access your<br />
share of the funding.<br />
Energy Efficient<br />
Home Improvements<br />
Explained...<br />
Starting with the external walls of a home,<br />
either cavity wall insulation can be installed<br />
in between the two layers of a property’s<br />
bricks, or insulated cladding can be applied<br />
to a property’s outside walls which also<br />
improves a home’s exterior appearance.<br />
At the top of the property, typically where<br />
most heat is lost (through the roof), the loft<br />
space can be heavily insulated to prevent<br />
heat escaping, ensuring any heat you pay<br />
for remains in the property.<br />
Funding can also be used to upgrade<br />
existing boilers to top-of-the range models<br />
giving your home the ultimate in boiler<br />
efficiency and technology.<br />
Claim your funding today from the<br />
experts, call 0800 292 2554.<br />
QUALIFYING CRITERIA<br />
- Child Benefit (subject to income)<br />
- Child Tax Credit<br />
- Income Support<br />
- Working Tax Credit<br />
- State Pension ‘Guarantee’ credit<br />
- Universal Credit<br />
- Disability Living Allowance<br />
- Personal Independence Payment<br />
- Attendance Allowance<br />
- Carer’s Allowance<br />
- Severe Disablement Allowance<br />
- Industrial Injuries Disablement Benefit<br />
- Income-related Employment & Support<br />
Allowance<br />
- Flexible Eligibility Grants<br />
If you receive any of the above, please<br />
contact us today to access your FREE<br />
home improvements.
30 PROPERTY SERVICES<br />
How much value does<br />
a loft conversion add<br />
to a property?<br />
If we cannot build out sideways, perhaps we should try<br />
building upwards? That is the thought process which more<br />
and more British home-owners are going through.<br />
CLEARANCE SALE<br />
ALL DISCONTINUED ITEMS MUST GO<br />
TO MAKE WAY FOR NEW PRODUCTS<br />
UP TO<br />
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CABINET FURNITURE,<br />
MIRRORS &<br />
ACESSORIES<br />
INSTORE ONLY<br />
DOES NOT APPLY TO WEB SALES<br />
visit us<br />
in store<br />
or online<br />
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furniture<br />
importers<br />
more than just furniture<br />
love your home with futniture and accessories from the furniture importers<br />
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Monday-Friday 8am-5pm | Saturday 10am-5pm | Sunday 11am-4pm<br />
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1) Make a hard-headed assessment of whether a loft conversion is a better option<br />
than other ways of extending your property. If other options, such as ground-floor<br />
extensions, are open to you, weigh up the costs and benefits of the various options. Talk<br />
to a local estate agent on how much value a loft conversion would be likely to add.<br />
2) Check whether you will need planning permission. A good start is to visit the<br />
planning page of your local borough’s website. In some areas, e.g. conservation areas,<br />
you will need planning permission for some kinds of loft conversion.<br />
3) Decide whether you want the simplest possible loft conversion or one<br />
incorporating a dormer window. The latter are significantly more expensive<br />
and may require planning permission. They will certainly add more value to your<br />
property and may be the best option for your family.<br />
4) Remember that loft conversions take away existing space as well as adding new<br />
space. If you have been using an attic for storage you will have to find somewhere<br />
else to put your clutter. You may also have to sacrifice a small bedroom on your<br />
landing to make space for the stairs accessing your new loft conversion.<br />
5) Get quotes from more than one contractor and check out their previous work in<br />
the area. There are plenty of reputable specialist firms but it is important to reassure<br />
yourself that you have chosen the best one.<br />
6) Budget for possible overspend. “You will need a contingency fund of around 10<br />
per cent for any problems that might come to light once work starts,” says Robin<br />
Chatwin, Head of Savillls, South West London.<br />
7) If your loft conversion is going to be used mainly as an extra bedroom, make<br />
sure to install an en-suite bathroom. Nobody wants to clatter down the stairs in the<br />
middle of the night to use the bathroom.<br />
8) Take a realistic view of how long the building works are likely to take. “The good<br />
thing about loft conversions is that the majority of the work can be accessed from the<br />
roof which minimises disruption,” says Lisa Simon, Head of Lettings at Carter Jonas.<br />
But you will still need to allow a minimum of six weeks, probably longer.<br />
9) Make sure that your loft conversion satisfies the relevant fire safety regulations.<br />
Your builders should be up to speed on this important area, as will the planning<br />
authorities, but you will sleep easier at night if you acquaint yourself with the relevant<br />
regulations.<br />
10) Remember to inform your insurers if you have added an extra bedroom to your<br />
property. This is a standard requirement of many house insurance policies. You only<br />
need to look around you to see that loft conversions have become an intrinsic feature<br />
of modern Britain. The best conversions both add financial value and create versatile<br />
living spaces – a true win-win.<br />
Content provided by OnTheMarket.com is for information purposes only.<br />
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HOME IMPROVEMENTS<br />
31<br />
The changing motivations<br />
of window buyers<br />
Windows are one of the most important elements of a property affecting the way our homes look, feel and<br />
function. So the decisions we make when the time comes to replace our windows have considerable implications.<br />
The decision process of replacing windows is<br />
not always a simple one. In fact, the factors<br />
motivating home-owners to replace their<br />
windows is changing all the time. Here, we take a<br />
look at the modern approach to window buying,<br />
considering how home-owners’ attitudes are changing.<br />
The old school<br />
Some time ago, the priorities of window buyers<br />
were clear. The top priority of buyers was cosmetics, with home-owners vying to<br />
maximise the kerb appeal of their properties.<br />
The second main concern for window buyers in the past was ease of maintenance.<br />
This is one of the main reasons behind the move towards UPVC frames. Estimates<br />
from the Building Research Establishment (BRE) place the life expectancy of today’s<br />
new UPVC windows at a minimum of 35 years.<br />
The new school<br />
Today, however, the home’s aesthetic looks are more evenly balanced with other<br />
practical considerations.<br />
One factor has risen in prominence faster than any other in recent years, and that’s<br />
the matter of efficiency. With growing concerns about the environment and rising<br />
energy bills, home-owners are keener than ever to reduce their energy usage in the<br />
home. Double and triple-glazed UPVC windows offer<br />
supreme levels of energy efficiency, simultaneously<br />
saving money and the environment.<br />
There is also research to suggest that buyers of<br />
homes are influenced by the inclusion of energy<br />
efficient windows, helping to boost property value and<br />
a deciding factor from one property to another.<br />
As the British Plastic Federation makes clear, UPVC<br />
is actually recyclable – another worthwhile tick in the<br />
box for those who consider the environment to play a large role in their selection of<br />
new windows.<br />
Security is another current top concern when fitting new windows. Particularly<br />
in older homes, windows can be an easy target for thieves, and they don’t always<br />
have to be open to look inviting. Window buyers today are looking to secure new<br />
designs which serve to keep intruders out for good. Information from the Police helps<br />
to highlight the role that locks, as well as double and secondary glazing can play in<br />
keeping your home secure.<br />
Of course, the traditional values we hold towards windows remain important to<br />
all of us. The way our homes look from the outside is important, as is the amount of<br />
work required to keep everything in shape. Today, though, these age-old values are<br />
being joined by new, practical considerations. Fortunately for those on the look-out<br />
for replacements, modern windows are capable of ticking all the boxes.
CALL: 01600 717255<br />
EMAIL: INFO@THEPROPERTYDROP.CO.UK<br />
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2<br />
BREXIT<br />
Is Brexit stopping you<br />
making that next move?<br />
There is an increase in buyer’s who are fed up with Brexit and want to just get on with it.<br />
According to the report, as sellers continued to market their homes in December,<br />
the supply of available housing increased by a fifth (20 per cent) from 35 in November<br />
to 42. This is the highest level seen for the month of December since 2014.<br />
Mark Hayward, Chief Executive, NAEA <strong>Property</strong>mark said: “This month’s findings<br />
prove that despite the current political climate, people still want to move. There<br />
is movement in the market with demand from house hunters up 13 per cent yearon-year,<br />
and the supply of available properties also rising. Although the number of<br />
sales agreed hit a 12-month low, this is something we always see in December, with<br />
Christmas festivities typically taking priority over any plans to buy or sell.<br />
While many are adopting a ‘wait and see’ strategy until there’s further clarity over<br />
what Brexit might mean for the market, there is choice for those who want to buy<br />
now, and there are people on the market looking for new homes.”<br />
As politicians continue to argue and we seem no closer to a resolution,<br />
businesses are making contingency plans and families are stockpiling pet food,<br />
tea bags, some people are attempting to buy and sell homes.<br />
It seems that estate agents are reporting a jump in viewings compared to this time<br />
last year, and the property portal Rightmove said the number of people browsing on<br />
their website in this first fortnight is up 5% from last year, with an average 4.5m visits<br />
a day. A lot of this is probably new year’s resolutions, but there is an increase in buyer’s<br />
who are fed up with Brexit and want to just get on with it.<br />
NAEA <strong>Property</strong>mark has released data covering the housing market for December<br />
2018 and revealed that, despite Brexit woes, the supply of properties available to buy<br />
increased to the highest December levels seen for four years.<br />
Successful buying and living together<br />
Valentine’s Day is on the horizon, and love is in the air. But property buyers shouldn’t<br />
allow their hearts to rule their heads when it comes to wise joint purchases and living arrangements,<br />
says Rachel Johnston of Stacks <strong>Property</strong> Search.<br />
First time joint purchases<br />
However compatible you think you are, living with<br />
somebody full time can be challenging. Everyone needs<br />
their own space on occasions, and whatever the budget,<br />
my recommendation would be to try and find even the<br />
smallest space that can be called your own. Man (or<br />
woman) sheds are a great way of creating some extra<br />
space, and dedicating a spare room to one person or the<br />
other, rather than to joint junk, can be a good idea.<br />
If space isn’t at a premium, a room of your own each,<br />
however small, is a huge advantage to happy relations, not just<br />
allowing for solitary time, but also allowing individual’s ‘clutter’ to<br />
accumulate out of sight. One of the main causes of conflict in joint living<br />
scenarios is a lack of tidiness compatibility.<br />
Another solution to this potential problem is to ensure that there’s more<br />
than enough storage for all your joint stuff. Before moving in, a proper assessment<br />
should be made of how much storage is required, add at least 20%, and set about<br />
buying or building cupboards, shelves and wardrobes and drawers. There are<br />
ingenious storage solutions to be found all over the internet and<br />
hundreds of companies who will create customised storage<br />
space, or simply inspire you with great ideas for DIY<br />
versions.<br />
Finally Kon Mari your possessions before you move in<br />
so you’re starting on the right foot!<br />
New couples<br />
Setting up home together in later life, when you<br />
already have a co-living past, is often harder than it is for first<br />
timers, especially for those who find themselves living in a home<br />
previously occupied by a different partner.<br />
If your new partner is widowed, there’s a much greater likelihood<br />
that you will find yourself moving into a home that was previously occupied<br />
by your predecessor, and while it’s important that you make changes to<br />
personalise the house, sensitivity is clearly in order. The most effective method<br />
I can recommend is to suggest a repaint and re-carpet throughout (whether the<br />
house needs it or not!). The joy of this is that pretty much every single item needs
3<br />
What would a no-deal Brexit<br />
mean for the property market?<br />
The official Brexit deadline is roughly eight weeks away. And yet the terms of the UK’s departure<br />
from the EU remain unfixed - an issue that was compounded when a vast majority of MPs<br />
rejected Theresa May’s withdrawal plans.<br />
to rise by nearly 15% from 2019 to 2023, with significant increases expected in the<br />
Midlands and the North West.<br />
While 2018 proved to be a challenging, and sometimes tumultuous time for the<br />
Government, speculation that investors would lose confidence in real estate proved<br />
largely unfounded. According to Halifax’s House Price Index, the average price of UK<br />
houses increased by 1.3% last year – while the rate of growth is slowing, the market<br />
has demonstrated its resilience during a testing period.<br />
Given the proven resilience of UK property, Brexit, in whatever form it may take, is<br />
unlikely to shake investor appetite for bricks and mortar in the long-term. With house<br />
prices set to rise, consistently high demand and the rise of regional property hotspots,<br />
the real estate market looks set to overcome the initial challenges that will be posed by<br />
Brexit.<br />
The current state of political deadlock means that come 29 March 2019, the<br />
prospect of a no-deal – a scenario originally touted as a last resort – is a<br />
growing possibility.<br />
For many years, the UK has been considered a safe haven for property investors,<br />
with demand from both domestic and international buyers driving prices and rental<br />
yields upwards. This, in turn, has fuelled investment into new-build developments<br />
and infrastructure improvements both in London and regional hotspots like Liverpool,<br />
Cardiff and Luton.<br />
Encouragingly, despite Brexit uncertainty, the long-term outlook for the real estate<br />
sector remains positive; according to Savills, house prices in Britain are predicted<br />
to be moved in order to carry out the task, and in the process you can go through a<br />
diplomatic de-cluttering and de-personalising process without appearing callous.<br />
Be careful to distinguish between clutter and emotional-clutter. Be tolerant of<br />
the latter, but try to contain it, and move items that are very personal to the previous<br />
marriage to your partner’s personal space, or at least contain it so it’s not everywhere<br />
you look.<br />
If your new partner is divorced, kid gloves are less necessary. After offering the<br />
ex first refusal on the clutter, build a big bonfire in the garden and encourage your<br />
partner to fuel it with as many old joint possessions as possible!<br />
Singles<br />
It’s so difficult for young singles to get on the housing ladder that there’s an<br />
increasing trend for couples at an early stage in their relationships to buy together.<br />
While it can make good financial sense, there are additional considerations to be<br />
taken on board. It doesn’t sound romantic, but it’s sensible to talk about things that<br />
might not usually be brought up at this stage in a relationship, running all potential<br />
scenarios through in conversation. However strong a relationship is, it’s vital to<br />
consider what would happen in the event of a break up as you won’t be covered by<br />
the matrimonial laws that protect married homeowners. Buying a property together<br />
is a huge commitment to each other and there needs to be a high level of maturity<br />
involved in the decision.<br />
A good solicitor is crucial. I would strongly recommend a specialist conveyancing<br />
solicitor, and to choose one who can guarantee consistent contact with the same<br />
person. In addition to all the usual documents, they should draw up a ‘declaration of<br />
trust’ for both parties to sign that sets out the detail of who has contributed what, and<br />
what happens in the event one or both of you wish to sell.<br />
Stacks <strong>Property</strong> Search & Acquisition, www.stacks.co.uk<br />
www.thepropertydrop.co.uk<br />
01600 717255<br />
info@thepropertydrop.co.uk<br />
Whilst every care is taken with materials submitted to The <strong>Property</strong> <strong>Drop</strong> the publisher cannot accept responsibility for loss<br />
or damage to such materials. Opinions expressed in articles are strictly those of the authors. This publication is copyright<br />
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